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NASD Series 66
D. Enlist the assistance of the state comptroller
Answer: A
While the administrator may issue a cease and desist order, because the administrator is not
a court officer, he or she can't enforce compliance with that order. The administrators next
step is to bring action in a court that has jurisdiction over Titanic and to request a permanent
or temporary injunction or restraining order.
Question: 245
BigTop Brokerage wants to register in the state of Ohio. Under the Uniform Securities Act,
which of the following requirements must BigTop satisfy?
A. Verify the marital status of all partners in the business
B. Maintain at least a minimum amount of net capital
C. Maintain a minimum liquid net worth of $500,000
D. Assure the administrator that it intends to open a minimum of 40 new accounts in the
state within the first year
Answer: B
A state administrator may require a broker-dealer registrant to maintain a minimum amount
of net capital; the amount will be specified by the administrator
Question: 246
Which of the following securities are considered exempt securities under the Uniform
Securities Act?
I. Microsoft Corporation
II. The Knights of Columbus
III. U.S. Treasuries
IV. Corporate debt securities trading over the counter vs Securities issued by
Spokane, Washington
VI. Securities issued by London, Ontario
VII. Debt securities issued by Northwestern Mutual Insurance
VIII. A bond issued by Illinois Light & Power
A. I, III, V and VIII
C. II, III and IV
D. II only
Answer: B
Microsoft is listed on the NYSE and would receive the blue-chip exemption. The Knights
of Columbus is a non-profit fraternal organization and is also exempt. All securities
guaranteed by the U.S. government are exempt. Securities issued by a U.S. or Canadian
municipality are exempt. Debt securities issued by an insurance company are considered
exempt. A bond issued by a public utility is exempt since it is specifically and otherwise
regulated. Corporate debt securities trading over the counter would NOT qualify for the
blue-chip exemption because they do not trade on a national exchange
Question: 247
Under the Uniform Securities Act, which of the following is NOT considered a security?
A. Treasury stock
B. Stock options
C. Variable annuity
D. Life insurance
Answer: D
Under the Uniform Securities Act, all options define a security, with the exception of life
Question: 248
Under the Uniform Securities Act, a state administrator may allow an investment advisor
the authority to trade in a client account, but the advisor may not be allowed to remove
client funds and securities from the account. This is known as:
A. Absolute option
B. Consent to process
C. Consent to authority
D. Limited discretion
Answer: D
Investment advisors often have their clients open accounts at a broker-dealer so that the
advisor does not have to go through the process of obtaining state approval in order to take
custody of client funds and securities. The advisor will then receive discretionary authority
from the client in order to trade in the account on their behalf. The discretionary authority
received is typically "limited discretion" whereby the advisor may transact in the account
but is not allowed to remove funds or securities from the account
Question: 249
The maximum penalty for the criminal violation of a state securities law is:
A. $10,000 fine, five years in prison, or both
B. $5,000 fine, three years in prison, or both
C. $10,000 fine
D. $5,000 fine
Answer: B
Under the Uniform Securities Act, a criminal violation exists if the person willfully violates
a provision of the Act. The maximum penalty for each violation is a $5,000 fine, three years
in prison, or both. If the person proves that he or she had no prior knowledge of the
provision violated, there will be no prison sentence imposed. The state administrator does
not have the authority to impose criminal penalties - the courts in each state take these
Question: 250
Which of the following is true regarding the Investment Advisor''s Act of 1940 as it pertains
to anti-fraud provisions:
A. A company that meets the definition of an investment advisor but does not have to
register due to an exemption is subject to the anti-fraud provisions of the Act
B. The state Administrator is responsible for registering all fraudulent investment advisors
who fall under the federal definition
C. A company that is accused of committing fraud and is exonerated of all charges is then
required to register with the SEC
D. A company that meets the defintion of an investment advisor and is registered at the
federal level is not subject to the anti-fraud provisions of the Act
Answer: B
If a company is exempt from federal registration, it still is subject to the anti-fraud
provisions - no matter what the exemption - anti-fraud rules apply to all investment advisor
at either the state or federal level
Question: 251
Heatprod Investment Advisors is opening a new account for Mrs Mathers, but the firm does
not want to be responsible for custody of her securities. To keep her as a customer, they try
an alternate solution. Mrs Mathers will open an account at a local broker-dealer and then
give written discretionary authority to Heatprod. This will allow Heatprod to execute
transactions in her broker account. Is this legal?
A. Possibly, unless Mrs Mathers offers the broker reciprocal advantages
B. No, it is strictly prohibited for a broker-dealer and investment advisor to cross transact
C. Mrs Mathers could face charges if caught
D. Yes, investment advisors often do this
Answer: D
This is a perfectly legal and common solution to the challenge. Under the Uniform
Securities Act, investment advisors may keep custody of client funds and securities.
However, in order to do so, the advisory firm must obtain approval from the state
administrator first. In order to avoid going through the administrator, the advisor may
obtain written discretionary authority to trade in the client's account at the broker-dealer.
The client funds or securities are held at the broker-dealer for a fee, and everyone is
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Business-Tests Series study help - BingNews https://killexams.com/pass4sure/exam-detail/Series66 Search results Business-Tests Series study help - BingNews https://killexams.com/pass4sure/exam-detail/Series66 https://killexams.com/exam_list/Business-Tests A New Matrix For Evaluating Original Contributions In Business

Ranjeet Mudholkar is a leading EB1A expert & CEO of Next League Executive Board LLC, which helps professionals fulfill their American Dream.

In the vast and ever-evolving landscape of human endeavor, every innovative step forward is a testament to our collective spirit. The challenge of discerning "original contribution" in such a dynamic environment can be both profound and perplexing. To guide leaders, researchers and innovators through this labyrinth of innovation and creativity, I would like to present a framework I helped develop: The Mudholkar Mastery Matrix for Originality Assessment. This framework is designed to help companies emphasize and test for originality in order to ensure they are fostering and nurturing genuine innovation, not mere reiterations or repackaging of existing ideas.

For instance, in a corporate setting, the Matrix can help identify groundbreaking product ideas that can redefine market standards. In academia, it can help distinguish research that has the potential to shift paradigms. For talent-based immigration, such as with the EB1A Green Card (a.k.a. the "Einstein Visa"), it can help recognize works that define original contributions. I have found that such discernment can ultimately save resources, time and efforts within a company by directing them toward endeavors that have greater potential to make a lasting impact.

The Essence Of The Matrix And Its Tests

The genesis of the Mudholkar Mastery Matrix is rooted in a comprehensive study of various assessment tools across industries. Over five years, I collaborated with experts from academia, business, talent-based immigration petitions and policy-making sectors. Feedback from these experts, combined with rigorous testing across diverse fields, shaped the Matrix's design. It underwent evaluations in over 100 projects, ranging from academic research and talent-based immigration to finance and awards. The iterative process of design, feedback and refinement led to the creation of this tool.

The Mudholkar Mastery Matrix is more than just a tool, however; it is a harmonious framework that can help companies discern the originality of a contribution by examining and weaving together five distinct threads. Each thread, or test, evaluates a different, unique aspect of originality in order to help ensure that the contribution in question receives a holistic and comprehensive assessment.

1. Knowledge Spectrum

The Knowledge Spectrum encapsulates the progression through learning's continuum. This progression starts with Data (raw facts), then proceeds through Information (structured data with context), Skill (practical application of information), and Knowledge (comprehension of underlying principles and answering the question of "Why.") Wisdom stands at the apex of this continuum as the judicious application of Knowledge. Contributions in the Knowledge Spectrum are distinguished by their ability to reflect deep understanding rather than mere data or information aggregation. They not only demonstrate "how" to apply skills but also offer insights into "why" these applications matter, paving the way toward wisdom.

2. Scientific Foundation

Every genuine contribution should either be anchored firmly in the bedrock of established theory or science, or its creation should be founded on the principles of the Scientific Method to confirm its credibility and suitable evidence standards.

3. Autonomous Value

True achievements have a voice of their own. They should be replicable and able to continue having an impact even after they leave the constant guiding hand of their contributor, demonstrating their timeless and autonomous value.

4. Expansive Impact

An original exploration naturally extends its impact, much like a pebble creating ripples in a vast lake. It begins with a specific idea or action for a purpose and continues reverberating, reaching far beyond its initial boundaries and thus demonstrating its universal relevance. This is the hallmark of a true undertaking's authenticity—it possesses a self-sustaining value that propels its continuous influence far beyond.

While Autonomous Value implies sustaining without the contributor's presence, Expansive Impact marks whether the contribution's reach extends beyond one's field.

5. Documented Evolution

Sir Isaac Newton, in a 1675 letter to Robert Hooke, humbly stated, “If I have seen further, it is by standing on the shoulders of giants.” This suggests that successes are built upon the foundational work of the great works that came before.

The idea that history should be able to trace the origin of a given work suggests that original work, no matter how innovative, typically builds upon previous knowledge, discoveries or creations. In practical terms, documented evolution could look like a series of dated entries, design sketches and experiment results that show the gradual development of the work. This provides context into how the work has been shaped and refined over time, establishing that the contribution is recognized as a continuation and evolution of existing knowledge.

Guidelines For Adoption

The Mudholkar Mastery Matrix is a framework designed to assess and foster innovation within any organization. Here's how to implement it effectively.

• Panel Assembly: Form a diverse panel of members with varied expertise relevant to the projects being assessed.

Understanding The Framework: The panel should familiarize themselves with the Matrix’s five tests, which measure different dimensions of originality and feasibility.

Individual Evaluation: Panel members independently evaluate project proposals using the Matrix to provide objective scores based on predefined criteria.

Collaborative Review: For proposals with ambiguous scores, panel discussions help achieve consensus by referencing the Matrix’s parameters.

Ongoing Validation: Projects that receive funding are reviewed periodically using the Matrix to ensure they continue to meet their originality and impact goals.

Based on my experiences, this approach can ultimately help organizations identify and support initiatives that deliver genuine innovation and lasting value.

Limitations And Judicious Application

While robust, the Matrix has some limitations to acknowledge, such as with radical shifts, avant-garde art and cultural relativism. For instance, avant-garde art often challenges norms, so its originality may only be recognized later when it becomes mainstream. Similarly, originality is perceived differently across cultures—"groundbreaking" in one community may be "commonplace" in another. So, the Matrix should be applied judiciously in contexts involving radical art forms or cultural nuances, with customization as needed. Barring these exceptions, I have found that the tests, when applied as intended, can provide a versatile framework to assess originality in a wide range of endeavors.


The Mudholkar Mastery Matrix for Originality Assessment can be an effective format for evaluating originality across domains. By embracing and implementing this Matrix, I believe you can help encourage the growth and success of the pioneers and innovators within your company.

Forbes Business Council is the foremost growth and networking organization for business owners and leaders. Do I qualify?

Tue, 14 Nov 2023 23:15:00 -0600 Ranjeet Mudholkar en text/html https://www.forbes.com/sites/forbesbusinesscouncil/2023/11/15/a-new-matrix-for-evaluating-original-contributions-in-business/
Completed Rural Colorado Workshop Series

In partnership with the Telluride Venture Network, this workshop series brought two-day short courses throughout five years to the people of Telluride and surrounding communities. The workshop series impacted over 100 entrepreneurs in rural Southwest Colorado.

Sat, 04 Nov 2023 15:59:00 -0500 en text/html https://www.colorado.edu/business/deming/community/demystifying-entrepreneurship-rural-colorado-workshop-series/completed-rural
Startups News No result found, try new keyword!The material on this site may not be reproduced, distributed, transmitted, cached or otherwise used, except with the prior written permission of American City Business Journals. Tue, 14 Nov 2023 01:41:00 -0600 text/html https://www.bizjournals.com/news/technology/startups New Study Validates That Proper Positioning Has a Clinically Significant Impact on Blood Pressure Readings No result found, try new keyword!CORRECT BP study supports estimates that 30 million or more Americans may be incorrectly classified as having hypertension VERSAILLES, Ohio--(BUSINESS ... the point of care test that is most ... Sun, 12 Nov 2023 19:30:00 -0600 https://www.businesswire.com/news/home/20231113393837/en/New-Study-Validates-That-Proper-Positioning-Has-a-Clinically-Significant-Impact-on-Blood-Pressure-Readings 1 in 4 Colorado 11th-graders skipped their state's standardized test − geography and income help explain why No result found, try new keyword!Many students and parents do not believe in the importance of standardized tests as a measure of academic achievement. Much of the opt-out movement was led by parents who chose to keep their children ... Tue, 14 Nov 2023 06:02:00 -0600 en text/html https://www.seattlepi.com/news/article/1-in-4-colorado-11th-graders-skipped-their-18490367.php A study looking at developing new tests to help diagnose and stage oesophageal squamous cancer (OSCAR)

There are 2 groups in this study. The researchers need about 200 people to take part in both groups.

People with oesophageal squamous dysplasia or a high risk of having it
You have the Cytosponge test on the same day as the endoscopy.

The study team asks you some questions about your general health and lifestyle as well as measuring your weight and height. Then you have the Cytosponge test. 

You swallow a small capsule with a drink of water. The capsule contains a sponge, covered in gelatine, which is attached to a string.

After 7 minutes, the gelatine dissolves and the sponge can be gently removed by pulling on the string. You may have a spray to numb your throat (anaesthetic) before pulling out if needed.

As the sponge is pulled up and out of your mouth, it collects cells from the lining of your oesophagus, which can then be studied in the laboratory.  

At the end of the Cytosponge test, you complete a questionnaire. It asks about your feelings during the test.

Then, you have an endoscopy.    

During the endoscopy, as well as taking standard biopsies, the study doctor will take some extra tissue. This is to look for biomarkers to see why some people are more at risk of oesophageal cancer than others.

You also have some extra blood tests. Researchers want to see if people with squamous dysplasia have special markers (DNA) in their bloodstream.

Doctors will ask you to have a blood test each time you attend for follow up. You do not have to agree to have these tests done every time if you don’t want to. You can still take part in the study.

Depending on the results, you may have more endoscopies in the future. The study steam may also ask you to have the Cytosponge test again.  

People with oesophageal SCC
You have any tests, investigations and treatment as normal. As part of this study the researchers will ask you to have extra blood tests and biopsies.

The blood tests and biopsies are taken at set times. The study team can give you more information on how often you have them.

They will look for DNA in your blood and tissue samples to see if it is possible to get DNA from the cancer in the blood (this is called circulating tumour DNA).

Researchers will use the results of the tests to develop a new way of working out how advanced oesophageal cancer is (cancer stage). They think this will give doctors more information about the likely outcome (prognosis) of the cancer than the system used at the moment.  

Medical records
The team will ask you for permission to look at your medical records after you finish the study and for up to 10 years. They want to find out how you are and if your health changes over time.

Only people involved in this research will look at your records.

The study team will also ask you for contact details. They might contact you in the future to see how you are and to let you know about other clinical trials you might be interested in.

Sun, 29 Oct 2023 12:00:00 -0500 en text/html https://www.cancerresearchuk.org/about-cancer/find-a-clinical-trial/a-study-looking-at-developing-new-tests-to-help-diagnose-and-stage-oesophageal-squamous-cancer-oscar
JEE Advanced Mock Test 2024: FREE Test Series PDF with Answer Key

JEE Advanced Mock Test 2024: Here, students can find JEE Advanced Mock Test Online for free along with the answer key. Also, find the JEE Advanced Mock Test PDF get link for free. The mock test papers attached here have been prepared as per the JEE Advanced updated syllabus and previous year's question papers.

Find here Free JEE Advanced Mock Test with Answer Key

JEE Advanced Mock Test: The Joint Entrance Examination (JEE) is conducted by the seven coordinating IITs under the guidance of the National Testing Agency (NTA) for students wishing to get admission into the most reputed engineering institutions in the country, IIT. JEE is one of the most difficult exams to crack given the huge number of participants who take the test and the competency of questions posed in the question paper. Students indulge in rigorous study schedules and sleepless nights to crack IIT JEE and get admission into the top IITs. There are two stages of exams, JEE Mains followed by JEE Advanced. The top 2,50,000 students who clear JEE Mains with the highest scores are the only ones who are given an opportunity to sit for JEE Advanced. 

Every test requires appropriate use of study materials and dedication along with the heavy investment of time and effort to crack it, especially if the test is as hard as IIT JEE. The first step in the preparation journey happens to be the collection of authentic study resources and keeping additional preparation resources available at all times. Competitive exams like this one cannot be gone through without the right choice of resources. Since the IIT JEE question paper consists of multiple-choice questions, mock tests are the best way to prepare for the test and analyze the level of your preparation. Here, we have brought to you the JEE Advanced mock test with solutions and a PDF get link at the bottom. Also, find below important details related to the JEE Advanced exam

Shiv Khera

JEE Advanced test Pattern (Course Structure)

Details about the JEE Advanced test have been presented in the table below. Students can have a look at it before starting with their preparations since it can prove to be useful in understanding the test and JEE Advanced syllabus format. 

Exam Name

IIT JEE Advanced 

Exam Conducting Body

7 zonal IITs (IIT Madras, IIT Kharagpur, IIT Roorkee, IIT Kanpur, IIT Delhi, IIT Bombay, IIT Guwahati)


Physics, Chemistry, and Mathematics

Number of Papers

Number of questions

51 (17 questions per subject, as of 2023 question paper)

Time Duration

3 hours per paper

Assessment Type

Objective Assessment Type (Multiple Choice Questions)

Difficulty level

Very difficult (since it has negative marking system)

JEE Advanced Marking System

Here, students can learn about the JEE Advanced marking system. As we all know, the IIT JEE Advanced has a negative marking system, which makes it all the more difficult for students to score good marks. This detailed description of the marking system will help you strategize your timing and study schedule for the exam. It will also provide you with a fair idea of what has to be studied with the top priority. 

  • Full Marks: 04 only if (all) the correct option(s) is(are) chosen
  • Partial Marks: 03 If all four options are correct but only three options are chosen
  • Partial Marks: 02 If three or more options are correct but only two options are chosen, both of which are correct
  • Partial Marks: 01 If two or more options are correct but only one option is chosen and it is a correct option
  • Zero Marks : 0 If none of the options is chosen (i.e. the question is unanswered)
  • Negative Marks: -2 In all other cases

Students preparing for JEE Advanced 2024 are advised to take this mock test presented below. Make sure that you complete the entire test in 3 hours, which is the time given to you in the JEE Advanced exam. The mock test is based on the previous year's question papers and question banks. The answer keys to all the questions have also been provided for your convenience. After taking the mock test, students can get the answer keys and check their final scores. However, students are advised to only look at the answers once all the questions have been solved and the answers marked. 

JEE Advanced Preparation Tips and Strategies

In order to prepare well and give your best in one of the toughest exams in the country, students will have to create a brilliant preparation strategy and adhere to the tips presented below. These are also topper’s recommended tips and will help you create a balanced study schedule. 

  • Create a study schedule/timetable (invest at least 12-15 hours a day to study)
  • Meditate, exercise, or indulge in any concentration-improving activity
  • Avoid screens as much as possible (use mobile phones for important work only)
  • Eat healthy food since it stimulates energy and keeps your body active
  • Take small breaks in between your study sessions. Don't let your mind get worked up.

For more information on JEE Advanced Preparation Tips, check the article below.


Also Find:

Fri, 03 Nov 2023 07:05:00 -0500 text/html https://www.jagranjosh.com/articles/jee-advanced-free-mock-test-online-with-answer-key-solution-1698998630-1
Tai chi helps boost memory, study finds. One type seems most beneficial

Your keys aren't in the spot you thought you left them? Can't recall the title of a book? I've had those moments.

Amid our busy lives, distraction or fatigue may explain our forgetfulness. But instances of "brain freeze" make me realize I want to do everything in my power to keep my brain sharp.

There's plenty of evidence that exercise can help protect our bodies and brains. And as we age, daily movement doesn't need to be super intense. In fact, a new study finds tai chi, a slow-moving form of martial arts, can help slow cognitive decline and protect against dementia.

The study included about 300 older adults, in their mid-70s on average, who had all reported that their memory was not as good as it used to be.

As part of the study, all the participants took a 10-minute test, called the Montreal Cognitive Assessment, to gauge cognitive function. A normal score is 26-30. A person who scores between 18 and 25 is considered to have mild impairment, which means they don't have dementia but they're not as sharp as they used to be and may need to work harder to maintain everyday activities. The average score of participants at the start of the study was 25.

A tai chi class held at the North Potomac Community Rec Center, in Potomac, Md. Tai chi has been shown to Improve balance, prevent falls and help slow down cognitive decline.

Allison Aubrey / NPR



A tai chi class held at the North Potomac Community Rec Center in Potomac, Md. Tai chi has been shown to Improve balance, prevent falls and help slow down cognitive decline.

The study found that people who practiced a simplified form of tai chi called Tai Ji Quan twice a week for about six months improved their score by 1.5 points. This increase may not sound like a lot, but study author Dr. Elizabeth Eckstrom says "you've basically given yourself three extra years" of staving off decline. The study is published in Annals of Internal Medicine.

A person with mild cognitive decline can expect to lose, on average, about a half point each year on the test, and once their score drops under 18, people experience quite a bit of impairment from memory loss and cognitive decline, Eckstrom explains.

So, based on these results, "if you're able to keep doing [tai chi] two or three days a week on a routine basis, you're going to get extra years before you hit that decline into dementia," she says.

Eckstrom and her collaborators also tested a more rigorous type of tai chi, called Cognitively Enhanced Tai Ji Quan, where they layered on extra challenges. For example, participants were asked to spell a word, backward and forward, as they moved through a series of tai chi moves.

"You're really forcing your brain to think hard while you're also doing the fluid mind-body movements," Eckstrom explains.

The people who practice this type of cognitively enhanced tai chi improved their scores by about 3 points. "We've just given you six extra years of cognitive function," she says. "That's a lot."

Her theory on why tai chi is effective is that it combines the memorization of the movements, known as forms, almost like a dance choreography. "So, you're getting the physical activity, plus the memory piece," she says.

Dr. Joseph Quinn, a neurologist at Oregon Health & Science University, who was not involved in the study, says the results fit with a body of evidence, including ameta-analysis, showing the benefits of tai chi. "This has fascinated me," Quinn says, because the results are impressive, but "honestly, I don't understand why it works so well."

The benefits of cardiovascular workouts, which help protect the heart and the brain, are better understood, he says. But tai chi isn't much of an aerobic workout, so he says perhaps the meditative component has a stress reduction effect that helps explain the other benefits.

"It becomes a meditative practice," says Mary Beth Van Cleave, 86, who lives in a retirement community with her wife and their cat in the Portland, Ore., area. She started tai chi at age 75 and says her practice helps her feel grounded and enables her to let go of stress. "It's become an important part of my life," Van Cleave says.

In terms of a cognitive boost, she thinks tai chi helps with concentration. "I'm more conscious of trying to do one thing at a time," she says.

One limitation of the study is that most of the participants were non-Hispanic white and about two-thirds had college degrees. It's hard to know whether the benefits would hold up for the broader population. A study published last year found there's a disproportionate burden of cognitive impairment and dementia among Black and Hispanic populations in the U.S., and among people with less education. Researchers say they'd like to see efforts to make tai chi more accessible given the benefits, and given that by age 65, about 1 in 5 people has mild cognitive impairment.

If you've never done tai chi, which is a martial art that incorporates a series of movements, known as forms, with a focus on controlled breathing, too, it may look like nothing much is happening. But that's a misconception, Van Cleave says. "We are working very hard, " she explains. And, she says, the physical benefits are pronounced.

"There are so many times I've avoided a fall," she says. "That's because of the balance that tai chi gives me."

Many studies have shown that practicing tai chi can help prevent falls and Improve balancein older adults, and the benefit is greatest for people who keep up a regular practice over time.

This story was edited by Jane Greenhalgh

Copyright 2023 NPR. To see more, visit https://www.npr.org.

Sun, 05 Nov 2023 19:59:00 -0600 en text/html https://www.wlrn.org/npr-breaking-news/2023-11-06/tai-chi-helps-boost-memory-study-finds-one-type-seems-most-beneficial
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