Memorize ST0-236 Latest Questions questions before you go for test

Even if you go through all ST0-236 course books, the situations asked in actual tests are totally different. Our ST0-236 test prep contains every one of the interesting inquiries and answers that are not found in the course books. Practice with ST0-236 VCE test system and you will be certain for the genuine ST0-236 test.

Exam Code: ST0-236 Practice exam 2022 by team
Altiris Client Management Suite 7.1 / 7.x Technical Assessment
Altiris Management questions
Killexams : Altiris Management questions - BingNews Search results Killexams : Altiris Management questions - BingNews Killexams : Review: Symantec Altiris Asset Management Suite 7.1

Managing vendor contracts, controlling hardware and software costs and optimizing IT assets to meet organizational requirements constitute critical chores for IT professionals. Symantec's Altiris Asset Management Suite 7.1 aims to remove the hassle from IT asset management by giving enterprises the detailed information they need to make smart, informed decisions. Such tools are a necessity in today's cost-conscious workplace.

Altiris Asset Management Suite (AMS) culls data from Symantec's Client Management Suite (CMS) and Server Management Suite (SMS). AMS also integrates with similar Microsoft discovery tools so IT departments can tap installed investments.


IT departments often find it tough to tease out relationships between hardware, software, associated contracts, end users and user groups. Altiris AMS takes away the pain of guessing who has what system, who has what installed on their system and when their licenses are due for renewal.

The downloadable suite provides a wizard that assesses whether a system meets the minimum product requirements and will add any missing applications if prompted — a cool feature that saves the administrator time during installation. After ensuring that my hardware met the minimum product requirements prior to the installation, AMS downloaded successfully. The installation and initial setup were painless.

Why It Works for IT

AMS's user interface logically divides hardware and software. An application metering capability provides insight into which applications have been installed, which have been paid for and which are being used. Such information makes this a real cost-cutting tool for IT.

IT managers can also see the full cradle-to-grave lifecycle of an asset, including contracts of all types associated with hardware and software, purchase orders, service-level agreements, warranties and even retirement and disposal documentation.

Administrators can calculate total cost of ownership by factoring in discoverable data such as purchase costs, monthly maintenance fees or chargeback costs. It's possible to customize AMS to include fields specific to an organization and also add non-discoverable information to an asset, such as an additional cost center.

It's also possible to designate who may view asset information by groups, which proves useful for security. For example, IT staff can limit asset visibility of a branch office to authorized people in that office.


AMS is optimized for and depends heavily on its associated Symantec discovery tools, CMS and SMS. Figuring out these dependencies may take a bit of time and some experimentation. According to Symantec, most deployments consist of AMS coupled with CMS.

Sun, 13 Nov 2022 10:01:00 -0600 Alyson Behr en text/html
Killexams : 40 Questions To Ask A Mentor

Imagine you approached someone you admired, and boldly asked that person to mentor you. And the answer was “Yes!” But a year into the relationship, those monthly mentoring sessions might not invigorate you like they used to, and aren’t quite as energizing for the mentor, either.

4 Types Of Questions To Ask A Mentor

1. Stories

To break the ice, have your mentor tell a story from his or her own career. Hey, everybody likes to talk about themselves! For example, you could inquire: “How did you get to where you are today?” or “How did you land your current role?” But you could also ask more specific questions that address your career objectives and concerns. Some questions to consider:

• Was there a time you messed up and felt like you’d failed? How did you bounce back?

• How did you learn to embrace risk-taking?

• Tell me about a latest business setback. How did you recover?

• Think back to five years ago. Did you envision your career as it is today?

• Was there ever a role you applied for and landed, but weren't 100% qualified to do? How did you proceed?

• What do you wish you had known before taking your first management role?

• Which leadership skills were the most difficult to develop?

• Can you tell me about a time when you had a difficult boss? How did you handle the situation?

• What’s the most important leadership lesson you’ve learned and how has it proven invaluable?

• How did you develop the skill of speaking so engagingly in front of groups?

2. Situations

Now that the conversation is flowing, get more granular in your requests and bring a specific situation to your mentor--one that you’d like help navigating. For example:

• I tried to delegate a task last week and it did not go well. Can we work through what to do differently next time?

• Who are the people I need to align with in this organization to achieve success?

• My boss said I need to be more strategic. What does that mean?

• How can I let my boss know that I don’t need to be micromanaged?

• How can I stay connected to key influencers who do not work in same office or geographical area?

• When trying to gain buy-in to implement a new program, what tactics have worked for you?

• My performance review is coming up. What type of preparation do you most appreciate seeing from your employees?

• I have two very different career path options available to me. Can you weigh in to help me make a final decision?

• I'm considering a career transition. What are some other areas of the business that might be a good fit for me?

• I’ve heard that taking a stretch assignment could help my career trajectory. What are the pros and cons?

3. Self-Awareness

One of the greatest gifts you can provide yourself is the gift of self-awareness, meaning the ability to see yourself as others view you. That way, if you like how you’re perceived, you can embrace it and take steps to strengthen that positive perception. If you don’t like how you are currently perceived, you can take steps to shift that perception to a more positive one that supports, rather than undermines, your career and leadership goals.

After starting with the obvious question: “How do you think others perceive me?” become more specific, so your mentor can assist by “holding up the mirror” and providing detailed feedback on how your actions and communication are impacting the way others see you. Ask questions such as:

• How am I viewed? In other words, what's my personal brand in our organization?

• Where do you see my strengths?

• What do you see as some of my blind spots and how can I improve?

• How I am viewed by leadership?

• What do people say about me when I’m not in the room?

• Could you offer feedback on ways to Excellerate my executive presence?

• Do I come across as strategic or tactical in my day-to-day communication?

• Am I viewed as high-maintenance when I send my boss weekly status updates?

• How could I have communicated my idea more clearly?

• When I presented at the last meeting, how did I do? Did my communication style support the message I intended to deliver?

4. Skill-Building

Is there a skill you’re currently working to enhance, such as project management, long-term strategic planning, delegating, or public speaking? Use questions like these to ask your mentor for advice and resources to help you polish that skill:

• How can I become a more assertive negotiator?

• Can we role-play asking for a raise and a promotion?

• How can I become better at managing people who do not report to me?

• Do you have any quick tips for re-energizing an overworked team?

• Can you recommend a book or resource for dealing with difficult conversations?

• What practices can you recommend for dealing with nervousness when speaking to groups?

• I have been asked to facilitate a team-building activity at a staff retreat. What are some keys to success?

• What’s a good methodology or tool for project management and tracking team commitments?

• Do you have a template that you use for long-range visioning and strategic planning?

• What new skills do I need to move ahead?

With these four types of questions and their accompanying examples, you’ll never sit through another mentoring conversation wondering if the other person is finding the discussion useful. And provide this list to those whom you mentor, encouraging them to use it to maximize the value of the time you spend together.

Thu, 13 Aug 2020 12:53:00 -0500 Jo Miller en text/html
Killexams : Interview Questions on Time Management Skills

Robyn D. Clarke Ngwabi is an award-winning journalist with over 15 years of professional writing and editing experience. She was named to TJFR Group/NewsBios' 30 Under 30 list at age 25 while serving as careers editor for a nationally published niche business magazine. She is currently at the dissertation stage of completing a Ph.D. in educational policy and leadership at Marquette University.

Wed, 23 Nov 2022 14:11:00 -0600 en-US text/html
Killexams : Key Questions to Ask When Thinking About Implementing a Document Management System

Bert Markgraf is a freelance writer with a strong science and engineering background. He started writing technical papers while working as an engineer in the 1980s. More recently, after starting his own business in IT, he helped organize an online community for which he wrote and edited articles as managing editor, business and economics. He holds a Bachelor of Science degree from McGill University.

Sat, 21 Jul 2018 18:27:00 -0500 en-US text/html
Killexams : 100+ Fascinating Questions That Don't Have Answers

It’s human nature to be curious, and people have an undying desire to answer every question that comes to mind.

With advances in technology and the connectivity of the internet, questions that might have gone unanswered for eternity have come to a conclusive resolution.

However, even with all of the information at our disposal, there are some questions that simply do not have answers.

RELATED: 100 Deep Questions To Get To Know Yourself Much Better

100+ Questions That Don’t Have Answers

There are many questions that have gone unanswered forever and will most likely continue to cause confusion in the minds of those who just need to know. And that list of unanswerable questions is huge.

Some of the questions that plague us are about the concept of time, science, or philosophy. Others are random, weird, or funny and are centered around curiosity, not a bonafide need.

Life’s Biggest Unanswerable Questions

Below is a list of thought-provoking questions that may leave you baffled, send you out in search of real answers, or make you double over in laughter.

1. If God made everything, who made God?

2. Do ghosts exist and, if so, how do we know?

3. How did life first start?

4. Is there anything that can travel faster than light?

5. How did we first determine there was a consciousness and a subconsciousness?

6. Do beings on other planets consider us aliens?

7. If everyone has their truth, how do we know what the real truth is?

8. Why are cars built to go faster than the speed limits?

9. What came first, the sun or the Earth?

10. How far east can you travel before you start traveling west?

Most Confusing Unanswerable Questions

This next set of questions can take you down an endless trail of confusion, thinking and rethinking your answers. In the end, you'll have to accept you simply don't know.

11. Was math invented by humans or simply discovered?

12. When you forget a thought, where does it go?

13. What makes you uniquely you?

14. If rules are meant to be broken, why make them in the first place?

15. What do people who have been deaf since birth hear when they think?

16. What do blind people see when they dream?

17. If you try to lose on purpose, but accidentally win, did you win or lose?

18. If you are expecting the unexpected, isn’t the unexpected now expected?

19. When your soul leaves your body, does it look like you?

20. If Adam and Eve were the first and only people, aren’t we all related?

21. If you enjoyed wasting time, were you really wasting time?

22. Who was the first teacher’s teacher?

23. When you wait for your waiter to come take your order, aren’t you now the “waiter”?

24. What exactly was the first person to milk a cow really trying to do?

25. What is the exact definition of perfect health?

26. Do animals have a subconscious?

27. Will reincarnation ever be possible, or does it already exist?

28. Do you really need a license for a self-driving vehicle?

29. Is it possible to know it all?

30. Can technology be used to control our emotions?

RELATED: 320 Would You Rather Questions For The Best Game Night Ever

Unanswerable Questions About the Concept of Time

Time is a big topic. Because we use it to decide when birthdays, holidays, and other special occasions occur, there tend to be many unanswered questions about the concept.

31. When did time first begin?

32. Is there a reason you are here at this point in your life?

33. Does time end at some point?

34. Will time travel ever be possible?

35. Why do we keep time?

36. Who decided age is based on rotations around the sun?

37. If the early bird gets the worm, why do they tell you that good things come to those who wait?

38. Who created the first calendar and how’d they know where to start?

39. How do we know the future is not actually the past and vice versa?

40. Will there come a time when people will live forever?

41. Will people still drive in 20 years?

42. Does time always move forward?

43. Are past, present, and future real?

44. Is time infinite or will it one day run out?

45. Does time really exist or is it a shared mental construct?

Scientific Unanswerable Questions

Science has resolved a lot of questions for humankind over time. Still, there are many curiosities for which there are still no answers.

46. Is the Earth alive?

47. Where does the universe begin and end?

48. If you drill a hole through the middle of the earth and leap through, are you falling or floating?

49. Were there people that existed before the universe?

50. If everyone on Earth leapt into the ocean at once, would we flood the world?

51. Do caterpillars know they will morph into butterflies or do they just like cocoons?

52. If we evolved from monkeys, why are there still monkeys running around?

53. Who decided February should have 28/29 days while all the rest had 30/31?

54. Will a journey to the center of the earth ever really be possible?

55. Will we ever find a cure for cancer?

56. How long before people can opt to clone themselves?

57. Is there life on other planets?

58. Will we one day be able to back our brains up on storage devices?

59. If a human being is genetically enhanced, are they still human?

Funny Unanswerable Questions

The questions in the section won't necessarily change our lives if answered, but will definitely garner a chuckle or two.

60. Why do people bake cookies but cook bacon?

61. At what age does old age begin?

62. How do you know your life isn’t just one crazy hallucination?

63. If you hit yourself and it hurts, are you weak or are you strong?

64. If something is described as “indescribable,” hasn’t it just been described?

65. How would you look up the word “dictionary” in the dictionary?

66. How far up do bald people go when washing their faces?

67. Why do people say “slept like a baby” when babies wake up throughout the night?

68. If a cyclops closes its eye, is it winking or blinking?

69. Are eyebrows facial hair?

70. Can you talk down to a person taller than you?

71. Are prisons equipped with emergency exits?

72. If you dive into the fountain of youth but can’t swim and drown, will you still live forever?

73. If Cinderella fit the lost slipper perfectly, how did she lose it in the first place?

74. If a word is misspelled in the dictionary, how do we find it?

RELATED: 7 Hard Questions You Must Ask Before You'll Have The Life You Want

Random Unanswerable Questions

Do you know someone who randomly asks questions that make you wonder how they got there? Well, there are some things they might have tossed around in their strange minds.

75. What are dreams made of?

76. How long will people remember you once you die?

77. Why set goals if everyone is eventually just going to die?

78. Are soulmates really a thing or do two people just like each other a lot?

79. Why do we have belly buttons for our entire lives?

80. What do they call French kissing in France?

81. What is the wealth and fame threshold for being “assassinated” and not “murdered”?

82. Do dentists go to other dentists?

83. If R-rated movies are for adults, why do children act in them?

84. Are braces removed when someone dies?

85. Since tomatoes are a fruit, should ketchup be considered a smoothie?

86. Does hating hateful people make you a hateful person?

87. If the number 2 pencil is most widely used, why is it not number 1?

88. If people forget about you after you die, did you really ever exist?

89. Do we all hear sounds the same?

Philosophical Unanswerable Questions

Many thinkers have attempted to provide responses to philosophical questions. But there are some that might forever plague us.

90. Are we actually free-willed or are our actions predetermined by destiny?

91. What happens after you die?

92. Is it really possible to be objective?

93. What is the purpose of human beings?

94. What is God?

94. What is the Devil?

96. Who decided what was right and what was wrong?

97. If killing is so wrong, what makes us kill people who kill other people?

98. Was there a time when nothing existed?

99. Is karma real or are we just making it up so people will be kind?

Weird Unanswerable Questions

Some questions can only be described as "weird." Sure, we might want to know, but is it really necessary?

100. Which came first, the fruit called “orange” or the color?

101. Are we really living or are we actually dying slowly?

102. At what point does it go from partly sunny to partly cloudy?

103. Why does glue not stick to the inside of the bottle?

104. In the word “scent” which letter is silent: the "s" or the "c"?

105. What is the color of a mirror?

106. If it loses its wings, is it still a “fly”?

107. Why does a “cold” make your body temperature hot with fever?

108. If you drop soap on the floor, is the floor now clean or is the soap now dirty?

109. How do we know when it’s “all said and done”?

110. What came first, the chicken or the egg?

RELATED: 7 Seriously Disturbing Thoughts Even 'Normal' People Have

NyRee Ausler is a writer from Seattle, Washington, and author of seven books. She covers lifestyle and entertainment and news, as well as navigating the workplace and social issues.

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Fri, 02 Dec 2022 10:00:00 -0600 en text/html
Killexams : 50 Questions to Ask on a College Visit No result found, try new keyword!Asking thoughtful questions of campus tour guides can help ... Thompson, vice president for student services and enrollment management at the University of Oregon, wrote in an email. Mon, 11 Aug 2014 01:04:00 -0500 text/html Killexams : 35 Best Book Club Questions to Get the Conversation Flowing

For your next book club meeting, liven up the conversation with these fun and thought-provoking book club questions

For book lovers, there’s nothing more exciting than learning someone has read the same book as you—and genuinely wants to hear your thoughts on it. Book clubs are the perfect space for this: to process and share ideas, get into healthy debates and learn from other insightful perspectives. And while you can certainly wing it, anyone who has attended a meeting of an in-person or online book club can testify to how quickly discussions can get derailed. That’s why it’s so important to have book club questions to structure and guide the meeting and to spark the meaningful conversation you came for.

That’s why we’ve compiled the best book club questions to discuss with your fellow bookworms, from reflective questions about characters and plot to analytical thought-provokers about writing style and technique. These questions will keep the conversation lively and rolling, ultimately leaving you inspired and with a deeper understanding of the material. Whether your book club is reading the best fiction books of 2022, the best books of all time, mystery books, romance novels, nonfiction books, beach reads or books based on your favorite TV shows, make sure to bring these questions to your next meeting.

How to ensure successful book club meetings

The best book club discussions happen when everyone has read the book—easier said than done when our schedules are jam-packed. If you find yourself short on reading time, consider downloading audiobooks so you can listen on your commute, while doing chores or at the gym.

Of course, reading the book is only part of the work. The other part: remembering enough of what you read to participate in the conversation.

Each book is a journey with twists and turns, and it can be easy to forget some of your more specific thoughts by the time the book club meeting rolls around. As a former English major, I’m a huge fan of writing in the margins and highlighting or dog-earring any passages or pages that move me.

If marking books feels sacrilegious to you, consider an e-book or use sticky notes that you can write thoughts on. (Bonus: They double as bookmarks.) If you’re feeling especially organized, use different-colored sticky notes for different subjects so you can flip to specific pages even more quickly.

Finally, it’s important to remember that these discussions can get heated. “Different views on books are inevitable, as is the fact that not everyone will like the book. That’s perfectly OK,” says Denise Borshuk, who’s hosted her own book club for five years. “People have different tastes and lived experiences, and that’s part of what everyone brings to the table.”

Make sure to lay down the rule that all book club members are entitled to their opinions, as long as they are not harmful to others, and consider assigning books by Black authors, Latinx authors and Asian and Pacific Islander authors, plus Native American books, books by women and LGBTQ books, to diversify the reading list. If a particular discussion starts moving in a direction that is anything less than respectful and compassionate, move on to one of the next book club questions on this list. That way, your book club remains, as Borshuk puts it, “an enjoyable place to get together with others and expand your literary comfort zone!”

Book club questions for any genre

These book club questions are perfect for discussing any and all book genres: everything from science fiction and dystopian books to horror and vampire novels to true-crime books, autobiographies, dark academia and even self-help books.

  1. On a scale of 1 to 10, with 10 being the highest, how would you rate this book?

  2. Did this book remind you of any other books you’ve read?

  3. Did you think the first sentence of the book was effective? Why do you think the author started with that sentence?

  4. What was your favorite quote from this book and why?

  5. Which part of the book resonated emotionally with you?

  6. How do you feel about the book’s pacing? Were there parts you wished the author slowed down and explored more? Were there parts that lagged?

  7. What were some recurring themes or motifs throughout the book?

  8. Why do you think the author chose this particular book title?

  9. If you could pick a different title for the book, what would it be and why?

  10. Do you feel the book cover captures the essence of the book?

  11. If you could pick a different book cover design, what would it be?

  12. Did you find the ending of the book satisfying?

  13. Why do you think the author ended the book with the last sentence? Do you think it was effective?

  14. If you could ask the author one question about the book, what would it be?

  15. What’s a song or album that captures the essence of this book?

  16. Would you read another book by this author? Why or why not?

Fiction book club questions

If you’re reading fiction books, whether classics, fantasy books, young adult novels or something in between, you may want to add these questions to your list.

  1. Did you feel the narrator of this book was reliable?

  2. Was there a moment when you disagreed with the protagonist’s decisions? What would you have done differently?

  3. Which character did you feel the most sympathy for?

  4. If this were to happen in real life, would these characters and plot points be realistic?

  5. If you had been a character in the book, what would you have done to influence the outcome?

  6. How does the setting contribute to the story?

  7. Did you guess the ending of the book, and if so, how?

  8. What do you think happens to the characters after the book ends?

  9. Who would you cast in a film adaptation or TV adaptation of this book?

Historical fiction book club questions

The next time your book club picks a historical fiction title, make sure your list of questions includes these.

  1. How did this book change your perspective on this historical time period or historical event?

  2. Does the book address the social and/or political issues of that era, and if so, how?

  3. Do you see a parallel with today’s social or political climate?

  4. Why do you think the author set this story during this time period?

  5. Do you feel like this book was well-researched? Why or why not?

Memoir book club questions

Is your book club reading a memoir this month? Consider these discussion questions during your meeting.

  1. What do you think inspired the author to tell their story?

  2. How did the memoir make you reflect on your own past or future?

  3. Were there parts that you felt the author could have expanded?

  4. Did you feel the author was honest or that the scenes were true to memory?

  5. What are the benefits of this story being told as a memoir instead of a different form of narrative?

Once you’ve narrowed down the best book club questions for this month’s read, you’re ready for a spirited discussion with like-minded bookworms. After that? Well, it’s time to pick your story. Your options are endless—from sad to feel-good books, breezy summer reads to banned books and beyond.


  • Denise Borshuk, book club host
Wed, 30 Nov 2022 10:00:00 -0600 en-US text/html
Killexams : Are Your Customer Relationship Management Techniques Up to Par? Ask Yourself These 3 Questions

Opinions expressed by Entrepreneur contributors are their own.

We hear it all the time: Businesses are more digital than ever before, and this continues to affect almost every aspect of how things are run within a company. But even in a "post"-Covid-19 world, what is something we will (hopefully) never replace with digital? Human interaction.

Connecting with others remains crucial to pretty much any successful relationship, business or otherwise. Strong customer relationships are the crux of just about every business out there — that one-on-one relationship helps them to know what their customer needs and anticipate problems before they arise. It's one of the only things that really separates a company from its competitors, especially as new ones seem to pop up every day.

So what techniques do businesses need to be implementing so that they continue to foster personalized relationships in the midst of all things digital? Here are three questions every business owner should be asking themselves.

Related: The 7 Stages Of Customer Relationship Management

Question #1: Do we have a single, comprehensive view of our customer data, interactions and information that is shared across the entire company?

To begin, you need to assess where your company is at when it comes to having a single view of the customer and their journey with your organization. All internal teams that ladder into each customer relationship should have information that is in real-time. You need to not only know which products they are using but also any problems they've had, what their ultimate goals are for their organizations and their communication preferences — anything and everything. Further, once you have all of that information available to you, everyone needs to access it; your sales, marketing, customer support and operations folks all need access to the same set of data.

Recently, we surveyed 500 B2B sales, marketing, customer success and operations professionals from mid-market organizations to find out how teams are leveraging CRM for a better customer experience. When asked what their strategic priorities were for the year ahead, only 17% cited aligned departments as a top priority, yet 55% cited improving the customer experience.

What many don't realize is you simply cannot have one without the other. Real-time feedback and aligning your business's data and departments have a direct effect on customer experience and of those surveyed, the businesses that reported the best customer service were 2.5 times more likely to report significant revenue growth. Simply put, a focus on customer experience makes a huge difference.

Related: Customer Relationship Management: It's More Than Just Conversions

Question #2: How can we go deeper with our personalization tactics?

Once you've got your data from real-time feedback that has been shared across all internal departments, you're ready to get personal. And in case you're not caught up, personalization in sales and marketing today has gone way beyond using a customer's first name in an email campaign.

Personalized interactions and service will allow for those exceptional one-on-one relationships mentioned above. How can you possibly serve your customers with exceptional service if you are not addressing their very individualized wants and needs? You need to know what their pain points are, what their successes are and what they need most in order to make things happen.

In short, do your research, then craft your personalized outreach. Note: There is no shortcut here. The calories you burn doing research or merging data will result in better outcomes.

Further, personalization can help mitigate any tone-deaf missteps in communication. If a customer is having an issue with something, the last thing you want is your marketing team sending them an email with an offer or an upsell. Plus, you should always be procuring and incorporating as much direct customer feedback as you can — field surveys, post questions and polls on social media and ask direct questions. One tactic is to have your customer service team host quarterly business reviews with customers. A 30-minute meeting once per quarter can mitigate issues before they snowball, while also looking for upsell opportunities. Once you get the answers, as mentioned earlier, that data should get shared across internal departments so your employees can continue making personal interactions.

Related: Staying Ahead of the Curve: How the Customer Experience Is Evolving

Question #3: Are we taking every opportunity to have a human touch?

When we do have a chance to share our human sides, we should excel at it.

Virtual backgrounds were all the rage early on in video conferencing because they presented a neat, homogenized view of every caller. Guess what? That's boring, and it could be a missed opportunity for a better, deeper connection. Let your clients see your real background. Is that a guitar? A piece of art you admire? A plant that you are tending to or a book you're reading?

How can we use these cues to start real conversations and connect as humans? While there were likely some exceptions early on in the pandemic when people rushed home to haphazard and makeshift workspaces, today's remote worker will likely have a space that reflects his/her personality and can add value to an interaction.

Another place to be more human is LinkedIn. If I'm going to do business with you and I visit your LinkedIn profile, what will I see? A laundry list of your qualifications is good, but I'd love a short story as to why you chose this field, what successes you have had and where your passion lies. Don't miss out on these chances to inject humanity into the digital world.

Related: How to Create Authentic Relationships and Build Customer Trust

Moving forward

By implementing these tactics within your organization, you will be better poised to foster successful customer relationships as things continue to move more and more towards digital, because let's not forget what's most important: human interaction.

Wed, 07 Dec 2022 10:21:00 -0600 Chip House en text/html
Killexams : Risk Management Frequently Asked Questions

See Automobile FAQs for answers to most your automobile use questions.

Our department’s laptop was stolen. Do we have insurance for that?

Maybe. UAB’s property insurance has a $1,000 deductible for electronic data processing losses, so if the single laptop exceeded this value OR other electronic data processing equipment was stolen or damaged in the same event, there would be insurance available. Losses within the $1,000 deductible are the responsibility of the department experiencing the loss.

The company that leases us our copier has asked for a certificate of insurance. Where do I get that?

You can complete this online form. You may also forward a copy of the lease agreement and the certificate request to the Office of Risk Management via email to This email address is being protected from spambots. You need JavaScript enabled to view it. .

I came into the office Monday morning and found water all over the place.  What do I do?

Contact UAB or UAHSF Maintenance or other necessary first responders first, then complete this online form. You should also notify the Office of Risk Management at 934-5577 if there is extensive damage from the water. Also, go to the UAB Property Risk Management page on this website for more information. 

Our department is holding a holiday party at a local hotel and the hotel wants to be named as additional insured on UAB’s liability insurance.  How do I do that?

The general (aka “Public”) liability protection for UAB is provided through a self-funded trust. We do not have a primary liability insurance policy and cannot add ‘additional insureds’ to the trust fund. You can contact the Sr. Director of Insurance and Risk Finance at 934-5552 or at This email address is being protected from spambots. You need JavaScript enabled to view it. to assist with this issue if needed.

One of our department employees is traveling internationally on business. What happens if he has a medical emergency or is injured while traveling? 

UAB and UAHSF provide some insurance for employees traveling on business. Visit the UAS Travel Assistance Program website for further information.

One of our employees is taking his wife and children on a UAB trip internationally. What coverage does UAB provide for the family members?  His wife will be a chaperone on the trip.

UAB provides travel accident insurance for employees and chaperones acting on behalf of UAB on a sponsored trip. There would be no travel insurance coverage provided by UAB for the children. If the spouse is responsible for supervising the children, it is unlikely that he/she could really be performing the duties of a chaperone to the students as well. If the spouse of an employee is truly acting as a chaperone on a UAB sponsored trip, however, UAB’s travel insurance will extend protection to the spouse. Dependents and companions of covered travelers, such as spouses or others on your trip who are not acting as representatives of UAB, are not covered by the UAS program. There are many sources for global medical/travel accident insurance available on-line. One source for coverage for leisure travel may be accessed here.

Wed, 02 Jun 2021 12:59:00 -0500 en-US text/html
Killexams : Portfolio Management: Definition, Types, and Strategies

What Is Portfolio Management?

Portfolio management is the art and science of selecting and overseeing a group of investments that meet the long-term financial objectives and risk tolerance of a client, a company, or an institution.

Some individuals do their own investment portfolio management. That requires a basic understanding of the key elements of portfolio building and maintenance that make for success, including asset allocation, diversification, and rebalancing.

Key Takeaways

  • Investment portfolio management involves building and overseeing a selection of assets such as stocks, bonds, and cash that meet the long-term financial goals and risk tolerance of an investor.
  • Active portfolio management requires strategically buying and selling stocks and other assets in an effort to beat the performance of the broader market.
  • Passive portfolio management seeks to match the returns of the market by mimicking the makeup of an index or indexes.

Understanding Portfolio Management

Professional licensed portfolio managers work on behalf of clients, while individuals may choose to build and manage their own portfolios. In either case, the portfolio manager's ultimate goal is to maximize the investments' expected return within an appropriate level of risk exposure.

Portfolio management requires the ability to weigh strengths and weaknesses, opportunities and threats across the full spectrum of investments. The choices involve trade-offs, from debt versus equity to domestic versus international, and growth versus safety.

Passive vs. Active Management

Portfolio management may be either passive or active.

  • Passive management is the set-it-and-forget-it long-term strategy. It may involve investing in one or more exchange-traded (ETF) index funds. This is commonly referred to as indexing or index investing. Those who build indexed portfolios may use modern portfolio theory (MPT) to help them optimize the mix.
  • Active management involves attempting to beat the performance of an index by actively buying and selling individual stocks and other assets. Closed-end funds are generally actively managed. Active managers may use any of a wide range of quantitative or qualitative models to aid in their evaluations of potential investments.

Key Elements of Portfolio Management

Asset Allocation

The key to effective portfolio management is the long-term mix of assets. Generally, that means stocks, bonds, and cash equivalents such as certificates of deposit. There are others, often referred to as alternative investments, such as real estate, commodities, derivatives, and cryptocurrency.

Asset allocation is based on the understanding that different types of assets do not move in concert, and some are more volatile than others. A mix of assets provides balance and protects against risk.

Investors with a more aggressive profile weight their portfolios toward more volatile investments such as growth stocks. Investors with a conservative profile weight their portfolios toward stabler investments such as bonds and blue-chip stocks.

Rebalancing captures latest gains and opens new opportunities while keeping the portfolio in line with its original risk/return profile.


The only certainty in investing is that it is impossible to consistently predict winners and losers. The prudent approach is to create a basket of investments that provides broad exposure within an asset class.

Diversification involves spreading the risk and reward of individual securities within an asset class, or between asset classes. Because it is difficult to know which subset of an asset class or sector is likely to outperform another, diversification seeks to capture the returns of all of the sectors over time while reducing volatility at any given time.

Real diversification is made across various classes of securities, sectors of the economy, and geographical regions.


Rebalancing is used to return a portfolio to its original target allocation at regular intervals, usually annually. This is done to reinstate the original asset mix when the movements of the markets force it out of kilter.

For example, a portfolio that starts out with a 70% equity and 30% fixed-income allocation could, after an extended market rally, shift to an 80/20 allocation. The investor has made a good profit, but the portfolio now has more risk than the investor can tolerate.

Rebalancing generally involves selling high-priced securities and putting that money to work in lower-priced and out-of-favor securities.

The annual exercise of rebalancing allows the investor to capture gains and expand the opportunity for growth in high-potential sectors while keeping the portfolio aligned with the original risk/return profile.

Active Portfolio Management

Investors who implement an active management approach use fund managers or brokers to buy and sell stocks in an attempt to outperform a specific index, such as the Standard & Poor's 500 Index or the Russell 1000 Index.

An actively managed investment fund has an individual portfolio manager, co-managers, or a team of managers actively making investment decisions for the fund. The success of an actively managed fund depends on a combination of in-depth research, market forecasting, and the expertise of the portfolio manager or management team.

Portfolio managers engaged in active investing pay close attention to market trends, shifts in the economy, changes to the political landscape, and news that affects companies. This data is used to time the purchase or sale of investments in an effort to take advantage of irregularities. Active managers claim that these processes will boost the potential for returns higher than those achieved by simply mimicking the holdings on a particular index.

Trying to beat the market inevitably involves additional market risk. Indexing eliminates this particular risk, as there is no possibility of human error in terms of stock selection. Index funds are also traded less frequently, which means that they incur lower expense ratios and are more tax-efficient than actively managed funds.

Passive Portfolio Management

Passive portfolio management, also referred to as index fund management, aims to duplicate the return of a particular market index or benchmark. Managers buy the same stocks that are listed on the index, using the same weighting that they represent in the index.

A passive strategy portfolio can be structured as an exchange-traded fund (ETF), a mutual fund, or a unit investment trust. Index funds are branded as passively managed because each has a portfolio manager whose job is to replicate the index rather than select the assets purchased or sold.

The management fees assessed on passive portfolios or funds are typically far lower than active management strategies.

Frequently Asked Questions

What Are the Types of Portfolio Management?

Broadly speaking, there are only two types of portfolio management strategies: passive investing and active investing.

Passive management is a set-it-and-forget-it long-term strategy. Often referred to as indexing or index investing, it aims to duplicate the return of a particular market index or benchmark and may involve investing in one or more exchange-traded (ETF) index funds.

Active management involves attempting to beat the performance of an index by actively buying and selling individual stocks and other assets. Closed-end funds are generally actively managed.

What Is Asset Allocation?

Asset allocation involves spreading the investor's money among different asset classes so that risks are reduced and opportunities are maximized.

Stocks, bonds, and cash are the three most common asset classes, but others include real estate, commodities, currencies, and crypto.

Within each of these are sub-classes that play into a portfolios allocation. For instance, how much weight should be given to domestic vs. foreign stocks or bonds? How much to growth stocks vs. value stocks? And so on.

What Is Diversification?

Diversification involves owning assets and asset classes that have been shown over time to move in opposite directions. When one asset class performs poorly, other asset classes usually prosper.

This provides a cushion to your portfolio, offsetting losses.

Moreover, financial mathematics shows that proper diversification can increase a portfolio's overall expected return while reducing its riskiness.

What Is the Objective of Portfolio Management?

The objective of portfolio management is to create and maintain a personalized plan for investing over the long term in order to meet an individual's key financial goals.

This means selecting a mix of investments that matches the person's responsibilities, objectives, and appetite for risk. Further, it means reevaluating the genuine performance of the portfolio over time to make sure it is on track and to revise it as needed.

What Does an Investment Portfolio Manager Do?

An investment portfolio manager meets with a client one-on-one to get a detailed picture of the person's current financial situation, long-term goals, and tolerance for risk.

From there, the portfolio manager can draw up a proposal for how the client can meet their goals. If the client accepts the plan, the portfolio can be created by buying the selected assets.

The client may start out by contributing a lump sum, or add to the portfolio's balance periodically, or both.

The portfolio manager takes responsibility for monitoring the assets and making changes to the portfolio as needed, with the approval of the client.

Portfolio managers generally charge a fee for their service that is based on the client's assets under management.

The Bottom Line

Anyone who wants to grow their money has choices to make. You can be your own investment portfolio manager or you can hire a professional to do it for you. You can choose a passive management strategy by putting your money in index funds. Or, you can try to beat the markets by moving your money more frequently from one asset to another.

In any case, you'll want to pay attention to the basics of portfolio management: pick a mix of assets to lower your overall risk, diversify your holdings to maximize your potential returns, and rebalance your portfolio regularly to keep the mix right.

Tue, 22 Mar 2022 07:16:00 -0500 en text/html
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