Podiatry-License-Exam-Part-III outline - Podiatry License test Part III - 2023 Updated: 2023 | ||||||||||||||||||||||||
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Exam Code: Podiatry-License-Exam-Part-III Podiatry License test Part III - 2023 outline November 2023 by Killexams.com team | ||||||||||||||||||||||||
Podiatry-License-Exam-Part-III Podiatry License test Part III - 2023 Exam Format: The Podiatry License test Part III is a written test that consists of multiple-choice questions. The test is administered over a period of several hours, and candidates are required to complete all sections of the test within the allotted time. Number of Questions: The exact number of questions on the Podiatry License test Part III may vary, but typically, the test consists of between 150 and 200 questions. The questions are designed to assess a candidate's knowledge of the anatomy, physiology, and biomechanics of the foot and ankle, as well as their understanding of the common foot and ankle conditions that podiatrists treat. Additionally, candidates are tested on their knowledge of pharmacology, radiology, and the legal and ethical considerations involved in the practice of podiatry. Time: Candidates are given several hours to complete the Podiatry License test Part III. The exact amount of time may vary depending on the testing center and other factors, but candidates can expect to have several hours to complete the exam. It is important for candidates to manage their time effectively during the test in order to ensure that they have enough time to answer all of the questions. Scoring: The Podiatry License test Part III is a pass/fail exam. Candidates must achieve a passing score in order to be eligible for licensure as a podiatrist. The passing score may vary depending on the state or jurisdiction in which the candidate is seeking licensure. Candidates who do not pass the test are typically allowed to retake the test at a later date, although there may be restrictions on the number of times a candidate can retake the exam. Exam Description: The Podiatry License test Part III is a comprehensive written test that is designed to assess the knowledge, skills, and abilities of candidates who are seeking licensure as podiatrists. The test consists of multiple-choice questions and is administered over a period of several hours. Exam Objectives: The primary objective of the Podiatry License test Part III is to assess a candidate's ability to provide safe and effective care to patients in the field of podiatry. The test is designed to test a candidate's knowledge of the anatomy, physiology, and biomechanics of the foot and ankle, as well as their understanding of the common foot and ankle conditions that podiatrists treat. Additionally, candidates are tested on their knowledge of pharmacology, radiology, and the legal and ethical considerations involved in the practice of podiatry. Syllabus: The Podiatry License test Part III covers a wide range of syllabus related to podiatry. The following is a detailed syllabus of the exam: Anatomy and Physiology of the Foot and Ankle Bones and joints of the foot and ankle Muscles and tendons of the foot and ankle Nerves and blood vessels of the foot and ankle Biomechanics of the foot and ankle Common Foot and Ankle Conditions Plantar fasciitis Bunions Hammertoes Achilles tendonitis Neuromas Charcot foot Flat feet High arches Pharmacology Nonsteroidal anti-inflammatory drugs (NSAIDs) Corticosteroids Antibiotics Antifungal medications Antiplatelet medications Anticoagulants Radiology X-rays Magnetic resonance imaging (MRI) Computed tomography (CT) scans Bone scans Ultrasound Legal and Ethical Considerations State and federal laws governing the practice of podiatry HIPAA regulations Informed consent Patient confidentiality Professional ethics The Podiatry License test Part III is a comprehensive test that covers all aspects of podiatry. Candidates who successfully pass this test demonstrate their competency in the field and are eligible for licensure as podiatrists. | ||||||||||||||||||||||||
Podiatry License test Part III - 2023 Medical Podiatry outline | ||||||||||||||||||||||||
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Podiatry Lincense test Dumps Podiatry Lincense test Braindumps Podiatry Lincense test Real Questions Podiatry Lincense test Practice Test Podiatry Lincense test dumps free Medical Podiatry License test Part-III Podiatry License Exam http://killexams.com/pass4sure/exam-detail/Podiatry-Lincense-Exam-Part-III Question: 309 What is the most common cause of a chronic turf toe? A. Hyperextension of the hallux B. Trauma C. Infection D. Neurological disorder Answer: A Question: 310 What is the most appropriate treatment for a patient with a chronic proximal phalanx dislocation? A. Physical therapy B. Surgery C. Immobilization D. Rest and ice Answer: B Question: 311 What is the most effective treatment for a patient with a chronic Morton's neuroma? A. Physical therapy B. Steroid injection C. Surgery D. Rest and ice Answer: C Question: 312 What is the most common cause of a chronic plantar plate tear? A. Overuse B. Trauma C. Infection D. Neurological disorder Answer: A Question: 313 What is the most appropriate treatment for a patient with a chronic fifth metatarsal stress fracture? A. Immobilization B. Physical therapy C. Steroid injection D. Surgery Answer: A Question: 314 What is the most effective treatment for a patient with a chronic medial tibial stress syndrome? A. Physical therapy B. Immobilization C. Surgery D. Rest and ice Answer: B Question: 315 What is the most common cause of a chronic interdigital neuroma? A. Overuse B. Trauma C. Infection D. Neurological disorder Answer: A Question: 316 What is the most appropriate treatment for a patient with a chronic talus fracture? A. Physical therapy B. Surgery C. Immobilization D. Rest and ice Answer: B Question: 317 What is the most effective treatment for a patient with a chronic sesamoid stress fracture? A. Physical therapy B. Immobilization C. Surgery D. Rest and ice Answer: B Question: 318 What is the most common cause of a chronic lateral column overload syndrome? A. Overuse B. Trauma C. Infection D. Neurological disorder Answer: A Question: 319 What is the most appropriate treatment for a patient with a chronic Lisfranc dislocation? A. Physical therapy B. Surgery C. Immobilization D. Rest and ice Answer: B Question: 320 What is the most effective treatment for a patient with a chronic hallux limitus? A. Physical therapy B. Steroid injection C. Surgery D. Rest and ice Answer: C Question: 321 What is the most common cause of a chronic medial column overload syndrome? A. Overuse B. Trauma C. Infection D. Neurological disorder Answer: A For More exams visit https://killexams.com/vendors-exam-list | ||||||||||||||||||||||||
Ajay Prasad is the CEO of GMR Web Team, a full-service healthcare digital marketing agency focused on patient acquisition and retention. With the rising incidence of foot disorders, especially among the elderly population, and the global podiatry services market projected to reach $6.1 billion by 2033, it’s crucial to have stellar marketing strategies for your podiatry practice. This will Boost your online presence and help you meet your patients where most of them look for a doctor first—the internet. The Patient’s Journey To Choose A PodiatristToday, people have access to almost everything from information to assistance on the internet, and they want convenience and price transparency in every sector, including the healthcare landscape. This growing healthcare consumerism has made patients more informed about their healthcare needs, and this is no different when it comes to podiatry services. Hence, you as a podiatrist must build a robust online presence while positioning your practice as an effective care provider and a go-to brand for both your new and existing patients. So, let's take a look at how you can do all of this. Strategies For Increasing Your Patient BaseHaving an effective marketing plan that focuses on the following strategies can help you acquire and retain more patients for your practice: Set Your GoalsThe first step is defining clear, measurable goals that you aim to achieve through your marketing strategies, such as the number of patients you want to acquire, how much you want to boost revenue, how much you want to increase patient satisfaction, etc. Boost Your Online PresenceEven with the podiatry market set for an upward trajectory, your practice and services are only as good as your online presence in this internet-driven world. So grow your presence to make it easier for your potential patients to choose your services. Here are some ways to do this: • Have a professionally designed website that’s user-friendly and adapts seamlessly to any device. • Make your site SEO-friendly by doing keyword research and getting it ranked for relevant keywords for your specialty and location, like “podiatrists near me” or “podiatry services in Texas.” • Optimize your website URLs. Ensure they're well-structured, definitive but concise, and readable so that by seeing only the URL, a user will get a good idea of what to expect on the page. A best practice is to use hyphens to separate words within the URL. This is an important part of boosting your online presence since your URLs clearly catch people's attention wherever they're visible online, and it's one of the important parts of on-page SEO. Educate And Build AwarenessWith a sea of information available on the internet, more often than not, patients research their symptoms and treatments online, even before choosing a doctor. By providing ample information and educational content like blog posts and podcasts, you can help your patients and build trust with them. Furthermore, well-researched and informative content will Boost your practice website’s search rankings and attract more prospective patients. Generate Positive Online ReviewsWith 71% of patients using online reviews as the first step when they're searching for a new doctor, it’s crucial to generate consistent positive reviews. Genuine positive reviews from your patients are a mark of your expertise, and the best part? They don’t look promotional, and they give your podiatry practice much-needed third-party validation. Therefore, positive online reviews help your practice build credibility and a trusted reputation online. Engage Your PatientsYou can engage your patients and build a meaningful patient-provider relationship by urging them to make proactive healthcare decisions. This helps establish trust between you, leading to increased patient loyalty. Here are some ways to do this: • Promote a healthy lifestyle and preventative health measures like regular checkups and screenings. • Send them automated appointment reminders. Gather Patient FeedbackA strong marketing strategy doesn’t end with successful treatment; it goes beyond. Encourage patient feedback through survey forms, emails and text messages to gain insights into how satisfied or dissatisfied your patients are with your podiatry services. This will help you provide a better level of care and as a result, have happier patients. Remember, a satisfied patient is a loyal one. If a patient is happy with your treatment and the overall in-office experience, they will be more likely to leave positive reviews, contributing to your strong online presence. Boost Patient RetentionOnce you’ve built a strong network of loyal patients, your next focus should be on retaining them. Patient retention can create great value for your practice, as these consumers trust your expertise and tend to be more willing to explore and accept your offerings. Boost your patient retention by offering things like personalized care plans, follow-up care, appointment reminders and loyalty programs. Encourage Patient ReferralsHappy and satisfied patients can be strong advocates for your practice. They can help market your practice through word of mouth and boost your chances of acquiring new patients. Therefore, investing in a patient referral program can be one of the most effective marketing strategies. Here are some ways to implement such a program: • Place referral program signs around your clinic. • Ask your satisfied patients for referrals. • Incentivize patients to provide referrals by offering them healthcare benefits, gift cards, etc. Measure Your Success And ROIMeasuring the success and ROI of your marketing plan is as crucial as investing in one. Take the following steps to analyze your strategies and see where you might need to adjust to better meet your patients’ requirements: • Track the source of each patient. • Analyze your conversion rate. • Measure your investment total and your revenue total. • Calculate what it costs to acquire each patient. With this information in hand, review and adjust your marketing strategies accordingly for better results. Final ThoughtsDon’t forget that a patient-first marketing strategy lays the foundation of a thriving podiatry practice. So reach out and educate your patients, establish trust, build your credibility by making their healthcare journey seamless, and use patient referral programs to promote brand advocacy. These patient-centric marketing strategies will help you expand your practice's patient base and achieve long-term success. Forbes Agency Council is an invitation-only community for executives in successful public relations, media strategy, creative and advertising agencies. Do I qualify? The average person spends more than half their day standing. By taking special care of your feet, you can minimize the stress placed on them. A podiatric specialist from Baylor College of Medicine provides simple tips to keep your feet healthy. "Common problems that people face include hammertoes, blisters, plantar fasciitis and bunions. Some of these are easily solvable, but others may need the involvement of a specialist," said Dr. Ronald Lepow, assistant professor of orthopedic surgery at Baylor. Friction and pressure are the most likely culprits for common feet issues, so it is important to choose the correct shoe for daily activities. Your shoes should have a toe box that is wide and deep so that your toes can freely move and should be breathable for sweat and odor control. Identify your foot arch, the area between your heel and the ball of your foot, by placing your foot on flat ground and taking a photo to review. People with low or high arches may benefit from shoes with orthotic inserts. "X-rays of the foot reveal what kind of foot arch you have along with the structure of the foot," Lepow said. "If you are experiencing pain, knowing these two things will help dictate a care plan." Bothersome bunions form at the big toe and can cause the toe to turn inward. People can be genetically predisposed to developing bunions or they can be a result of various forms of arthritis. The pain and severity of bunion development can be increased with bad footwear. Lepow advises avoiding constrictive shoes, such as high heels and opting for wide shoes. If pain persists, surgical intervention may be required. Some people will develop hammertoes, which occur when a tendon in the toe contracts and bends at the first joint, causing the toes to overlap and rub against each other. This can lead to corns, blisters or calluses. Toe spacers or toe straighteners can help alleviate this problem; however, they are not a cure. Foul foot odor may be a result of sweaty feet or bacterial infections. These infections form when you encounter bacteria on the ground, in soil or even in unsanitary foot salons. Athlete's foot is a common infection and usually presents itself between the toes and causes itchy, stinging skin that may also blister. Nail fungus, or onychomycosis, is another common infection and causes discoloration of the nail. Over-the-counter antifungal treatments are typically available but keeping feet dry with socks made of moisture-wicking material such as Merino wool can prevent fungus from growing. If symptoms are severe, topical or oral antifungal medications may be prescribed for treatment. Older adults may be at a higher risk of foot issues based on other underlying medical conditions. Osteoarthritis, common in geriatric populations, can cause deformations of the joints, allowing bone spurs to form in the heel or other parts of the foot. Any adult who experiences these may benefit from shoe alterations or inserts. More intense treatments may include cortisone injections, physical therapy or custom-made orthotics. "If you're experiencing foot pain, visit a specialist so we can examine the pathology of your foot," Lepow said. "This gives us a bigger picture of what issues you face and how we can best help you." Citation: Get on your feet and keep them healthy, says podiatric specialist (2023, October 18) retrieved 17 November 2023 from https://medicalxpress.com/news/2023-10-feet-healthy-podiatric-specialist.html This document is subject to copyright. Apart from any fair dealing for the purpose of private study or research, no part may be reproduced without the written permission. The content is provided for information purposes only. Early Detection and Gender Disparities in COPDDr. MeiLan Han In this interview, Dr. MeiLan Han, a distinguished pulmonologist and Chief of the Division of Pulmonary and Critical Care at the University of Michigan, shares her profound insights into Chronic Obstructive Pulmonary Disease (COPD). The Supreme Court’s ruling this summer in Students for Fair Admissions ended racial preferences among college applicants, but the task of extending that legal precedent for colorblindness is only beginning. Medicine might be one field to watch next, since it’s a place where the use of racial selection criteria persists under state mandates.On Wednesday a group called Do No Harm, which says it’s “dedicated to eliminating racial discrimination in healthcare,” plans to file a federal lawsuit challenging Tennessee’s rules for appointments to more than 70 state boards, according to the draft complaint. That includes the Board of Podiatric Medical Examiners, created in 1931, whose six members are chosen by the Governor to regulate podiatry practice. Copyright ©2023 Dow Jones & Company, Inc. All Rights Reserved. 87990cbe856818d5eddac44c7b1cdeb8 ![]() ACR 2023 Study Takes Fine-Grained Look at MACE Risk With GCs in RA MDedge News ![]() Compensation Is Key to Fixing Primary Care Shortage KFF Health News ![]() AHA 2023 Pharmacist-Based Strategy Places More Patients on Statins MDedge News Biden, Xi to Talk Fentanyl in City Gripped by Opioid Crisis Reuters Health Information ![]() A Mid-Marathon Cardiac Arrest, an MD's Crisis of Confidence Medscape Medical News ![]() Knee Surgery Surge Not Linked to Premature Intervention Medscape Medical News ![]() ChatGPT Gives Incorrect Answers About EoE Medscape Medical News ![]() 'Love More': Why Doctors Should Promote Social Connection Medscape Medical News We include products we think are useful for our readers. 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Was this helpful? Oregano adds flavor to savory dishes. It may also have health benefits due to its anti-inflammatory, antioxidant, and antimicrobial properties. Potential medical uses range from diabetes to cramps. It may also help reduce the risk of cancer. Oregano is a herb from the mint, or Lamiaceae family. People have used it for thousands of years to add flavor to dishes and to treat health conditions. It features in the Mediterranean diet. The Greeks and Romans associated oregano with joy and happiness. The name comes from the Greek words “oros,” meaning mountain, and “ganos,” meaning joy. There are different types of oregano. The most common type is Oregano vulgare, also known as Spanish thyme and wild marjoram. People use oregano in the diet as supplements and as an aromatic oil. The antioxidants thymol, carvacrol, limonene, terpinene, ocimene, and caryophyllene give the herb its flavor and scent. They also contribute to the health benefits of oregano oil. Oregano provides other antioxidants when people consume it in the diet. People around the Mediterranean region have used oregano for centuries in herbal medicine to treat many ailments, including: Scientists need to do more research to confirm the benefits of using oregano, but there is some evidence that it could help: Oregano and other herbs provide antioxidants. Dietary antioxidants help the body eliminate free radicals, which are toxic substances that result from natural processes and environmental stresses. A buildup of free radicals can trigger oxidative stress. Oxidative stress can lead to cell damage that may result in various diseases, including cancer and diabetes. Learn more here about antioxidants. Antibacterial propertiesThe main components of oregano essential oil are carvacrol and thymol. These may have antimicrobial properties. In a 2019 laboratory study, carvacrol and thymol prevented various strains of Staphyloccus aureus (S. aureus) bacteria from developing in meat and dairy products, suggesting that it could help control bacterial growth in foods. Amid growing concerns about diseases becoming resistant to antibiotics, researchers carried out lab tests to investigate the effects of oregano oil on various microbes that do not respond to other drugs. The oil showed “significant antibacterial activity” against 11 such microbes. This suggests that substances in oregano could play a role in fighting diseases that no longer respond to antibiotics. While these tests indicate that compounds in oregano may have antibacterial properties, it does not mean that eating oregano will prevent infections. Vitamin C is an antioxidant that plays a key role in the immune system. Which foods contain vitamin C? Find out here. Anti-inflammatory propertiesAccording to one literature overview, the oils and constituents of oregano oil, such as thymol and rosmarinic acid, appear to have anti-inflammatory properties. In animal studies, oregano extract has reduced inflammation that could lead to: It is worth noting that the studies used concentrated extracts of oregano. This is not the same as humans eating oregano in the diet. Rosemary is another herb that may have anti-inflammatory properties. Find out more. Protecting against cancerSome of the ingredients in oregano may have anticancer properties. Scientists have found evidence that extracts may help prevent DNA damage in cells due to oxidative stress, radiation, and mitogens, a type of protein that can cause unwanted cell division. Researchers have also found evidence that carvacrol and thymol may prevent melanoma cells from growing and skin cancer from spreading. While eating oregano by itself is unlikely to prevent cancer, a varied, plant-based diet that is rich in antioxidants may help prevent cell changes that can lead to cancer. In 2013, lab studies suggested that Origanum majorana could help slow or stop the progression of metastatic breast cancer. How can diet affect the risk of cancer? Find out here. DiabetesCompounds in oregano may help manage type 2 diabetes. Authors of a 2016 rodent study concluded that Origanum extract may help: The authors noted that some people already use oregano leaves and oil to manage high blood sugar levels. Type 1 diabetes is an autoimmune disease. Experts do not know what causes it, but oxidative stress may play a role. In 2015, researchers found that an extract of oregano improved type 1 diabetes in mice. They suggested this could be due to oregano’s antioxidant properties, its effect on the immune system, and its ability to prevent cell death. Which other herbs and spices may help with diabetes? Find out here. DepressionIn 2018, scientists looked at how treatment with oregano oil and other substances affected rats with depression due to chronic unpredictable stress. After 14 days, stress-related behavior improved in rats that received the oregano treatment. The study authors concluded that oregano might relieve stress-related behavior. Can other herbs help with depression? Find out here. Other possible health benefitsAccording to the National Library of Medicine, people take oregano products by mouth for: People apply oregano oil to the skin for: There is not enough evidence to support the medicinal use of oregano as a dietary herb, supplement, or oil in most of these cases. However, it is unlikely to cause harm in most people as long as people do not consume too much oregano oil and ensure that any topical applications use a diluted form of the oil. There are many types of oregano, and the antioxidant and nutrient content can vary widely. The table below shows some of the nutrients in one teaspoon (tsp), or 1 gram (g) of dried oregano leaves. It also shows how much an adult needs of each nutrient, according to the 2015–2020 Dietary Guidelines for Americans. Requirements vary according to the individual’s sex and age.
Examples of antioxidants in the oregano herb include tryptophan, lysine, valine, arginine, vitamin C, vitamin A, and vitamin E (tocopherol). Get some tips on other antioxidant-rich foods. People can use the leaves dry or fresh to add a “Mediterranean” flavor to a range of dishes. It pairs well with tomato and often features in pizzas and pasta sauces. People also add it to:
Here are some tips for adding it to food:
To moderate the flavor, try the following:
If a recipe asks for one tsp of dried oregano, this is equivalent to one tbsp of fresh oregano. People can buy oregano dried or fresh in grocery stores. They can also grow it in a pot on a windowsill or balcony or in the garden. It is a perennial, which means it can grow all year. Various different forms of oregano are available to purchase online, including dried oregano and oregano seeds to grow the herb with. Oregano as a herb, oil, or supplement is likely to be safe for most people. However, people should: Ask their doctor before starting any supplement, especially if they are taking other medications or have a medical condition. Avoid oregano products for 2 weeks before surgery, as it can increase the risk of bleeding. Dilute essential oils before use, either with a carrier oil, such as olive oil, or in water, as for a steam bath. The concentration of oregano oil should be no more than 1%, or skin irritation may occur. It can be dangerous to swallow essential oils or apply them to the skin. People should check the correct way to use each product to prevent toxicity. Oregano may affect the body’s ability to absorb copper, iron, and zinc. It may also lower blood sugar. People with an allergy to plants belonging to the Lamiaceae family, which include oregano, basil, lavender, mint, and sage, should take care, as they may also develop an allergic reaction to oregano. A special interest's lobbying activity may go up or down over time, depending on how much attention the federal government is giving their issues. Particularly active clients often retain multiple lobbying firms, each with a team of lobbyists, to press their case for them.
$150,000Total Lobbying Expenditures, 2023
American Podiatric Medical Assn Lobbying by IndustryNOTE: Figures on this page are calculations by OpenSecrets based on data from the Senate Office of Public Records. Data for the most latest year was downloaded on Feel free to distribute or cite this material, but please credit OpenSecrets. For permission to reprint for commercial uses, such as textbooks, contact OpenSecrets: [email protected] UNDATED (WKRC) - Nike's newest footwear for kids isn't just meant to be stylish, it's also built to nurture a child's first steps. The "Nike Swoosh 1" is designed to help toddlers learn to walk. It's the first Nike Kids shoe to earn the American Podiatric Medical Association Seal of Acceptance. In a press release, the company says the shoes are designed to promote "natural gait development," able to bend in all directions to mimic the feeling of walking barefoot. At the same time, they are made of durable, 80% recycled materials and feature a grippy lightweight TPU outsole for traction to prevent slips and falls. Other innovative Nike Kids shoes include the Nike Dynamo GO and Nike Air Max 270 GO. The Nike Swoosh 1 releases in sizes 3C through 7C. Most pre-retirement Americans get health insurance through an employer. If you’re under age 26, you could get health insurance through an employer, a spouse’s plan or a parent’s health plan. From an EmployerGroup health insurance through an employer is how most pre-retirement age Americans get health insurance. Employers often offer health insurance as part of their benefits. Group coverage is usually more affordable than buying health insurance in other ways since employers typically pay more than half of costs. Affordable Care Act Health Insurance MarketplaceThe ACA health insurance marketplace at Healthcare.gov offers health insurance to people who don’t qualify for an employer-sponsored health plan. Some states have chosen to operate their own exchanges at different websites, but you can find the right exchange for your state through Healthcare.gov. The federal marketplace and state exchanges allow you to compare plans available in your area. You can enter your income and family information. The marketplace website uses your income to give you cost estimates for each plan that considers subsidies and premium tax credits that reduce ACA plan costs. Directly from a Health Insurance CompanyYou can buy an individual health insurance plan directly from an insurer without going through the federal marketplace website. These plans could be the same as those offered on the ACA exchange. If you go this route, you won’t benefit from subsidies found with ACA plans. Health insurance companies could also sell plans not offered on the ACA exchange and that don’t comply with federal rules. You might be able to find a cheaper plan directly through an insurer, but it might not be as comprehensive as the plans you will find on the federal health insurance marketplace. MedicareMedicare is a federal health insurance program for senior citizens, some people with disabilities and those with end-stage renal disease. Medicare has multiple parts including Original Medicare (Parts A and B), Medicare Advantage (Part C) and Medicare Part D.
Members with Parts A and B can also buy a Part D plan, which provides prescription drug benefits. Medigap plans will cover some of the gaps in Medicare. Another alternative is Medicare Advantage, which is offered by private health insurance companies. Medicare Advantage members get the benefits found in Parts A and B and usually prescription drug benefits, too. Medicare Advantage plans often offer expanded benefits like dental care, vision care and assistance paying for meals and transportation. MedicaidMedicaid is a federal/state low-income health insurance program for people who are eligible. Eligibility varies by state. Medicaid bases costs on a person’s income, but those eligible pay little to nothing for comprehensive health insurance coverage. The Children’s Health Insurance Plan (CHIP) is a similar federal/state program for pregnant women and children. Some states combine Medicaid with CHIP, while others keep them as separate programs. Short-Term Health InsuranceShort-term health insurance offers limited coverage at low costs in most states. Some states don’t allow short-term health insurance and critics say these plans don’t provide enough coverage. Short-term health insurance plans are meant as a stop-gap to bridge other health insurance plans. For instance, a short-term plan may be a low-cost solution if you’re between jobs. Most states let insurance companies offer short-term health plans for a year and members have the chance to renew a policy twice. But some states limit short-term health insurance plans to shorter periods. One drawback to short-term health insurance is that it doesn’t offer the same level of coverage as standard health insurance. You may have trouble finding a short-term plan that covers maternity care, prescription drugs and mental health. Catastrophic Health InsuranceCatastrophic health insurance is available only to people under age 30 or those going through severe financial problems, such as homelessness. Catastrophic health plans, offered through the ACA marketplace, have low premiums and high out-of-pocket costs when you need care. Unlike short-term health plans, which have limited benefits, catastrophic health insurance has the same level of care found in an ACA plan. | ||||||||||||||||||||||||
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