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LE0-641
Legato Certified NetWorker 7.x Specialist (LCNS)
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LE0-641
139. You receive the error message:
clientname.domainname is not a registered client
What is the most likely reason?
A. The client's short name is missing in the host files.
B. There are not enough NetWorker client licenses available.
C. There is a missing long name in the client's Alias attribute.
D. The NetWorker server is not licensed to back up the client's operating system type. Answer: C
140. What is a benefit of a multi-homed NetWorker server?
A. improved throughput to backup devices
B. ability to back up one client over two networks
C. ability to isolate backup data from public network
D. ability to fail over to one network if the other network fails during a backup Answer: C
141. What are two benefits of a multi-homed NetWorker client? (Choose two.)
A. Backups are more reliable.
B. Backups can fail over to a different network.
C. Backup traffic is offloaded to a second network.
D. Firewall and some security issues can be avoided. Answer: CD
142. A NetWorker client and its storage node are in your company's Demilitarized Zone (DMZ). The NetWorker server is behind your
firewall.
Which type of data should you let pass through the firewall?
A. jukebox and security data
B. resource configuration data
C. backup and recovery save streams
D. client file index and media database data Answer: D
143. The firewall is removed from a data zone. The administrator runs the following command to reset the port range for client flute to
Default values:
nsrports -C 7937-9936 -S 10001-30000
After restarting nsrexecd on the client, a scheduled backup for this client only fails and the following error is given::
Error: Cannot bind socket to service port in configured range on system flute
What is the likely cause of this failure?
A. The administrator used a wrong command.
B. The administrator used a wrong port range.
C. The administrator forgot to restart the NetWorker services on the client.
D. The administrator forgot to restart the NetWorker services on the server. Answer: B
144. Which NetWorker process controls the nsrla.res file?
A. nsrd
B. nsrmon
C. nsrexec
D. nsrexecd Answer: D
145. What is the result of leaving the /nsr/res/servers file empty on a client?
A. Any NetWorker server is able to initiate a backup of that client.
B. All backups will fail with the error "Cannot request command execution."
C. The client can be backed up by any NetWorker server, providing the server resides within the same subnet.
D. Before a NetWorker server can initiate a save of that client, it is prompted for an administrative user name and password. Answer: A 24
146. Which command can you run to specify a file containing a list of NetWorker servers that can be used to initiate saves?
LE0-641
A. nsrd -f
B. nsrmmd -s
C. nsrexecd -f
D. nsrexecd -p Answer: C
147. What are two methods used to authorize NetWorker servers Horn and Flute to back up client Tuba with the least security risk?
(Choose two.)
A. Configure nsrexecd to use nsrexecd -s Horn -s Flute.
B. Remove all entries from /nsr/res/servers file on Tuba and restart nsrexecd service.
C. Make Flute and Horn the only entries in the /nsr/res/servers file on Tuba and restart nsrexecd.
D. Stop the nsrexecd service on Tuba and run the command "nsrexecd -i ipaddress_of_Horn -i ipaddress_of_Flute. Answer: AC
148. The /nsr/res/servers file does not exist on a NetWorker client and the client's nsrexecd is not started with any -s arguments.
Which two statements are true? (Choose two.)
A. Any NetWorker server is authorized to back up the client.
B. The client cannot be backed up as part of a group backup.
C. Any NetWorker server is authorized to perform a directed recovery to the client.
D. Any client in the data zone is authorized to recover files backed up from the client. Answer: AC
149. Where must you have a valid entry if you want to configure a new autochanger at your storage node?
A. in the server's Device Host list
B. in the server's Administrators list
C. in the client's Remote Access list
D. in the client's Remote User/Password list Answer: B
150. When reviewing NetWorker logs, it is discovered that someone without proper permissions recovered data previously backed up
from a secure file server named Alto.
How can access to Alto's backed up data be made more secure?
A. Remove all entries from the servers file on Alto.
B. Reduce the number of connection ports on Alto.
C. Remove all entries from Alto's Remote Access list.
D. Remove all entries from Alto's Remote User and Password attributes. Answer: C
151. Which two conditions are insecure? (Choose two.)
A. an empty servers file
B. a Remote Access list of *@*
C. an empty Remote Access list
D. a servers file containing only *@* Answer: AB
152. Which two tasks can be automated by using the mminfo command? (Choose two.)
A. adding a device resource
B. identifying save sets which are cloned
C. identifying the contents of a given save set
D. locating volumes that have been written to in the last week Answer: BD
153. Which command-line will clone all save sets backed up in the last 24 hours?
A. mminfo -r "ssid" | nsrclone -S -f
B. mminfo -a -r "ssid" | nsrclone -S -f
C. mminfo -t "savetime<1 day" -r "ssid" | clone -S -f
D. mminfo -t "stime<1 day" -r "ssid" | nsrclone -S -f 25 Answer: A
LE0-641
154. What is the correct script to withdraw the only volume with the save set ABC from your only jukebox, JBOX1?
A. nsrjb -d `mminfo -aq "name=ABC" -r "volume"`
B. nsrjb -w `mminfo -N /ABC -aq "location=JBOX1" \
-r "volume"`
C. nsrjb -w `mminfo -aq "name=ABC, location=JBOX1" \
-r "volume"`
D. nsrjb -w `mminfo -aq "ssname=ABC, location=JBOX1" \
-r "volume"` Answer: C
26
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https://killexams.com/exam_list/LegatoThe True Story Behind the HBO Movie Reality
On June 3, 2017, 25-year-old American intelligence specialist Reality Leigh Winner arrived home to find two FBI agents waiting outside her house in Augusta, Ga. Over the next 104 minutes, Reality would face increasingly pressing questions about her suspected role in the mishandling of classified information related to Russian interference in the 2016 election.
Those 104 minutes are nearly the entirety of what plays out on screen in HBO’s new Reality movie, streaming May 29 on Max. Starring Sydney Sweeney as Winner, the film is based on writer-director Tina Satter’s acclaimed 2019 play “Is This a Room” and features dialogue pulled directly from the transcript of the FBI interrogation of Winner.
“I was drawn by how complex she was,” Sweeney told Variety of her decision to portray Winner. “There are so many contradicting layers of who she is, what it means to be a woman. And I feel that we were able to take a moment and truly humanize it, and not put any type of lens on it. It was just a real moment in time. It’s everything from the transcript. Nothing has changed. And I love that.”
Here’s what to know about the true story behind Reality.
What did Reality Winner do?
Sydney Sweeney in Reality
HBO
A former U.S. Air Force translator, Winner was employed as a National Security Agency (NSA) contractor in May 2017 when she made the decision to print out a single classified document, smuggle it out of the federal facility in Georgia where she worked, and mail it to the Washington, D.C., post office box of the online news outlet The Intercept. The report described Russian military intelligence cyberattacks on local election officials and American voting software ahead of the 2016 election.
During a 2021 interview with 60 Minutes, Winner said that she was motivated to leak the report because she felt the American people were being misled. “I knew it was secret,” she said. “But I also knew that I had pledged service to the American people, and at that point in time, it felt like they were being led astray.”
The Intercept has been widely criticized for its handling of the leak, which exposed Winner as the anonymous source behind the classified information. The publication sent a copy of the document, which contained a crease showing it had been printed out, to the NSA, allowing the FBI to narrow the pool of potential leakers down to six people. Investigators subsequently identified Winner as the source when they discovered she had emailed The Intercept from her work computer.
Winner was arrested two days before The Intercept published the document, along with a story detailing its significance, on June 5, 2017. Within hours of publication, the Justice Department announced that Winner had been charged under the Espionage Act.
What happened to Reality Winner?
After pleading guilty in 2018 as part of a plea deal, Winner was ultimately sentenced to five years and three months in prison, the longest sentence ever imposed for an unauthorized release of government information to the media. She was the first person prosecuted during the Trump administration on charges of leaking classified information. The film ends on Winner’s arrest.
Winner was released to a halfway house program in June 2021 for good behavior. She was then transferred to home confinement before her full release from custody in November 2021 and is currently on probation. Public opinion on her actions remains divided.
“I thought this was the truth but also did not betray our sources and methods, did not cause damage, did not put lives on the line,” Winner told 60 Minutes in 2021. “It only filled in a question mark that was tearing our county in half in May 2017…I meant no harm.”
Fri, 26 May 2023 10:31:00 -0500entext/htmlhttps://time.com/6282959/reality-hbo-true-story/Residential Real Estate NewsNo result found, try new keyword!Showcase your company news with guaranteed exposure both in print and online Join us for a dynamic Q&A session with some of Coral Gables top real… Diversity, equity & inclusion are not just ...Sun, 04 Jun 2023 22:24:00 -0500text/htmlhttps://www.bizjournals.com/news/residential-real-estateHelping seniors transition out of their home
In the U.S., 27% of adults age 60 and older now live alone. At some point, many of them will "age out" of their family home and need a new place to live -- one that's better suited to their health and situation.
Sometimes, the house becomes too much to maintain, or the stairs too hard to climb. Often, more hands-on care is required, due to growing medical issues and/or social isolation.
As a Seniors Real Estate Specialist, I'd like to address how to make this huge life transition as easy and as painless as possible. The SRES designation tells you a Realtor has special training and experience in assisting senior homeowners. We understand the emotional and logistical challenges, and we are familiar with the best senior housing options in local markets.
Fact: Moving is stressful
When it comes to stressful life events, moving ranks high on every Top 10 list. It's even more traumatic for elderly people leaving their longtime home, where their most cherished memories reside.
Yes, some people will happily swap a big old house for an active, maintenance-free, senior community. But for many, it's a necessity, not a willing choice.
Compounding their reluctance: Moving requires immense work and energy. The thought alone is so daunting that many people put it off until they're in crisis. By making it easier, we can help avoid this.
Downsizing needn't be overwhelming
Many seniors are overwhelmed by -- or physically incapable of -- sorting through decades of belongings. However, a good senior specialist real estate agent has relationships with professional downsizes and other providers who do all the heavy lifting.
So, while the homeowner makes the final decisions, the process is easier than you'd think.
Many seniors have dreaded this for years. And then they surprise themselves by experiencing a real sense of accomplishment once it's done.
Renovations are rarely necessary
Another common worry seniors have is that they'll have to make expensive updates before they can put their homes on the market. However, except for urgent repairs, this is rarely the case. Making extensive repairs isn't usually a good use of a senior's time or money.
Once a home is decluttered and cleaned up, it can be market-ready -- something most seniors are very relieved to learn.
Finding somewhere new to love
The best way to help seniors move forward without fear or reluctance is to find them a new home they'll look forward to. Finding the right fit is critical, whether a senior apartment, assisted living or a continuing care retirement community.
A good specialist will take the time to learn what their clients love. Maybe they crave access to nature or opportunities to socialize. Maybe their priority is finding an apartment that will allow them to keep their pet.
Whatever makes them tick, the key is to find a place that will bring a senior some joy -- no matter what level of care they need. It's easier to let go of the past when the future is bright.
And it's preferable to do so while you're in control, rather than need someone else to decide for you.
• Betsy Phillips is a Seniors Real Estate Specialist and Accredited Buyer's Representative with Compass in Glenview. Contact her at betsy.phillips@compass.com.
Thu, 25 May 2023 09:18:00 -0500en-UStext/htmlhttps://www.dailyherald.com/entlife/20230525/helping-seniors-transition-out-of-their-homeReal EstateNo result found, try new keyword!The church on West 14th Street, the first in Manhattan created for a Spanish-speaking congregation a century ago, has been deconsecrated. Its future is uncertain. By John Freeman Gill The 900 ...Fri, 02 Jun 2023 00:24:00 -0500entext/htmlhttps://www.nytimes.com/section/realestateSydney Sweeney on Entering the Rom-Com Space, Fighting for ‘White Lotus’ Role After ‘Euphoria’ and Surprising Everyone With ‘Reality’
Don’t put Sydney Sweeney in a box — and don’t judge her by her cover. The former is a lesson she’s taught casting directors in Hollywood, the latter is what she learned from her latest role as ex-intelligence specialist Reality Winner.
In 2017, Winner was arrested by FBI officers who showed up at her home to investigate her part in the mishandling of classified information. Sweeney portrays the whistleblower in HBO’s new film; the movie’s dialogue is taken directly from the transcript of Winner’s tense conversation with the FBI on the day of her arrest.
“Once I met with Reality and I got to know her, she really truly speaks her mind,” Sweeney says of playing Winner. “So everything she was saying in the transcript, she was feeling and thinking. I was able to just find all the different layers underneath it. I truly enjoyed it.”
At first, writer and director Tina Satter introduced Sweeney to Winner and the pair began texting and, eventually, video chatting. “We Zoomed for a couple hours. She was kind enough to just let me ask a bunch of life questions and get to know her, get to know her relationships and family and her experience with the FBI interrogation,” Sweeney says. “She has quite a sense of humor! Once I got to know her, and I went back and reread the script, I was like, ‘Oh, I see the humor here.'”
Sydney Sweeney as Reality Winner Screen Grab
Sweeney was excited that the movie “humanized an experience that became so politicized” and didn’t choose sides. “It was an exciting new experience for myself,” she says. “We’re really just showing a moment in a woman’s life. It’s truly just what happens, verbatim.”
Plus, it gave the actor — who is best known for playing the unhinged Cassie Howard in “Euphoria” and spoiled teen Olivia Mossbacher in “The White Lotus” — the chance to do something completely new. At 25, she feels lucky to finally be picky, focusing on projects that challenge her and that are different from anything else she’s done. In turn, she says, “I’ve shocked people by the choices that I make with my characters.”
But it hasn’t always been easy.
“There’s always people who see me as Cassie or see me as Olivia. They send me scripts that are just like that. It’s the ones I have to fight for that usually are the ones that I want that are different, like ‘Reality.’ I had to audition for it. I had to put myself on tape and send in my audition just like everybody else,” she explains. “It was the same for ‘White Lotus.’ They didn’t think that I was right for ‘White Lotus,’ because I did ‘Euphoria.’ So I put myself on tape, I auditioned for ‘White Lotus’ just like everybody else and had a call back like everybody else. I could get offered roles that are similar to the ones that I’ve played, but the ones that are different, the ones that surprise people that I do, are the ones that I usually have to fight for.”
Next, she’ll star opposite Glen Powell in the Will Gluck-directed “Anyone But You,” marking Sweeney’s first time tackling a romantic comedy.
“It was so much fun, honestly. We laughed every single day and the cast and the crew were just a bunch of really great people, and we all got along. It felt like summer camp. It was a great breather from everything else I’ve done,” she says. “That was the first time I’ve done something like that. So I definitely enjoyed it. And I might look for some more.”
She’ll also return for Season 3 of “Euphoria.” Although it’s been more than a year since Season 2 ended, she has yet to see any scripts of what’s to come. While the delay could be extended due to the writers strike, creator Sam Levinson has also been working on his next show, “The Idol.”
“I just hope that I get to continue to challenge myself as an actor and get to go to crazy places through her, because she’s such a crazy, dramatically heightened character and it’s fun to play her,” she says of Cassie. “Whatever Sam decides he wants to do with her, I fully intrust in Sam’s vision. I’m excited.”
“Reality” debuts on HBO May 29 at 7 p.m. PT/ 10 p.m. ET and will be available to stream on Max.
Sun, 28 May 2023 18:48:00 -0500en-UStext/htmlhttps://variety.com/2023/tv/features/sydney-sweeney-reality-glen-powell-rom-com-euphoria-white-lotus-1235621960/What to Watch: Reality, The Rising, Manifest
Well, here we are! It’s the unofficial start of summer, and our programming lineup screams it to the rafters.
There is a whole horde of reality (cooking and true crime) content coming our way. Too many to mention, actually. But I’d sure love to know if you’re interested in coverage of any sort. We want you to get what you want from TV Fanatic, so please weigh in below.
There are still new things dropping and a few lingering shows remaining, too. And let’s not forget the series finale of Succession, which is sure to be the talk of the town for the coming week.
Saturday, May 27
8/7c Who Killed Our Father? (Lifetime)
When you lose the only family you have, it makes sense to go searching for the biological family that you never really met.
After taking a DNA test that reveals the identity of her father and sister, Leila is giddy to meet her family, except for one pesky problem.
Her bio dad is dead, and that sister of hers may have been the one to do him in. Grab your popcorn, Fanatics!
Sunday, May 28
Fatal Attraction (Paramount+)
Prepare for the controversy, lovelies!
If you’re curious about why the series has received mixed reviews from many others, and we’re putting that kindly, the rumor has been that it’s because of the twist the series chose to resolve itself with, and it’s time to see what all that hoopla is about!
It’s a double dose of Fatal Attraction Season 1 as we get the season finale, revealing what really happened with Alex if Dan manages to clear his name, and so much more!
9/8c Ride (Hallmark)
Everything is at stake for the McMurrays in the Ride Season 1 finale.
It’s the day of the Cheyenne Rodeo, and Cash is still sitting in jail. Will history repeat itself, and will Cash make a deal with the devil to ride in the rodeo?
Cash has to prove to his family that he can save the ranch, but he has to also prove that he’s not Austin, and it may take all hands on deck to show him the correct way to win a fight.
9/8c Succession (HBO)
The feature-length series finale is upon us as Succession Season 4 ends, taking the series and the Roys with it.
All bets are off on calling exactly what will happen because Succession has been so successful in turning the tides on a dime. We have no idea what will happen before the curtain closes one more time, but we cannot wait to find out where the finale takes us.
Please note that the review will be late, as we are not getting a screener before the drop, so we’ll be in the thick of it with you, rolling out as soon as humanly possible later.
As the spooky series head into the back half of its second season, the tension is higher than ever as a looming food shortage sets people on edge.
We’ll also see a tough night at the clinic for many of the characters, which means we should probably prepare ourselves for a scary time.
10/9c The Blacklist (NBC)
The Task Force had almost neglected their duty as law enforcement after hitting a snag with Raymond.
This is bound to change as they look into the case of a missing newlywed.
Elsewhere, Raymond helps a very powerful cartel leader as Siya visits Kathleen Sutton to learn more about her mother.
Monday, May 29
Reality (Max)
On June 3, 2017, 25-year-old former American intelligence specialist Reality Winner (Sydney Sweeney) is confronted by FBI agents arriving at her home to question her suspected role in the mishandling of classified information.
Based on true events, the film’s dialogue is directly from the transcript of their tense and transfixing conversation.
Interesting movie choice for Memorial Day entertainment. Will it suck you in?
If you thought Colin's revenge plot was almost at its end, guess again! Colin manages to escape -- and he may take Abe with him, as the mayor disappears from the hospital.
Abe is not his usual sharp self following his concussion -- he mistakes a nurse for Paulina -- so it won’t be hard to trick him into going on the run!
Meanwhile, will Eric find out Nicole’s secret, and will Tony insist on telling EJ? Let’s hope so; we need to put this stupid story out of its misery once and for all.
8/7c The Rising (The CW)
It’s time for The CW to deliver us all the imported series, and for those who love a good supernatural thriller and can appreciate that the Brits know how to bring it, you’ll love to settle in with this series.
Neve Kelly is dead, and she’s PISSED about it. When she realizes that she’s transitioned to the afterlife, it’s one thing, but when she realizes that she was murdered? Well, she’s livid and determined to find out the truth about her death.
We can probably expect a slow-burn crime drama with a supernatural twist, so tune in for the stateside premiere.
9/8c Barons (The CW)
If you miss a bit of drama and some surfing now that Animal Kingdom is over, there’s a little something that can scratch that itch with this Australian import.
Nineteen Seventies surf counterculture is at the forefront of this series about friends navigating the early stages of entrepreneurship as they fight to keep their new successes from tearing them apart.
Get your feet wet with this one!
Wednesday, May 31
8/7c The 1619 Project (ABC)
Pulitzer-Award winner Nikole Hannah-Jones’ HULU docuseries makes its ABC debut with the first three hours.
The series explores deep accounts, and historic contexts, covering the Black African American experience in the nation, how slavery shaped and molded that experience and the country, the fight for justice, and more.
For history buffs, it may be worth the three-hour commitment.
8/7c Masterchef (FOX)
The regional battle continues, baby! And while most of us feel like the Northeast showed out and is repping well, it’s time to get a look at the competition!
Former Masterchef Judge, Graham, returns to guest judge as we see what the Midwest brings to the table, literally during the audition process.
Will the heartland bring the heart and the heat? Tune in to find out!
9/8c Riverdale (The CW)
Mr. Rayberry’s suicide might not be what it seems. Could the truth of his murder finally come to the surface during Riverdale Season 7?
We all know about the creepy milkman, but the rest of Riverdale has brushed off the murder as a suicide. This might be the chance for Jughead and Tabitha to put the pieces together to solve the case.
Elsewhere, Betty and Veronica ask Archie and Reggie out on a double date. Could this finally spark the long-awaited romances?
Might our shipping dreams finally come true? Bring it on!
9/8c Gordon Ramsay’s Food Stars (FOX)
Ramsay gives the groups a very important challenge. They must host a themed charity gala for St. Jude’s Hospital.
It’s for charity. What could possibly go wrong, right? Ha! Let the drama ensue.
The teams are already having a tough time working together and turning on one another, and we’re only an episode in, so it’s likely this second installment will bring even more delicious drama, contention, and yummy food.
9/8c Vanderpump Rules (Bravo)
The first part of the reunion brought one-on-one interviews with Sandoval, Ariana, and Raquel, as well as some questionable actions from the cast when they got together.
Finally. Raquel gets out of the trailer to be a part of the main reunion, something that leads to more F-bombs than before as the cast unites against Sandoval and his new girlfriend.
There’s also a bombshell announcement set to play out at the reunion, which is exciting, we guess.
Thursday, June 1
10/9c The Blacklist (NBC)
No, this is not a repeated entry. The Blacklist has moved to Thursdays. There will be a double-episode event on this night.
On The Blacklist Season 10 Episode 15, the Task Force must prove their worth to Congressman Hudson, leading to Reddington offering three cases.
On The Blacklist Season 10 Episode 16, matters have escalated, and the fate of the Task Force rests in the hands of a judge. They anxiously wait for his decision.
The Other Two (Max)
Cary was ready to break up with his method actor boyfriend but two Tony nominations? Maybe he can sacrifice sex for career progress.
Brooke realized she was unhappy with “doing good.” Will she decide to “do herself” and return to the industry?
Tune in for another hilarious episode to see how it unfolds.
With Love (Prime Video)
Ready to reunite with your favorite Latine family and their friends?
After close to two years, we find The Diazs at different stages in their lives as Lily and Santiago try to move forward after that revelation about Santiago. Lily contemplates her personal growth.
Jorge and Henry ride the romance wave to the altar.
We have watched the new season, and it's sexier and funnier than its predecessor.
Who’s ready for a love connection? No? Then how about the Snatch Game of Love?!
The iconic Maxi Challenge is back to warm our hearts and find love for their celebrity impersonations.
Who will snatch all the laughs on stage? Which queen will bomb with the dreaded silence? And who will be the lip-sync assassin for this round?
Snatch Games bring out all the drama, so this week will no doubt leave us gagging from all the entertainment.
Manifest (Netflix)
The emotional final ten episodes of the NBC-turned-Netflix drama are infused with hope as the survivors band together to take down Angelina once and for all.
Michaela tries to come to terms with the death date while simultaneously mourning the loss of her husband.
For Ben, it’s about avenging his late wife, Grace.
Unfortunately for everyone, the death date is for EVERYONE. How will that play out?
Carissa Pavlica is the managing editor and a staff writer and critic for TV Fanatic. She's a member of the Critic's Choice Association, enjoys mentoring writers, conversing with cats, and passionately discussing the nuances of television and film with anyone who will listen. Follow her on Twitter and email her here at TV Fanatic.
Sat, 27 May 2023 07:14:00 -0500entext/htmlhttps://www.tvfanatic.com/2023/05/what-to-watch-reality-the-rising-manifest/Types of Real Estate Investments
There are several types of real estate investments, but most fall into two categories: Physical real estate investments like land, residential and commercial properties, and other modes of investing that don’t require owning physical property, such as REITs and crowdfunding platforms.
Investing in traditional, physical real estate can offer a high return, but it also requires more money upfront and it can have high ongoing costs. REITs and crowdfunding platforms have a lower financial barrier to entry, meaning you can invest in multiple types of real estate for far less than it would cost to invest in even one traditional property. These alternative real estate investments also offer the distinct advantage of not having to leave your house or put on pants to start investing.
If you’re looking to invest in real estate, here are five types to consider:
1. REITs
Publicly tradedREITs, or real estate investment trusts, are companies that own commercial real estate (think hotels, offices and malls). You can invest in shares of these companies on a stock exchange. By investing in REITs, you are investing in the real estate these companies own, without as many of the risks associated with owning real estate directly.
REITs are required to return at least 90% of their taxable income to shareholders every year. This means investors can receive attractive dividends in addition to diversifying their portfolios with real estate. Publicly traded REITs also offer more liquidity than other real estate investments: If you find yourself suddenly needing some cash, you can sell your shares on the stock exchange. If you want to invest in publicly traded REITs, you can do so through abrokerage account.
2. Crowdfunding platforms
Real estate crowdfunding platforms offer investors access to real estate investments that may bring high returns but also carry significant risk. Some crowdfunding platforms are open only to accredited investors, defined as individuals with a net worth, or joint net worth with a spouse, of more than $1 million — excluding the value of their home — or an annual income in each of the last two years that exceeds $200,000 ($300,000 with a spouse).
“Keep in mind, many crowdfunding platforms have a short track record, and have yet to weather an economic downturn.”
But others, likeFundriseandRealtyMogul, offer investors who don’t meet those minimums — known as nonaccredited investors — access to investments they wouldn’t otherwise be able to invest in. These investments often come in the form of nontraded REITs, or REITs that don’t trade on the stock exchange. Since they aren’t publicly traded, nontraded REITs can be highly illiquid, meaning your funds will be invested for at least several years, and you may not have the ability to pull your money out of the investment if you need it. Keep in mind, many crowdfunding platforms have a short track record, and have yet to weather an economic downturn.
3. Residential real estate
Residential real estate is virtually anywhere that people live or stay, such as single-family homes, condos and vacation homes. Residential real estate investors make money by collecting rent (or regular payments for short-term rentals) from property tenants, through the appreciated value their property accrues between when they buy it and when they sell it, or both.
Investing in residential real estate can take many forms. It can be as simple as renting out a spare room or as complicated as buying and flipping a house for a profit.
4. Commercial real estate
Commercial real estate is a space that is rented or leased by a business. An office building rented by a single business, a gas station, a strip mall with several unique businesses and leased restaurants are all examples of commercial real estate. Unless the business owns the property itself, each business would pay rent to the property owner.
Industrial and retail real estate can fall under the commercial umbrella. Industrial real estate generally refers to properties where products are made or housed rather than sold, like warehouses and factories. Retail space is where a customer can buy a product or service, like a clothing store. Commercial properties tend to have longer leases and can command more rent than residential properties, which may mean greater and steadier long-term income for a property owner. But they may also require higher down payments and property management expenses.
5. Raw land
If you build it, will they come? Investors typically buy land for either commercial or residential development.
But buying land to develop involves a fair amount of market research, especially if you plan to develop the property yourself. This type of investment is best suited to someone with a large amount of capital to invest and a deep knowledge of all things real estate —building codes, zoning regulations, flood plains — in addition to an understanding of the local residential and commercial rental markets.
Which real estate investment is best for you?
If you’re considering investing in traditional real estate — like residential or commercial properties — doing your due diligence doesn’t just mean coming up with a down payment. Knowing your local market is important. If there isn’t much demand for homes or commercial space in your area, or property values start dipping, that investment could quickly turn into a burden.
If you’d prefer to be more hands-off with your investments, REITs and crowdfunding platforms are easier ways to add real estate to your portfolio without owning physical property.
Some brokerages offer publicly traded REITs and REIT mutual funds.
Sun, 25 Jul 2021 13:11:00 -0500en-UStext/htmlhttps://www.nerdwallet.com/article/investing/types-of-real-estate-investmentsCrypto Recovery Specialist Asset Reality Raises $4.91M to Hire Engineers, Expand Ops
London-based Asset Reality has raised $4.91 million in seed money to build a full service solution for crypto asset recovery, according to a press release provided exclusively to CoinDesk.
The fundraising was led by Framework Ventures, TechStars, SGH Capital and Outrun Ventures' Chris Adelsbach. The company plans to use the funds to triple its engineering staff and expand operations.
Traditional asset recovery has existed for decades; but the decentralized nature and irreversibility of cryptocurrency transactions presents a unique challenge. Asset Reality believes it can solve that conundrum by building a one-stop shop for tracking and recovering stolen digital assets.
“The existing asset recovery system only recovers about 1% of criminal proceeds globally, with the emergence of digital assets adding more complexity to those efforts,” Asset Reality CEO and co-founder Aidan Larkin said in the release.
According to blockchain security firm Certik, 2022 was crypto’s worst year in terms of hacks, scams and attacks. The industry lost a staggering $3.7 billion to illicit activity.
To add insult to injury, 2023 kicked off with a hack that sent shock waves through Crypto Twitter when longtime Bitcoin Core developer Luke Dash Jr. tweeted that hackers had compromised his hot and cold wallets on New Year’s Day and siphoned off over 200 bitcoin (BTC).
Dash later tagged the FBI in a follow-up tweet, although it’s unclear if law enforcement ever got involved. Binance CEO Changpeng Zhao (also known as CZ) was quick to offer his assistance.
“Not everyone is a developer who can get CZ's attention, and this is why we exist,” Larkin told CoinDesk in an interview. “If someone like that comes on to the platform, we're taking the data about the loss that they've incurred and we're broadcasting that through our partners and through the analytics tools. So the first action is to do exactly what CZ mentioned.”
Per the release, the Asset Reality team has specific experience with crypto asset recovery including “managing and liquidating” bitcoin in the aftermath of the epic Silk Road case. More recently, the company has delved into all manner of digital assets.
“We manage seized [non-fungible tokens] for the Belgian government, for example,” Larkin said. “They will be sold by auction when the court order is granted, if the person is found guilty.”
Larkin envisions a future where stolen crypto will be easily restored just as stolen credit card funds are routinely restored today.
“Asset Reality has a team of ex-law enforcement and private sector asset recovery practitioners. We've investigated, we've seized, we've recovered, we've been to court,” Larkin explained. “So it's trying to fill that big gap that currently exists where you've got best practices, you've got good tools, but everything just isn't gelling together. That’s where we slot in.”
Tue, 24 Jan 2023 01:37:00 -0600entext/htmlhttps://www.coindesk.com/business/2023/01/24/crypto-recovery-specialist-asset-reality-raises-491m-to-hire-engineers-expand-ops/What Does a Real Estate Agent Do?
A real estate agent is a professional who helps people buy and sell properties. But there's more to it than that. Here's a primer on what real estate agents are (and aren't) and the different roles agents can take on in a real estate transaction.
What is a real estate agent?
Real estate agentsare licensed professionals who facilitate real estate transactions between buyers and sellers. In a transaction, the agent representing the buyer is — no surprise here — the buyer's agent, while the seller's agent is often referred to as the listing agent. There are commercial as well as residential real estate agents; to buy or sell a home, you'll go with the latter.
Real estate agents on both sides of the transaction earn money through acommission, which is generally paid by the seller. Each agent's commission is a percentage of the total sale price, with the combined commission generally totaling 5% or 6%.
Real estate agents must be state licensed. In order to receive a license, agents generally undergo training and pass an exam. Continuing education is often required to maintain an active license. To verify that an agent is currently licensed, check your state real estate commission's website. You can also search the Association of Real Estate License Law Officialsdatabase website.
Agents may have additional certifications or accreditations that can be helpful when buying or selling certain properties. For example, if you'rebuying a condo, you might look for an agent who's a Certified Condominium Specialist. Someone who knows your area's developments and has experience with condo transactions may be an asset.
Realtor vs. real estate agent
People often use the terms real estate agent and Realtor interchangeably, but that's sort of like saying Band-Aid when you mean adhesive bandage. Not all bandages are Band-Aids, and not all real estate agents are Realtors. (And yes, Realtor is a licensed trademark.)
A Realtor is a licensed real estate agent who is also a member of the National Association of Realtors. NAR is the largest trade association in the U.S., so many real estate agents are Realtors. Realtors are expected to adhere to NAR's standards and code of ethics, and they must participate in regular training to maintain their status.
NAR isn't the only trade association for agents. In addition to state and local associations, there are other national associations, including the National Association of Real Estate Brokers. NAREB, which emphasizes social justice and housing equality, designates its members asRealtists. Agents can belong to multiple professional organizations.
Real estate agent vs. broker
Real estate brokers are agents who've undergone more training and acquired additional licensing. Agents must work under a broker, but brokers may work independently or supervise real estate agents within a brokerage. With the brokerage model, the broker receives a portion of each agent's commission.
If you're interviewing a potential agent who is a real estate broker, ask whether you'll be working directly with them or be handed off to an agent within their brokerage. You may not want to go after a big-name broker only to find you'll mostly be working with their assistant.
You might also hear aboutdiscount real estate brokers. These are generally larger brokerage networks that connect home sellers with agents willing to take a lower commission. While it may cost less to work with a discount broker, there are trade-offs, as these brokers might not provide all the services a listing agent typically would.
What all real estate agents do
Whether you're on the buying or the selling side of the transaction, your real estate agent will assist with several parts of the process.
Here's what you can expect any real estate agent to do:
Have deep knowledge of the area.This can include property values and comparable home sales, but also information on schools, neighborhoods and more.
Understand the process.The nuts and bolts of buying and selling are a given, but your agent should also know local and state real estate laws and common practices. They'll tip you off on who and what you'll need and when you'll need it.
Answer all of your questions.If it's your first time buying — or selling — you're likely to come across terms you don't recognize and tasks that seem baffling. What's the difference between pending and contingent? Why do you needtitle insurance? How thoroughly do you need to fill outdisclosureforms? Your agent should be able to confidently and competently explain it all.
Take care of the paperwork.In some cases, your agent might be the one who draws up the contract. Even when that's not the case, an agent will usually review every document in the transaction. After you've signed off, the agent will submit the paperwork on your behalf.
Keep lines of communication open.Buyers and sellers seldom meet (which is probably for the best), and your agent is your go-between. They will be in touch with the agent on the other side of the transaction and once an offer has been accepted, they will guide you through any negotiations. Your agent will also keep you (and the other parties) up to speed on where the process stands.Closingon a home can take a while, and it's easy to get antsy if you aren't sure what's going on.
Provide support.Buying or selling a home is stressful, and a good agent will be helpful and compassionate. Whether you need a pep talk, a reality check or a shoulder to cry on, your agent should be there for you.
One more thing: Your agent should consistently represent your interests in the transaction. After all, getting the best price means two very different things depending on whether you're the home seller or the buyer. A single agent representing both sides is known asdual agency, and it's illegal in some states.
🤓Nerdy Tip
If your agent has any stake in the transaction (for example, if the property owner is a relative), they should disclose that to you.
What buyer's agents do
Abuyer's real estate agenthelps their clients buy homes. Agents can be exclusive buyer's agents, but it's common to work with both buyers and sellers. Someone who's selling their current house and buying a new one will usually retain their listing agent as their buyer's agent. This isn't considered dual agency, because the home sale and the home purchase are two separate transactions.
Listen to your likes and dislikes.Knowing what's a must-have and what's negotiable will help them better assess which homes on the market will interest you. You'll also want to be clear with your agent on your price range — both your ideal price and your absolute maximum.
Find potential homes.Your agent should uncover new listings for you, but in an age where scrolling through real estate apps is a common pastime, you'll likely send your agent listings, too. They can help here by looking at the property in theMultiple Listing Service— or MLS — where, as a licensed agent, they'll be able to see information that's unavailable to the public. This can include details about potential issues with the home or conditions of the sale.
Talk to listing agents.Your buyer's agent will reach out to listing agents to get answers to your questions about properties and set up in-person showings. In some cases, sellers may be so bold as to ask for a copy of yourmortgage preapproval, and your agent will deal with these types of requests.
Provide referrals.There can be a surprising number of parties involved in a home sale. While it's best to find your ownhome inspector, for example, your agent should be able to supply you referrals as needed.
Generate and submit offers.When you see a home you love, your agent will work with you to craft a bid and submit your offer to the listing agent. A good buyer's agent should know what local sellers expect and will be able to discusscontingenciesand other considerations with you.
🤓Nerdy Tip
You will sign a contract to work with a buyer's agent. But typically the home seller will pay your agent's commission.
What listing agents do
When you're ready to sell your home, you'll turn to alisting agent. Assuming you're moving into a new place, it's fairly standard for the listing agent who sells your home to be your buyer's agent as well. As the seller, you're on the hook for both agents' commissions on your home sale, so you'll want to be sure your listing agent is up to par.
Listing agents handle many of the same to-do lists as buyer's agents, but there are a few tasks that are specific to seller's agents:
Help price your home.A listing agent will look over your property in detail, ask about repairs and upgrades and show you examples of comparable properties in order to properlyprice your home.
Make presale prep suggestions.In order to get your home the best price, your agent may recommend a few adjustments. That could include taking care of repairs that will turn up on a home inspection, decluttering or depersonalizing the space, or evenhome staging.
Market your home.A solid listing agent will get professional photography of your home and write up a strong listing for the MLS. Additional marketing may include advertisements, open houses or simply networking with other agents.
Vet potential buyers.These days, it's not just separating the lookie-loos from the folks who actually plan to buy. Sellers can ask to see a preapproval or other proof of funds in order for a buyer to see a home in person. The listing agent will talk with buyer's agents to assess their clients' seriousness and set up in-person tours.
Guide you through multiple offers.Havingmultiple offerson your home is exciting, but it can also be stressful. Your agent should help you determine which is best for you. Depending on your needs, it might not be the highest dollar amount or acash offer— certain contingencies or arent-back dealmight make a lower offer more compelling.
Your listing agent will also, of course, be on your side throughout negotiations. They'll double-check paperwork that comes through, communicate with the buyer's agent and other parties to the sale, and generally stay on top of things through to closing day.
Frequently asked questions
What does a real estate agent do for the buyer?
A buyer's agent will help you find homes for sale, write andsubmit offers, negotiate with sellers and make referrals for services like home staging.
What are the advantages of working with a real estate agent?
Working with agood real estate agentcan remove a lot of hassle and stress from the buying or selling process. Good agents know the local market and how real estate transactions work. They listen to your needs, help you set realistic expectations and negotiate on your behalf.
What does a real estate agent do for the buyer?
A buyer's agent will help you find homes for sale, write and
can remove a lot of hassle and stress from the buying or selling process. Good agents know the local market and how real estate transactions work. They listen to your needs, help you set realistic expectations and negotiate on your behalf.
Tue, 11 Apr 2023 07:39:00 -0500en-UStext/htmlhttps://www.nerdwallet.com/article/mortgages/what-does-a-real-estate-agent-doAugmented Reality (AR) Defined, With Examples and Uses
What Is Augmented Reality (AR)?
Augmented reality (AR) is an enhanced version of the real physical world that is achieved through the use of digital visual elements, sound, or other sensory stimuli and delivered via technology. It is a growing trend among companies involved in mobile computing and business applications in particular.
Amid the rise of data collection and analysis, one of augmented reality’s primary goals is to highlight specific features of the physical world, increase understanding of those features, and derive smart and accessible insight that can be applied to real-world applications. Such big data can help inform companies’ decision making and gain insight into consumer spending habits, among others.
Key Takeaways
Augmented reality (AR) involves overlaying visual, auditory, or other sensory information onto the real world to enhance one’s experience.
Retailers and other companies can use augmented reality to promote products or services, launch novel marketing campaigns, and collect unique user data.
Unlike virtual reality, which creates its own cyber environment, augmented reality adds to the existing world as it is.
Understanding Augmented Reality
Augmented reality continues to develop and become more pervasive among a wide range of applications. Since its conception, marketers and technology firms have had to battle the perception that augmented reality is little more than a marketing tool. However, there is evidence that consumers are beginning to derive tangible benefits from this technology and expect it as part of their purchasing process.
Some experts have long speculated that wearable devices could be a breakthrough for augmented reality. Smartphones and tablets show a tiny portion of the user’s landscape, but smart eyewear, for example, may provide a more complete link between real and virtual realms if it develops enough to become mainstream.
Examples of Augmented Reality
Some early adopters in the retail sector have developed AR technologies designed to enhance the consumer shopping experience. Augmented reality has been incorporated into store catalog apps, which allows consumers to visualize what different products would look like in different environments. For example, when buying furniture, shoppers point the camera to the appropriate room and the product will appear in the foreground.
Augmented reality’s benefits can also extend to the healthcare sector, where it can play a much bigger role. AR apps enable users to see highly detailed, 3D images of different body systems when they hover their mobile device over a target image. This use of AR has become a powerful learning tool for training medical professionals.
Augmented Reality vs. Virtual Reality
Augmented reality and virtual reality are often confused, so let’s clarify. Augmented reality uses the existing real-world environment and puts virtual information—or even a virtual world—on top of it to enhance the experience. For example, think of Pokémon Go, where users are searching in their real-life neighborhoods for animated characters that pop up on their phone or tablet. In the NFL, broadcasters use AR technology to better analyze plays.
In contrast, virtual reality immerses users into an entirely different environment, typically a virtual one created and rendered by computers. For example, virtual reality users may be immersed in an animated scene or a digital environment. Virtual reality can also be used to photograph an genuine local location and embed it in a VR app. Through a virtual reality headset, someone can walk around Italy as if they were actually there.
What Is Augmented Reality Used for?
Augmented reality either makes visual changes to a natural environment or enhances that environment through adding new information. It can be used for a variety of purposes, including gaming, product visualization, marketing campaigns, architecture and home design, education, and industrial manufacturing, among others.
What Are the Advantages of Augmented Reality?
Augmented reality is an interactive experience in which a real world environment is enhanced with computer-generated visual elements, sounds, and other stimuli. It can provide a user with a heightened, more immersive experience than they would experience otherwise that adds to the user's enjoyment or understanding. From a commercial perspective, augmented reality can increase brand awareness and boost sales.
Is Augmented Reality or Virtual Reality More Realistic?
Since augmented reality uses a real world environment in conjunction with computer-generated visual elements, it may be seen as more realistic than virtual reality, which is 100% computer-generated. However, advances in technology mean that even entirely virtual environments can seem fully realistic.
The Bottom Line
Augmented reality is a technology that overlays a real world environment with a computer-generated one, enhancing the user's experience and shifting their perspective. It can be used in everything from gaming and design to shopping and education. It is a form of mixed reality, combining the real world with digital visual elements, as opposed to virtual reality, which is entirely digital.
Wed, 10 May 2023 09:24:00 -0500entext/htmlhttps://www.investopedia.com/terms/a/augmented-reality.asp
