Answer: Concrete floors are hard to crack with a raw egg!
Question 2. Jamie looked at his reflection on the window mirror of the 45th floor. Driven by an irrational impulse, he made a leap through the window on the other side. Yet Jamie did not encounter even a single bruise. How can this be possible if he neither landed on a soft surface nor used a parachute?
Answer: Jamie is actually a window cleaner. He got tired after cleaning the windows on the 45th floor and so leaped inside the building.
Question 3. A murderer is condemned to death. He has to choose between three rooms. The first is full of raging fires, the second is full of assassins with loaded guns, and the third is full of lions that haven’t eaten in 3 years. Which room is safest for him?
Answer: The third room is the safest as the lions would be dead by now from eating anything in the past 3 days. First thought for many people would have been that these lions might have been hungrier than ever, but this answer would be wrong.
Question 4. Twins (Adarsh and Anupam) were born in May but their birthday is in June. How’s this possible?
Answer: May is the name of the town in Queensland, Australia.
Answer: The peahen lays eggs and not the peacock.
Question 6. What is such a thing that dies after drinking water?
Answer: Thirst. period.
Question 7. How can a man remain without sleep for 8 days?
Answer: Easy, the man should sleep at NIGHT.
Question 8. What if a red stone is thrown in blue waters?
Answer: The red stone will drown. The use of colors in the questions is only to distract your mind and confuse it further.
The accurate test questions that hurt religious sentiments and demeaned women and one writer are unacceptable, said civil-society members, demanding an end to such "anarchy" in the education system.
The questions were prepared for HSC and equivalent examinations.
In a joint statement, signed by 24 eminent citizens, they said a universal, secular and science-based education system has not been established even after 50 years of independence, rather a regressive system has been set up.
People are now talking about whether teachers have the skills to prepare creative questions. "Both teachers and students need to acquire creative skills," they observed.
Pointing to the accurate discussions on question papers, they said it is high time to think about the whole education system, not just the competency of those who prepare questions. "The demand of dropping Charles Darwin's evolution theory from the curriculum has also concerned us. This will hinder science study and free thinking. It will push the country backwards, towards communalism," reads the statement.
Among others, the signatories are Pankaj Bhattacharya, president of Oikya NAP; Advocate Sultana Kamal, former adviser to the caretaker government; Ramendu Majumdar, praesidium member of Sammilita Samajik Andolon; Rasheda K Choudhury, former adviser to the caretaker government; Prof Syed Anwar Husain of Dhaka University; and Dr Sarwar Ali, trustee of Liberation War Museum.
A testicular test is a check of the look and feel of your testicles, to see if there may be any problems. You or your doctor can do it.
Every man should have a testicular exam. There is no recommendation that a testicular test should be part of your annual physical exam. But your doctor may suggest that you do a self-exam on a regular basis. Some doctors recommend checking your testicles once a month. Others say it's fine to have your doctor check once a year.
If you are having problems, or notice a lump or other changes in how your testicles feel or look, tell your doctor.
Exams can be a good way to find lumps that could be cancer or another problem.
There’s no harm in a self-exam, and doctors say it’s good to know how your testicles look and feel so you can notice any changes.
A self-exam is quick and painless. It takes only a few simple steps:
Don’t worry if you feel a cordlike structure behind each testicle. It’s a normal part of the part of the scrotum that stores and moves sperm. It’s not a lump.
If there is a suspicious lump, your doctor might run a painless ultrasound to get a better look for signs of cancer. They might do a blood test to see if there’s an indication of cancer. If the doctor thinks it may be cancerous, they may decide to do surgery to remove the testicle and check for cancer. If it is cancerous, they can determine what kind.
Removing one testicle shouldn’t impact your sex life or your fertility, but having testicular cancer or its treatment could impact fertility. If you think you may want to have children, talk to your doctor about preserving sperm before treatment.
Here are some facts to know about testicular cancer:
It’s rare: Your chance of getting it is about 1 in 250.
It most often affects men ages 15 to 34: It’s the most common cancer in this group.
It’s highly curable: The risk of dying from it is 1 in 5,000.
Early identification is key: It’s more likely to be treated and cured if it’s found early.
Some things increase your risk: Testicular cancer generally can’t be prevented, but some things increase risk. Your risk is higher if you’re white and non-Hispanic or have an undescended testicle or a family history of testicular cancer.
Other symptoms of testicular cancer
A lump is the most common symptom, but others include:
A lump or other symptom doesn’t mean you have cancer or any other problem.
Life insurance helps you provide for loved ones after your death. With life insurance policies, yourget a cash payment when you're gone, one they can then use toward .
Most insurance companiesbefore they approve you for life insurance coverage. You may be uncomfortable with this, or want to avoid it. Enter .
Many kinds of people may find no-exam life insurance appealing. No-exam policies can be smart if you have a pre-existing health condition, terminal illness, are a smoker or have a risky job (like fire fighting or construction).
Or, you may need life insurance as collateral for a loan or a sudden change in marital status like divorce.may bump up against age limits for some traditional kinds of policies and find no-medical test life insurance worthwhile.
If you think you would benefit from a no-exam life insurance policy then reach out to an insurance pro now. They can help you get started with a free price quote so you know exactly what to expect.
No medical test life insurance comes in bothpolicy forms. Though there's no medical exam, each insurance type may ask for some health information on the application. Premiums are often more expensive than traditional life insurance policies that require medical exams. They can also provide significantly lower coverage. Guaranteed life policies, for instance, are often $25,000 in coverage or less.
The first step in getting no-medical test insurance is deciding what kind is right for you. Here are four main types
If you think you would benefit from having a no-exam life insurance policy then reach out to a professional now or use the table below to start searching for providers.
Seek advice from an insurance agent, your financial adviser, or another expert before you apply in order to be certain that no-exam life insurance is the best option for you.
Once you've decided on a no-exam life insurance provider, you'll need to fill out an application. Depending on the policy type, you can expect:
Be honest with your answers. A life insurance company can deny coverage or payout if you aren't being truthful on your application, like if you lie about smoking.
Follow the instructions to submit your application. Once you've submitted, it can take just hours for accelerated underwriting approval to weeks depending on the type of no-exam policy you're seeking.
Get started now and see what you can qualify for!
CAT 2022 answers to FAQs
The Common Admission Test (CAT) for admission to postgraduate management programmes is set to be held on November 27. Applicants due to appear for the CAT test must be preparing in full swing. The students will also be provided with CAT mock tests to acquaint them with the online mode of exam.
Latest: CAT 2022: Answer key and response sheet (Slot 1 & 3). Download EBook
Don't Miss: CAT 2022: Question paper memory based (Slot 1, 2 and 3). Download Now
Suggested: CAT 2022: Scores, percentile and list of colleges accepting 70 to 90+ percentile. Download EBook
Recommended: India's top 100 private B-schools accepting CAT score. Download EBook
As per CAT 202 test pattern, CAT will be held in three shifts of two-hour examination comprising three sections -- Verbal Ability and practicing Comprehension; Quantitative Ability and Data Interpretation and Logical Reasoning. The test will be timed.
Question: Will CAT 2022 be held as an online examination?
Answer: CAT 2022 will be conducted as a digital or computer-based test (CBT) and not an internet-based test (IBT); meaning a candidate will not take the examination on an internet site. Instead of practicing the questions in a paper booklet and darkening the ovals on the answer-sheet, a candidate will read the questions on a computer terminal in CAT 2022 test and choose an answer by clicking on the correct option.
READ || CAT 2022 In November; Here's How Students Can Strategise To Score Over 99 Percentile
Question: Can a candidate take CAT test 2022 from any computer?
Answer: A candidate must take the CAT examination on a computer system assigned at the test centre based on the test cities selected while registering for CAT. The test centre details will be printed on the CAT admit card.
Question: Can CAT 2022 candidates take calculators along with them to the test centre?
Answer: Candidates are prohibited from taking calculators to the testing centre. However, they may use the onscreen calculator that will be available throughout the exam.
Question: Does CAT 2022 have a syllabus for examination preparation?
Answer: No, the CAT examination does not have a defined syllabus for CAT exam. However, you can attempt the mock test to understand the pattern of examination and types of questions.
Question: Who will provide a scribe/reader in case required by a PwD candidate?
Answer: The PwD candidate will have to make arrangements for a scribe. He/she will have to carry the Scribe Affidavit available on the CAT website.
Obtaining life insurance can help you pass money on to your family or otherafter your death. But not all life insurance policies are the same. Not only can there be differences in factors like monthly premiums and , but there can also be varying requirements to qualify for a life insurance policy.
One route that some people take is, meaning you don't have to visit a doctor to be eligible. If you don't want to make an extra trip to the doctor's office or you're concerned the test results could lead to even higher costs, then this may be a reasonable option.
Here's a look at some of the top life insurance providers available.
Before you make any final decisions, let's take a closer look at what no-exam life insurance policies are — and why you might consider going this route.
No-exam life insurance can include several different types of life insurance that do not require medical exams to initiate coverage. Here are two examples:
To get a no-exam life insurance policy, you can search online for simplified or guaranteed issue policies, which are relatively common. You can also dig into the offerings of different insurance companies, as even if an insurance provider uses different terminology, they might still allow for coverage without an exam.
To learn more about different types of life insurance policies and options, speak to an expert. Haven Life, a New York City-based life insurance agency, can walk you through the process. You just need to answer a few basic questions to get a free quote.
Don't assume that just because something isn't specifically called a "no-exam life insurance policy" you need an exam. Regardless of what the provider calls the policy, check the fine print to see if you need a medical test or not.
Some providers also offer options like being able to convert a term life insurance policy into a whole life insurance policy without needing a medical exam. That's not to say that you're always better off converting vs. taking out a new policy, but it could be worth considering.
No-exam life insurance policies typically cost much more than ones with medical exams. That's because the insurer needs to account for the extra risk that can come from not knowing enough about your medical situation.
For example, with one major life insurance provider, a simplified issue life insurance policy for a 20-year/$500,000 term for a 40-year-old, non-smoker woman in good health in California costs nearly $50 per month. In contrast, the same type of policy for regular term life insurance with a medical test only has an estimated cost of $30 in monthly payments.
You can also compare prices and plans by scouring life insurance providers online and getting free quotes.
There can be a cost to the convenience of no-exam life insurance policies. But it's also possible that the economics work out in your favor. It's possible that something would be discovered during a medical test that increases your risk to the insurer, thereby raising your rates or perhaps even making you ineligible altogether. No-exam life insurance policies can alsothose who don't qualify for typical life insurance due to factors such as age or medical history.
However, if you're in relatively good health, meet a prospective insurer's age requirements and are comfortable seeing a doctor, then this type of insurance may not be for you — as you maywith the medical exam.
Overall, a no-exam life insurance policy can offer a path for some higher-risk individuals to obtain life insurance or it could be a good way to quickly obtain coverage. However, you might be able to find lower rates if you go through with a medical exam, so it could be worth exploring your options to see what best fits your budget and goals.
The bizarre and clearly communally inspired section in this year's HSC Bangla question paper is a dangerous occurrence that could easily have been overlooked had it not been doing the rounds on social media. The questions were based on a part of the Bangla paper's creative section. The prose goes like this: Two Hindu brothers Nepal and Gopal have a dispute over land and take the issue to court. In order to teach his older brother a lesson, Nepal sells a portion of the land to a Muslim who, during Eid-ul-Azha, sacrifices a cow in front of Nepal's house. And when Nepal sees this, he is so traumatised that he decides to leave the country and move to India with his family.
The storyline is incendiary, to say the least. It is bound to hurt the Hindu community's religious sentiments, which seems to be the aim. The subsequent questions placed in relation to the passage proves the point. They try to compare the actions of Nepal with Mir Zafar, the infamous military general who betrayed Nawab Siraj-ud-Daulah, joining hands with the British leading to his defeat and death of the nawab. Comparing a Hindu character gone astray with one of the most reviled Muslim characters in our history can only be described as motivated. This particular segment of the question paper has been used with the intention of fanning communal sentiments, portraying Bangladesh as a country where Hindus must leave their homeland because of bigotry. Why would such a controversial theme be part of a board exam? Why should such communal ideas be presented to college students? Most importantly how did this segment creep into the question paper when there are specific guidelines about making sure no question is formulated that disrespects religion? Why didn't the moderator -- the last person who has the authority to critique a question and even scrap it -- remove the offensive section and alert their colleagues?
The education board has identified five teachers involved in preparing and moderating the question and a probe has been started. This is encouraging, though it does not erase the fact that this is not a one-off incident of how our national education curriculum has been tampered with. Unfortunately, there have been other attempts to "de-secularise" the national curriculum. In 2017, as if to comply with the demands of Hefazat-e-Islam, a Qwami madrasa-based group, some poems and prose by non-Muslims were excluded from school textbooks. link https://www.thedailystar.net/opinion/the-big-picture/disturbing-deviations-childrens-books-1348375
Writings of famous poets and writers were scrapped because the authors were either non-Muslim or the content they wrote was considered to be somehow contradictory to Islamic thought. This includes Humayan Azad's poem "Boi" (class 5 textbook) that encourages students to read books and avoid texts that promote insularity and narrowmindedness. Gulam Mustafa's "Prarthhona" (Prayer) that pays tribute to the Creator, Jasimuddin's "Desh" (motherland), a philosophical songby Lalon Shah, Rangalal Bandhyapadhay's "Swadhinota", Sunil Gangopadhyay's "Shakota Dulchhe" about childhood and friendship, Rabindranath Tagore's poem "Bangladesher Hridoy" (Bangladesh's heart), a patriotic poem about the poet's motherland and Kazi Nazrul Islam's essay "Bangaleer Bangla"..
Funnily enough, it was virtually impossible to nail these deliberate attempts to communalise textbooks on anyone. According to a Prothom Alo report at the time, no one from the National Curriculum and Textbook Board (NCTB) or the National Coordination Committee (NCC) or the editors and writers of the textbooks seemed to know how these omissions took place. This took place despite the fact that according to the rules, changes cannot be made to textbooks without the knowledge of the NCC and the textbook editors.
As far as we know, these dropped texts that have been part of the school curriculum since independence and aligned with the secular values of Bangladesh's liberation movement and the constitution, have not been restored.
Eminent educationists and cultural activists have strongly objected to these illogical omissions, pointing out the dangerous effects it will have on young people who are the future leaders of this country. We are already facing serious challenges to our liberation spirit from religious extremists who sometimes resort to violence to prove their point. The horrific images of the attacks on Buddhist temples in Ramu, Hindu temples and houses in Narail, Nasirnagar, Cumilla, Noakhali and countless other places, are haunting reminders of how threatened our much-cherished communal harmony is.
But what is more frightening is the government's disturbing tolerance of bigotry and communal acts. Religious sentiments, however flimsily they can be interpreted, have taken precedence over freedom of speech and the right to practise one's own religion (other than the majority's faith) as guaranteed by our constitution. This is why we have the abhorrent sections of the Digital Security Act that allows law enforcers to arrest anyone who is deemed to have "hurt religious sentiments" whether it is because of a post from a fake Facebook account or a metaphysical expression in a Baul song. Now our children are in danger of catching the communal bug through textbooks that omit the works of great minds who have promoted inclusivity, diversity, and tolerance -- all the values necessary for an enlightened society and which are integral to any education system. The much talked about question in this year's HSC Bangla question paper indicates a stealthy attempt to show Bangladesh as a communal nation where there is no place for followers of the Hindu faith or any other faith other than Islam.
So, what does all this mean? Is Bangladesh's national education curriculum being infected with the disease of bigotry? If so, why is the Awami League government, the champion of our Liberation War which was very much a movement against racism and religious prejudice, allowing it?
We scored companies based on these measurements:
Price (50% of score): We averaged the no-exam life insurance rates for males and females in excellent health at ages 30, 40 and 50 for $500,000 and $1 million and a term length of 20 years.
Maximum face amount for lowest eligible age (10% of score): Companies with higher no-exam life insurance coverage amounts for the lowest age earned more points. Note that maximum no-exam coverage can sometimes become lower if you apply at a higher age.
Age eligible for best length/amount (10% of score): Companies offering no-exam life insurance to folks over age 50 earned extra points.
Accelerated death benefit available (10% of score): This important feature lets you access part of your own death benefit in the event you develop a terminal illness
Option to convert to a permanent life insurance policy (10% of score): This is a good option to have in place if you decide you want a longer policy, especially if your health has declined and you don’t want to shop for new life insurance.
Guaranteed renewals (5% of score): This option lets you extend the coverage after your initial level term period has expired, such as at the end of 10, 20 or 30 years.
Renewal rates can be significantly higher, but renewing can provide extended coverage to someone who may no longer qualify for a new life insurance policy because of health.
Median time from application to approval (5% of score): We gave more points to companies with lower no-exam life insurance approval times.
The timeline for approval could be within seconds or a month, depending on the company and possibly even your health.
Sources: Bestow, Ethos, Fabric, Haven Life, Jenny Life, Ladder, Policygenius and Forbes Advisor research.
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November 20, 2022 | 12:00am
Today, our bar examinees will be taking part in the fourth and last day of the 2022 Philippine bar examinations chaired by Supreme Court Justice Alfredo Benjamin Caguioa.
Just like last year, there are regional testing venues and the mode of taking the exams is digitized – using the computer-based Examplify software. So bad handwritings are no longer a problem.
The bar test covers the usual subjects – Political and International Law, Criminal Law, Labor Law and Social Legislation, Civil Law, Mercantile Law, Remedial Law, and Legal Ethics – but removed Taxation Law as a separate bar subject, and adopts a three-examiner per subject policy.
The Philippine bar examinations is without doubt the most difficult licensure examination in the country. The fact that the exams are in digital form did not diminish its difficulty – the questions still required of the examinees a recollection of what they learned in four or five years in law school, the ability to identify and analyze what is being asked, and applying the rule of law and their analysis to answer the question.
If you want to become a lawyer and carry that “Atty” as part of your professional name, then there is only way, and that is to pass the bar exams.
But of course passing the bar is no ensure of success in the legal profession, just like in any other profession which requires a licensure test.
It likewise does not determine what kind of lawyer they will become.
As pointed out by the National Union of People’s Lawyers, the bar exam, “is merely a door at the very end of a very long and arduous passage that once opened, permits you into a expansive hall filled with opportunities and responsibilities.”
NUPL president lawyer Ephraim Cortez pointed out that the bar exams is only a test like most others and that prestigious though it may be, this test will not define one either as an individual or as a lawyer.
In the past, the bar exams also served as a competition among the different law schools for the top 10 highest grades. But last year, the top 10 grades were not announced, but instead, recognitions were given to the exemplary passers or those who scored 85 to 90 percent and the excellent performers or those who got ratings of over 90 percent.
Recognition was also given to the schools with the most number of excellent and exemplary passers.
This was because during the previous bar examination with Justice Marvic Leonen as the bar chairman, the Supreme Court decided to be more inclusive by drawing the focus from how every examinee performed competitively against each other but instead highlighting performance of law schools.
We do not know yet how it will be done under the Caguioa-led bar exam.
But one thing was made sure – it will not be as easy as the previous 2020-2021 bar, which was taken under the most difficult conditions due to the pandemic.
The 2020-2021 bar exam’s passing rate of 72.28 percent, which was one of the highest in the bar history (the highest was the 1954 bar with 75.17 percent), will also probably never happen again. A total of 8,241 examinees out of 11,402 takers passed the 2020-2021 exams held earlier each year. This year, around 9,100 took the exams. No bar exams were held in 2020 and 2021 due to the pandemic. The test which was originally scheduled in November 2021 had to be postponed to February 2022 due to increasing number of COVID-19 cases back then.
The November 2022 bar examinees were also required go on quarantine before and during the bar exams to avoid getting infected and had to be tested negative against COVID-19.
Moving forward, the Supreme Court has said that future bar examinations will be conducted via digital means to be in tune with technological advancements. And they will remain regionalized or localized unlike before when there was only one testing site and examinees from Visayas and Mindanao had to stay in Manila for at least a month for the exams which were held on four consecutive Sundays.
The bar examinations in the Philippines is still evolving to make sure that the examinees are only asked basic questions which entry-level lawyers should know how to answer. What is also being taught in law school is also being reviewed to make sure that it remains relevant.
And so for the thousands of students who have reached the end of their long journey, good luck.
But I would like to especially wish all my former students from Arellano University Law School, UST Faculty of Civil Law, University of Makati, PUP College of Law, University of Perpetual Help, University of the East, Lyceum, Adamson and Manila Adventist, and my reviewees at Villasis Law Center and Legal Edge Review Center the best of luck and success. You have prepared well and it is just a matter of time before you become full-fledged lawyers.
And thank you to all the law professors who helped these students along the way.
One journey ends, another one begins.
For comments, e-mail at [email protected]