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The Securities Industry Essentials (SIE) test is an entry-level assessment that covers products, risks, regulatory agencies, prohibited practices, and markets administered by the Financial Industry Regulatory Authority (FINRA). The test has 75 multiple-choice questions, takes an hour and 45 minutes to complete, and it's a tough test, even if you have financial experience.
One of the best ways to get ready for it is to enroll in an SIE test prep course, so you can make sure to make the grade of 70 or above needed to pass. Many companies offer SIE test prep, so when searching for your best fit, consider cost, pass guarantees, the structure of courses, venues (virtual live streams versus on-demand ), and study materials offered.
Tackle these vocabulary basics in a short practice test: synonyms and antonyms. Synonyms are words that have a similar meaning, and antonyms are words with opposite meanings. Students in first and second grade will think deeply about word meaning as they search for the matching synonym or antonym in each row of this reading and writing worksheet.
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In this short practice test, counting money is what it’s all about. First, students look at adding groups of coins and finding their totals. They’ll have to circle the correct answer choice to show they added them up. As a final challenge, students will read through two money math word problems and solve for the sums. This math worksheet is catered to the first-grade curriculum.
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When Kevin Davis served as CEO for a major Wall Street brokerage firm, he saw lots of applications for internships cross his desk. The majority were from friends of colleagues. Very few, if any, were from students from underrepresented communities, the kind of students who can really benefit from an internship. (Davis left MF Global three years before its demise.)
This was one of the reasons Kevin formed First Workings, a nonprofit that works with public high schools in New York City (primarily the Bronx and Harlem) to identify talented students and place them in internships at corporations like Morgan Stanley, NASDAQ and Mount Sinai Hospital and more. The program started in 2014. This year the organization had 290 applicants and will invite a class of around 80 students to participate in a summer internship program.
I had a chance to interview Kevin recently. Here are the highlights of that interview:
Jill Griffin: Where did you grow up? Describe your early childhood and its significance on your life.
Kevin Davis: When I was a 12-year-old boy growing up in London, my father went missing after he lost a great deal of money in the market. The financial loss basically wiped out our family’s entire net worth. We went from upper-middle class to living a Chekhov-style life of genteel poverty.
Even though I was still very young, I took on multiple jobs to help earn money. I would deliver newspapers before school. On Saturdays, I worked in my family’s clothing store. The experience demonstrated to me the value of work. It also ingrained in me that waiting until college to gain experience and earn a living really sets you up poorly. The earlier you experience and understand the nuances of the professional world, the more quickly you’ll be able to get ahead. This is why I believe it’s so important for high school students to have access to internship opportunities.
Griffin: When did you first get the whisper you belonged in business?
Davis: My first job in Chicago was for a menswear manufacturing company. But it wasn’t long before I realized that this field was not for me. My roommate had a connection at the Chicago Board of Trade and he helped me get a job there. It was an early lesson for me in the value of “social capital,” or the social networks and relationships and how you use these relationships to advance your goals.
The exchange floor’s high-octane environment really suited me. Every 30 seconds I had to shift attention from one thing to another. I thrived on it. I had a lifetime of experiences in a single day. The moment I felt the fast-paced energy on the exchange floor I knew that was where I belonged.
Griffin: How did your experience at MF Global inspire you to start First Workings?
Davis: Until October 2008, I was chief executive officer of MF Global, which had recently undertaken a NYSE listing, having been part of Man Group plc, (then a FTSE-100 company). I joined Man Group’s brokerage division, then called Man Financial, in 1992 and was appointed to the board of Man Group in 2000. By the time we went public in 2007, we had become the world’s leading broker of exchange-listed futures and options, growing profits from $25 million per year in 2000, to $250 million 2007. The business encompassed equities, futures, interest rate, commodity and currency trading, conducted by 2,750 staff in 25 offices across 14 countries in Europe, the Middle East, North America and Asia.
I recognized that throughout my career many of the young staff we hired, started out as interns and virtually every intern was the son or daughter of a colleague or a customer. It wasn’t that we didn’t want to hire outside of this narrow band. It was that we simply didn’t have access to a more diverse pool of applicants. So, after 25 years on Wall Street, I decided to create a nonprofit. First Working’s primary mission is to secure internships for high achieving students from underrepresented communities. It is the bridge between companies that want to diversify their workforce and young high achieving inner city teens who are seeking opportunities but who do not have the social capital to access them.
Griffin: What’s a great piece of business or life advice you received, who gave it to you, and how has it enhanced your life?
Davis: My late grandfather once told me to never chase the horizon beyond the one that you can see. If you are constantly thinking beyond the task at hand, you won't be able to do well at the one you are presently charged with. I didn’t obsess about becoming the head of a company or a multimillionaire early in my career. Instead, I focused on doing the job at hand on the assumption that if I reached and surpassed my immediate goal, the next opportunity would present itself. I didn’t fantasize about my ultimate goals, rather, I worked diligently towards them, one step at a time.
Griffin: Has your grandfather’s advice influenced how you structured the program at First Workings?
Davis: It has in many ways. We want our interns to be as prepared as they can possibly be to succeed at the immediate goal which in their case is a summer internship at companies in finance, medicine fashion and many others across the universe of industries.
First Workings works with teens in 13 New York City public high schools in Harlem and the Bronx. Prior to starting their internships, we provide them with extensive training. We go over things like interview skills, inter-office etiquette, conflict resolution, emails, good social media habits and even handshakes. We even bring in improvisational actors to walk the students through how to appropriately handle situations they may encounter in the workplace. First Workings also provides students with MetroCards and meal stipends, the latter being to ensure that they can participate in lunch or interact with their colleagues after work. We also provide work-appropriate clothes if needed. In short, we do everything possible to put them in a position to succeed.
Griffin: Please give me the top three bullet points in your Personal Leadership Credo.
Davis:
Griffin: Describe a painful setback in your life and what it taught you.
Davis: After I graduated from university, I moved to Chicago. I was really living hand-to-mouth often surviving on happy hour food, so I called my Dad and asked if he could send me some money. His response shocked me: “Either you make it where you are or I get you an airline ticket to come home.” Though upsetting at the time, the conversation made me determined to succeed.
Griffin: What advice do you have for young, talented, ambitious people who want to move ahead?
Davis: There are no shortcuts for hard work. The best employees and leaders tend to be the ones who aren’t afraid to work their way up.
No matter how long you've worked at your job, you should treat every day as if you're on probation. People have to understand that it's you that has to make yourself invaluable to the company where you work, it is not the employer’s role. It’s up to you to prove that they really can't function without you.
At First Workings, our unofficial motto is a quote attributed to Roman philosopher Seneca,
At First Workings, we give young people a chance to have that “luck.” We do this by putting them in a position to make connections that can create career paths that would ordinarily be unavailable to them.
There's no substitute for a hand-written thank you note. Ask people for their cell phone numbers and email addresses. Make the effort to stay in touch. Write a note. Develop your social capital and when you graduate from college or reach a crossroads in your career, you’ll have a network that you can tap into. Those who you’ve met along the way will help guide you to the next goal on your horizon.
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Most households with an income are required to file taxes every year, which is why it’s important to have a plan to put your tax return together by the due date every April. While many Americans choose to do their taxes using tax preparation software (or manually), the easiest way to do your taxes is to have someone else take care of the math and paperwork for you. This is the benefit of using tax preparation services.
Tax preparation services are often more expensive than do-it-yourself options, but if you have very complex taxes, going to a tax prep expert could be a good decision. The best tax prep companies have sterling reputations, fair pricing schedules, and extra services available, like flexible in-person hours.
KD College Prep, a test prep and college counseling company based in the Dallas-Fort Worth Metroplex, finalizes instructional changes to prepare students for the migration of College Board's PSAT/NMSQT(R) and SAT(R) tests to a new digital format next year.
Coppell, Texas--(Newsfile Corp. - January 24, 2023) - KD College Prep, a test prep and college counseling company based in the Dallas-Fort Worth Metroplex, finalizes instructional changes to prepare students for the migration of College Board's PSAT/NMSQT® and SAT® tests to a new digital format next year.
Early in 2022, College Board (the organization that administers the PSAT/NMSQT and the SAT tests) announced that it would offer the tests digitally in the U.S. starting in 2023 and 2024. In addition to format changes, adjustments in test content could pose significant challenges for students.
KD College Prep Announces Test Prep Classes and Counseling for the New SAT® Test
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Scoring on both the PSAT/NMSQT and the SAT® tests will remain the same, although College Board will reduce the length of the SAT test by approximately an hour.
The new digital format will also be adaptive, meaning it will vary from student to student. After a student has finished the first module, one of two potential second-stage modules will appear based on the number of questions the student answers correctly initially. Generally, one module has questions that are more difficult than the other.
The new SAT® test format will still feature a verbal and a math section. The verbal section (made up of reading and writing questions) will have shorter reading passages with a single question after each. With less questions, students will rely more on test-taking strategies to find the correct answer on time. The test will group together questions that test similar skills and knowledge, arranged from easiest to hardest.
The math section allows students to use a built-in calculator on the entire section, which is a significant change. Students will find the same math concepts-Algebra 1 and 2, geometry, and trigonometry. "Free response" questions will show up throughout the section, instead of only at the end.
"College Board's latest announcement about making the SAT digital brings back many familiar memories. Over the last 30 years, KD College Prep has seen many adjustments, reconstructions, and makeovers by College Board. With each change we have adapted and found new and improved ways to prepare our students for college," says David Dillard, CEO of KD College Prep.
Since 1992, KD College Prep has helped students prepare for college admissions tests through in-person or live-online prep courses and activities. The organization has four campuses in the DFW area and currently serves students in 37 states across the U.S.
SAT® is a trademark registered and/or owned by the College Board. PSAT/NMSQT® is a registered trademark of the College Board and the National Merit Scholarship Corporation. KD College Prep has no affiliation with these institutions and is not approved or endorsed by them.
CONTACT:
Name: David Dillard
Organization: KD CollegePrep
Address: 621 TX 121 Suite 450 Coppell, TX 75019, United States
Phone: (972) 906-8825
Contact Info:
Name: Jenny Moore
Email: j.moore@kdcollegeprep.com
Organization: KD College Prep
Address: 621 Texas 121 Suite 450, Coppell, TX 75019, United States
Website: https://kdcollegeprep.com/
To view the source version of this press release, please visit https://www.newsfilecorp.com/release/152280
SpaceX announced on Monday it completed a major test of its latest Starship prototype, as the company prepares for the first orbital launch of the towering rocket.
Starship prototype 24, stacked on Super Heavy booster prototype 7, was fueled up at SpaceX’s Starbase facility in Texas in a test known as a “wet dress rehearsal.” While the test does not include firing up the rocket’s engines, it is a typical practice during development of a new liquid-fueled vehicle to show that it can be safely filled before a launch, as well as verify the steps of a launch countdown.
“This was the first time an integrated Ship and Booster were fully loaded with more than 10 million pounds of propellant,” SpaceX said in a tweet.
Starship is a nearly 400-foot-tall rocket designed to carry cargo and people beyond Earth. It is also critical to NASA’s plan to return astronauts to the moon, with SpaceX having won a nearly $3 billion contract from the agency in 2021.
An orbital launch attempt of Starship marks the next step in flight testing for the rocket. It’s been nearly two years since the company last performed a Starship flight test, and late last year SpaceX shook up leadership at its “Starbase” facility in Texas as the company pushes to get the next launch off the ground.
SpaceX has a few more steps remaining before Starship can next launch, including a planned test firing of all 33 engines at the base of the Super Heavy rocket booster. The company also needs a launch license from the Federal Aviation Administration.
