In the 1980s, a 19-year-old pre-med student at the University of Texas just happened to like computers – a lot. Michael Dell never made it to graduation and dropped out at the end of his first year to pursue a different dream, armed only with a $1,000 stake from his family and a love of PCs. No one could have predicted that Dell would turn his dorm room “business” into Dell Inc., a globally recognized leader in computing.

Dell merged with EMC Corporation in late 2016, and the new company was rebranded as Dell Technologies, which includes Dell, Dell EMC, Pivotal, RSA, Secureworks, Virtustream and VMware. According to Forbes, Dell Technologies (before completion of the merger with EMC) was the fourth largest privately held company in the United States and the world’s largest privately held technology company. With offices in more than 180 countries worldwide, Dell boasts more than 145,000 employees, with sales exceeding $74 billion in 2016. According to its investor relations website, a whopping 98% of all Fortune 500 companies use Dell Technologies products and services. Dell is also well represented in Gartner Magic Quadrant leader lists for products and services, including the Data Center Backup and Recovery Software, Managed Security Services, and Integrated Systems lists.

Computing products remain a staple in the Dell product portfolio. Consumers interested in laptops, workstations, tablets and desktops will find a variety of products available (along with peripherals such as monitors, printers and VDI appliances) to meet personal, SMB, enterprise or gaming requirements. Dell also offers solutions for networks, storage, servers, gateways and embedded computing, as well as a broad range of IT and business services.

Dell Technologies’ products and services currently fall under seven technology brands:

Within each brand, there are multiple products, services and solutions that cater to specific areas of interest for Dell customers.

VMware, Secureworks and Pivotal continue to strategically align with Dell Technologies’ core business areas. VMware continues to provide hybrid cloud, mobile computing and software-defined data center solutions. Pivotal offers analytic tools, next-generation software development methodology and modern cloud-native platforms, while Secureworks focuses on incident response and threat intelligence security. RSA helps companies manage and monitor their digital risk profiles and activities.

Dell certification program overview

In response to its merger with EMC, Dell and Dell EMC’s certification programs have merged into the unified Dell EMC Proven Professional certification portfolio. You’ll find that the website and certifications have a brand-new look and feel. Dell Education Services offers two CompTIA certs along with numerous Dell EMC certifications divided up by technology category or track, including Storage, Data Protection, Converged Infrastructure and Data Science. A latest search of the Dell certification website finds that Dell no longer offers Microsoft certification training courses.

If you’re not sure where to start on your certification journey, the new Dell EMC Proven Professional certification framework is a great starting point. Here, you’ll find certifications for four skill levels:

• Dell EMC Certified Associate (DECA): Entry-level or foundational knowledge
• Dell EMC Certified Specialist (DECS): Technology and role-specific skills
• Dell EMC Certified Expert (DECE): Advanced experience and skills in multiple technologies
• Dell EMC Certified Master (DECM): Subject matter expertise in complex scenarios and multiple technologies

The certification framework is hierarchical: The specialist certification takes the lower-level associate credential as a prerequisite, while the expert-level credentials take both the associate and specialist credentials as prerequisites. Associate and specialist certifications do not expire. Master and expert certifications expire after two years.

In Dell’s certification framework, you’ll find Dell EMC credentials across eight different tracks: Technology Architect (TA), Cloud Architect (CA), Enterprise Architect (EA), Implementation Engineer (IE), Systems Administrator (SA), Platform Engineer (PE), Technical Support Engineer (TSE) and Data Scientist (DS). The certification framework also maps credentials back to specific technology areas (cloud, storage, data protection, server, networking, converged infrastructure and data science).

There are also certification maps for role-based credentials:

• Plan and Design Roadmap: This offers four credentials at the associate level, seven at the specialist level, three expert exams and a single master-level (architect) exam.
• Deploy Roadmap: This certification path offers four associate-level credentials, 13 specialist exams and four expert exams. Currently, there are no exams at the master level. The roadmap also mentions CompTIA Server+, two product and technology exams, associate and professional exams in server and networking, VxRail Appliance, and PowerEdge.
• Manage Roadmap: This path offers a single master exam, five expert exams, 15 specialist exams and four associate exams. It also includes CompTIA Server+, VMware VCP credentials, two product technology exams, and associate and professional exams in server and networking.
• Support Roadmap: The Support Roadmap includes one associate exam, seven specialist exams and one expert exam. It mentions CompTIA Server+ along with associate and professional networking and PowerEdge exams.

Certification candidates should register with Dell EMC TechDirect. From the TechDirect portal, candidates can access free test prep materials, schedule exams, view test results and print their certification transcripts. Candidates may also view their company’s competency status through the TechDirect portal.

Dell Partners whose employees have earned the Certified Deployment Professional badge may be eligible to earn the Services Competency for Deployment (or simply Deployment Competency) designation. To earn this competency, Partners must be at least at the Gold tier level and have two or more employees who’ve passed the associated exam. A formal application must be submitted to Dell requesting Deployment Competency designation. Deployment Competency designations are available for Server, Storage, Networking and Client Systems.

Dell EMC certifications

Because Dell has updated its certification portfolio, it’s well worth your time to peruse the new Dell EMC Proven Professional Certification Framework to understand the new certification flow. All certification tracks begin with selecting a technology concentration: Cloud, Storage, Data Protection, Server, Networking, Converged Infrastructure or Data Science. Next, candidates earn the DECA (associate) credential recommended for their technology track. From there, candidates select the applicable role-based certification roadmap (Plan and Design, Deploy, Manage, or Support) and follow the certification recommendations to earn the specialist, expert and master credentials available in that certification path.

Below, we’ve listed some examples of the many certifications you’ll find in the new Dell EMC program. We’ve chosen to present these certification examples by the available technology tracks.

Server

The Server technology roadmap is the only certification path where a third-party certification, the CompTIA Server+, serves as the associate-level credential.

• Implementation Engineer, PowerEdge Specialist (DECS-IE): Certification is focused on IT professionals working with Dell EMC PowerEdge Server technology and products. To earn the credential, candidates must first obtain either the CompTIA Server+ or the Dell Certified Associate PowerEdge credential and pass the specialist exam. The test targets PowerEdge rack and tower servers, installation, configuration (server storage, iDRAC and Lifecycle Controller), and maintenance and troubleshooting.

Storage

• Information Storage and Management Associate (DCA-ISM): This credential validates a candidate’s knowledge of data center infrastructure, storage systems (file-based, object-based, software-defined, block-based and intelligent), security, replication management, backup, archive, replication, and storage networking technologies (Fibre Channel SAN, Internet Protocol SAN and Fibre Channel over Ethernet SAN).
• Implementation Engineer, SC Series Specialist (DCS-IE): This certification targets professionals working with Dell EMC SC Series storage products. Skills covered include Dell Storage Manager installation and configuration, SC Series hardware and cabling (including Fibre Channel and iSCSI), SC Series configuration, administration (Storage Manager and SC Series), and SAN HBA and switch configuration. To earn the certification, candidates must possess the Associate Information Storage and Management Version 1.0, 2.0, or 3.0 credential and pass the specialist exam.
• Expert – SC Series (DCE): To obtain this expert-level certification, candidates must possess the Specialist Implementation Engineer, SC Series certification and pass the expert exam. The test focuses on SC Series Storage product-related technologies, including hardware installation, storage array initialization, array configuration, failover testing, host confirmation and front-end storage networking configuration.

Networking

• Certified Associate – Networking: This credential targets professionals working with Dell EMC networking switches. Candidates should have at least one year of networking experience, with six months focused on installing and managing EMC networking switches, and be able to install, configure, and troubleshoot networking switches.
• Certified Professional – Networking: This credential targets experienced Dell hardware professionals. Candidates should have one to three years of experience, plus at least one year of direct experience managing or deploying Dell hardware solutions. Successful candidates will also understand deployment, cutover and integration planning, Dell tools for deployment, network configuration, and troubleshooting.

Cloud and Infrastructure Services (Cloud Architect)

• Cloud Infrastructure and Services Associate (DCA-CIS): This cert focuses on using cloud computing reference architectures to build cloud infrastructures, cloud technologies and processes, digital transformations, cloud services and applications, cloud security, business continuity, and cloud service management.
• Cloud Infrastructure Specialist (DCS-CA): This credential is the specialist level of the Dell EMC Cloud Architect certification. Candidates must possess either the associate level of the Information Storage Management (version 2.0 or 3.0) or the Cloud Infrastructure and Services (version 1.0, 2.0 or 3.0) credential and pass the specialist exam. The test focuses on cloud-related topics, including design, management, available resources (such as network, storage and computing), monitoring, hybrid cloud and disaster recovery.
• Cloud Architect, Cloud Services Expert (DCE-CA): This certification is the expert level of the Dell EMC Cloud Architect certification. As with the DCS-CA, candidates need to possess either the associate-level Information Storage and Management (version 2.0 or 3.0) or the Cloud Infrastructure and Services (version 1.0 or 2.0) credential plus the DCS-CA and pass the expert exam. The credential validates a candidate’s skill in planning and designing cloud infrastructures, business transformation, ITaaS environments, cloud services, security, governance, and financial and organizational planning.

Data Protection

• Data Protection and Management – Associate (DCA-DPM): This credential validates a candidate’s understanding of the data protection technologies, components and processes.
• Converged Infrastructure: Converged Infrastructure targets professionals who maintain, back up, configure, upgrade, troubleshoot, monitor and administer VxBlock Systems. Two credentials are available:
  • Converged Systems and Hybrid Cloud Version 1.0 – Associate (DCA-CSHC): This is a foundation-level certification that focuses on a candidate’s understanding of how to effect transformation using Dell EMC Converged Systems and Digital and IT Transformation.
  • Systems Administrator, Converged Infrastructure Version 2.0 – Specialist (DCS-SA): This credential validates a candidate’s knowledge of VxBlock Systems concepts, administration, security, resource management, maintenance and troubleshooting.

Data Science

• Data Science Associate (DECA-DS): A foundation-level credential for those just entering the realm of data science and big data analytics, this certification focuses on the tools and techniques commonly used in data analytics.
• Advanced Analytics Specialist (DECS-DS): This certification focuses on using advanced analytic methods to identify and recommend solutions for business problems. Methods include visualization, Hadoop (including Hive, HBase and Pig), natural language processing and social network analysis.

Dell third-party certifications

On top of its Certified Deployment Professional certifications, Dell Education Services has partnered with several third-party organizations in the past to provide certifications for CompTIA and Microsoft certifications. However, Dell has reduced the number of CompTIA cert courses that it offers and totally eliminated its Microsoft cert courses.

CompTIA certifications

CompTIA is a well-known, vendor-neutral certification provider. Dell has reduced its CompTIA certification training courses to just two online offerings: A+ and Linux+ certs. The cost for CompTIA training courses ranges from $550 to $650 for these topics.

According to Dell, 78% of all companies use IT deployment services. With such a widespread need, IT professionals specializing in deployment find a demand for their skills across multiple industry sectors. Some of the sectors that Dell serves are education, energy, financial services, government (federal, state and local), healthcare, manufacturing, retail, telecommunications, media and entertainment, and web development.

Popular job boards such as TechCareers, SimplyHired and Glassdoor reveal numerous jobs available for Dell-certified deployment professionals. Most of the listed positions focus on engineering roles for server, virtualization, networking, systems, integration, data security and the like. Other available roles include consultants, account executives, system administrators, IT managers and deployment managers.

Dell recommends and offers core training courses for each of its Dell EMC credentials. Interested candidates who register on the DirectTech website can also access free test study guides. In addition, Dell offers many free e-learning courses at the foundation level on various Dell products and technologies, including networking, storage, data protection, big data and converged infrastructure.

Core recommended training for each solution track includes a basic, intermediate and advanced course. Prices vary, but candidates can expect to pay $2,500 to $5,000. Most training is a combination of e-learning activities that you complete prior to attending instructor-led training.

Dell also provides training for other certifications and training opportunities for end users and IT professionals in various disciplines, including these:

Fundamental or introductory courses typically cost $100 to $200, while advanced training courses may cost thousands of dollars (we found one course with a price tag of $10,000). Dell also offers onsite training courses, with most prices running at least double that of public courses. The most expensive onsite course we found topped $42,000.

Check out everything Dell has to offer on its Education Services webpage.

Ed Tittel

Ed is a 30-year-plus veteran of the computing industry who has worked as a programmer, a technical manager, a classroom instructor, a network consultant, and a technical evangelist for companies that include Burroughs, Schlumberger, Novell, IBM/Tivoli and NetQoS. He has written for numerous publications, including Tom’s IT Pro, and is the author of more than 140 computing books on information security, web markup languages and development tools, and Windows operating systems.

Earl Follis

Earl is also a 30-year veteran of the computer industry who has worked in IT training, marketing, technical evangelism, and market analysis in the areas of networking and systems technology and management. Ed and Earl met in the late 1980s when Ed hired Earl as a trainer at an Austin-area networking company that’s now part of HP. The two of them have written numerous books together on NetWare, Windows Server and other topics. Earl is also a regular writer for the computer trade press, with many e-books, whitepapers and articles to his credit.

The following questions are representative of the types of questions you will find on the CRCM (Certified Regulatory Compliance Manager) exam.

1.  A borrower has a right to rescind a loan agreement in all of the following situations except:

a. A line of credit used for the borrower's business, secured by the borrower's primary  dwelling
b. A revolving line of credit secured by the borrower's primary dwelling used to Strengthen the borrower's home
c. An increase of a line of credit from $5,000 to $10,000 secured by the borrower's primary dwelling
d. A loan to pay off a contract for a deed secured by the borrower's primary dwelling

2.  When opening a deposit account online, Regulation E disclosures MUST be provided at the time of account opening or: 

a. Before the first EFT occurs 
b. Along with the first periodic statement 
c. Within three business days of account opening 
d. Within three business days of a customer's request for the EFT service

3.  The primary responsibility for overseeing a bank’s inherent compliance risk should lie with which of the following?

a. Internal audit
b. Consumers
c. Board of Directors
d. Compliance officer

4.   A branch manager finds an unexplained $7,000 cash shortage in Teller #1's cash drawer. Which of the following actions must the bank take?

a. File a Currency Transaction Report (CTR) with the IRS
b. Discharge Teller #1 immediately
c. Send a notice of adverse action to the bank's federal regulator
d. File a Suspicious Activity Report (SAR)

5.  A compliance professional recently discovered the bank did not file and disclose an accurate covered agreement, as required by the CRA Sunshine Act. In order to ensure correct reporting in the future, what must be provided? 

a. All individual mortgage loans 
b. Grants or loans to fulfill CRA activity 
c. Non-public or confidential information that will be provided in the public file 
d. A copy of the agreement to the regulatory agency 24 months after the end of the term

Answer Key

1. a
2. a
3. c
4. d
5. b

Looking for all the test and school questions answers in Persona 5 Royal? Well you've come to the right place. Going to school is an important part of your life in Persona 5, and being put on the spot by your teachers is an inevitability.

Some days you'll be asked a general knowledge question, and on others, you'll have to sit through dreaded exams. Answering these questions correctly increases your Knowledge stat by a small amount, and getting high scores on your exams increases your Charm stat by a good amount. You'll also receive a reward from Sojiro back at Leblanc if you talk to him after your test results are posted.

There are also times where you'll be asked to help out your classmates with a particular question. In these scenarios, choosing the correct answers will bolster your relationship with that character, and you'll still get a small increase to Knowledge.

Below, we've listed all question and test answers for Persona 5 Royal.

Please note: Persona 5 Royal features both completely different and remixed questions compared to Persona 5. If you're looking for Persona 5 question and test answers, please find that section at the bottom of this guide, or use the table of contents (below) to go straight there.

Persona 5 Royal School test Answers

Below you'll find a list of all Persona 5 Royal school and test answers, organised by month in chronological order.

April

April 12th: Villains
April 19th: They're the same
April 23rd: All of them
April 25th: Helping Ann: You unquestionably support it, You have a duty to correct it
April 27th: Four color theorem
April 30th: Wonder, Child, A prodigy

May

May 6th: Fatal woman
May 10th: The Heian period

Exams Starting May 11th

May 11th

Question 1: Minamoto no Yoshitsune
Question 2 (essay): Minamoto no Yoritomo, Yoritomo won, The weak

May 12th

Question 1: Cognition
Question 2: Both

May 13th

Question 1: The Devil's Dictionary
Question 2: Femme Fatale

May (Continued)

May 16th: The placebo effect
May 19th: Katsushika Hokusai
May 21st: 1:1.414
May 23rd: Together, Senses, Senses coming together
May 26th: Arthur Conan Doyle
May 31st: John Silver

June

June 4th: The halo effect
June 7th: The number of legs
June 8th: Controlling public thought
June 13th: Green
June 15th: Coins
June 20th: Helping Ann: Smartphone
June 23rd: A Pope
June 27th: Dogs
June 29th: Gold

July

July 1st: Barbarian's Head
July 4th: Julius and Augustus
July 7th: Helping Ann: The Milky Way, Traditional Food, Soumen's Noodles
July 9th: A triangle
July 11th: Memories that last a long time, Infinite, Forever
July 12th: Thievery

Exams Starting July 13th

July 13th

Question 1: 64 degrees
Question 2 (essay): Zhuge Liang, Barbarians' heads, To offer them instead of heads

July 14th

Question 1: Red king crab (Paralithodes)
Question 2: It caused confusion in the economy

July 15th

Question 1: Raining cats and dogs
Question 2: Demon Guts

September

September 3rd: Prosperity
September 6th: Chronostasis
September 14th: Money loans for collateral
September 17th: Cats eating human tongues
September 21st: Central Europe
September 24th: 20 white, 12 black
September 28th: Phantom, Vibration, Syndrome
September 29th: Imperial Household Agency

October

October 3rd: Stars
October 6th: Joseph-Ignace Guillotin
October 11th: Bouba

Exams Starting October 17th

October 17th

Question 1: 32 surfaces
Question 2 (essay): It used to be one colour, Black and white picture

October 18th

Question 1: Charles-Henri Sanson
Question 2: It's a hereditary profession

October 19th

Question 1: Slave labor
Question 2: 3 bees in all of Europe

October (Continued)

October 22nd: 15
October 24th: Memory bias

November

November 2nd: A share of stolen goods
November 4th: A sword
November 8th: Any age
November 10th: Crow eyes are hard to see
November 12th: Because the voice is synthetic
November 14th: Because of high altitude
November 15th: His head was put on display
November 17th: Cochleoid

December

Exams Starting December 20th

December 20th

Question 1: D
Question 2 (essay): Over one billion yen, Having his head displayed, Public performance

December 21st

Question 1: Hearts
Question 2: Attend

December 22nd

Question 1: Japan
Question 2: Dreadnought

January

January 11th: Helping Ann: How numerous they are, The Eight Million Gods
January 14th: Iwate
January 18th: Impressive
January 21st: A snake
January 24th: Kind-hearted, Negative, Resentful
January 27th: To friends of friends of friends

How Do You Get Top of the Class in Persona 5 Royal?

Here's how to get top test marks in Persona 5 Royal:

In order to be top of the class in Persona 5 Royal, you'll need to satisfy these two requirements:

1. Answer all test questions correctly.
2. Your Knowledge Level must be maxed. This is impossible to achieve in time for your first test — even if you spend every second of free time studying. In order to top the class for every exam, you'll need to start New Game + with your Knowledge Level already maxed.

Persona 5 School test Answers

Below is a list of all Persona 5 school test answers. These answers are different to the ones you'll find in Persona 5 Royal. The list is organised by month, in chronological order.

April

April 12th: Logic
April 19th: C
April 23rd: Singing
April 25th: Knowing your actions are wrong, Conviction that you're right
April 27th: Four
April 30th: Wonder, Child, A prodigy

May

May 7th: A femme fatale
May 10th: Minamoto no Yoshitsune

Exams Starting May 11th

May 11th:

Question 1: An optical illusion
Question 2 (essay): Visual information, Brain, They have different cognitions

May 12th:

Question 1; Magistrate's patronage
Question 2: The name of a sum of currency

May 13th:

Question 1: Ignorance
Question 2: Four

May (Continued)

May 16th: Van Gogh
May 21st: The silver ratio
May 23rd: "Together" and "senses"
May 26th: Arsene Lupin, Gentleman Burglar
May 30th: William Kidd

June

June 4th: They were brightly coloured
June 7th: Hermit crab
June 8th: Dreams
June 11th: Three Olympic-sized pools
June 13th: The Government
June 15th: It'll change colour
June 23rd: Pope Joan
June 27th: Heavy rain
June 29th: Gold

July

July 1st: Baozi
July 4th: Someone pretentious said so
July 7th: Soumen
July 8th: They have the same flavor
July 9th: 180 degrees
July 11th: Luciferin
July 12th: Ishikawa Goemon

Exams Starting July 13th

July 13th:
Question 1: Nouveau riche
Question 2 (essay): Gentleman thief, Toyotomi Hideyoshi, He was boiled alive

July 14th:
Question 1: It's not related to crabs
Question 2: Television

July 15th:
Question 1: B4-size paper
Question 2: Together, Senses

September

September 3rd: Nothing
September 5th: Chronostasis
September 14th: The 19th century
September 17th: A cat
September 21st: Czechoslovakia
September 24th: So it shows up well on TV
September 28th: Phantom, Vibration, Syndrome
September 29th: Fishermen of Nagaragawa

October

October 3rd: Three watermelons in the sun
October 6th: Guillotine
October 11th: A

Exams Starting October 17th

October 17th:

Question 1: Name of the one who proposed it
Question 2 (essay): A doctor, It could execute people quickly

October 18th:

Question 1: It has 32 faces
Question 2: Slave labor

October 19th:

Question 1: Phantom Vibration Syndrome
Question 2: The Imperial Household Agency

October (Continued)

October 22nd: Five
October 24th: It's meaningless

November

November 2nd: Thieves' Cant
November 4th: The Holy Grail
November 8th: Zero
November 10th: An eye
November 12th: It's heavily processed
November 15th: They put makeup on him
November 17th: B
November 18th: The Summit of Mt. Fuji

December

Exams Starting December 20th

December 20th:

Question 1: D
Question 2 (essay): Not their real voice, They speak the same, Supplement the voice

December 21st:

Question 1: Hearts
Question 2: It includes a number

December 22nd:

Question 1: Japan
Question 2: Dreadnought

This article is part of our Persona 5 Royal Guide, which contains All Differences Between Persona 5 and Persona 5 Royal along with Crossword Answers, Exam Answers, Romance Options, How To Get The Best Ending, New Game + details for Persona 5 Royal, and How To Unlock Persona 5 Royal's New Semester Endgame.

Meanwhile, if you're looking for school answers in other Persona games, check these guides out:

Have you aced every Persona 5 Royal school question and exam? Post your results in the comments section below.

We scored companies based on these measurements:

Price (50% of score): We averaged the no-exam life insurance rates for males and females in excellent health at ages 30, 40 and 50 for $500,000 and $1 million and a term length of 20 years.

Maximum face amount for lowest eligible age (10% of score): Companies with higher no-exam life insurance coverage amounts for the lowest age earned more points. Note that maximum no-exam coverage can sometimes become lower if you apply at a higher age.

Age eligible for best length/amount (10% of score): Companies offering no-exam life insurance to folks over age 50 earned extra points.

Accelerated death benefit available (10% of score): This important feature lets you access part of your own death benefit in the event you develop a terminal illness

Option to convert to a permanent life insurance policy (10% of score): This is a good option to have in place if you decide you want a longer policy, especially if your health has declined and you don’t want to shop for new life insurance.

Guaranteed renewals (5% of score): This option lets you extend the coverage after your initial level term period has expired, such as at the end of 10, 20 or 30 years.

Renewal rates can be significantly higher, but renewing can provide extended coverage to someone who may no longer qualify for a new life insurance policy because of health.

Median time from application to approval (5% of score): We gave more points to companies with lower no-exam life insurance approval times.

The timeline for approval could be within seconds or a month, depending on the company and possibly even your health.

Sources: Bestow, Ethos, Fabric, Haven Life, Jenny Life, Ladder, Policygenius and Forbes Advisor research.