Links to annotated files are included next to the corresponding test below. Detailed solutions are provided directly in the files for National test Parts 2 and 3.
Detailed solutions are provided directly in the files for National test Parts 2 and 3.
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To be eligible to take the NCEES Fundamentals of Engineering exam, you must meet the following requirements:
For seniors ready to take the FE exam, you will still need to register for ENGR 490 the semester you plan on taking the exam. Please be mindful that if you plan on graduating in the semester you take the exam, you will need to take the test no later than prep day to allow for adequate processing time (uploading your test proof). Otherwise, this may delay your diploma.
CSE students are not required to take the FE exam.
The test will be held at any NCEES-approved testing facility year round at a testing day and time that you choose. Do not wait to sign up for an test date! If you choose to wait to sign up for the test in the middle of or later in the semester, the testing center dates will most likely be FULL! This may cause a delay, or even denial, in receiving your diploma if you are taking the test in your last semester. Yes, it is an expensive test, but isn't it more expensive to have wait an extra semester for your diploma?
Register for the exam on the NCEES website.
You may access and review the current FE Supplied Reference Manual, the same type you'll be using during the examination, on the NCEES website.
Study sessions are often organized by the student chapters of ASCE and ASME once a semester. Emails will be sent to students enrolled in ENGR 490, and flyers will be posted on the College's Facebook page. There is often a small cost in order to attend each session.
Please contact Sam DiMuzio (firstname.lastname@example.org) with any questions about review sessions.
Go to the Nevada State Board of Engineering website and apply for Engineer Intern certification. Instructions on how to apply can be found on their website.
More information about the early PE exam can be found on the Nevada State Board of Engineers website.
Series 79, also known as the Investment Banking Representative Exam, is a Representative-Level test administered by FINRA. Anyone who passes the Series 79 test is qualified to advise on and/or facilitate debt and equity offerings, mergers and acquisitions, tender offers, financial restructurings, asset sales, divestitures (or other corporate reorganizations), and business combination transactions.
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The Securities Industry Essentials (SIE) test is an entry-level assessment that covers products, risks, regulatory agencies, prohibited practices, and markets administered by the Financial Industry Regulatory Authority (FINRA). The test has 75 multiple-choice questions, takes an hour and 45 minutes to complete, and it's a tough test, even if you have financial experience.
One of the best ways to get ready for it is to enroll in an SIE test prep course, so you can make sure to make the grade of 70 or above needed to pass. Many companies offer SIE test prep, so when searching for your best fit, consider cost, pass guarantees, the structure of courses, venues (virtual live streams versus on-demand ), and study materials offered.
Life insurance is considered to be a vital part of financial planning for millions of adults. But for seniors, the benefits are not always clear. The cost of getting a policy relative to the coverage that can be secured can be inconsistent.
But that doesn't always mean life insurance for seniors isn't worth it. This particular financial protection can be beneficial in multiple ways - from covering end-of-life expenses to serving as an inheritance to loved ones and more. To get the most out of a policy, seniors should do their homework to discover the most valuable and cost-effective type.
Enter no-exam life insurance. This type of insurance can be secured more easily than other common life insurance types - and it doesn't need to be expensive either. There are multiple advantages to no-exam life insurance for seniors that we will explore below.
If you're considering life insurance then start by getting a free price quote now.
Here are three reasons why seniors should buy no-exam life insurance now.
The best reason for seniors to purchase this type of life insurance is obvious: They don't need to take a medical exam to secure a policy. While the absence of a medical examination is beneficial on multiple fronts, it's especially helpful for older adults. That's because life insurance medical exams are thorough, testing blood, urine, blood pressure and more. You'll need to answer a questionnaire online and sit for the test with a medical professional. This vetting could reveal problematic health issues that could result in limited coverage and higher costs. Depending on the results of the exam, seniors could even risk having their application rejected altogether.
But with no exam, all of these concerns are removed from the equation, leaving the applicant one big step closer to securing a policy.
Get a free price estimate online now to see what it could cost.
It can take days - if not weeks - to schedule a medical test at a time and place that's convenient for both you and the insurance provider. The results of that test then need to go back to the provider for closer inspection, at which point they will either approve you for the coverage you applied for or counter with an amount they feel comfortable with. They may also turn down your application in full. All of this takes time and, depending on the ultimate result, could leave you back at square one.
But with no medical exam, you'll significantly expedite the approval process. Some providers will approve you within days while others may sign off on an application the same day it was submitted.
Nobody likes to waste their time. For seniors, especially those enjoying their retirement, an arduous and lengthy process can be discouraging. Fortunately, they can hasten the life insurance application by choosing a no-exam policy.
No-exam life insurance isn't tied to one specific type of life insurance. Whole life insurance, for example, has an attractive cash reserve that can potentially be used by the policyholder while they're alive. It also lasts for the duration of the insured's lifetime. Term life insurance lasts only for specific timeframes before expiring. It's also generally cheaper than whole life insurance policies.
You can get a no-exam policy with either type of insurance. If you prefer whole life insurance you can apply for it minus a medical exam. You can do the same for term life insurance policies if you think that's the better fit. No-exam life insurance policies won't limit you to a specific type, giving you more freedom and options to choose from.
Life insurance can be helpful to have for adults of all ages - even seniors. But for older adults to get the most value from a plan they need to choose the right type. No-exam life insurance, in particular, with its lack of a medical test and expedited process, is an insurance worth pursuing. It can be tied to either a whole or term life insurance policy, too, giving seniors the flexibility to secure the best policy for their needs.
Start by getting a free price quote online today.
We scored companies based on these measurements:
Price (50% of score): We averaged the no-exam life insurance rates for males and females in excellent health at ages 30, 40 and 50 for $500,000 and $1 million and a term length of 20 years.
Maximum face amount for lowest eligible age (10% of score): Companies with higher no-exam life insurance coverage amounts for the lowest age earned more points. Note that maximum no-exam coverage can sometimes become lower if you apply at a higher age.
Age eligible for best length/amount (10% of score): Companies offering no-exam life insurance to folks over age 50 earned extra points.
Accelerated death benefit available (10% of score): This important feature lets you access part of your own death benefit in the event you develop a terminal illness
Option to convert to a permanent life insurance policy (10% of score): This is a good option to have in place if you decide you want a longer policy, especially if your health has declined and you don’t want to shop for new life insurance.
Guaranteed renewals (5% of score): This option lets you extend the coverage after your initial level term period has expired, such as at the end of 10, 20 or 30 years.
Renewal rates can be significantly higher, but renewing can provide extended coverage to someone who may no longer qualify for a new life insurance policy because of health.
Median time from application to approval (5% of score): We gave more points to companies with lower no-exam life insurance approval times.
The timeline for approval could be within seconds or a month, depending on the company and possibly even your health.
Sources: Bestow, Ethos, Fabric, Haven Life, Jenny Life, Ladder, Policygenius and Forbes Advisor research.
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ChatGPT has taken the internet by storm since it launched in November.
The AI-powered chatbot can do everything from pass MBA exams to successfully negotiate a raise.
If you haven't tried it yet, here's a step-by-step walkthrough of how to access and use ChatGPT.
Go to chat.openai.com in your internet browser. The site will ask you to sign up with a new account or log in if you already have one.
During peak usage times, you may not be able to access ChatGPT but you can try again another time (often later in the day) until you get in. The at-capacity notice always comes with some type of ChatGPT-generated message about the site's status, such as the guided meditation seen here.
You can also enter your email to be notified when the site is back up and running.
Once you can access the site, you can make an account using an email address, or use ChatGPT through your Google or Microsoft account. You'll need to enter your phone number later as well.
Once you're logged in, you'll see a disclaimer warning that since this is a free research preview, ChatGPT "may occasionally generate incorrect or misleading information and produce offensive or biased content" and is "not intended to provide advice."
Another disclaimer follows: Since the public's use of ChatGPT is supposed to help Boost the chatbot, anything you tell it may be reviewed, so don't share anything sensitive.
Lastly, OpenAI says you can help Boost ChatGPT by choosing to thumbs-up or thumbs-down any given response, or by sharing feedback on their Discord server.
After you click through that last pop-up message, you'll see ChatGPT's home page, which lists some of the chatbot's capabilities and limitations, as well as a few examples of what it can do. You can talk with ChatGPT by using the search bar at the bottom of the page.
Once you ask a question there, ChatGPT will start answering in a new chat.
If you want to modify your question, hover over it, and an icon of a pen and paper will appear to the right. Click on it, make your changes to the question, and click "Save & Submit."
As the pop-up mentioned before, you can provide feedback on whether a response was helpful or not by clicking the thumbs up or thumbs down option to the right of an answer.
You can also click "Regenerate response" at the bottom of the page to see another answer to the same question.
ChatGPT auto-suggests a name for every chat to store it, so you can come back to it later. You can rename the chat by clicking on the pencil icon, or delete the chat by clicking on the trash can. To continue any chat, just keep typing in the search bar at the bottom of the page. If you want to create a new chat (say, to organize various chats on different topics), click "New Chat" in the top left corner.
If you want to delete multiple chats at once, click "Clear conversations" on the bottom left.
Though ChatGPT is free to use, there's also a paid subscription version, ChatGPT Plus, that you can get if you want to upgrade.
It costs $20 a month and gives you access whenever, even during peak times when free users may get shut out. It also gives you a faster response speed and priority access to newly developed features.
Since the launch of ChatGPT, another AI chatbot has come on the scene, this time on Microsoft's revamped Bing search engine.
If you want to provide the new Bing a whirl, you can find instructions on how to access it here.
Read the original article on Business Insider
It's not always easy to decide which financial product or service to purchase and which one to skip. What may be worthwhile for one person may not be beneficial for another and vice versa. Similarly, a product that may be beneficial to have at one stage of your life may not be as advantageous at another.
When it comes to life insurance, the timing of purchase - and the type of policy you actually buy - are vital to get right. The wrong policy secured at the wrong time could cost you a lot of money for a negligible benefit. So it pays to do your homework first.
For seniors, in particular, life insurance can be tricky to navigate. Common wisdom dictates that a policy isn't usually worth it when reviewed on a cost-benefit analysis. But for many seniors, life insurance may still be valuable to have, and it can help meet their financial goals. This is especially true for no-exam life insurance, which has features that may appeal to older adults.
If you're in the market for life insurance then start by getting a free price quote so you know exactly what to expect.
No-exam life insurance has benefits for a wide range of age groups. For seniors considering this form of life insurance, it helps to understand a few primary advantages.
The most obvious benefit of this life insurance policy is arguably its most beneficial. Simply put: No medical exam is required to get this type of coverage. No blood work. No urine sample. None of the usual elements that make up a traditional medical test will be required. So if you're nervous that the results of a medical test could seriously hamper your coverage options - or if you think the results could disqualify you from coverage altogether - then don't worry. You can secure this form of life insurance without having to take an exam.
Start by getting a free price estimate now so you know exactly what it could cost.
No one likes to go through an arduous application and vetting process. For older adults who would prefer to spend their time doing other things, no-exam life insurance can be a good alternative insurance protection to pursue. Because there's no test required the process to apply - and get approved - is expedited significantly. So if you want to get coverage - and you want to get it on paper as soon as possible - then no-exam life insurance could be the way to go.
Because of the inherent nature of this type of life insurance, all types of applicants can apply and expect to get approved for coverage. For example, if you're someone suffering from pre-existing conditions that otherwise would have limited or totally prevented you from getting a life insurance policy, this type will approve you. And if you have a history of smoking - or continue to smoke currently - then that may have disqualified you from other insurance policies. But a no-exam life insurance plan will still cover you. In short, no-exam life insurance will arguably cover the broadest spectrum of prospective applicants.
So get started and see what you can qualify for. Get a free price quote now!
No-exam life insurance can be beneficial for many different applicants. For seniors in particular, the appeal of not having to go through a medical test is significant. Add in an expedited approval process and the knowledge that all types of applicants are eligible and this form of insurance may very well be worth pursuing.
You can start by getting a free price estimate.