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CTEP Chartered Trust & Estate Planner (CTEP) Certification

The curriculum for the Chartered Trust and Estate Planner is based on trust and estate planning for resident and non-resident clients. This core group of graduate Topics focuses on the major functional issues of high net-worth consulting, ranging from tax, finance to law. A critical aspect of this course is addressing the interpersonal skills crucial to of advising the wealthy individual or family. The course will cover such planning obstacles as Common Law vs. Civil Law jurisdictions, non-resident alien spouse, and tangible and non-tangible assets in multiple jurisdictions.

Personal Financial Planning, Estates, and Risk Management The candidate will be exposed to advanced financial Topics including wealth accumulation and distribution, asset transfer, tax planning, and retirement planning. This section will include a full discussion of insurance products including life, property, health, disability, casualty and catastrophic coverage insurance. Also, the student will learn techniques used to transfer assets during a client’s lifetime using planned gifts, as well as, planning at death using wills and trusts.

Chartered Trust & Estate Planner (CTEP) Certification
AAFM Certification Questions and Answers
Killexams : AAFM Certification mock exam - BingNews https://killexams.com/pass4sure/exam-detail/CTEP Search results Killexams : AAFM Certification mock exam - BingNews https://killexams.com/pass4sure/exam-detail/CTEP https://killexams.com/exam_list/AAFM Killexams : 100+ Fascinating Questions That Don't Have Answers

It’s human nature to be curious, and people have an undying desire to answer every question that comes to mind.

With advances in technology and the connectivity of the internet, questions that might have gone unanswered for eternity have come to a conclusive resolution.

However, even with all of the information at our disposal, there are some questions that simply do not have answers.

RELATED: 100 Deep Questions To Get To Know Yourself Much Better

100+ Questions That Don’t Have Answers

There are many questions that have gone unanswered forever and will most likely continue to cause confusion in the minds of those who just need to know. And that list of unanswerable questions is huge.

Some of the questions that plague us are about the concept of time, science, or philosophy. Others are random, weird, or funny and are centered around curiosity, not a bonafide need.

Life’s Biggest Unanswerable Questions

Below is a list of thought-provoking questions that may leave you baffled, send you out in search of real answers, or make you double over in laughter.

1. If God made everything, who made God?

2. Do ghosts exist and, if so, how do we know?

3. How did life first start?

4. Is there anything that can travel faster than light?

5. How did we first determine there was a consciousness and a subconsciousness?

6. Do beings on other planets consider us aliens?

7. If everyone has their truth, how do we know what the real truth is?

8. Why are cars built to go faster than the speed limits?

9. What came first, the sun or the Earth?

10. How far east can you travel before you start traveling west?

Most Confusing Unanswerable Questions

This next set of questions can take you down an endless trail of confusion, thinking and rethinking your answers. In the end, you'll have to accept you simply don't know.

11. Was math invented by humans or simply discovered?

12. When you forget a thought, where does it go?

13. What makes you uniquely you?

14. If rules are meant to be broken, why make them in the first place?

15. What do people who have been deaf since birth hear when they think?

16. What do blind people see when they dream?

17. If you try to lose on purpose, but accidentally win, did you win or lose?

18. If you are expecting the unexpected, isn’t the unexpected now expected?

19. When your soul leaves your body, does it look like you?

20. If Adam and Eve were the first and only people, aren’t we all related?

21. If you enjoyed wasting time, were you really wasting time?

22. Who was the first teacher’s teacher?

23. When you wait for your waiter to come take your order, aren’t you now the “waiter”?

24. What exactly was the first person to milk a cow really trying to do?

25. What is the exact definition of perfect health?

26. Do animals have a subconscious?

27. Will reincarnation ever be possible, or does it already exist?

28. Do you really need a license for a self-driving vehicle?

29. Is it possible to know it all?

30. Can technology be used to control our emotions?

RELATED: 320 Would You Rather Questions For The Best Game Night Ever

Unanswerable Questions About the Concept of Time

Time is a big topic. Because we use it to decide when birthdays, holidays, and other special occasions occur, there tend to be many unanswered questions about the concept.

31. When did time first begin?

32. Is there a reason you are here at this point in your life?

33. Does time end at some point?

34. Will time travel ever be possible?

35. Why do we keep time?

36. Who decided age is based on rotations around the sun?

37. If the early bird gets the worm, why do they tell you that good things come to those who wait?

38. Who created the first calendar and how’d they know where to start?

39. How do we know the future is not actually the past and vice versa?

40. Will there come a time when people will live forever?

41. Will people still drive in 20 years?

42. Does time always move forward?

43. Are past, present, and future real?

44. Is time infinite or will it one day run out?

45. Does time really exist or is it a shared mental construct?

Scientific Unanswerable Questions

Science has resolved a lot of questions for humankind over time. Still, there are many curiosities for which there are still no answers.

46. Is the Earth alive?

47. Where does the universe begin and end?

48. If you drill a hole through the middle of the earth and leap through, are you falling or floating?

49. Were there people that existed before the universe?

50. If everyone on Earth leapt into the ocean at once, would we flood the world?

51. Do caterpillars know they will morph into butterflies or do they just like cocoons?

52. If we evolved from monkeys, why are there still monkeys running around?

53. Who decided February should have 28/29 days while all the rest had 30/31?

54. Will a journey to the center of the earth ever really be possible?

55. Will we ever find a cure for cancer?

56. How long before people can opt to clone themselves?

57. Is there life on other planets?

58. Will we one day be able to back our brains up on storage devices?

59. If a human being is genetically enhanced, are they still human?

Funny Unanswerable Questions

The questions in the section won't necessarily change our lives if answered, but will definitely garner a chuckle or two.

60. Why do people bake cookies but cook bacon?

61. At what age does old age begin?

62. How do you know your life isn’t just one crazy hallucination?

63. If you hit yourself and it hurts, are you weak or are you strong?

64. If something is described as “indescribable,” hasn’t it just been described?

65. How would you look up the word “dictionary” in the dictionary?

66. How far up do bald people go when washing their faces?

67. Why do people say “slept like a baby” when babies wake up throughout the night?

68. If a cyclops closes its eye, is it winking or blinking?

69. Are eyebrows facial hair?

70. Can you talk down to a person taller than you?

71. Are prisons equipped with emergency exits?

72. If you dive into the fountain of youth but can’t swim and drown, will you still live forever?

73. If Cinderella fit the lost slipper perfectly, how did she lose it in the first place?

74. If a word is misspelled in the dictionary, how do we find it?

RELATED: 7 Hard Questions You Must Ask Before You'll Have The Life You Want

Random Unanswerable Questions

Do you know someone who randomly asks questions that make you wonder how they got there? Well, there are some things they might have tossed around in their strange minds.

75. What are dreams made of?

76. How long will people remember you once you die?

77. Why set goals if everyone is eventually just going to die?

78. Are soulmates really a thing or do two people just like each other a lot?

79. Why do we have belly buttons for our entire lives?

80. What do they call French kissing in France?

81. What is the wealth and fame threshold for being “assassinated” and not “murdered”?

82. Do dentists go to other dentists?

83. If R-rated movies are for adults, why do children act in them?

84. Are braces removed when someone dies?

85. Since tomatoes are a fruit, should ketchup be considered a smoothie?

86. Does hating hateful people make you a hateful person?

87. If the number 2 pencil is most widely used, why is it not number 1?

88. If people forget about you after you die, did you really ever exist?

89. Do we all hear sounds the same?

Philosophical Unanswerable Questions

Many thinkers have attempted to provide responses to philosophical questions. But there are some that might forever plague us.

90. Are we actually free-willed or are our actions predetermined by destiny?

91. What happens after you die?

92. Is it really possible to be objective?

93. What is the purpose of human beings?

94. What is God?

94. What is the Devil?

96. Who decided what was right and what was wrong?

97. If killing is so wrong, what makes us kill people who kill other people?

98. Was there a time when nothing existed?

99. Is karma real or are we just making it up so people will be kind?

Weird Unanswerable Questions

Some questions can only be described as "weird." Sure, we might want to know, but is it really necessary?

100. Which came first, the fruit called “orange” or the color?

101. Are we really living or are we actually dying slowly?

102. At what point does it go from partly sunny to partly cloudy?

103. Why does glue not stick to the inside of the bottle?

104. In the word “scent” which letter is silent: the "s" or the "c"?

105. What is the color of a mirror?

106. If it loses its wings, is it still a “fly”?

107. Why does a “cold” make your body temperature hot with fever?

108. If you drop soap on the floor, is the floor now clean or is the soap now dirty?

109. How do we know when it’s “all said and done”?

110. What came first, the chicken or the egg?

RELATED: 7 Seriously Disturbing Thoughts Even 'Normal' People Have

NyRee Ausler is a writer from Seattle, Washington, and author of seven books. She covers lifestyle and entertainment and news, as well as navigating the workplace and social issues.

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Sat, 03 Dec 2022 04:33:00 -0600 en text/html https://www.yourtango.com/self/questions-that-dont-have-answers
Killexams : mock exam from the ‘Car Doctor’

Q. I was following my wife as she was driving her 2017 Toyota Camry down the highway last week heading to Maine. When she first got on the highway there must have been a gallon of water that came out of the tailpipe. Is this serious?

A. When an internal combustion engine burns a gallon of gasoline it makes nearly a gallon of water. Generally, this water gets so hot it disappears as steam vapor. If your wife’s car in driven primarily short distances the water collects in the muffler. When she accelerated out on the highway the collected water was forced from the exhaust system. This is completely normal and also explains why muffler systems rust from the inside out.

Q. I have a 2002 Hyundai Elantra that has a crankshaft seal leak. The mechanic is suspicious that the engine has a problem. As of right now he is saying that I might be looking at as much as $2500 to fix the oil leak. Can you supply me some advice?

A. There have been problems with the thrust bearing wearing on the 2.0-liter four cylinder engines in some Hyundai models. When these bearings wear or in some cases fall out all together the crankshaft “walks” in the engine block and causes the crankshaft seal to leak. To replace the bearings is a big job, taking nearly 13 hours. At 20 years old it may make more sense just to live with the oil leak.

Q. My check engine light came on and I had a diagnostic check, and nothing was wrong. Since then, the light comes on once every two weeks. What should I do?

A. If the check engine light comes on there is a problem of some kind. When the light is on, go back to the repair shop and have them check the car for a trouble/fault code. This code won’t pinpoint the exact cause of the problem but will lead the technician to the proper repair.

Q. Electric vehicles are always in the news and in fact I don’t go a day now without seeing some electric vehicle. But my question is when will we see real self-driving cars?

A. Self-driving cars are divided into different levels of autonomy from 0 to 5. At Level 0 you are in full control, Level 1 is typically smart cruise control, Level 2 has some steering assist and Level 3 the car drives itself until it can’t and then the driver needs to jump in and take over. Level 4 is full self-driving on certain roadways and finally level 5 is completely self-driving on all roads and in fact the car may not have a steering wheel. Currently Mercedes Benz is offering some Level 3 car in Europe and may be offering them here sometime next year in their new line of EQ electric vehicles.

Q. My car coolant and transmission fluid started mixing causing my transmission to fill up with a yogurt like substance. I believe the head gaskets are blown out what is the best solution for this?

A. If it were a head gasket there would be coolant in the oil and oil in the radiator. In the case of your car, there is oil in the coolant and coolant in the transmission fluid, which indicates the transmission oil cooler has failed. The transmission cooler is part of the radiator. Depending on how long the fluids have been mixed together the transmission may need an overhaul and cooling system completely flushed out as well as the hoses and thermostat replaced. Sometimes you can get lucky and flush out the cooling system and the transmission and the everything will operate as designed.

Q. I always read your column, and but now I would like your honest opinion. I have a 2003 Mazda Miata that I bought new. It has 115,000 miles and is well taken care of and I love this car. However, I just paid $1200 to have a new brake line replaced, an axle seal leak fixed and some other maintenance stuff. I have been averaging $1000 for repairs every year for a few years, sometimes a bit more. Friends say get rid of it, it’s too small, it’s too old, I’m too old and it’s a money pit. The problem is short of buying a new Miata there isn’t anything I like better. I like the simplicity of this car, and how much fun it is to drive. Is this crazy? My other car is a 2015 Lexus LS, what do you think?

A. Repairing an old car is always cheaper than buying a new car. If the Miata is structurally sound (some Miatas can get very rusty), fairly dependable and satisfies your needs, spending $1000 a year isn’t crazy. For many cars today $1000 would be two and three months of car payments. Although at some point you may need to consider a replacement when dependability becomes more of an issue. Since you also own a very dependable Lexus, I vote to keep and repair the Miata. By the way, who says you are too old to drive a Miata, certainly not me.

Q. Do you really send a personal replay to every question you get? I think you once wrote that there are no stupid questions. I have a couple of questions that I want to send and feel they may be too trivial.

A. Yes, I will try to answer every question, in fact readers if you don’t hear from me in a few days, email me again. And like my fourth-grade teacher said, the only stupid question is the one you didn’t ask. Although just to prove the point, I think the original source of that statement is Confucius who said “the man who asks a stupid question is a fool for a minute, the man who does not ask a stupid question is a fool for life” So readers was it Confucius?

Got a car question, email The Car Doctor for a personal reply. jpaul@aaanortheast.com

Fri, 11 Nov 2022 22:00:00 -0600 By John Paul, Senior Manager, Public Affairs and Traffic Safety, AAA Northeast en-US text/html https://www.saratogian.com/2022/11/12/questions-and-answers-from-the-car-doctor-91/
Killexams : 20 Common Job Interview Questions and How to Answer Them No result found, try new keyword!There's only one thing standing between you and the job that you want: your answers to common interview questions. When you know how to answer interview questions in a way that impresses the ... Tue, 11 Sep 2012 00:32:00 -0500 text/html https://money.usnews.com/money/careers/interviewing/articles/know-these-interview-questions-and-how-to-answer-them Killexams : Foster Care Awareness Nights to inform, answer questions

PORT ANGELES — The critical need for individuals and families who can provide safe, temporary homes for children placed in foster care in Clallam County inspired two informational sessions for those who have questions or are interested in becoming foster parents.

“Foster Care Awareness Night” will be held from 7 p.m. to 8:30 p.m. Monday at the Sequim High School auditorium, 533 N. Sequim Ave., and Wednesday from 7 p.m. to 8:30 p.m. at the Port Angeles High School auditorium, 304 E. Park Ave.

“If we don’t have an open foster home in Clallam County, children will not be brought into care and they’ll stay at a home that may be considered dangerous, so we’re really trying to expand the number of available foster homes that we have to support all the kiddos who need care,” said Merrin Packer, the liaison between the Sequim School District and Washington State Department of Children, Youth and Families (DCYF) and one of the event’s organizers.

“We really only have 30 foster homes that are currently accepting new placements, and we have over 100 foster youth brought into care every year, so the math is just not good.”

According to the state Department of Children, Youth and Families, there were 80 children in foster care in Clallam County through the second week of November. Statewide, there were 6,275 children placed in out-of-home care and in custody of the DCYF.

“This night is to educate our community on foster care, answer questions about becoming foster parents and what the responsibilities are as well as what the process looks like,” Packer said.

The program will start with a 25-minute documentary about foster care from the perspective of children who have been in the system.

It will be followed by a panel of individuals with knowledge of the legal, social and emotional aspects of out-of-care placement, including Brandon Mack, family court commissioner for Clallam County Superior Court; two DCYF supervisors; a representative from Court Appointed Special Advocates (CASA); a CPS supervisor and Packer, a foster parent.

Packer and her husband, Jarom Packer, an elementary school teacher in the Port Angeles School District, adopted three children now ages 2, 3 and 4 they originally took in as infants through the foster care system (although this is uncommon).

Packer called being a foster parent “humbling” and “a blessing,” while acknowledging the many challenges of the role.

One of the most significant, she said, is accepting that even though you love and support a child, you have little say in what happens to him or her.

“Children in foster care are the custodial jurisdiction of the state, so they are the decision-makers and their primary goal is reuniting the child back in with the biological family,” Packer said. “Sometimes foster parents are not going to agree with that, and it’s hard to hold your tongue.”

A barrier to recruiting foster parents, she said, is the amount of time and effort it takes to get through the approval process.

“It is rigorous,” Packer said. “It takes an average of three to four months to get licensed.

“You have to go through 24 hours of training that teaches you all about the court process, how do you respond to certain behaviors, how to work with families and kind of what you’re getting yourself into.”

Individuals also must obtain first aid and CPR certification, undergo a federal background check and fingerprinting, receive a home visit from a social worker and agree to fulfilling continuing education requirements.

But once you become a foster parent, Packer said, you join a community of other foster families who can be relied on for everything from emotional support to loaning a crib for a newborn.

One of the most important things to remember, Packer said, is that many children haven’t been taught well.

“They might not have been taught how to brush their teeth before bed. They might not have been taught to eat dinner together as a family at the table. They might not have been taught to use their manners,” Packer said.

“But because they have bad behaviors, doesn’t mean they’re a bad kid. These things can change with a positive environment.”

For questions and more information, contact Merrin Packer at mpacker@sequimschools.org.

________

Reporter Paula Hunt can be reached at paula.hunt@soundpublishing.com.

Sun, 13 Nov 2022 20:08:00 -0600 en-US text/html https://www.peninsuladailynews.com/news/foster-care-awareness-nights-to-inform-answer-questioons/
Killexams : 100 Movie Trivia Questions (and Answers) All Movie Lovers Should Know

Put your film knowledge to the test and see how many movie trivia questions you can get right. Plus, learn bonus facts about your favorite movies!

How many of these movie trivia questions can you answer correctly?

Consider yourself a film aficionado? If so, these trivia questions are for you. There’s a wide range of trivia questions here, from specific movie questions (including some Star Wars trivia) to general movie knowledge. Sit back, grab the popcorn, and see how many movie trivia questions you get right—no peeking at the answers! Don’t forget to check out these trivia questions for kids—they’ll liven up your family game night.

FILM 'THE MATRIX' BY ANDY AND LARRY WACHOWSKI

Ronald Siemoneit/Getty Images

The code in The Matrix comes from what food recipes?

A. Sushi recipes

B. Dumpling recipes

C. Stir-fry recipes

D. Pad thai recipes

Answer: Sushi recipes

Bonus fact: A production designer scanned symbols from his wife’s sushi cookbooks, then manipulated them to create the iconic “code.”

What’s the name of Meatloaf’s character in The Rocky Horror Picture Show?

A. Henry

B. Eddie

C. Chuck

D. Al

Answer: Eddie

Who actually drew the sketch of Rose in Titanic?

A. Leonardo DiCaprio

B. Billy Zane

C. James Cameron

D. Kathy Bates

Answer: James Cameron

Bonus fact: Unlike Jack’s French girls, Kate Winslet wore a bathing suit while Cameron sketched the picture.

Who voices Joy in Pixar’s Inside Out?

A. Tina Fey

B. Kathryn Hahn

C. Ellen DeGeneres

D. Amy Poehler

Answer: Amy Poehler

RELATED: Disney Trivia: How Well Do You Know Your Favorite Disney Movies?

Where were The Lord of the Rings movies filmed?

A. Ireland

B. Iceland

C. New Zealand

D. Australia

Answer: New Zealand

RELATED: 13 Hidden Messages in the Lord of the Rings Trilogy You Never Noticed

Which country does Forrest Gump travel to as part of the All-American Ping-Pong Team?

A. Vietnam

B. China

C. Sweden

D. France

Answer: China

Which famous Pulp Fiction scene was filmed backward?

A. Vincent and Mia’s dance scene

B. Mia’s overdose scene

C. The royale with cheese scene

D. The Ezekiel 25:17 scene

Answer: Mia’s overdose scene

Bonus fact: When Uma Thurman’s character is having an overdose, it looks like John Travolta sticks a needle in her to revive her. Actually, Travolta pulled the needle out, and the film was run backward to reverse the action.

Which actor was in the following movies: The Outsiders, Wayne’s World, and Tommy Boy?

A. Tom Cruise

B. Matt Dillon

C. Rob Lowe

D. C. Thomas Howell

Answer: Rob Lowe

Who was the first Black person to win an Oscar?

A. Hattie McDaniel

B. Sidney Poitier

C. Dorothy Dandridge

D. James Earl Jones

Answer: Hattie McDaniel

Bonus Fact: McDaniel won the Oscar for Best Actress in a Supporting Role in 1939 for her role as Mammy in Gone with the Wind

Willy Wonka & the Chocolate Factory

Silver Screen Collection/Getty Images

Which is not the name of a child selected to tour the Wonka factory in Willy Wonka and the Chocolate Factory?

A. Billy Warp

B. Veruca Salt

C. Mike Teavee

D. Charlie Bucket

Answer: Billy Warp

Freddy Krueger wears a striped sweater that is which colors?

A. Red and blue

B. Orange and green

C. Red and green

D. Orange and brown

Answer: Red and green

RELATED: The 35 Scariest Movies of All Time

Who did the cat in The Godfather belong to?

A. Francis Ford Coppola

B. Diane Keaton

C. Al Pachino

D. No one—the cat was a stray

Answer: No one—the cat was a stray.

Bonus fact: Director Francis Ford Coppola found the cat in the studio and handed it to Marlon Brando before the shot. The cat loved the actor so much that it stayed in his lap and purred so loudly that the crew was afraid the noise would drown out the dialogue.

RELATED: Can You Answer These 14 Dictionary Questions from Jeopardy?

What is the name of the fictional land where Frozen takes place?

A. Arendelle

B. Naples

C. Florin

D. Grimm

Answer: Arendelle

MGM 2001 Movie Previews

Getty Images/Getty Images

What score did Elle Woods get on her LSAT in Legally Blonde?

A. 155

B. 166

C. 170

D. 179

Answer: 179

Which movie is this famous line from: “I wish I knew how to quit you.”

A. Love Actually

B. How to Lose a Guy in 10 Days

C. Brokeback Mountain

D. The Notebook 

Answer: Brokeback Mountain

RELATED: 50 of the Most Famous Movie Quotes of All Time

What was the top-grossing movie of 2014?

A. The Hunger Games: Mockingjay Part 1

B. The Lego Movie

C. Captain America: The Winter Soldier 

D. Guardians of the Galaxy

Answer: Guardians of the Galaxy

True or false: Sean Connery wore a toupee in every James Bond movie

Answer: True

Bonus fact: If you think the dreamy 007 seemed too good to be true, you’re right. Sean Connery started balding at age 17.

RELATED: The 12 Best Spy Movies You Should Watch Again

How old was Stockard Channing when she played high school student Rizzo in Grease?

A. 27

B. 33

C. 35

D. 20

Answer: 33

Who directed the hit 2017 movie Get Out?

A. James Wan

B. Jordan Peele

C. Guillermo del Toro

D. Tim Story

Answer: Jordan Peele

What item is in every Fight Club scene?

A. A Coca-Cola can

B. A Starbucks cup

C. A Dunkin’ donut

D. A Pepsi bottle

Answer: A Starbucks cup

Bonus fact: Director David Fincher thought the Starbucks shops popping up on every block of LA in the late ‘90s was “too much of a good thing,” so he poked fun of the coffee chain in Fight Club. He’s claimed to have sneaked a Starbucks cup into every shot, with the permission of the chain—with one exception. Starbucks didn’t want its shop destroyed on film, so that scene uses the made-up Gratifico Coffee instead.

If you watch the Marvel movies in chronological order, which movie would you watch first?

A. Iron Man

B. Captain America: The First Avenger 

C. Doctor Strange

D. Captain Marvel

Answer: Captain America: The First Avenger 

Mike Myers In 'Austin Powers: The Spy Who Shagged Me'

New Line Cinema/Getty Images

Which is the first movie in the Austin Powers franchise?

A. Austin Powers: Spy of the World 

B. Austin Powers: The Spy Who Shagged Me 

C. Austin Powers: International Man of Mystery 

D. Austin Powers in Goldmember 

Answer: Austin Powers: International Man of Mystery 

Which movie is this quote from: “Here’s looking at you, kid.”

A. Breakfast at Tiffany’s 

B. Citizen Kane

C. Casablanca 

D. Notorious 

Answer: Casablanca 

What is the name of the camp where counselors are terrorized by a slasher in Friday the 13th?

A. Camp Holland Lake

B. Camp Crystal Lake

C. Camp Diamond Lake

D. Camp Green Lake

Answer: Camp Crystal Lake

Some of the velociraptor noises in Jurassic Park are actually which animals mating?

A. Tortoises

B. Frogs

C. Lizards

D. Crocodiles

Answer: Tortoises

Bonus fact: At least that’s what the sound designer used when the raptors were communicating. Other scenes of the species used horse breathing and goose hisses.

Which actor hasn’t played the Joker?

A. Jack Nicholson

B. Sean Penn

C. Jared Leto

D. Mark Hamil

Answer: Sean Penn

Which country was the 2017 movie Call Me By Your Name filmed?

A. France

B. Italy

C. Greece

D. Morocco

Answer: Italy

RELATED: 40 Best LGBTQ Movies Everyone Should Watch

The Sandlot

Archive Photos/Stringer/Getty Images

The dog in The Sandlot is nicknamed “The Beast.” What’s the dog’s real name?

A. Hercules

B. Goliath

C. Atlas

D. Zeus

Answer: Hercules

RELATED: 75 Classic Family Movies Everyone Will Enjoy

Which singer starred alongside Steve Martin in 2006’s remake of The Pink Panther?

A. Beyoncé

B. Britney Spears

C. Rihanna

D. Mariah Carey

Answer: Beyoncé

Which two movies started from the same script?

A. Star Wars and Close Encounters of the Third Kind 

B. E.T. and Poltergeist 

C. The Goonies and Indiana Jones

D. Jurassic Park and The Land Before Time

Answer: E.T. and Poltergeist 

Bonus fact: Steven Spielberg was going to produce filmmaker John Sayles’ Night Skies script about a rural family invaded by aliens that could kill with a touch of the finger but decided to go a more family-friendly route with the story by creating E.T. The Extra Terrestrial. Sayles wouldn’t rewrite the script, but Spielberg kept the idea for Poltergeist.

US-film-celebrity-Hollywood-Celebrities-cinema-movie

VALERIE MACON/Getty Images

How many Oscars has Halle Berry won?

A. 2

B. 1

C. 0

D. 4

Answer: 1

True or false: Speed is the only movie Sandra Bullock and Keanu Reeves have starred in together

Answer: False

Bonus fact: They also starred in 2006’s The Lake House together.

Which movie is this quote from: “What’s in the box?”

A. Speed 

B. Reservoir Dogs

C. The Boondock Saints 

D. Se7en 

Answer: Se7en 

In Mean Girls, Cady moves to Illinois from which continent?

A. Australia

B. Europe

C. Africa

D. Asia

Answer: Africa

Michael Myers’ mask in Halloween is which actor’s face?

A. Clint Eastwood

B. Marlon Brando

C. Paul Newman

D. William Shatner

Answer: William Shatner

Bonus fact: Specifically, it was his Star Trek character, Captain Kirk. There wasn’t money in the 1978 horror film’s budget to create a custom mask, so the art director bought a clown and a Captain Kirk mask. The crew spray-painted it white and adjusted the eyes and hair to create the terrifying mask.

Which movie was not directed by Tim Burton?

A. The Witches 

B. Pee-Wee’s Big Adventure 

C. Corpse Bride

D. Big Fish

Answer: The Witches 

Which movie does not feature Emma Stone?

A. Superbad

B. Easy A

C. The Help

D. No Strings Attached

Answer: No Strings Attached

What object was Toy Story’s Woody originally?

A. A ventriloquist dummy

B. A puppet

C. A clown doll

D. A nesting doll

Answer: A ventriloquist dummy

Bonus fact: Even in later versions, Woody was written as a “sarcastic bully” trying to rally the other toys against Buzz. Luckily, the studio decided to transform him into a more lovable character.

RELATED: 13 Tricky Questions That Test Your Cartoon Trivia Knowledge

Who directed Silence of the Lambs?

A. Wes Anderson

B. Jonathan Demme

C. Oliver Stone

D. Christopher Nolan

Answer: Jonathan Demme

Which isn’t a core rule for handling a Mogwai in Gremlins?

A. Do not feed it after midnight

B. Do not expose it to bright lights

C. Do not let it get wet

D. Do not let it get cold

Answer: Do not let it get cold

Which professional athlete was considered for the lead in The Terminator?

A. Dan Marino

B. Mike Tyson

C. O.J. Simpson

D. Wayne Gretzky

Answer: O.J. Simpson

Bonus fact: Director James Cameron rejected the choice because he didn’t think the “this likable, goofy, kind of innocent guy” could pull off a cyborg assassin.

True or false: The Shining was Stephen King’s first novel to be adapted into a movie

Answer: False

Bonus Fact: 1976’s Carrie was actually the first movie to be adapted from a Stephen King novel.

RELATED: The Best Stephen King Quotes

How old was the voice actress of Monster Inc.’s Boo at the time of production?

A. Four

B. Two and a half

C. Six

D. Ten

Answer: Two and a half

Bonus fact: At two and a half, Mary Gibbs had trouble sitting still through the scenes, so the crew would follow her around with a microphone. They’d tickle her or take candy away to make her laugh or cry, so the emotions are as real as they sound.

Who took home an Oscar for Best Actor in 1998?

A. Matt Damon

B. Jack Nicholson

C. Liam Neeson

D. Sean Penn

Answer: Jack Nicholson

Bonus fact: Nicholson won the award for his performance in As Good as It Gets. 

Which Star Wars characters appear in Indiana Jones?

A. R2-D2 and C-3PO

B. Luke Skywalker and Princess Leia

C. Yoda and Obi-Wan Kenobi

D. Han Solo and Chewbacca

Answer: R2-D2 and C-3PO

Bonus fact: Look closely at the scenery in Raiders of the Lost Ark and you’ll notice hieroglyphics with the robots’ likeness in two scenes.

Who plays lawyer-turned-youth-hockey-coach Gordon Bombay in The Mighty Ducks franchise?

A. Denzel Washington

B. Charlie Sheen

C. Emilio Estevez

D. Tim Allen

Answer: Emilio Estevez

True or false: Gone With the Wind’s fire scene is old sets being burned

Answer: True

Bonus fact: The filmmakers had to get rid of the old sets to make room for the new movie’s scenery anyway, so burning them and filming it as “Atlanta” going down in flames accomplished both. The filmmakers are lucky it worked—they shot the blaze even before the movie’s cast was confirmed.

In The Ring, how long do people have to live after they watch a cursed videotape?

A. Three days

B. Seven days

C. Five days

D. One day

Answer: Seven days

Which famous line from Jaws was ad-libbed?

A. “I used to hate the water.”

B. “You’re gonna need a bigger boat.”

C. “All this machine does is swim, and eat, and make little sharks.”

D. “You know, a thing about a shark, he’s got…lifeless eyes. Black eyes, like a doll’s eyes!”

Answer: “You’re gonna need a bigger boat.”

Bonus fact: First of all, the line was “You’re gonna need a bigger boat,” not “we’re,” as it’s often misquoted. The line wasn’t in the original script but was an inside joke among the Jaws crew, teasing the stingy producers for picking a support boat that was too small to hold the equipment. Actor Roy Scheider ad-libbed the line throughout filming, but the one kept in the final cut became one of the most remembered movie quotes of all time.

RELATED: 15 Famous Movie Quotes Everyone Gets Wrong

True or False: James Earl Jones voices Mufasa in 1994’s The Lion King

Answer: True

RELATED: The Surprising Reason Mufasa and Scar Weren’t Actually Brothers

A Harry Potter stunt double was paralyzed on the job. Which actor did the stunt double do stunts for?

A. Rupert Grint

B. Emma Watson

C. Alan Rickman

D. Daniel Radcliffe

Answer: Daniel Radcliffe

Bonus fact: David Holmes did the stunt doubles for Daniel Radcliffe in every Harry Potter movie, but an accident during a flying broomstick scene in the last movie left him paralyzed from the neck down. Radcliffe organized a celebrity charity auction to pay for his medical bills, and Holmes now runs a production company with two other quadriplegic friends.

What song plays in the tunnel scene in Perks of Being a Wallflower?

A. “Heroes” by David Bowie

B. “Imagine” by John Lennon

C. “There Is a Light That Never Goes Out” by The Smiths

D. “High and Dry” by Radiohead

Answer: “Heroes” by David Bowie

True or false: Toto was paid more than the Munchkins in The Wizard of Oz

Answer: True

Bonus fact: The Munchkin actors received $50 a week—which was a good wage at the time—while the dog earned $125 a week.

Who plays Captain Steven Hiller in 1996’s blockbuster movie Independence Day?

A. Will Smith

B. Samuel L. Jackson

C. Denzel Washington

D. Terry Crews

Answer: Will Smith

The set for which movie was buried underground for decades?

A. Nosferatu

B. The Ten Commandments

C. The Great Train Robbery

D. Stagecoach 

Answer: The Ten Commandments

Bonus fact: Cecil B. DeMille, director of the 1923 silent film The Ten Commandments, thought the movie set—including 21 Sphinx replicas—was too valuable to let other filmmakers get their hands on it. He figured it was cheaper to bury the set than to move it, and the artifacts remained underground near the California coast for 94 years before archaeologists found the 300-pound head in 2017.

Jack Nicholson In 'The Shining'

Archive Photos/Getty Images

Who played Wendy Torrance in The Shining?

A. Cher

B. Shelley Duvall

C. Sissy Spacek

D. Linda Ronstadt

Answer: Shelley Duvall

Which was the first movie to show a toilet flushing?

A. Psycho

B. Citizen Kane

C. The Graduate 

D. Vertigo 

Answer: Psycho

Bonus fact: At the time, the Motion Picture Production Code banned flushing toilets because it was considered filthy. Psycho was a key to putting the censoring code to an end.

Which movie was Spike Lee’s first feature film?

A. She’s Gotta Have It 

B. Do The Right Thing 

C. School Daze

D. Malcolm X

Answer: She’s Gotta Have It 

True or false: In Django Unchained, Leonardo DiCaprio intentionally cut his hand during a scene

Answer: False

Bonus fact: During one of Leonardo DiCaprio’s big scenes in Django Unchained, his racist rant is heightened when he slams down on a table and cuts his hand on a glass. It might look like special effects, but it wasn’t in the script. The actor really did hurt his hand without stopping the scene, and the blood you see is real.

Which word completes this quote from Apocalypse Now: “I love the smell of ___ in the morning.”

A. Surrender

B. Napalm

C. Gunfire

D. Victory

Answer: Napalm

Dracula was filmed in English during the day, and in what other language at night?

A. German

B. Swedish

C. French

D. Spanish

Answer: Spanish

Bonus fact: When the 1931 movie Dracula was being shot, it was common for foreign-language films to take over the set at night and shoot their own versions instead of dubbing over them later. The Spanish-language version—which used the same script and set—wrapped up in about half the time and earned way better reviews than its English-language counterpart.

What karaoke song does Cameron Diaz’s character sing in My Best Friend’s Wedding?

A. “I Just Don’t Know What I’d Do With Myself”

B. “I Will Always Love You”

C. “Stay”

D. “Could This Be Love”

Answer: “I Just Don’t Know What I’d Do With Myself”

True or false: Jimmy Stewart did not want to do It’s a Wonderful Life

Answer: True

Bonus fact: The lead actor had returned from spending 15 months in World War II combat as a pilot and was considering quitting acting. He initially said a film about suicide was the last thing the country (and he, as someone dealing with PTSD) needed, but he reluctantly agreed. It’s a Wonderful Live ended up re-launching his acting career.

Which actor plays Private Ryan in Saving Private Ryan?

A. Tom Hanks

B. Vin Disel

C. Edward Burns

D. Matt Damon

Answer: Matt Damon

Who is the youngest person to win an Oscar?

A. Jennifer Lawrence

B. Mickey Rooney

C. Haley Joel Osment

D. Tatum O’Neal

Answer: Tatum O’Neal

Bonus fact: O’Neal was just 10 years old when she won the Oscar for Best Support Actress in 1974 for her performance in Paper Moon.

RELATED: Why Are the Academy Awards Also Called the Oscars?

True or false: Bradley Cooper’s first movie role was in 2005’s Wedding Crashers

Answer: False

Bonus fact: Cooper’s first movie role was actually in 2001’s Wet Hot American Summer. 

Jurassic Park

Murray Close/Getty Images

What is the name of Jeff Goldblum’s character in Jurassic Park?

A. Dr. Ian Malcolm

B. Dr. Malcolm Stevens

C. Dr. Evan Malcolm

D. Dr. Michael Ian

Answer: Dr. Ian Malcolm

RELATED: Pop Culture Trivia Questions People Always Get Wrong

What is the highest-grossing movie of all time?

A. Titanic 

B. Avatar 

C. Avengers: Endgame 

D. Star Wars: The Force Awakens

Answer: Avatar 

Corey Feldman And Jamison Newlander In 'The Lost Boys'

Michael Ochs Archives/Getty Images

Which movie was Corey Feldman not in?

A. Stand By Me

B. Fast Times at Ridgemont High

C. The Goonies

D. The Lost Boys

Answer: Fast Times at Ridgemont High

Who was originally cast to voice Shrek?

A. Bill Murray

B. Chris Farley

C. David Spade

D. Chris Rock

Answer: Chris Farley

Bonus Fact: After Farley passed away, Nicholas Cage was considered for the role of the beloved green ogre but turned it down.

2012 Vanity Fair Oscar Party

Jon Kopaloff/Getty Images

Miley Cyrus and Liam Hemsworth first met on the set of which film?

A. Hannah Montana: The Movie

B. The Last Song

C. The Hunger Games 

D. Safe Haven

Answer: The Last Song

Which is the first movie in the Bourne franchise?

A. The Bourne Legacy

B. The Bourne Supremacy 

C. Jason Bourne 

D. The Bourne Identity 

Answer: The Bourne Identity 

True or false: Mickey Mouse has five fingers

Answer: False—Mickey Mouse has four fingers.

Anchorman: The Legend Of Ron Burgundy Q&A

Evan Agostini/Getty Images

Which actor isn’t in Anchorman?

A. Paul Rudd

B. Seth Rogen

C. David Koechner

D. Adam Scott

Answer: Adam Scott

Bonus fun fact: Even though Scott wasn’t featured in this Will Ferrell movie, he does act alongside Ferrell in 2008’s Step Brothers.

RELATED: The Best 100 Funny Movies of All Time

What are the names of the two people behind Ghostface in Scream?

A. Billy and Steve

B. Bobby and Stu

C. Bobby and Steve

D. Billy and Stu

Answer: Billy and Stu

Bruce Willis In 'Die Hard'

Archive Photos/Getty Images

What year was the first Die Hard movie released?

A. 1986

B. 1988

C. 1990

D. 1991

Answer: 1988

RELATED: 21 Movies That Have Hilarious Titles in Other Countries

What are the names of the two people behind Ghostface in Scream?

A. Billy and Steve

B. Bobby and Stu

C. Bobby and Steve

D. Billy and Stu

Answer: Billy and Stu

2020 Winter TCA Tour - Day 7

Amy Sussman/Getty Images

Which movie does not feature Catherine O’Hara?

A. Nothing Personal 

B. The Nightmare Before Christmas

C. Beetlejuice 

D. City of Angels 

Answer: City of Angels

Who plays the convenience store clerk seen at the beginning of Juno?

A. Bill Hader

B. Rainn Wilson

C. Andy Samberg

D. Jonah Hill

Answer: Rainn Wilson

Janet Gaynor and Frank Borzage with Academy Award

Bettmann/Getty Images

True or false: The first Academy Awards were handed out in 1925

Answer: False.

Bonus fact: They were first handed out in 1929.

Which movie stars Jim Carrey and Kate Winslet as a broken up couple who seek to erase memories of one another?

A. Memories 

B. It Had to Be You

C. Eternal Sunshine of the Spotless Mind

D. Equals

Answer: Eternal Sunshine of the Spotless Mind

What was the highest-grossing movie of 2005?

A. War of the Worlds

B. Star Wars: Episode III: Revenge of the Sith

C. Harry Potter and the Goblet of Fire

D. The Chronicles of Narnia: The Lion, The Witch, and the Wardrobe 

Answer: Harry Potter and the Goblet of Fire

RELATED: The Most Popular Movie the Year You Were Born

92nd Annual Academy Awards - Show

Kevin Winter/Getty Images

Which actress has the most Oscar wins?

A. Katharine Hepburn

B. Meryl Streep

C. Ingrid Bergman

D. Elizabeth Taylor

Answer: Katharine Hepburn

When was the first Mission: Impossible movie released?

A. 1993

B. 1996

C. 1997

D. 1999

Answer: 1996

Ginger Rogers and Fred Astaire Dancing

Bettmann/Getty Images

How many movies did Fred Astaire and Ginger Rogers do together?

A. 7

B. 9

C. 10

D. 12

Answer: 10

Bonus fact: They were first cast together in the 1933 movie Flying Down to Rio.

Who voices Lenny the shark in 2004’s Shark Tale?

A. Adam Sandler

B. Will Ferrell

C. Jack Black

D. Jimmy Fallon

Answer: Jack Black

What movie is this famous quote from: “You can’t handle the truth!”

A. Training Day

B. Saving Private Ryan

C. A Few Good Men

D. Armageddon

Answer: A Few Good Men

Netflix's "6 Underground" New York Premiere

Jason Mendez/Getty Images

Which romantic movie does not feature Ryan Reynolds?

A. The Proposal

B. Definitely, Maybe

C. Just Friends 

D. He’s Just Not That Into You

Answer: He’s Just Not That Into You

Which character in The Godfather is nicknamed “The Turk”?

A. Emilio Barzini

B. Sonny Corleone

C. Virgil Sollozzo

D. Salvatore Tessio

Answer: Virgil Sollozzo

Which comedian makes a zombie cameo in Zombieland?

A. Dan Aykroyd

B. Chevy Chase

C. Steve Martin

D. Bill Murray

Answer: Bill Murray

Fredric March And Janet Gaynor In 'A Star Is Born'Archive Photos/Getty Images
Fredric March and Janet Gaynor in a scene from the film ‘A Star Is Born’, 1937.

How many times has A Star is Born, which was originally released in 1937, been remade?

A. 2 times

B. 3 times

C. 4 times

D. 5 times

Answer: 4 times

Bonus fact: Here is the list of remakes: The 1951 television adaptation starring Kathleen Crowley and Conrad Nagel, the 1954 movie starring Judy Garland and James Mason, the 1976 movie starring Barbra Streisand and Kris Kristofferson, and the 2018 movie starring Lady Gaga and Bradley Cooper.

Which actress plays Julia Child in Julia & Julia?

A. Meryl Streep

B. Diane Keaton

C. Jane Fonda

D. Joan Cusack

Answer: Meryl Streep

RELATED: 15 Must-Watch Movies That Will Make You Want to Cook

Winona Ryder in "The House of the Spirits"

Rolf Konow/Getty Images

Which movie does not feature Winona Ryder?

A. Lucas

B. What’s Eating Gilbert Grape

C. Bram Stoker’s Dracula

D. Girl, Interrupted

Answer: What’s Eating Gilbert Grape

Which movie does not star Adam Sandler and Drew Barrymore?

A. The Wedding Singer

B. Fever Pitch

C. Blended

D. 50 First Dates

Answer: Fever Pitch

Bonus fact: Barrymore actually does star in 2005’s Fever Pitch, but she stars opposite of Jimmy Fallon.

On the set of Star Wars: Episode V - The Empire Strikes Back

Sunset Boulevard/Getty Images

True or false: Han Solo’s classic “I know” line in Star Wars: The Empire Strikes Back was improvised by Harrison Ford

Answer: True

What was Tyler Perry’s first movie as Madea?

A. Madea’s Family Reunion 

B. Meet The Browns

C. Diary of a Mad Black Woman

D. Madea Goes To Jail

Answer: Diary of a Mad Black Woman

In Passengers, Jennifer Lawrence and Chris Pratt star as voyagers to a new planet who awaken decades too early in their trip. Why does Lawrence’s character wake up?

A. Her hibernation pod malfunctions

B. The captain of the ship wakes her up so she can participate in an experiment with Pratt’s character

C. Pratt’s character wakes her up because he wants a companion

D. She has a medical emergency

Answer: Pratt’s character wakes her up because he wants a companion

Which phrase completes this famous quote from The Princess Bride: “Hello, my name is Inigo Montoya. You killed my father. ______.”

A. “And now, you will pay.”

B. “Face me now, coward.”

C. “Prepare to die.”

D. “Tell me, why?”

Answer: “Prepare to die.”

RELATED: Can You Guess the Movies That Made These Quotes Famous?

On the set of The Nightmare Before Christmas

Sunset Boulevard/Getty Images

Around how long did it take to make The Nightmare Before Christmas?

A. Two years

B. Three years

C. Five years

D. Six years

Answer: Three years

Don’t forget to test your holiday film knowledge with these Christmas movie trivia questions.

What’s the name of the planet Obi-Wan Kenobi and Anakin Skywalker duel on in Star Wars Episode III: Revenge of the Sith?

A. Hoth

B. Mustafar

C. Yavin

D. Tatooine

Answer: Mustafar

RELATED: How to Watch the Star Wars Movies in Order

Where was The Notebook filmed?

A. Savannah, Georgia

B. Wilmington, North Carolina

C. Richmond, Virginia

D. Charleston, South Carolina

Answer: Charleston, South Carolina

So, how many did you get right? If you want to keep the trivia train going, test your knowledge with this book trivia quiz.

Tue, 08 Nov 2022 10:00:00 -0600 en-US text/html https://www.rd.com/article/movie-trivia-facts/
Killexams : Relationship therapist: The ten questions you need to be able to answer about your partner to know whether you're in a healthy relationship

Relationship therapist: The ten questions you need to be able to answer about your partner to know whether you're in a healthy relationship

  • A relationship therapist shared 10 questions all couples should be able to answer
  • Lauren Consul, from California, is a popular marriage and family therapist 
  • The questions include casual habits, intimate preferences, and big stressors

A marriage and family therapist has shared a list of ten questions you need to be able to answer about your partner to know whether you're in a healthy relationship.

The questions include how they like their eggs cooked and how many times they would like to be having sex each week. 

Lauren Consul, from California, is best known for sharing professional relationship advice on TikTok, and her latest video details the important information every couple needs to know about their other half.

Scroll down for video

Lauren Consul [pictured], from California, is best known for sharing professional relationship advice on TikTok

'If you can answer the majority of these questions about your partner, you're doing something right in your relationship,' Lauren said.

She added, 'It means you're paying attention to not just the big things - but also the small things - and you're making them important and internalising them.'

The questions can fit into four major categories: everyday routine, personal preferences, intimate issues, and trying times.

Everyday routine

Do you know how your partner likes their eggs cooked?

Poll

How many can you answer?

  • 0-3 125 votes
  • 4-6 222 votes
  • 7-10 1216 votes

Do they like the toilet paper over or under?

Personal preferences 

What would they consider to be a big purchase?

If you were to arrive at a bar before your partner, what would they want you to order for them?

What was their dream job when they were in elementary school? 

Intimate issues

How do they like you to flirt with them? 

How frequently would they ideally like to be having sex?

A marriage and family therapist has just revealed a list of ten questions you need to be able to answer about your partner to know if you're in a healthy relationship

Trying times 

What is something that they're very self conscious about? 

What is the biggest tell that they are stressed out?

What is one of the biggest stressors in their life right now?

10 questions you need to be able to answer about your partner 

  1. Do you know how your partner likes their eggs cooked?
  2. What would they consider to be a big purchase?
  3. What was their dream job when they were in elementary school?
  4. If you were to arrive at a bar before your partner, what would they want you to order for them?
  5. How frequently would they ideally like to be having sex?
  6. What is something that they're very self conscious about? 
  7. Do they like the toilet paper over or under?
  8. What is the biggest tell that they are stressed out?
  9. How do they like you to flirt with them?
  10. What is one of the biggest stressors in their life right now?

 

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Many immediately sent the video to their partners in the hopes that they could answer the questions.

'I sent this to my boyfriend and he got seven right!' one woman wrote. 'I'm so proud.'

'I'm almost too thinking to answer these seriously,' said another. 'I barely know these things about myself'.

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Fri, 11 Nov 2022 11:26:00 -0600 text/html https://www.dailymail.co.uk/femail/relationships/article-11415067/The-ten-questions-need-able-answer-know-youre-healthy-relationship.html
Killexams : CaixaBank robot answers the most customer questions

CaixaBank’s artificial intelligence (AI)-based virtual assistant has answered more questions for more customers than any other support channel, after four million people used the service.

The Spanish bank said the CaixaBankNow virtual assistant receives an average of 50,000 questions a day, either spoken or written, to help access services such as making payments or blocking lost cash cards.

A CaixaBank statement said: “The online assistant offers immediate answers on a wide range of topics, such as the features of banking products and services, how to take out a product or stepping customers through the process of restoring their digital banking password. It also lets customers make an appointment at their branch, check their balance and activity, and carry out simple operations, such as blocking cards or sending money through the Spanish mobile payment solution Bizum.”

The main queries addressed to the virtual assistant were customers asking about bills, deposits, accessing the Bizum mobile payments system, and making appointments with in-branch advisers.

The AI assistant also supports the bank’s staff in offering answers to questions and is an example of how digital transformation at banks goes beyond transforming customer engagements with chatbots or replacing repetitive manual tasks with robotic process automation software.

The CaixaBankNow AI is also capable of answering questions from CaixaBank’s employees, such as those involving internal rules and technology, and can answer more than 1,500 questions in different languages.

The bank added: “Now CaixaBank is applying all the power of AI to develop tools for its managers and customers, and for other strategic objectives, such as employee training.”

In 2020, the bank introduced AI as part of its internal training platform to help its staff understand what training they could benefit from and help them to access it.

Courses in languages, executive skills, digital skills, finance and risk management, among others, are offered through the service.

Mon, 14 Nov 2022 23:34:00 -0600 en text/html https://www.computerweekly.com/news/252527242/Caixabank-robot-answers-the-most-customer-questions
Killexams : Got questions about Medicare enrollment? Here are answers

CLEVELAND, Ohio — If you’re in the middle of making decisions about Medicare coverage, you’ve got a little over a month to gather information and find answers to your questions.

How to choose a Medicare drug plan, what are the costs of various plans and what are the deadlines are common questions that arise during the Medicare open enrollment period, which runs through Wednesday, Dec. 7.

A panel of Medicare experts offered answers recently during The Plain Dealer and cleveland.com Guide to Medicare & Golden Retirement presented by Medical Mutual.

Below are questions posed by some of the 600 registrants who signed up for the virtual free event. Answers were supplied by panelists Christina Reeg, program director of the Ohio Senior Health Insurance Information Program (OSHIIP) housed within the Ohio Department of Insurance; Amanda McFarland, account manager for Northeast Ohio at Medical Mutual; and Katie Goff, director of pharmacy, Medicare and Information Services at Medical Mutual. Some answers were provided by medicare.gov.

Q: I’m not planning on using Medicare next year. Do I still need to enroll?

If you don’t take Medicare when you’re first eligible, you can sign up every year during the general enrollment period. But there is a penalty. It’s 10% of the Part B premium for every year of delay. If you’re two years late, the penalty is 20%. So typically, if you’re eligible for Medicare, you absolutely want to sign up.

The only exception to that penalty comes if you are covered by current group health coverage. If you or your spouse is currently working, and the current employer is providing you with health insurance, you can delay that Medicare Part B sign-up with no penalty. But mostly, if you’re not working, you need to sign up for Medicare.

Q: Does Medicare take money from my Social Security benefits?

Most people elect to have (Medicare premiums) come out of their Social Security check. It’s just easier than getting a bill and having to pay it. But premiums don’t have to come out of Social Security.

Typically, the times when members have lost their Medicare, the reason was because it wasn’t automatically deducted from Social Security and they forgot to pay for it.

Q: Is there a deadline for adding a supplemental plan?

Remember, Medicare supplement is the secondary coverage after original Medicare - adding coverage for things Medicare doesn’t pay, such as Part A and Part B deductibles, coinsurance and copayments. If you’re in original Medicare, you can apply for a supplement any day of the year. Individuals new to Medicare Part B and are at least 65 years old have a 6-month open enrollment to purchase Medicare Supplemental Insurance without medical underwriting.

The best time to buy is when you’re new to Medicare; then you have a six-month Medicare supplement open enrollment period. At that time, you can make an application for any plan that’s out there. The plan has to accept your application. Beyond that enrollment period, if you apply for a supplement, they may sell to you or they may not.

Q. How will I know if my drugs are covered if I go to a new Medicare Part D plan?

We live and breathe by a formulary, or a list of drugs, that the plans cover. Every plan is different. Check to see how that plan covers your drugs. You can do this by visiting the plan’s website.

The websites allow you to put in your list of medications and see how each of the plan options available from that plan will cover your drugs. As an example, medicare.gov/plan-compare allows you to compare prices for specific drugs by plan.

Q: Does income affect premium cost?

It can, yes. For part B and part D — not Medicare Advantage — you could pay more if you have a high income (over $97,000 for individuals, $194,000 for couples). If you’re low income, there’s additional help out there to help you pick up some of those costs.

Q: How are independent Medicare agents compensated?

There’s no cost to the member to work with an agent. The agents are compensated by the insurance carriers. If somebody’s asking you to pay for their services, that should be a red flag. The agents are not compensated unless a member enrolls in a plan they represent.

Q: Can I pay my Medicare premium with a health savings account?

Once you’re on Medicare Part A, you can no longer contribute into a health savings account. But if you’ve got money sitting there in an account, you can spend it on any medical need, including the premium.

Q: In a Medicare Advantage plan, is there an amount I must pay out of pocket before the plan starts paying?

There are going to be co-pays for all sorts of sorts of different services. But the nice thing about Medicare Advantage, is that Medicare Advantage plans have a maximum out-of-pocket charge. Whereas with original Medicare, if you incur a lot of high-cost claims, there would be no cap. It’s not like a group insurance plan where you might have a $2,500 deductible and then once you hit that, the (health insurance) carrier starts paying. Medicare Advantage is different.

Q: If I am not taking any prescription drugs, how do I choose a Medicare part D plan?

Think about those acute episodes of illness when you may need an antibiotic . Or you might want your vaccines; they’re going to be free in 2023. Look at it from that perspective. You’ll have to pay out of your pocket for those products if you don’t have part D to cover it.

Q: Can I go to any hospital within a Medicare Advantage plan?

Each health insurance carrier is going to have its own network of hospitals. If you have an emergency situation that is life threatening, it does not matter where you go. Get to that closest hospital and you are covered for emergency and urgent care no matter what. But for routine surgery, make sure you’re using an in-network hospital.

Here are websites that can help with Medicare questions:

AARP

Ohio Senior Health Insurance Information Program (OSHIIP)

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Wed, 02 Nov 2022 23:05:00 -0500 en text/html https://www.cleveland.com/healthfit/2022/11/got-questions-about-medicare-enrollment-here-are-answers.html
Killexams : Justice Dept. asks Pence to answer questions as part of Jan. 6 probe

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Justice Department prosecutors have asked former vice president Mike Pence to answer questions as part of their sprawling probe into the events of Jan. 6, 2021, and efforts to overturn the 2020 election results, according to two people familiar with the matter.

The informal request came in recent weeks before last Friday, when Attorney General Merrick Garland named a special counsel to oversee aspects of the Jan. 6 probe as well as a separate investigation of former president Donald Trump’s possession of hundreds of classified records at his home after leaving the presidency.

Pence has not decided how to handle the request that he answer questions about his interactions with Trump near the end of their time in the White House, said one person briefed on the discussion. Both people familiar with the matter spoke on the condition of anonymity to discuss internal conversations.

Pence has not been issued a formal subpoena, said one of the people, describing the talks with the Justice Department as being in a preliminary stage. Both people said the department has reached out to Pence lawyer Emmet Flood, who is representing the former vice president in this matter.

The New York Times was the first to report the Justice Department’s extraordinary ask of the former vice president: that he share his private conversations with his former running mate, president and de facto party leader, even as Trump has launched a new campaign for the White House and Pence is also considering a 2024 bid.

The Justice Department has already engaged in lengthy negotiations with other advisers to Trump over requests to interview them, navigating issues of executive privilege. A request for Pence to relay sensitive conversations with the president could trigger a new battle over that issue.

The move to talk to Pence is a significant step in the long-running investigation. Garland faced intense criticism in 2021 and early 2022 for appearing to be slow to investigate the role of Trump and his top aides in efforts to reverse the results of the presidential election. The department’s probe expanded in March to look at those who planned and financed the rally before the Capitol riot and to request phone records for critical players in Trump’s White House and orbit, up to and including his chief of staff Mark Meadows.

Later this spring and summer, the Justice Department sought vast amounts of additional information, including communications with several top advisers to Trump and scores of others involved in efforts to offer up fake slates of pro-Trump electors in Georgia, Michigan, Arizona and other states won by President Biden.

Pence aides, including chief of staff Marc Short, have answered hours of questions in front of a Washington-based grand jury about Jan. 6, when a riotous mob left a Trump rally and stormed the Capitol, as well as the events that led up to that day and Trump’s interactions with Pence and his team in the White House. Short has appeared twice in front of the grand jury.

At the same time, the Justice Department is compiling witnesses and evidence in its Mar-a-Lago documents probe, which focuses on the potential mishandling of highly classified information, obstruction and destruction of government property. And in Georgia, District Attorney Fani Willis (D) is conducting a separate investigation of the efforts by Trump and his allies to reverse the election results in that state.

In interviews for his recent book, “So Help Me God,” Pence has criticized Trump for actions that Pence said were “reckless” and “endangered” him, his family and everyone at the Capitol. In an ABC “World News Tonight” interview published Nov. 13, Pence called out Trump for his words egging on his supporters on Jan. 6 and for tweeting that his vice president didn’t have the courage to block the certification and “do what should have been done.”

“I mean, the president’s words were reckless,” Pence said in a preview clip. “It was clear he decided to be part of the problem.” But Pence also said in another interview that speaking to the congressional committee investigating the events leading up to the attack on the Capitol — including Trump’s pressure on Pence — would undermine the separation of powers between the branches of government.

Pence did not appear in front of the Jan. 6 committee and was critical of its composition, even as some of his top aides appeared and he blessed their appearances, the people familiar with the matter said.

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Wed, 23 Nov 2022 13:34:00 -0600 en text/html https://www.washingtonpost.com/nation/2022/11/23/pence-justice-interview-jan-6/
Killexams : mock exam from the ‘Car Doctor’

Q. I have a 1998 Ford Crown Victoria that is losing coolant, I have checked the system for leaks and haven’t found any. Even after being parked for a few days there are no wet spots on the ground. The oil is clean with no signs of no moisture in it. I am adding about a quart of coolant a week, what is the issue.

A. The problem is most likely a leaking cylinder head gasket. The standard procedure is to pressure test the cooling system and if the system holds pressure, then the next step is to look for an internal leak. You can purchase a kit that uses a special chemical to look for exhaust gases in the cooling system. These kits are $35-$50 and are easy to use and quite accurate.

Q. My daughter has a 2007 Toyota Camry Hybrid. Lately the car has started to vibrate/slide as she brakes, as if the ABS system is engaging even though the road is clear and dry. The light with the squiggly lines will appear briefly. No other lights activate. Our mechanic has been able to experience the issue but has not been able to fix the issue. Any advice?

A. The anti-lock brake system uses sensors at each wheel that monitor wheel rotation. What you describe as a phantom ABS application can usually be traced to a rusted or cracked ABS tone wheel. A careful inspection and some testing should be able to pinpoint the problem.

Q. My Mazda 2014 CX-9 has about 55,000 miles on it. During a couple of four-hour drives on the highway I noticed a hum coming from the car. After some novice detective work figured it to be the right rear wheel bearing/hub was the problem. I removed the assembly and replaced it with a “sorry to say” economy brand part I purchased online. I road tested it and for about 300 miles of highway driving, no sounds. Unfortunately, after a few hundred more miles the same “hum” is back, although less intense. I did more internet research, and some comments were that this brand failed prematurely. And other sites mentioned a bit of a sophisticated install process. The replacement of this bearing hub is straightforward: remove defective part and install replacement. Four bolts hold the assembly to the rear axle assembly, and you just remove and reinstall the axel nut. Mixed recommendations on the torque specs for the axel nut: 200ftlbs/258ftlbs. Do you think I just got a lemon part? Did I install it incorrectly? Not like the old days when you’d repack the wheel bearings and “set” them with rotating the wheel and tightening and backing off the holding nut.

A. I suspect you may have gotten an inferior part. You are correct the replacement of the bearing is fairly simple. According to AllData the technical database I use, the attachment bolts should be tightened to 58–75-foot pounds and the axle nut is tightened to 175-202 foot pounds of torque.

Q. I have three simple questions that I can’t get an answer for so I’m coming to you. What window wash fluid do you recommend, especially in the cold Northeast states, are there any window treatment products do you recommend that shed water or prevent fogging and are gas additives worth the money? My car is a 2015 Kia Soul, but I’m sure the advice applies to most cars.

A. When choosing windshield washer fluid (which is basically soap, water and alcohol) look for fluid that will protect against freezing to at least 20 degrees below zero. Some fluids will have additives that do a better job of removing bugs and other debris and some will bead water. What ever fluid you choose, the best results come from a clean windshield. Clean the windshield inside and out with a good quality window cleaner and then go over the windshield with a clean microfiber cloth. Regarding window treatments, I have tried some and had mixed results, so I tend to stay away from them. If you are trying to prevent fogging, first make sure your defroster is set to fresh air. Fogging happens when there is a temperature differential of the inside and outside of the windshield. A DIY method to prevent fogging is to clean the window with shaving foam. I haven’t tried it on my car but it works on my bathroom mirror. Regarding fuel additives, adding a fuel injector cleaner periodically and using a gas line antifreeze just before cold winter temperatures can’t hurt, although typically not necessary if you use quality fuel and keep the fuel tak at least half full to prevent moisture.

Q. My 2008 Suzuki XL7, runs great but the RPM (idle speed) will dip or hesitate? Again, it runs great on the highway. I think it’s the timing belt or serpentine belt is off, what do you think?

A. A worn timing or serpentine won’t cause an engine to idle poorly. I suspect there is a fuel issue. This could be a clogged/dirty fuel injector, vacuum leak or even a sticking exhaust gas recirculation (EGR) valve.

Q. Let me first say that I enjoy the insight that comes from you on both your radio show and Newsday. My question is about thread sealant. When doing routine repairs on my vehicles (brakes, suspension etc.) is it advisable to use thread sealant as an additional measure of safety or is it ok to just tighten nuts and bolts according to manufacturer’s specification?

A. Topically use a thread locker (Loctite is one) when that bolt is under extreme stress or instructed to by the vehicle manufacturer. If the fasteners are something that is something that are removed periodically, I wouldn’t use thread locker, just tighten to manufactures specifications.

Got a car question, email the Car Doctor for a personal reply. jpaul@aaanortheast.com

Fri, 25 Nov 2022 22:00:00 -0600 By John Paul, Senior Manager, Public Affairs and Traffic Safety, AAA Northeast en-US text/html https://www.saratogian.com/2022/11/26/questions-and-answers-from-the-car-doctor-93/
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