CPEA information source - Certified Professional Environmental Auditor (CPEA) Updated: 2023 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Precisely same CPEA dumps questions as in real test, WTF! | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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Exam Code: CPEA Certified Professional Environmental Auditor (CPEA) information source November 2023 by Killexams.com team | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
CPEA Certified Professional Environmental Auditor (CPEA) BEAC issues the Certified Professional Environmental Auditor (CPEA®) designation. The CPEA credential demonstrates ones understanding of todays ever changing environmental, health & safety regulations. The CPEA designation is fully accredited by the Council on Engineering and Scientific Specialty Boards (CESB). BEAC CPEAs qualify for Professional Membership status with the American Society of Safety Engineers (ASSE). Includes identifying environmental aspects and impacts, assessing compliance with environmental laws and regulations, and/or applying professional environmental compliance auditing practices. Requirements Education Bachelors degree or higher. Professional Experience Applicants for certification must have four years of relevant work experience as defined below. Audit Experience Applicants must perform a minimum of 20 environmental compliance audits for a minimum of 100 days within the four years prior to certification. Of the 100 days, a minimum of 20 days must be conducted on site. Auditor Training Formal training as an attendee or provider is required within the three years prior to certification. This training shall consist of 40 hours of formal training as outlined in the Definition of Relevant Experience and Training Elements outlined below and may be internal or external to the applicant's organization. Definitions of Relevant Environmental Compliance Experience and Training Elements Relevant experience and training must include identifying environmental aspects and impacts, assessing compliance with environmental laws and regulations, and/or applying professional environmental compliance auditing practices. It may include any combination of: environmental science and technology; environmental management and technical aspects of business activities including facility operations; requirements of environmental laws, regulations, and related documents at the national and local jurisdictional levels; evaluation, implementation, and management of environmental compliance; environmental standards against which management systems and compliance audits may be conducted; management systems and compliance audits procedures, processes, and techniques; and principles of environmental compliance and compliance implementation. Health & Safety Includes identifying health and safety aspects and impacts, assessing compliance with safety-related laws and regulations, and/or applying professional health & safety auditing practices. Requirements Education Bachelors degree or higher. Professional Experience Applicants for certification must have four years of relevant work experience as defined below. Audit Experience Applicants must perform a minimum of 20 health and safety audits for a minimum of 100 days within the four years prior to certification. Of the 100 days, a minimum of 20 days must be conducted on site. Auditor Training Formal training as an attendee or provider is required within the three years prior to certification. This training shall consist of 40 hours of formal training in relevant experience elements identified below. Definition of Relevant Health & Safety Experience and Training Elements Relevant experience and training must include identifying health and safety aspects and impacts, assessing compliance with safety-related laws and regulations, and/or applying professional health & safety auditing practices. It may include any combination of: safety engineering; industrial hygiene; health and safety management and technical aspects of business activities including facility operations; requirements of OSHA laws, regulations, and related documents at the national and local jurisdictional levels; evaluation, implementation, and management of health and safety compliance; health and safety standards against which management systems and compliance audits may be conducted; management systems and compliance audits procedures, processes, and techniques; and principles of health and safety compliance and compliance implementation. Management Systems Includes skills and understanding in any combination of EHS science and technology; EHS management and technical aspects of business activities including facility operations; requirements of EHS laws, regulations, and related documents at the national and local jurisdictional levels; evaluation, implementation, and management of EHS compliance; EHS standards against which management systems and compliance audits may be conducted; management systems and compliance audits procedures, processes, and techniques; and principles of EHS compliance and compliance implementation. Requirements Education Bachelors degree or higher. Professional Experience Applicants for certification must have four years of relevant work experience as defined below. Audit Experience Applicants must perform a minimum of 20 MS audits for a minimum of 100 days within the four years prior to certification. Of the 100 days, a minimum of 20 days must be conducted on site. Auditor Training Formal training as an attendee or provider is required within the three years prior to certification. This training shall consist of 40 hours of formal training outlined in the Definition of Relevant Experience and Training Elements shown below, and may be internal or external to the applicant's organization. Definition of Relevant Management Systems Experience and Training Elements Relevant experience and training for the Management System Certification must include any combination of: environmental, health & safety (EHS) science and technology; EHS management and technical aspects of business activities including facility operations; requirements of EHS laws, regulations, and related documents at the national and local jurisdictional levels; evaluation, implementation, and management of EHS compliance; EHS standards against which management systems and compliance audits may be conducted; management systems and compliance audits procedures, processes, and techniques; and principles of EHS compliance and compliance implementation. Responsible Care® Includes skills and understanding in one or more of the following areas: implementation of Responsible Care programs; the chemical process industry; product stewardship, transportation or distribution of chemical products; requirements of EHS laws, regulations and related documents; and EHS/Responsible Care management systems and standards or related auditing procedures, processes and auditing techniques. Requirements Education Bachelors degree or higher. Professional Experience Applicant is required to have a minimum of four years relevant work experience, gained during the last ten years. Clear evidence of work experience in the chemical industry or EHS fields that provides an understanding of these issues shall be required. Relevant work experience shall be considered verifiable experience and shall be defined as experience that develops skills and understanding in at least two of the areas described below. Audit Experience Applicants must have performed at least four EMS-related audits consisting of at least 20 total days within the two years prior to certification. Auditor Training Formal training as an attendee or provider is required within the three years prior to certification. This training shall consist of 40 hours of formal training in relevant experience elements identified below. As part of this training, the applicant must successfully complete an ACC qualified Responsible Care course in accordance with "Responsible Care Auditor Course Requirements." Definition of Relevant Responsible Care Experience and Training Elements Relevant experience and training must include verifiable experience gained during the last ten years and shall be defined as experience that develops skills and understanding in at least two of the following areas: implementation of Responsible Care programs; EHS science and technology; work experience gained by actual hands-on roles in the chemical process industry and/or EHS services; product stewardship, transportation or distribution of chemical products; requirements of EHS laws, regulations and related documents; and EHS/Responsible Care management systems and standards or related auditing procedures, processes and auditing techniques. Auditor training must include 40 hours in the last three years and successful completion of an ACC qualified Responsible Care course in accordance with "Responsible Care Auditor Course Requirements" (RCMS206.00). | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Certified Professional Environmental Auditor (CPEA) Financial Environmental information source | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Other Financial examsABV Accredited in Business Valuation (ABV)AFE Accredited Financial Examiner (AFE) AngularJS AngularJS AVA Accredited Valuation Analyst CABM Certified Associate Business Manager CBM Certified Business Manager (APBM CBM) CCM Certified Case Manager (CCM) CFE Certified Financial Examiner (CFE) CFP Certified Financial Planner (CFP Level 1) CGAP Certified Government Auditing Professional (IIA-CGAP) CGFM Certified Government Financial Manager (CGFM) CHFP Certified Healthcare Financial Professional (CHFP) - 2023 CIA-I Certified Internal Auditor (CIA) CIA-II Certified Internal Auditor (CIA) CIA-III The Certified Internal Auditor Part 3 CIA-IV The Certified Internal Auditor Part 4 CITP Certified Information Technology Professional (CITP) CMA Certified Management Accountant (CMA) CMAA Certified Merger and Acquisition Advisor (CM and AA) CPCM Certified Professional Contracts Manager (CPCM) 2023 CPEA Certified Professional Environmental Auditor (CPEA) CPFO Certified Public Finance Officer (Governmental Accounting, Auditing, and Financial Reporting) CRFA Certified Forensic Accountant (CRFA) CTFA Certified Trust and Financial Advisor (CTFA) CVA Certified Valuation Analyst (CVA) FINRA FINRA Administered Qualification Examination CEMAP-1 Certificate in Mortgage Advice and Practice (CeMAP) | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Necessary thing in passing CPEA test is to have great material for test preparation. Your success in CPEA test depends on accuracy and validity of CPEA test material. That accurate CPEA test dumps can be downloaded from killexams.com. Here you have updated CPEA dumps questions obrained from real CPEA tests and vce test simulator for you to practice your exam. This will ensure your success in real CPEA test at high scores | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Financial CPEA Certified Professional Environmental(R) Auditor (CPEA) https://killexams.com/pass4sure/exam-detail/CPEA Answer: B Question: 106 The ten CERES Principles, listed below, demand that companies that endorse the principles pledge to go voluntarily beyond the requirements of the law. Some of those CERES principles are: A. Protection of the Biosphere B. Less use of Natural Resources C. Safe Products and Services D. Environmental Restructuring Answer: A, C Question: 107 There are additional controversies associated with the EMAS regulations, such as: A. Setting accreditation standards for the third-party verifiers B. Setting accreditation standards for the in-house verifiers C. setting accreditation standards for the evaluators D. None of these Answer: A Question: 108 The standard provides definitions of basic terms and proceeds to discuss the some principal elements of a sound and effective EH&S audit program. Which of the following is Not out of those elements? A. Senior management commitment to the program B. Clearly stated scope and objectives of the audit program C. Program organization, including a program manager, auditor qualifications and training requirements, and independence of the audit function D. Post-audit activities 34 Answer: D Question: 109 One might ask how environmental expectations should be managed appropriately in the future. Companies have important strategic choice. They can be A. Leading edge B. Middle-of-the pack C. Followers D. Any one of these Answer: D Question: 110 Unlike the Environmental Management System (EMS) Standard (ISO 14001), the Auditing Guidelines are just that, guidelines. Their strict adoption is: A. Not necessarily required for an organization B. Necessarily required for an organization C. Mandatory in some situations D. None of these Answer: A Question: 111 The ISO 14000 Auditing Guidelines are not long documents; ISO 14010 is three pages, ISO 14011 is five pages, and ISO 14012 is three pages. However, if one reviews the Auditing Guidelines in detail, and at face value, there are a number of program and procedural requirements that are. A. Specifically addressed in a typical audit program B. Not specifically addressed in a typical audit program C. Occasionally addressed in a typical audit program D. None out of these 35 Answer: B Question: 112 Most companies can respond to the audit length and team size requirement quite well with: A. General program material and guidelines in basic laws B. General program material already provided in program guidance documents C. General program material that is not provided in program guidance documents D. A and B both Answer: B Question: 113 Audit Procedures Guideline (14011) states that an audit plan should, if applicable, include all of the following Except: A. The audit scheme audited B. Identification of the auditees organizational and functional units to be C. The procedures for auditing the auditees EMS elements as appropriate for the auditees organization D. The working and reporting languages of the audit Answer: A Question: 114 The audit plan should be communicated to the client, the audit-team members, and the auditee. ___________ should review and approve the plan. A. Auditor B. Client C. Audit team D. Anyone of these Answer: B 36 Question: 115 There should be no secrets about what the auditors will do when they visit the site or an organization. Guidance documents do not have to be tomes; they can be as short as 20-25 pages. However, they should include as many demo tools as possible, including: A. demo announcement memo or letter B. Audit interlopes and demo post-audit questionnaire C. Model opening and closing conference presentations D. Exact audit report and defensive action plan Answer: A, C 37 For More exams visit https://killexams.com/vendors-exam-list Kill your test at First Attempt....Guaranteed! | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Whether you're new to the financial services business or an old pro, earning a professional designation can provide numerous benefits. Increased exposure, credibility and compensation are just a few of the advantages a certification confers. However, the proliferation of designations, particularly in the financial planning field, has complicated the process for those trying to decide which designation will benefit them most. In this article, we'll review these professional designations and their requirements. Certified Financial Planner (CFP)The certified financial planner (CFP) designation is one the most widely recognized credentials in the financial planning industry. Applicants must have a bachelor's degree and complete college or university-level coursework through a CFP Board Registered Program, of which there are more than 300 in the United States. Coursework covers professional conduct and regulations; general principles of financial planning; education planning; risk management and insurance planning; investment planning; tax planning; retirement savings and income planning; and estate planning. Students must take the board exam, which is 170 questions broken into two sections lasting three hours each. Other requirements include 4,000 to 6,000 of professional experience and 30 hours of continuing education every two years. Certified Public Accountant (CPA)A certified public accountant (CPA) is a designation to help enforce professional standards in the accounting industry. CPAs have a wide range of career options, either in public or corporate accounting. CPAs are known for their role in income tax preparation but can specialize in many other areas, such as auditing, bookkeeping, forensic accounting, managerial accounting and information technology. The American Institute of Certified Public Accountants (AICPA) awards the CPA designation. Candidates must complete 150 semester hours of education. The number of accounting hours varies by state. The required Uniform CPA Examination covers four areas: auditing and attestation, business environment and concepts, financial accounting and reporting, and regulation. The minimum passing score is 75%. Other requirements may include one to two years of work experience (set by the state), 40 hours of continuing education annually, and ethics examinations. Chartered Financial Analyst (CFA)A chartered financial analyst (CFA) is a globally-recognized professional designation given by the CFA Institute. The designation measures and certifies the competence and integrity of financial analysts. Those who earn this designation often become portfolio managers or analysts for various types of financial institutions. Candidates must have completed a four-year college or university degree, or they must have at least four years of professional work experience. All CFA candidates are required to hold an international travel passport. There are three exams to pass. The average person invests more than 300 hours over a four-year period to complete the program. The exams cover ethical and professional standards, quantitative methods, economics, financial reporting and analysis, corporate finance, equity investments, fixed income, derivatives, alternative investments, and portfolio management and wealth planning. Roughly 40% of candidates taking the Level I test pass. Pass rates Improve for candidates taking the Level II and Level III exams. Enrolled AgentAn enrolled agent is a professional who is permitted to represent taxpayers before the Internal Revenue Service (IRS). To qualify, the individual must pass a three-part test covering individual and business tax returns, or they must have experience as a former IRS employee. Enrolled agent status is the highest credential the IRS awards. Individuals who obtain this designation must adhere to ethical standards and complete 72 hours of continuing education every three years. Enrolled agents, like attorneys and CPAs, have unlimited practice rights. They are unrestricted as to which taxpayers they can represent, what types of tax matters they can handle, and which IRS offices they can represent clients before. Chartered Life Underwriter (CLU)Chartered Life Underwriter (CLU) is a professional designation for individuals who wish to specialize in life insurance and estate planning. CFP holders will often add CLU to their credentials to demonstrate additional subject-matter expertise. The American College of Financial Services is issuing organization for the CLU. The education requirements are five core courses in insurance planning, individual life insurance, life insurance law, estate planning and planning for business owners and professionals. Three electives are also required. Candidates must have three years of business experience within the five years preceding the awarding of the designation. Chartered Financial Consultant (ChFC)A Chartered Financial Consultant (ChFC) is a professional designation representing the completion of a comprehensive course consisting of financial education, examinations and practical experience. Those who earn the designation are understood to be knowledgeable in financial matters and to have the ability to provide sound advice. The American College of Financial Services is issuing organization for the ChFC. There are eight required courses: financial planning, insurance planning, income taxation, retirement planning, investments, estate planning, personal financial planning, and contemporary applications in financial planning. Candidates must have three years of business experience within the five years preceding the awarding of the designation. Certified Employee Benefit Specialist (CEBS)The Certified Employee Benefit Specialist is a designation for professionals who sell or administrate employee benefit plans. A Certified Employee Benefit Specialist must have comprehensive understanding of compensation structures, health insurance and disability insurance. The International Foundation of Employee Benefit Plans is the issuing organization. There are five required courses covering the administration of benefits programs, strategic benefits management and the administration of retirement plans. Each course requires the completion of a 100-question comprehensive exam. CEBS holders must complete 30 hours of continuing education every two years. Chartered Property Casualty Underwriter (CPCU)Chartered Property Casualty Underwriter (CPCU) is a professional credential earned by individuals who specialize in risk management and property-casualty insurance. The CPCU is most likely to be earned by insurance agents and brokers, insurance claims representatives, risk managers, and underwriters. It is offered by The Institutes. There are four core courses, one elective and three concentration courses in either commercial underwriting or personal underwriting. Candidates are required to have at least two years of experience in risk management and insurance. Candidates must earn a 70% minimum score on exams to pass. CPCU holders are required to complete 24 hours of continuing education every two years. Other DesignationsThere are more than 200 designations available to financial professionals, all with varying requirements and degrees of industry reputation. Candidates will need to balance the investment of time and cost to earn an designation with the economic benefits a designation supposedly confers. Two professional designations with less stringent academic requirements include the Accredited Asset Management Specialist (AAMS) and the Licensed International Financial Analyst (LIFA). Some designations are no longer available, indicating a decline in their relevancy. For example, the American College of Financial Services has discontinued offering designations such as the Chartered Advisor in Senior Living and the Registered Health Underwriter. The Chartered Mutual Fund Counselor (CMFC) was once offered by the College of Financial Planning. However, the designation no longer appears on the company's website. Learning from a sustainability leader on gaining performance, saving on IT costs, and supporting sustainability goals. Norway is a leader in sustainability. Its use of renewable energy, sustainable technologies, and recycling is common in homes and businesses throughout the country, as well as the neighboring Nordic region, making Norway a role model of environmental stewardship. Cegal, a Norwegian global IT services business, is a great example of this leadership. Recently, Cegal chose Dell Technology Rotation to create sustainable IT while enhancing the business value it delivers. Cegal’s results include achieving a sustainable IT lifecycle model, a 58% improvement in data delivery speed, an 80-90% reduction in data center footprint, and near-100% uptime for business-critical applications. As Cegal’s outcomes demonstrate, Dell Technology Rotation allows organizations to prioritize both performance and sustainability. What is Dell Technology Rotation?Dell Technologies is accelerating the circular economy to help global customers simultaneously achieve business and sustainability goals, and it’s how Dell Technology Rotation was born. Dell Technology Rotation is a business strategy and solution that allows organizations to implement regular refresh cycles, helping IT contribute to the circular economy, Improve productivity and security, and maintain liquidity. With a proactive plan to refresh assets, Dell Technology Rotation also refurbishes or recycles assets at the end of their useful life, helping overcome challenges throughout the full technology lifecycle. Customers like Cegal use Dell Technology Rotation to:
“Dell Technologies brand is well-known. This, together with their payment solutions, flexible pricing, and sustainability, makes them a great partner for us and our growing business,” shares Lars Bjørnar Jøssang, Procurement Manager, Cegal. Sustainable and State-of-the-art TechnologyWhen it comes to technology and e-waste – the recycling of electrical and electronic equipment – we can once again look to Norway and Cegal for guidance. Cegal provides IT and consulting services to regional oil and gas companies and is helping the energy sector migrate from fossil fuels to green sources. Cegal’s dedication to sustainability started with its own organization, adopting a sustainable approach to IT internally and to its customer base. Cegal’s deployment of Dell Technology Rotation contributes to the circular economy and minimizes e-waste while also ensuring state-of-the-art technology. That’s because Dell Technology Rotation enables Cegal to rotate storage and data protection platforms every four years, providing cutting-edge storage and security for mission-critical customer data. These continuous technology refreshes help Cegal support its high-stakes energy customers with four-hour mission-critical support on all of its Dell PowerScale units and near 100% uptime. At the end of the four years, Dell Technologies refurbishes, cleanses, and then remarkets up to 95% of the assets, giving them a second life. Dell recycles the remaining five percent in adherence with local regulatory guidelines. “It was a differentiator for us that Dell Technologies had a program that allowed us to return equipment for refurbishment when it’s no longer in use. This way, we know that we’ve reduced waste and that components are reused,” comments Jøssang. Financial Liquidity Fuels Business GrowthWhile sustainability is crucial, organizations also need financial liquidity – a vital enabler of business growth and innovation. Without it, business growth can be stifled and market opportunities missed. Dell Technology Rotation increases liquidity by moving IT from a CapEx model to an OpEx model. That preserves cash and translates into a low initial investment, allowing organizations to pay for technology over time while also reducing the costs of deployment, services, and maintenance. For Cegal, flexible finance payments spread over four years help to increase the cash available for other business priorities. “We want to be asset light so we’re looking at making more investments with an OpEx model rather than a CapEx model. It definitely brings advantages to a business like ours,” says Kjetil Anundsen, Director of Group Finance, Cegal. Advancing Business and SustainabilityWe can all learn from Norway and Cegal, both real-world proof points of environmental stewardship in action. Dell Technology Rotation is providing a simple way for IT-centric organizations like Cegal to participate in the circular economy, save costs, and advance sustainable practices. Previously, sustainability initiatives were viewed as a hefty investment and perceived as costly to organizations. Many organizations believed something else had to be sacrificed to be environmentally responsible. Dell Technology Rotation has changed that, enabling organizations to combine sustainability, financial and operational goals. That allows organizations around the world to advance both business and sustainability initiatives – for business, people, and the planet. Learn more about Dell Technology Rotation. Read the Cegal customer story. See how to create IT business value while advancing sustainability initiatives. Read about Dell Technologies’ commitment to sustainability. About the Author: Colin KeaneyColin Keaney joined Dell in April 2011 as Chief Financial Officer (CFO) for Dell Financial Services EMEA. He was part of the management team who established Dell Financial Services’ captive operation in EMEA which included the setting up of a regulated bank. In May 2014 Colin took up the role of Global CFO and then in April 2023, Colin became the Global President for Dell Financial Services. IntroductionCritical minerals have become strategic inputs for a successful clean energy transition, as well as for economic development and national security. A future powered by low-carbon energy sources and protected by a technologically advanced military is one that will be heavily dependent on minerals. As such, demand for minerals is expected to grow over the coming decades, and mining will become a central theme in international development discourse. According to different clean energy scenarios modeled by the International Energy Agency, the demand for each of the five most important critical minerals (i.e., lithium, cobalt, nickel, copper, and neodymium) will likely increase between 1.5 and 7 times by 2030. Meeting this rising demand will require scaling existing operations and developing hundreds of new projects. To this end, Latin America—which holds considerable reserves of copper and lithium, supplying 40 and 35 percent to the global market, respectively—has attracted significant investments in mining. Between 13 and 19 percent of foreign direct investment in the region has gone to the mining sector. Unfortunately, many of the mining projects have been associated with environmental destruction, corruption, dubious economic returns, and the unfair distribution of benefits. According to the UN Economic Commission for Latin America and the Caribbean, the region has the most mining-related socioeconomic conflicts worldwide. Many of these minerals are found in areas that are environmentally sensitive, with important biodiversity and sources of water. Closing the gap in mineral demand will have to be carried out in a manner that empowers local communities around the mines and does not exploit natural resources. As the race to secure critical minerals continues, there should be careful consideration of environmental, social, and governance (ESG) concerns. The Importance of ESG Standards in MiningThe international community has developed an assortment of toolkits and guides to inform projects. The Group of Twenty, the Organization for Economic Cooperation and Development, World Bank, and the International Monetary Fund offer resources that detail how to avoid disputes, build trust, and properly secure access to essential resources. The private sector has also developed their own guidelines. For instance, the International Council on Mining and Metal has released many practical resources to help the industry in this area. The principles observed throughout such products strongly emphasize upstream planning, good governance, and enabling conditions. These same elements stress the importance of positively impacting environmental, social, and economic outcomes. Applying best practices is not merely a nicety but a cost-saving endeavor. When there is a failure to adopt advisable practices, there is a greater potential for costly conflict. A 2014 study by the University of Queensland’s Centre for Social Responsibility in Mining attempted to quantify the cost of conflict with local communities. One case study saw an estimated $20 million loss in net present value for every week of delayed production. Consulting with local communities early on and incorporating best practices throughout the mining process can mitigate these risks. One positive development is the June 2022 announcement of the Minerals Security Partnership (MSP), an initiative by Australia, Canada, Finland, France, Germany, Japan, South Korea, Sweden, the United Kingdom, the United States, and the European Union to increase mineral production. Its goal is “to promote responsible growth across the critical minerals sector via a shared commitment to high [ESG] standards; sustainability; and shared prosperity.” The MSP will be an important conduit to bolster mineral supply chains in a manner that meets high ESG standards. However, implementing these high standards will require the efforts of both the public and private sectors. Sources of Conflict in Mining OperationsThe conflict surrounding mining projects primarily derives from insufficient consultation with affected communities, the inequitable distribution of socioeconomic benefits, and environmental objections (see Box 1). The communities that live near mineral deposits are often poor and experience their own a set of unique socioeconomic problems. A report by the Inter-American Development Bank cites “deficient planning” as a consistent source of setbacks for mining projects. There are several typical stages in the mining value chain: exploration, extraction, processing, transportation, and sales. Ideally, closure and remediation conclude the mining lifecycle. Conflict, malpractice, and missed opportunities can occur at any point in the minerals value chain, so thoughtful planning is necessary at each stage to account for all potential issues. Having clear and detailed ESG standards is insufficient to protect Indigenous groups and the environment. Without the participation of both the public and private sector, conflicts will continue to arise throughout the value chain, costing both the mining companies and the local communities affected by their actions. The enforcement of these principles cannot be the sole responsibility of the mining company; commercial pressure and empowered regulators also have their roles in leveraging mining as a development tool. Institutional capacity, which varies widely, determines the degree to which suggested or required practices are administered. Regional and local governments tend to lack the technical capacity, personnel, and budgetary resources to effectively address illegal activity and provide adequate land governance, law enforcement, and public services. In many instances, the process of land titling and registration at the subnational level is not well defined, leading to land grabs and clashes with local communities and Indigenous people. Often, areas that are delimited for Indigenous ethnic groups and natural parks are not safeguarded. This is partly because laws and governing principles are typically created at the federal level, not in the municipalities charged with enforcing the law. Due to a lack of institutional capacity, local governments are often unequipped to enforce laws or combat illegal mining. This creates a low-risk environment that enables legal mining entities not to adhere to espoused ESG guidelines and encourages illegal mining activity (any such activity that takes place without receiving state permission, such as land rights or exploration permits). This has resulted in illegal mining into protected areas and the displacement of Indigenous people in many regions. For example, Interpol found that Bolivia and Colombia are major sources of illegal gold, while Ecuador, Panama, and Peru are both sources and processing centers for illegally extracted ores. Illegal mining is highly associated with transnational criminal activity, as well as with human rights violations, environmental degradation, and corruption. Like many illicit activities that exist where rule of law or enforcement capacity is weak, it is a symptom of inadequate governing authority and a lack of alternate employment opportunities. Abandoned or improperly closed mines are attractive to illegal mining operations. Proper closure protocols have not always been common practice and remain underutilized. Nearly a quarter of jurisdictions globally do not require mine closure plans, according to a 2019–2020 survey conducted by the Intergovernmental Forum on Mining, Minerals, Metals, and Sustainable Development. Only 45 percent of the IGF member governments that responded to the survey require companies to provide adequate financial assurance for rehabilitation and other closure costs. Failure to effectively manage a post-mining transition can result in unnecessary, lasting damage to local communities and the environment around them. Great Power Competition in MiningPolitical leaders in Latin America are eager to unlock the potential of their natural resources, even if it means awarding bids to China’s state-controlled mining operations. China has experienced undeniable success in the region. According to the American Enterprise Institute’s China Global Investment Tracker, 21 percent of the $148.9 billion Chinese entities invested in Latin American and Caribbean countries between 2005 and 2022 was in the mining and metals sector. In January 2023, a consortium of the Chinese firms, Contemporary Amperex Technology, Guangdong Brunp Recycling Technology, and CMOC Group, won the rights to extract Bolivia’s lithium deposits. The $1 billion investment is estimated to yield 50,000 metric tons of battery-grade lithium carbonate per year. Moreover, China has invested over $10 billion in Peru’s mining industry and now owns two of Peru’s five largest copper mines. China’s mining advancements in Latin and South America should concern environmentalists and humanitarians as much as it worries national security policymakers. Chinese companies frequently fail to conduct adequate environmental impact assessments or consult with local Indigenous communities. A 2023 report presented to the UN Committee on Economic, Social, and Cultural Rights documented 14 cases in Latin America where Chinese companies committed environmental destruction or violated human rights. Western firms are certainly not all without incidents and controversies, but none of the top ESG performers, according to trade publication Mining Technology, are of Chinese origin. Western firms are ESG leaders in the industry and should continue innovating and implementing towards that end to better offer alternatives to Chinese investments. U.S. companies are competing against Chinese state-subsidized companies that do not adhere to the more stringent ESG standards or anticorruption requirements Western firms must abide by. Though Chinese regulators are working to standardize corporate ESG disclosure reporting, the Guidance for Enterprise ESG Disclosure that took effect in June 2022 mostly requires data reporting and complying with (often weak) local regulations. Rather than doing the minimum required by the host country, U.S. companies usually maintain high standards wherever they operate. Western firms are more likely to incorporate community engagement and consultation, while Chinese firms had 23 allegations of insufficient consultation from January 2021 to December 2022. It was not until May 2023 that the China Chamber of Commerce of Metals, Minerals & Chemicals Importers & Exporters (CCCMC), launched a pilot consultation mechanism. It is in U.S. companies’ interest to build the capacity of local governments, which would give these companies a comparative advantage over Chinese state-subsidized firms. The United States cannot make China's offers less financially attractive for host nations. A level playing field will never be achieved so long as there is the possibility of a firm underbidding others by cutting corners on ESG best practices. Navigating the stakeholder landscape to achieve this will require collaboration among government officials, corporations, and local communities. Additionally, in instances where companies do not self-regulate, government authorities could develop traceability programs. Accessibility leads to transparency, which improves adherence to best practices. While traceability is not a substitute for good governance and strong rule of law, increasing transparency does support and Improve governance. Western companies and the U.S. government cannot do due diligence if knowledge of relevant supply chains is lacking. Moreover, as global consumers and investors become increasingly conscious of ESG goals, companies that demonstrate their dedication to these principles can attract more capital. Traceability may give consumers and end users the information needed to shape the market in a way that rewards ESG best practices even when host countries lack the capacity to do so. ConclusionImplementing ESG best practices will make the Latin American region more stable and prosperous. The sooner such practices are well established, with all stakeholders in the mining value chain adhering to them, the less exploitation and environmental conflict there will be. In this regard, U.S.-based companies should view responsible mining and the implementation of ESG standards not as a burden, but as a selling point. Fortunately, many firms already share this perspective, and aim high by going beyond the minimum standards. Yet there is still work to be done throughout the entire mine-to-market value chain to enhance the comparative advantage of firms that are ESG-conscious. Companies, regulators, and end users need to collaborate to continue moving in the right direction. Romina Bandura is a senior fellow with the Project on Prosperity and Development at the Center for Strategic and International Studies (CSIS) in Washington, D.C. Austin Hardman is a research assistant with the Project on Prosperity and Development at CSIS. This white paper was made possible by support provided by the Rio Tinto Group and was informed by a roundtable of experts held on July 26, 2023, also made possible by support from the Rio Tinto Group. MISSISSAUGA, Ontario, Nov. 17, 2023 (GLOBE NEWSWIRE) -- Next Hydrogen Solutions Inc. (the "Company" or “Next Hydrogen") (TSXV:NXH, OTC:NXHSF), a designer and manufacturer of electrolyzers, is pleased to report its financial results for the third quarter ended September 30, 2023. “The focus for 2023 is to (1) achieve significant improvement in our product line, (2) demonstrate our second-generation product line, and (3) generate significant market traction,” said Raveel Afzaal, President and CEO of Next Hydrogen. “We are well capitalized to achieve these objectives which will put us in a very competitive position for growth in 2024. The recently announced improvement in cell performance, new blue-chip industry partners such as Casale, GE and a $7.7M agreement for a nuclear application are helping us advance strongly towards our 2023 objectives.” Q3 2023 Financial Highlights
Management is proud to highlight several recent milestones that demonstrate significant recent progress:
For a more detailed discussion of Next Hydrogen’s third quarter results, please see the Company’s financial statements and management’s discussion and analysis, which are available on the Company’s website at nexthydrogen.com or on SEDAR at www.sedar.com. In addition, to better understand our achievements from 2022 and the outlook for 2023, please refer to the CEO letter included in the 2022 year-end MD&A using the following link: https://nexthydrogen.com/wp-content/uploads/2023/05/Next-Hydrogen-2022-MDA-FINAL.pdf About Next Hydrogen Founded in 2007, Next Hydrogen is a designer and manufacturer of electrolyzers that use water and electricity as inputs to generate clean hydrogen for use as an energy source. Next Hydrogen’s unique cell design architecture supported by 40 patents enables high current density operations and superior dynamic response to efficiently convert intermittent renewable electricity into green hydrogen on an infrastructure scale. Following successful pilots, Next Hydrogen is scaling up its technology to deliver commercial solutions to decarbonize transportation and industrial sectors. Contact Information
Cautionary Statements ![]() THE COLONY, Texas, Nov. 14, 2023 (GLOBE NEWSWIRE) -- Quest Resource Holding Corporation (NASDAQ: QRHC) ("Quest"), a national leader in environmental waste and recycling services, today announced financial results for the third quarter ended September 30, 2023. Third Quarter 2023 Highlights
Year-to-Date 2023 Highlights (September 30, 2023)
“Gross profit dollars for the third quarter increased slightly in comparison with the prior year but were below our expectations for sequential growth. We estimate that gross profit dollar contribution from RWS was approximately $800,000 below our expectations. This included approximately $500,000 of unfavorable adjustments to costs of sales, which were identified during the process of completing the systems integration of RWS. In addition, we had a billing adjustment of approximately $400,000 for a large, quickly-ramping customer. Excluding these adjustments, our business performed well and was in line with results from the second quarter. We’ve taken action to Improve the efficiencies of RWS and estimate $1.7 million in annualized cost savings beginning in the fourth quarter of this year,” said S. Ray Hatch, President and Chief Executive Officer of the Company. “While the pace of adding new business has been slower than we would have liked, we are encouraged by recent progress and expect sequential growth in gross profit dollars for the fourth quarter. Additionally, in recent months we have seen a noticeable uptick in the number and size of opportunities in our pipeline. Due to our initiatives, we expect to end the year strong, as a ramp of new business from both new and existing customers offsets what is normally a seasonally weaker quarter. In addition, we continue to build our operating platform, investing in capabilities, which will enable us to drive operating efficiencies and to continually enhance our customer service. Importantly, our outlook for profitable growth in fourth quarter and 2024 remains positive.” Third Quarter 2023 Earnings Conference Call and Webcast Quest will conduct a conference call on Tuesday, November 14, 2023, at 5:00 PM ET, to review the financial results for the third quarter ended September 30, 2023. Investors interested in participating on the live call can dial 1-855-327-6837 or 1-631-891-4304. The conference call, which may include forward-looking statements, is also being webcast and is available via the investor relations section of Quest’s website at https://investors.qrhc.com/investors. A replay of the webcast will be archived on Quest’s investor relations website for 90 days. Reconciliation of U.S. GAAP to Non-GAAP Financial Measures In this press release, non-GAAP financial measures, "Adjusted EBITDA," and “Adjusted Net Income” are presented. From time-to-time, Quest considers and uses these supplemental measures of operating performance in order to provide an improved understanding of underlying performance trends. Quest believes it is useful to review, as applicable, both (1) GAAP measures that include (i) depreciation and amortization, (ii) interest expense, (iii) stock-based compensation expense, (iv) income tax expense, and (v) certain other adjustments, and (2) non-GAAP measures that exclude such items. Quest presents these non-GAAP measures because it considers them an important supplemental measure of Quest's performance. Quest's definition of these adjusted financial measures may differ from similarly named measures used by others. Quest believes these measures facilitate operating performance comparisons from period to period by eliminating potential differences caused by the existence and timing of certain expense items that would not otherwise be apparent on a GAAP basis. These non-GAAP measures have limitations as an analytical tool and should not be considered in isolation or as a substitute for the Company's GAAP measures. (See attached tables "Reconciliation of Net Loss to Adjusted EBITDA" and “Adjusted Net Income Per Share”). About Quest Resource Holding Corporation Quest is a national provider of waste and recycling services that enable larger businesses to excel in achieving their environmental and sustainability goals and responsibilities. Quest delivers focused expertise across multiple industry sectors to build single-source, client-specific solutions that generate quantifiable business and sustainability results. Addressing a wide variety of waste streams and recyclables, Quest provides information and data that tracks and reports the environmental results of Quest’s services, gives actionable data to Improve business operations, and enables Quest’s clients to excel in their business and sustainability responsibilities. For more information, visit www.qrhc.com. Safe Harbor Statement This press release contains forward-looking statements within the meaning of Section 21E of the Securities Exchange Act of 1934, as amended, which provides a "safe harbor" for such statements in certain circumstances. The forward-looking statements include, but are not limited to, our expectation that our momentum will continue through the rest of the year, our belief that we are well positioned to continue to weather a challenging economic environment, execute our growth strategies and our positive outlook for profitable growth during 2023 and the next year. actual events or results could differ materially from those discussed in the forward-looking statements as a result of various factors, including, but not limited to, competition in the environmental services industry, the impact of the current economic environment, the spread of major epidemics (including Coronavirus) and other related uncertainties such as government-imposed travel restrictions, interruptions to supply chains, commodity price fluctuations, and extended shut down of businesses, and other factors discussed in greater detail in our filings with the Securities and Exchange Commission (“SEC”), including our Annual Report on Form 10-K for the year ended December 31, 2022. You are cautioned not to place undue reliance on such statements and to consult our SEC filings for additional risks and uncertainties that may apply to our business and the ownership of our securities. Our forward-looking statements are presented as of the date made, and we disclaim any duty to update such statements unless required by law to do so. Investor Relations Contact: Three Part Advisors, LLC Financial Tables Follow
(1) Applicable to common stockholders
![]() Admissions informationApplications to the graduate programs in the Department of Geography and Spatial Sciences, the Department of Earth Sciences, and the School of Marine Science and Policy are evaluated on the basis of the applicant's undergraduate record, TOEFL scores (if applicable), and three letters of recommendation. The Department of Earth Sciences will consider qualified applicants without a previous degree in geology, although preliminary work may be required. Prospective graduate students should explore CEOE faculty research interests on their webpages to find potential advisors. (Faculty pages are linked from each of their departments.) Applicants are encouraged to contact faculty members working in areas that interest them. All graduate applicants should submit the following:
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