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Exam Code: CJE Practice exam 2023 by Killexams.com team
CJE Certified Jenkins Engineer (CJE)

Exam Specification: CJE Certified Jenkins Engineer (CJE)

Exam Name: CJE Certified Jenkins Engineer
Exam Code: CJE
Exam Duration: 90 minutes
Passing Score: 75%
Exam Format: Multiple-choice and hands-on exercises
Exam Delivery: Online proctored exam

Course Outline:

1. Introduction to Jenkins
- Overview of Jenkins and its importance in the software development lifecycle
- Understanding the key concepts and terminology of Jenkins
- Exploring the benefits of using Jenkins for continuous integration and continuous delivery

2. Jenkins Installation and Configuration
- Installing and setting up Jenkins on various platforms
- Configuring Jenkins and managing system requirements
- Understanding security considerations and user management in Jenkins

3. Building Jobs and Pipelines
- Creating and configuring Jenkins jobs
- Understanding the different types of Jenkins pipelines (Scripted Pipeline, Declarative Pipeline)
- Implementing advanced features in Jenkins pipelines (Parallel execution, stages, triggers, etc.)

4. Source Code Management and Integration
- Integrating Jenkins with various source code management systems (Git, SVN, etc.)
- Configuring and managing source code repositories and branches
- Implementing best practices for version control and code integration in Jenkins

5. Build Automation and Testing
- Implementing build automation using Jenkins
- Configuring and running automated tests in Jenkins
- Integrating Jenkins with testing frameworks and tools

6. Continuous Integration and Delivery
- Implementing continuous integration and delivery processes using Jenkins
- Setting up build triggers and scheduling jobs in Jenkins
- Automating deployment and release processes in Jenkins

Exam Objectives:

1. Understand the concepts and principles of Jenkins in the software development lifecycle.
2. Install and configure Jenkins and manage its system requirements.
3. Create and configure Jenkins jobs and pipelines.
4. Integrate Jenkins with source code management systems.
5. Implement build automation and testing in Jenkins.
6. Establish continuous integration and delivery processes using Jenkins.

Exam Syllabus:

Section 1: Introduction to Jenkins (10%)
- Overview of Jenkins and its role in the software development lifecycle
- Key concepts and terminology of Jenkins
- Benefits of using Jenkins for continuous integration and delivery

Section 2: Jenkins Installation and Configuration (20%)
- Installation and setup of Jenkins on various platforms
- Configuration of Jenkins and management of system requirements
- Security considerations and user management in Jenkins

Section 3: Building Jobs and Pipelines (25%)
- Creation and configuration of Jenkins jobs
- Types of Jenkins pipelines (Scripted Pipeline, Declarative Pipeline)
- Implementation of advanced features in Jenkins pipelines

Section 4: Source Code Management and Integration (15%)
- Integration of Jenkins with source code management systems (Git, SVN, etc.)
- Configuration and management of source code repositories and branches
- Best practices for version control and code integration in Jenkins

Section 5: Build Automation and Testing (15%)
- Implementation of build automation using Jenkins
- Configuration and execution of automated tests in Jenkins
- Integration of Jenkins with testing frameworks and tools

Section 6: Continuous Integration and Delivery (15%)
- Implementation of continuous integration and delivery processes using Jenkins
- Setup of build triggers and job scheduling in Jenkins
- Automation of deployment and release processes in Jenkins

Certified Jenkins Engineer (CJE)
CloudBees Certified approach
Killexams : CloudBees Certified approach - BingNews https://killexams.com/pass4sure/exam-detail/CJE Search results Killexams : CloudBees Certified approach - BingNews https://killexams.com/pass4sure/exam-detail/CJE https://killexams.com/exam_list/CloudBees Killexams : Search MotorTrend Certified Cars No result found, try new keyword!MOTORTREND Certified Vehicles gives you the option to buy a near-new car, at a significantly lower price with new-car piece of mind. All MOTORTREND CERTIFIED VEHICLES come with a comprehensive ... Fri, 12 Feb 2021 18:32:00 -0600 text/html https://www.motortrend.com/certified/ Killexams : Inside eVTOL Certification: A Q&A With the Deputy CTO of Lilium

Within the eVTOL landscape, regulatory compliance and airworthiness certification present unique challenges. Bhavesh Mandalia, Chief Airworthiness Officer and Deputy CTO at Lilium, in a recent interview with Avionics International, discussed how the company navigates this complex environment, detailing its innovative certification approach, dedication to safety, distinctive technology, and the journey towards obtaining Design Organization Approval (DOA). As the industry continues to take shape, Lilium's pioneering efforts offer a glimpse into the future of air mobility.

Lilium's Bhavesh Mandalia talks about the team’s strategies for achieving airworthiness certification and compliance with evolving aviation regulations. He also highlights their unique technology, a strong commitment to safety, and future goals in the dynamic eVTOL industry. (Photos: Lilium)

Avionics: Could you provide an overview of Lilium's approach to achieving airworthiness certification and ensuring compliance with aviation regulations? Are there any unique challenges Lilium has faced in this process?

Bhavesh Mandalia: With certification, we've been engaged with two different authorities—EASA, the authority here in Europe, and the Federal Aviation Administration in the U.S. This was quite important for us, because both authorities have been developing a relatively new regulatory landscape for electric VTOL aircraft. It's important for us to establish a good relationship as early as possible with them, which takes some years for a new applicant. Lilium applied for EASA type certification very early, back in 2017, and applied for type certification validation with the FAA shortly after.

EASA has broken down the certification process into 18 different disciplines, which is good for us. All disciplines come together to form the aircraft but enable us to group certification activity with focus on a particular area. Therefore, we can work on parallel certification streams with different EASA experts. 

We've constructed our teams to work with these individual areas of discipline for certification, which has been important for us. It's helped us progress well with the evolving requirements. When we compare what we're doing now with conventional aviation, developing an aircraft when you still have some fluidity with the regulations is quite a unique challenge to have. 

Equally, establishing an early relationship with the regulator has helped us to learn with them and to use our product and some of our key learnings to actually influence the regulations, which is always positive. It's difficult, I think, for regulators to put new regulations together without actually seeing what they look like when they're applied. So we've used a lot of our research and development activities to help them evolve as well. 

Avionics: Lilium recently completed the fourth and final Design Organization Approval audit by EASA. Could you share some details about this achievement and the key factors that contributed to the team’s success?

Mandalia: The DOA process in the European regulation framework is a prerequisite to develop and certify a new aircraft, and also for organizations that want to keep aircraft airworthy by implementing changes and repairs once they're in service. EASA has recently made a number of updates to the regulation governing initial airworthiness known as EASA Part 21, to introduce a Safety Management System and a risk-based system to help determine their level of involvement within certification activities. 

We've been working with EASA since 2017 on our DOA approval. We've had four audits. The fourth and final one was this year, and each audit has progressively focused on a different area of our organization, such as the company structure, how we approve our people, and how we approve our suppliers. As we've evolved as an organization and our product has evolved, the types of audit are changing. The second audit was more about certification activity and how we manage configurations of the aircraft. The third one was more on how we start the real compliance demonstration. The final one was about some of the deliverables that we would provide as part of the aircraft, including manuals on how to train people to operate and maintain the aircraft, and also to keep the aircraft airworthy.

We passed the audit, and as the regulations have evolved, we've actually tailored our DOA to be more specific for developing this type of electrically propelled, vertical take-off and landing aircraft. That's been quite important for us instead of just putting together something that was more generic. 

I think successfully completing this last audit is a really good testament that we have competent people within the organization but also a structure that's credible enough to certify such an aircraft. This is an important milestone for us because ultimately having a DOA approval will demonstrate to people that we're a credible aerospace company; that is quite key in everything that we're doing. 

For me, the DOA process is not new. This is actually the fourth approval I've been involved in with my career starting from scratch, and every single one is different, even though the regulations you have to comply with are the same. The approach is based on the type of product that you're working with. Therefore, there's a lot more emphasis on electrification and the use of new technology within our DOA, which is somewhat different to conventional aviation. The next steps now are to work to close off any open actions that we have and then get our DOA later this year.

Avionics: As Chief Airworthiness Officer, you play a crucial role in ensuring the safety and reliability of Lilium's eVTOL aircraft. How does the company address safety considerations?

Mandalia: Like any aerospace company developing an aircraft that people will be using as a mode of transport, safety is a crucial component in order for our aircraft to meet the highest safety objectives. Within Europe, EASA has decided to prescribe the same level of safety as they do for any commercial aircraft. Essentially, the probability of what we call a catastrophic failure is one in a billion flight hours, or 1x10-9

The other important element for us as an organization is the implementation of the safety culture. EASA have recently introduced what they're calling a safety management system. Most of the leadership team we have, including myself, are from large aerospace organizations where we're already used to working with such a safety culture, and we already have systems implemented. For most of us, this was just a way of formalizing how we work with safety, but we consider multiple different areas within safety in our organization, and we also promote this and train our people to follow the same mantra. That includes design—the safety of the design, meeting the standards for airworthiness—and safety of the product, so that within the production organization system, it also has its own safety management element. Safety in operations—as we design, develop, and manufacture the product, we also have to ensure it's safe to operate the product by aircrew and for people traveling on it. Safety for our employees—we operate in a safe environment, we make sure the office space is safe for them and we also make sure that the environment that they operate in is safe. 

We employ something called a "just culture." We encourage people to report anything that they feel has gone wrong or could potentially go wrong and could impact either other people or the safety of the product that we're developing. 

We also have safety of our customers; that's the end goal, and we have organizational safety as well. These are important aspects of what we do. We make it very easy for our people to actually report items of safety as well and ensure that they have a good area where they can learn about why safety is so important, because we have a number of people in our organization that are from outside of aerospace. 

We've created what we call the Lilium Safety Hub, which is a repository on our intranet system, where we have a number of resources, including our safety policy, and also self-learning and training that people can take in addition to those that we mandate for safety—all of those elements of the Safety Management System which we have introduced under our DOA. For my position, because I'm something they call a regulatory postholder, if something goes wrong, I'm accountable for the certification and safety of the product. That's quite key, and it's taken very seriously, even as a new company.

Avionics: What differentiates Lilium's technology from others in the eVTOL industry, and how does the company maintain a competitive edge in this dynamic landscape?

Mandalia: I'll mention something that I think is quite unique, which you don't necessarily hear other people talking about: customer comfort and customer experience. More recently, we've been advertising the quality of our cabin, and in addition to meeting the important safety requirements for the cabin, we also need to ensure that the customer experience is positive. This is why we have essentially the largest cabin on the aircraft with the ability to configure the cabin in multiple ways to suit the needs of the customer—the four-seater plush VIP-style club configuration, or the six-seater shuttle configuration. We're also offering different color schemes and various other bits and pieces, and it's quite a comfortable environment. I think that's one of the key differentiators that's quite important. 

We have multiple Electric Ducted Jet Engines, which is different to what the competitors have; most of them have open rotors. The use of multiple Electric Ducted Jet Engines introduces a number of benefits for our aircraft. Firstly, they are quieter when compared to open rotors, which will enable us to operate our aircraft around the clock and in areas where they have noise restrictions.

Secondly, having multiple ducted fans provides redundancy to meet the highest safety standards but also adds resilience against things like bird strikes which tend to be more common when flying at lower altitudes like eVTOL aircraft will. 

Thirdly, this architecture provides great cruise efficiency which is why we are targeting regional air mobility for our product.

We have 30 engines on the aircraft in total. It means we have a lot of redundancy. So if we were to have any failures on the aircraft, we have multiple engines that keep the aircraft airborne and continue to its original destination or to an alternative. The aircraft can still continue to fly with certain engines damaged. That was quite important for us as well—having this kind of architecture. 

We're actually developing our own battery cells instead of opting to procure something that's already out there and off the shelf. Some of this is because we want to develop something that is unique and something that is specific to our needs and the operational needs of our aircraft. Secondly, the regulators—particularly EASA—has set the bar very high with regard to safety standards for batteries and for technology. We don't feel, from what we've seen out there, that automotive batteries or lithium-ion batteries used for other technologies are meeting the standards that are necessary for airworthiness. Compare it to automotive: with a car, if you have an incident with the battery system, the car comes rolling to a stop. With an aircraft, if you have a major failure of the battery cells or the electrical system, you've got more of an issue at hand. As a result of that, EASA has set the bar quite high for cells. So we have to develop our own technology to meet the requirements.

Avionics: Looking ahead, what are Lilium's main priorities and focus areas for the upcoming year?

Mandalia: For my team in particular, one of the most important things is closing out the actions that remain for the DOA and receiving our DOA approval, which we're expecting later on this year. That one is quite big on the radar. 

The next thing for us is actually a certification program. The 18 different areas that I mentioned within EASA, we have certification plans for each of these areas which we've already shared with EASA. It provides EASA with an indicative level of involvement as well within these activities. We need to basically formalize the agreement with EASA and then move on to the next phase, which is the real demonstration of compliance and certification. 

Also within the next year, we will be going into production of our first prototype aircraft, which will be used for performing flight testing activities and ground testing, as well as other verification activities. In parallel with this, we'll also be continuing other analysis and demonstrations of compliance for the authority in alignment with the certification plans that we've already submitted to them. Those are some of our objectives as an organization. More importantly, aside from that is ensuring we have the right people. We've already demonstrated to EASA that we have highly competent people, but making sure we maintain that engagement of our workforce, and also continue to find the best talent out there—all of this is important for us to continue the momentum.

Avionics: Could you share some details about Lilium’s recent wind tunnel testing?

Mandalia: We performed one of the most complex wind tunnel testing campaigns recently where we had an active scale model of our aircraft in one of the wind tunnels here in the region. This is one of the models that we're using to provide us with data to validate that engineering is on the right track. This is something that we do to de-risk activities before we go into production and manufacture the full-scale aircraft. We used an active model with the engines running because having so many engines on the aircraft does have an impact on the airflow around the aircraft. So it's important that it's a representative model of what we're doing. We'll be using data from that to validate some of our other simulations that were put in place like, for example, for fluid dynamic models. For other simulations, we're using aerodynamics. We're working to demonstrate that the control laws and things that we've put together for the aircraft work before we actually put them into place on a real-life aircraft.

Q2 Shareholder Letter Updates

Lilium published its Q2 2023 shareholder letter this week. The company reports that it has hit key development and certification milestones to keep on track for the first manned flight of its type-conforming aircraft in late 2024. Lilium secured around $192 million in fresh financing, including a successful capital raise of $117 million mostly from new investors, leading to a $75 million pre-funding commitment from Aceville. The new financial resources, combined with existing funds, result in approximately $386 million of liquidity as Lilium steps into the second half of 2023. The funds will be instrumental for the development of the Lilium Jet. Future financing will prioritize non-dilutive funding. 

The recent capital raise is a significant endorsement of Lilium's technology, attracting more investors and accelerating commercial engagement. The firm is set to begin assembling the first Lilium Jet for systems integration validation. Meanwhile, progress on the aircraft design and testing and marketing initiatives continue. The Lilium Jet's cabin was a major draw at the 2023 Paris Air Show. Lilium also received a G-1 certification from the FAA, indicating the regulatory acceptance of its jet, and reports that interest from global markets, including China, is on the rise.

Wed, 26 Jul 2023 12:00:00 -0500 en text/html https://www.aviationtoday.com/2023/07/27/lilium-certification-journey/
Killexams : The guardrails approach is a flexible retirement withdrawal strategy: Here's how it works

Many experts recommend that people withdraw 4% from their retirement portfolio each year in order to make their retirement savings last. This much touted advice, however, may not hold true for today's retirees. While personal finance experts have relied on the 4% rule for years, a recent Morningstar report predicted that future retirees might have a higher chance of making their retirement savings last if they use a lower withdrawal rate.

Financial planner William Bengen first developed the 4% rule in 1994 by using historical returns of the stock market and a 30-year retirement horizon. The 4% rule dictates that people should withdraw 4% of their retirement portfolios in the first year, only adjusting for inflation each subsequent year. By using a portfolio of 50% stocks and 50% bonds, Bengen found that people with a 4% withdrawal rate had a 90% chance of success (which meant not running out of money during retirement).

Yet today's retiree's are facing an entirely different financial market.

While current retirees have experienced higher than expected stock market and bond returns over the past 30 years, researchers at Morningstar predict that future retirees might find themselves facing lower returns on bonds and stocks after the market's recent stellar performance.

This could mean a future decline in the value of people's retirement portfolios. The report recommends that retirees consider a lower withdrawal rate of 3.3% to ensure they don't run out of money in retirement.

Though researchers suggest a lower withdrawal rate with adjustments for inflation, retirees might also consider trying a more dynamic withdrawal approach. The guardrail approach is one such method. Below, Select explains what the guardrails approach is and how it works.

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What is the guardrails approach to retirement?

The guardrails approach, which was developed by financial planner Jonathan Guyton and professor William Klinger, requires that retirees change their withdrawal rate based on the performance of the market. This approach is designed to account for changes in the value of your portfolio. Your withdrawal rate will fall when the market is doing poorly or increase when it is doing well.

With the guardrails approach, people set a high guardrail and a low guardrail based on their target withdrawal rate. Therefore, when your withdrawal rate is above or below guardrails, you reduce or increase your withdrawal amount so you end up within the target withdrawal range.

"And if you think about driving your car down a road, you hit a guardrail, it does two things. It puts a ding in your car, and it changes your momentum so that instead of the momentum pushing you toward the edge of the road, it now starts to shift you back toward the middle where it's safe," said Guyton in a Morningstar interview.

Your guardrails are set at 20% above and below your withdrawal rate. For a target withdrawal rate of 5%, the lower guardrail is 4% and the upper guardrail is 6%. The target withdrawal range would be between 4 and 6%.

If your withdrawal rate falls outside your guardrails (after adjusting for inflation) you would take a 10% increase or reduction in your withdrawal amount. After taking the 10% adjustment, your withdrawal rate should be between the upper and lower guardrails. For example, if your retirement withdrawal rate is above 6% next year, you take the inflation-adjusted withdrawal amount and reduce it by 10% so your withdrawal rate is below 6%. 

Consider what would happen in a market downturn:

  • Year 1: If your portfolio is worth $1 million and your withdrawal rate is 5%, you withdraw $50,000.
  • Year 2: The value of your portfolio decreases to $800,000 and your normal withdrawal of $50,000, with an adjustment for inflation, would be more than 6% of your portfolio. This means you've hit a guardrail. You would then take the inflation-adjusted withdrawal amount (assuming 4% inflation) of $52,000 and reduce it by 10% so you would withdraw $46,800 which would be less than 6% of your portfolio.

It's important to note that the guardrails approach does not require that retirees cut their spending by 10% in a market downturn. Retirees often have different sources of income, such as a 401(k) or a traditional IRA. With a pre-tax retirement account like a traditional IRA and a 401(k), you do not pay taxes on your upfront contributions, but you pay taxes on the money when you withdraw it in retirement.

If you had to decrease your withdrawal amount by 10%, part of that reduction could come from the reduced amount of income tax you owe on your retirement withdrawals. 

When coming up with your retirement strategy it could be prudent to consult a financial planner to help find the optimal withdrawal rate and come up with what your guardrails would be.

Saving for retirement

You'll need to start building a retirement nest egg when you're young in order to have savings to draw upon in retirement. First off, you should focus on maximizing your 401(k) match. Some employers offer employees matching 401(k) contributions, typically between 2 and 4% of each paycheck. Your 401(k) contributions are made pre-tax and are automatically deducted from your paycheck.

After you've earned your 401(k) match, you might also consider opening an individual retirement account (IRA). With an individual retirement account, you'll have more choice in how you invest your money. An individual retirement account will typically supply you the option of investing in individual stocks, bonds, mutual funds and CDs. 

The two most popular retirement accounts are the Roth IRA and the traditional IRA. The major difference between a Roth IRA and a traditional IRA is how the accounts are taxed.

Contributions to a Roth IRA are taxed upfront, so the contributions can grow and be withdrawn tax-free. Contributions to a traditional IRA are not taxed until withdrawal. Roth IRAs have an income limit. In 2022 individuals making more than $144,000 and married couples filing jointly making more than $214,000 are not eligible to contribute to a Roth.

There are no income limits for traditional IRAs. Contributions to a traditional IRA are tax deductible (which means your contribution reduces your taxable income, and therefore the amount you owe in taxes) depending on your income and whether you have a retirement plan through work.

When Select analyzed over 20 different Roth IRA accounts, it found that Charles Schwab, Fidelity Investments, Ally Invest, Betterment and Wealthfront offered some of the best Roth IRAs. Select looked at which accounts had no (or a low) minimum deposit, commission-free trading of stocks and ETFs and the variety of investment options offered to find the best Roth IRAs.

Bottom line

Editorial Note: Opinions, analyses, reviews or recommendations expressed in this article are those of the Select editorial staff’s alone, and have not been reviewed, approved or otherwise endorsed by any third party.

Sun, 30 Jul 2023 06:34:00 -0500 en text/html https://www.cnbc.com/select/guardrails-approach-retirement-withdrawal-strategy-how-it-works/
Killexams : AANP Vs. ANCC: Choosing An NP Certification

Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our editors' opinions or evaluations.

Becoming a nurse practitioner (NP), a type of advanced practice registered nurse (APRN), requires significant education and training, as well as knowledge, skills and competencies. Aspiring NPs must be licensed registered nurses (RNs), hold a bachelor of science in nursing and complete a masters in nursing or a doctorate of nursing program graduate programs.

The last step on the long journey to becoming an NP is passing a national nursing certification exam in your specialization. Passing the right exam demonstrates your advanced clinical knowledge and skills and shows employers you can succeed as an NP in your specialty.

Two national organizations, the American Association of Nurse Practitioners (AANP) and the American Nurses Credentialing Center (ANCC), offer nurse practitioner certifications. You must pass a board certification exam from either AANP or ANCC to become an NP.

NPs specializing in family or adult-gerontology primary care can take either an AANP exam or an ANCC exam. For other practice specialties, like psychiatric-mental health, only one organization offers the relevant exam and credential.

Learn more about AANP vs. ANCC nursing certifications, and figure out which path is right for you.

AANP vs. ANCC

AANP and ANCC both offer NP certifications and board certification exams. AANP is a membership organization representing more than 121,000 nurse practitioners across North America. Its credentialing arm is the AANP Certification Board (AANPCB), which only offers NP certifications.

ANCC is an offshoot of the American Nurses Association (ANA), a professional group with 4 million members in the United States. ANCC administers certifications to both NPs and registered nurses with an associates degree or bachelor’s degree in nursing.

If you’re pursuing NP certification in family or adult-gerontology primary care, you can do so through AANPCB or ANCC. Other NP specializations do not offer a choice; you must take the relevant certification exam from whichever organization offers it.

For example, aspiring emergency nurse practitioners can only pursue certification through AANPCB. NPs seeking to specialize in psychiatric mental health, on the other hand, must earn their credentials through ANCC.

What Is the American Academy of Nurse Practitioners Certification Board (AANPCB)?

AANP created AANPCB, a nonprofit credentialing organization for nurse practitioners, to offer NP certifications in the following specialties:

  • Adult-Gerontology Primary Care Nurse Practitioner (A-GNP)
  • Family Nurse Practitioner (FNP)
  • Emergency Nurse Practitioner (ENP)

AANP members receive a $75 discount on AANPCB certification applications.

Certifications Offered by AANPCB

Adult-Gerontology Primary Care Nurse Practitioner (A-GNP)

The A-GNP certification demonstrates clinical knowledge of adults from age 13 until advanced age and end-of-life. This certification qualifies you for NP licensure specializing in adult patients. A-GNPs have demonstrated expertise and competencies in health assessment, pathophysiology, pharmacology, treatment and management of acute and chronic conditions, and evidence-based practice.

The certification’s competency-based exam includes 150 questions, including 15 pre-test questions that do not count toward your score. The test covers assessment, diagnosis, plan and evaluation domains, including questions about all age parameters. Online applications cost $240 for AANP members and $315 for nonmembers. Prices may change over time and discounts may be available for members of specific nursing organizations. Members should check with their association membership offices to see if discounts are applicable.

A-GNP applicants must hold an active RN license. Other eligibility requirements include a minimum of 500 graduate level clinical practicum hours and successful completion of a graduate or postgraduate adult-gerontology primary care nurse practitioner program at an accredited school of nursing.

To find out more about earning RN licensure, review our guide on how to become an RN.

Family Nurse Practitioner (FNP)

The FNP certification qualifies holders to apply for a state license to practice as an FNP offering primary care across the life span, from prenatal patients to older adults.

The competency-based exam includes 150 questions (135 scored questions and 15 unscored pretest questions). The test assesses knowledge of various age and practice domains like assessment, evaluation, diagnosis and planning. It covers courses like cultural competence, crisis management, pain management and anatomy.

FNP applicants with AANP memberships pay $240 to apply online, while nonmembers pay $315. Eligibility requirements for the FNP include an active RN license, completion of a graduate or postgraduate family nurse practitioner program at an accredited school and at least 500 clinical hours.

To learn more, see our guide on how to become a family nurse practitioner.

What Is the American Nurses Credentialing Center (ANCC)?

As part of ANA, ANCC offers various certifications to help NPs and RNs advance their careers. ANCC’s NP certifications include:

  • Adult-Gerontology Acute Care Nurse Practitioner Certification (AGACNP-BC®)
  • Adult-Gerontology Primary Care Nurse Practitioner Certification (AGPCNP-BC®)
  • Family Nurse Practitioner Certification (FNP-BC™)
  • Psychiatric-Mental Health Nurse Practitioner (Across the Lifespan) Certification (PMHNP-BC™)

In addition to providing certifications, ANCC also accredits healthcare organizations that offer or approve continuing education for nurses. ANCC recognizes healthcare organizations that encourage safe and effective nursing practice as well. ANA members can save $100 on ANCC’s NP certification application fees.

NP Certifications Offered by ANCC

Adult-Gerontology Primary Care Nurse Practitioner Certification (AGPCNP-BC)

ANCC’s AGPCNP-BC credential qualifies you to practice as an entry-level adult-gerontology primary care nurse practitioner. To qualify for the AGPCNP-BC, you must hold RN licensure and pass a national certification exam.

To obtain this credential, you must earn an accredited AGPCNP master’s in nursing, a DNP or a postgraduate certificate including at least 500 supervised clinical hours. Applicants must complete three APRN core graduate courses in advanced physiology or pathophysiology, advanced health assessment and advanced pharmacology.

The Accreditation Board for Specialty Nursing Certification provides accreditation for this certification, which requires renewal every five years. For initial certification, ANA members pay $295, and nonmembers pay $395. AANP members, AANP student members and Gerontological Advanced Practice Nurses Association (GAPNA) members also receive discounts.

The AGPCNP exam assesses competency in clinical knowledge and skills for this specialty. The competency-based test lasts 3.5 hours and includes 175 questions (150 scored and 25 unscored pretest questions). Questions cover the patient assessment process, plan of care and professional practice, spanning different age groups, body systems and drug agents.

You can take ANCC’s Adult-Gerontology Primary Care Nurse Practitioner Readiness Test to assess your preparedness for the official exam. You can use ANCC’s study aids to prepare for the test.

Family Nurse Practitioner Certification (FNP-BC)

ANCC’s FNP-BC credential qualifies you to apply for state licensure to work as a family nurse practitioner. This certification requires renewal every five years.

To earn this credential, you must pass the competency-based FNP-BC exam to demonstrate that you have the clinical skills and knowledge necessary for FNP work. The 3.5-hour test includes 175 questions (150 scored questions and 25 unscored pretest questions). exam content covers assessment, diagnosis, planning, implementation and evaluation with questions about different age groups, drug agents and body systems.

ANA members pay $295 for initial certification; nonmembers pay $395. AANP members, AANP student members and GAPNA members also receive discounts.

Eligibility requirements for the FNP-BC certification include a current RN license and an FNP master’s, postgraduate certificate or DNP from an accredited school. The FNP program must include 500 faculty-supervised clinical hours. Applicants must also complete three graduate-level APRN core courses covering advanced physiology or pathophysiology, advanced health assessment and advanced pharmacology.

You can take ANCC’s FNP readiness test to assess your exam readiness and to get a better idea of what to expect. ANCC also provides other study aids, including trial questions and a test content outline.

Frequently Asked Questions (FAQs) About AANP vs. ANCC

What is the difference between AANP and ANCC?

AANP and ANCC both offer national certification exams for nurse practitioners. AANP, a professional organization for nurse practitioners, only offers NP certifications. ANCC is a wing of ANA and offers certifications for RNs at various levels, including NPs.

What does certification for an NP mean?

NPs must earn certification to apply for a state license to practice their specialty. To obtain certification, you must pass a national board exam in your NP specialty area. You must also meet other requirements, including holding an RN license, earning a BSN degree and completing a graduate NP program with at least 500 clinical hours.

Tue, 15 Aug 2023 18:49:00 -0500 Liz Simmons en-US text/html https://www.forbes.com/advisor/education/ancc-vs-aanp-nursing/
Killexams : Certification Requirements

Certification now follows a rolling model for applications and approvals. If you have questions after reviewing this website, please contact cert@nullesa.org or 202-833-8773.

The period of certification lasts for 5 years, retroactive to the first day of the month the application was approved and expiring on the final day of the same month 5 years hence. ESA staff will communicate with you about your status beginning at least 60 days prior to expiration, and will additionally remind you to submit your CEU data on a regular basis.

If you currently hold a certification from pre-2021 and will expire the next June from now, you should recertify in the spring of the year your certification expires; if your certification expired in the previous June, you may still recertify or upgrade.

We allow 2 years’ grace periods to recertify or upgrade, but you will be required to pay a penalty fee if your certification has lapsed beyond that grace period. All recertifications at all levels (except Emeritus) cost $25 for ESA Members and $50 for non-members.

Starting in 2022, the penalty fee is the cost of recertification for each year of lapse, with the first 2 years waived if you recertify within 2 years. In other words:  

0 yr lapsed: $25 for recertify 

1 yr lapsed: $25 for recertify (1 yr of back recertification fees waived)  

2 yr lapsed: $25 for recertify (2 yr of back recertification fees waived)  

3 yr lapsed: $75 for recertify  

4 yr lapsed: $100 for recertify 

Minimum Education Requirements to Apply

Candidates for certification must have completed at least a bachelor’s degree or a higher degree in ecology or a related science. Completed undergraduate or graduate coursework must include the following, totaling 42 semester credit hours. Full requirements include areas of coursework and should include some core topics.

Eligibility per Level

Please use this table for a general overview of requirements; specifics for each category follow below. Following approval of the minimum CEU type requirements by the Board of Professional Certification, this table will list requirements to upgrade as well.

  Degree Requirement Professional Experience (Years)
Ecologist in Training Bachelor’s + 0
Cover Letter Detail: Career aspirations, highlights of research/work to date
Associate Ecologist Bachelor’s + 1
Cover Letter Detail: Field work, data skills, understanding of the human dimension in ecological systems
Ecologist Bachelor’s + 2 with master’s/doctoral degree; 5 with bachelor’s
Cover Letter Detail: Independent studies, complex data analyses, journal publication, report writing, oral presentations, understanding of the human dimension in ecological systems
Senior Ecologist Bachelor’s + 5 with doctoral degree; 10 with bachelor’s/master’s
Cover Letter Detail: Thorough knowledge of ecological theory and application, including the interdependence and impact of humans on ecosystem structure, function, and environmental change; written original contributions of original interpretation of ecological information; technical or organizational competence as evidenced by supervision of projects

Certified Ecologist and Senior Ecologist certification holders who hold that status for at least 10 consecutive years and are no longer working full-time may upgrade to each level’s respective Emeritus/ta designation. Contact cert@nullesa.org to learn more.

  • Professional experience accrues as soon as the minimum education requirements are met (typically with an appropriate bachelor’s degree). Professional experience during graduate studies shall be counted the same as any other professional experience regardless of whether it was undertaken during a degree program such as a master’s or doctoral program.
  • For recertifications, courses completed as part of a graduate degree program (or outside a degree program) may be counted toward continuing education in the appropriate category.
  • If courses during graduate training are used to satisfy the minimum education requirements, professional work experience may be counted after the last such course is successfully completed.
  • Provide an appropriate explanation of time spent in full-time employment (e.g. if working through school, during a gap year, etc.) in your application.
  • Length of experience will be evaluated only up to the application submission date.

Continuing Education

Please note that beginning 2021, all newly certified ecologists are required to complete 44 continuing education units over 5 years to be eligible for recertification or upgrade. Currently certified ecologists will be permitted to recertify or upgrade per their original requirements up to 2025; beginning with 2026, all recertifications and upgrades will require having met the CEU requirements. The ESA Board of Professional Certification approved this framework in January 2021.

Certified ecologists should report their CEU as they are earned, or at least on an annual basis. You can see how to do so here.

Interpretive leeway will be given to participants to identify suitable professional development opportunities per the requirements. ESA is partnering with other scientific organizations and training bodies to recommend opportunities for CEU in addition to the content that ESA provides — see the directory. Participants are encouraged to share ideas with staff as well.

Ethics and Professional Conduct

All ecologists certified by ESA shall conduct their activities in accordance with the ESA Code of Ethics and with the highest standards of professional conduct and personal honor.

Application Materials

You can review the full application requirements here.


Here are additional details about the requirements for each certification level.

Ecologist in Training

This category is for graduating students who have met the education requirements for ESA certification but do not have the required professional experience for the current certification categories. The basic requirement is:

  • A bachelor’s or higher degree in ecology or a related science from an accredited college or university.

A holder of the Ecologist in Training designation is encouraged to use the full term, “Ecologist in Training,” on business cards or in official signatures, but may use the initialism “EiT” if space limits require.

Associate Ecologist

This category is for ecologists in the early stages of their career. Course requirements may be met with post-baccalaureate courses from an accredited college or university, but professional experience may not be counted until all coursework requirements for certification are met. The basic requirements are:

  • A bachelor’s or higher degree in ecology or a related science from an accredited college or university.
  • At least one year of post-graduate professional experience gained in the performance of research or data analysis demonstrating technical competence in current application of ecological principles and/or theory.
  • Relevant experience should have been gained within the five years preceding application at this level. The Board will consider exceptions on a case-by-case basis; applicants whose relevant experience falls outside the five years should provide a detailed explanation of their professional experience outside of that time window in their cover letter.

A holder of the Association Ecologist designation is encouraged to use the full term, “Certified Associate Ecologist,” on business cards or in official signatures, but may use the initialism “CAE” if space limits require.

Ecologist

This category is for established professional ecologists.

  • A master’s degree or higher in ecology or a related science from an accredited college or university and at least two years of full-time equivalent professional experience after degree; OR at least five years of professional experience in addition to the education requirement for Associate Ecologist.
  • In addition to the one-year experience requirement for Associate Ecologist, candidates must also demonstrate the ability to perform professional work in ecology, as outlined in the table above. This professional work must follow completion of the education requirement for qualification at the Ecologist level.
  • Relevant experience should have been gained within the five years preceding application at this level. The Board will consider exceptions on a case-by-case basis; applicants whose relevant experience falls outside the five years should provide a detailed explanation of their professional experience outside of that time window in their cover letter.
  • Note that, beginning in 2022, Ecologist in Training or Associate Ecologist certification holders who achieve a relevant doctoral degree may upgrade to the Ecologist level without completing other CEU for that 5-year certification period.

A holder of the Ecologist designation is encouraged to use the full term, “Certified Ecologist,” on business cards or in official signatures, but may use the initialism “CE” if space limits require.

Certified Ecologist Emeriti

This category is for previously Certified Ecologists who are no longer working full-time. The requirements are:

  • Previously certified as a Certified Ecologist for at least 10 years, with no more than a total two-year lapse between periods of certification.
  • May no longer be employed full-time.
  • DO NOT USE THE APPLICATION FORM for this designation. Contact cert@nullesa.org if you are interested.

If the Certified Ecologist Emeritus/ta desires to depict certification on any official document, they are encouraged to use the term “Certified Ecologist Emeritus/ta.” This is meant as an honorary lifetime recognition and does not imply continued professional status. The initialism “CEE” is acceptable if space limits require.

Senior Ecologist

This category is for professional leaders in ecology who have established a track record of excellent contributions to the field in applied and analytical environments.

  • A doctoral degree in ecology or a related science from an accredited college or university and at least five years of full-time equivalent professional experience after degree; OR at least 10 years of professional experience after completion of the minimum education requirements for certification (qualifying bachelor’s degree or completion of required coursework in post-baccalaureate courses).
  • Course requirements may be met with post-qualifying degree (post-baccalaureate or post-master’s) courses from an accredited college or university, but professional experience may not be counted until all coursework requirements for certification are met.
  • Relevant experience should have been gained within the five years preceding application at this level. The Board will consider exceptions on a case-by-case basis; applicants whose relevant experience falls outside the five years should provide a detailed explanation of their professional experience outside of that time window in their cover letter.
  • Note that, beginning in 2022, Ecologist certification holders who achieve a doctoral degree may upgrade to the Senior Ecologist level without completing other CEU for that 5-year certification period.

A holder of the Senior Ecologist designation is encouraged to use the full term, “Certified Senior Ecologist,” on business cards or in official signatures, but may use the initialism “CSE” if space limits require.

Recertification applications at the senior ecologist level require only a cover letter and up-to-date CV if the applicant is, at the time of application, currently certified as a Senior Ecologist by ESA and a member of the Society in good standing.

Senior Ecologist Emeriti

This category is for previously certified Senior Ecologists who are no longer working full-time. The requirements are:

  • Previously certified as a Senior Ecologist for at least 10 years, with no more than a total two-year lapse between periods of certification.
  • May no longer be employed full-time.
  • DO NOT USE THE APPLICATION FORM for this designation. Contact cert@nullesa.org if you are interested.

If the Senior Ecologist Emeritus/ta desires to depict certification on any official document, they are encouraged to use the term “Senior Ecologist Emeritus/ta.” This is meant as an honorary lifetime recognition and does not imply continued professional status. The initialism “SEE” is acceptable if space limits require.

Wed, 18 Dec 2019 07:31:00 -0600 en-US text/html https://www.esa.org/certification/certification-requirements-checklist/
Killexams : ISSA Personal Training Certification: Cost, exam and More No result found, try new keyword!You’ll likely come across this popular certification course if you’re researching different CPT programs and which one might be right for you. It may be a leading choice, but how does an ISSA ... Wed, 26 Jul 2023 02:26:00 -0500 text/html https://www.si.com/showcase/fitness/issa-personal-training-certification-review Killexams : Certification Testing

Taking an exam is the final step to earning an ISA certification. Upon paying the exam fee, the application process is complete, and you have acknowledged that you meet the requirements listed below in numbers 1–3.

  1. Commit to the ISA Code of Conduct.
  2. Meet the education and work experience requirements for the specific certification for which you are applying.
  3. Acknowledge that you are subject to a random application verification audit.
  4. Agree to provide the supporting documents proving your qualifications if you are audited.
  5. Pay the exam fee. (See “Exam Fee” section below for more information.)

Next Steps

  1. Watch for an email from coming from our testing provider, Meazure Learning (candidatesupport@meazurelearning.com). Expect to receive it fifteen days before your exam window. The email will include information about how to schedule your exam online or at a test center. NOTE: If you have attended a CCST review course and wish to apply for CCST certification, you must also meet the requirements listed above in numbers 1–3. Since the application fee is included in the cost of all CCST review courses, you will receive an exam invitation within three business days after completing the review course.
  2. Schedule and take your exam. You will be notified whether you pass or not immediately upon completing the exam.
  3. Watch for an email summarizing your exam results. If you pass your exam, you will also receive your digital badge and you will be listed in the ISA Credential Directory.
  4. Watch for an email from certification@isa.org regarding an audit. You will only receive this email if you have been randomly selected to be audited. If you do not receive this email, you do not need to do anything. Audits are conducted three times per year, so it may take several months after completing your exam to receive an email if you have been selected for an audit.

Certification Exams Available

All ISA certification exams are closed book and have multiple choice questions. The CCST Specialist—Level 2 certification exam is three hours long and all other certification exams are four hours long. See the information below for the number of questions in each exam.

Exam Questions
Certified Automation Professional® (CAP ®) 175
Certified Control System Technician® (CCST®) Level 1 150
Certified Control System Technician (CCST) Specialist—Level 2 125
Certified Control System Technician (CCST) Master—Level 3 150

Exam Fees 

Submit payment to apply for the chosen certification when you can confirm that you meet the certification requirements to sit for the exam and can test within the deadline of the exam window of your choosing. You will be notified by email with the next steps to schedule your exam.

CAP 

  • CAP Requirements
  • CAP Application Fee
    • 347 USD — ISA Members
    • 467 USD — Non-members 

CCST 

Apply for CCST Certification for Free

Register for one of the CCST review courses and apply for certification for no additional fee. The following courses qualify: Level I Review Course (TS00)Level II Review Course (TS02) or Level III Review Course (TS03). You will automatically receive an exam invitation once you start the course. By paying for the review course, you are confirming that you are aware of, have met and can document the requirements for the certification level for which you are applying.

Payment Methods

ISA accepts payment for exam fees by check, certified check, money order, PayPal payment, wire transfer in US Dollars, or credit card. Make checks payable to ISA. For wire transfer account information, please contact ISA Customer Service. The following credit cards are accepted: AMEX, Discover card, Master Card, and VISA. Purchase orders are not accepted.

Fees are nonrefundable. It is your responsibility as the applicant to thoroughly review the requirements of the certification for which you are applying. No refunds will be made for applicants who do not appear for testing on the appropriate exam date. There are no group discounts for certification application fees.

Exam Scheduling

After you pay your exam fee to complete the application process, you will receive an exam invitation (Notice to Schedule Exam) email from candidatesupport@meazurelearning.com 15 days before the beginning of your assigned exam window with steps to schedule the exam. Follow the instructions in the email to schedule your exam—online or at a test center—through the online exam scheduling system. You can get more information about your exam window deadline by accessing the “My Credentials” tab in your ISA account.

If you have not received your exam invitation within that time frame, please check your spam or junk folder for an email from candidatesupport@meazurelearning.com, as some server firewalls may block the receipt of the email. If you still are unable to find your exam invitation, please email certifications@isa.org for assistance.

See further related details on the Exam Procedures page.

Exam Windows

If you are applying for CAP or CCST certification, you have a twelve-month exam window. You may take the exam at a Exam Center or online during one of three exam windows (see chart below). Each exam window will have a deadline for applications to be submitted. Eligible candidates will only be able to take the exam during the following exam windows.

Exam Window Application Submission Deadline
2023 Window 3: 
1 November 2023 – 31 October 2024
15 September 2023
2024 Window 1:
1 March 2024 – 28 February 2025
15 January 2024
2024 Window 2:
1 July 2025 – 30 June 2025
15 May 2024
2024 Window 3:
1 November 2025 – 31 October 2025
15 September 2024


Review Course Testing: If you have attended a review course (paid for by you or sponsored by a company), you will receive your exam invitation near the end of your review course and have a twelve (12) month exam eligibility period based on the date of your review course.

Digital Badging

After passing the CAP or CCST certification exam, you will earn a digital badge. To access, manage, and/or share your secure digital badge, use your email address and password to enter your BadgeCert portfolio. If it is the first time accessing your portfolio, click “Request new password?” on their login page to create your password. More information about using your digital badge can be found here.

Grievances Appeal Process

If you feel you were wrongly denied certification, either original or renewal, from the CAP or CCST programs, then you have the right to appeal. Review the Grievances Appeal Process.

 

Special Test Accommodations

Candidates who request special test accommodations under the Americans with Disabilities Act (or a similar international standard) must submit their test scheduling requests at least 30 days prior to their preferred test dates. Note that some special test accommodations may not be available for online testing.

If you have a request, email certifications@isa.org.


Contact Meazure Learning

You can contact Meazure Learning by phone at +1 919-572-6880 or email candidatesupport@meazurelearning.com.

Meazure Learning's business hours are Monday through Friday from 8:30 a.m. to 5:30 p.m. and Saturday from 8:30 a.m. to 4:00 p.m. Eastern Time, excluding holidays. Voice mail will accept candidate inquiries outside of these business hours.

Note: Meazure Learning, Scantron, and ProctorU are all one-and-the-same organization.

Important update: Scantron is changing to Meazure Learning. The names Scantron, Examity, and ProctorU may be continue to be used in communications from Meazure Learning during the transition period.

Tue, 11 Jul 2023 02:55:00 -0500 en text/html https://www.isa.org/certification/certification-testing Killexams : Apply for Certification Today!

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Mon, 31 Jul 2023 21:26:00 -0500 en-US text/html https://www.esa.org/certification/
Killexams : Certified Electronic Credential Overview Purdue Diploma

Purdue University now offers Certified Electronic Diplomas and Certificates (CeDiploma/CeCertficate) to graduates starting Fall 2017 and beyond.

Purdue University orders electronic credentials for its graduates. When your CeDiploma or CeCertificate is ready, you will receive an e-mail notification with instructions on how to retrieve your credential. If you need to request a new retrieval link, please click here. For the retrieval, the e-mail you provide should be the same one used by Purdue when you completed your program. If you receive an error, please double-check that you entered the first two letters of your FIRST name in the credential validation screen (see screenshot below).

Click here to validate your CeDiploma®/CeCertificate®.

Watch an Overview video to learn more.

Key Benefits:

*CeDID (Certified Electronic Document Identifier)

Highly Secure:

Note: A credential may not be available for all conferral dates.

For additional information, about the Certified Electronic Credential and its features, trademarks and patents, please visit cecredentialtrust.com.

Credential Validation:

Apostille:

An Apostille may neither be required nor necessary. The CeDiploma has legal standing, is non-repudiating, and can be validated here to provide absolute confidence in the credential’s authenticity. Questions should be directed to commencement@purdue.edu

Related Pages

For additional information about the Certified Electronic Credential features, trademarks and patents, please visit cecredentialtrust.com.

Thu, 04 Jan 2018 02:59:00 -0600 en text/html https://www.purdue.edu/commencement/diploma/CeDiploma.html Killexams : What is a Certified Financial Planner (CFP) and what do they do?

Our experts answer readers' investing questions and write unbiased product reviews (here's how we assess investing products). Paid non-client promotion: In some cases, we receive a commission from our partners. Our opinions are always our own.

  • A Certified Financial Planner (CFP) is a trade-industry designation for advisors and other professionals in the financial field.
  • CFPs must have a certain amount of experience, pass a rigorous exam, and commit to ongoing financial education.
  • CFPs advise their clients on courses like retirement, investments, tax planning, and risk management.

Working with a Certified Financial Planner (CFP) can often be a good idea if you're in the market for financial guidance. A CFP is one of the most experienced and knowledgeable financial advisors you'll find. They are held to a strict code of ethics and professional standards that have to be continually maintained. CFPs offer their clients a very specific level of expertise.

Here is a closer look at what CFPs do and what you need to know before working with one. 

What is a CFP? 

A CFP is a financial professional who has completed all requirements to earn certification from The Certified Financial Planner Board of Standards, Inc. (CFP Board). This encompasses years of education in 72 financial specialties, thousands of hours of practical experience, and ongoing adherence to high ethical standards and certification requirements. 

CFPs are usually fiduciaries. "A fiduciary is a legal and ethical standard that requires financial advisors to act in their clients' best interest at all times," says Chloe Wohlforth, CFP and partner at Angeles Wealth Management.

This means CFPs are bound to always deliver advice that is in the best interest of their clients. They also take a holistic approach to financial planning, looking at both long-term and short-term goals. 

"Establishing goals will help you keep on track for financial success by holding you accountable," explains Jordan Gilberti, CFP and senior lead planner at Facet. "It serves as a way to measure progress, tweak the plan as needed, and curb spending toward aspects that we may not prioritize as much as reaching our goals."

The cost of working with a CFP can vary greatly depending on what services they offer, how much experience they have, whether they work as part of a firm or as an independent advisor, etc. Because CFPs have a fiduciary responsibility to their clients, they often use a fee-only model for compensation. That means they don't accept commission for products they sell or recommend and charge the client directly for their services. This could be through a retainer, a percentage of earnings, or some other arrangement that is agreed upon by both parties. 

What is financial planning?

Financial planning is what it sounds like: making a plan to reach your financial goals over time.

"The purpose of a financial plan is to achieve personal and professional goals through strategic allocation of resources, management risks, enabling us to live our lives to the fullest," says Gilberti.

Because everyone's goals and resources are different, financial planners can help people use tools like retirement accounts and investments strategically to achieve what they want in the long term.

"The critical step to make sure a financial plan is successful is to make sure that the data going into the plan is accurate," says Wohlforth. "Taking time to identify what expenses truly look like today and then think how those numbers might change in the future is key to the validity of the plan and therefore its successes in keeping clients on course."

You don't have to hire a CFP or another type of financial advisor to make a financial plan, but their expertise means they have a full picture of the tools at your disposal and the smartest way to use them. Some people also like working with a financial planner for sheer accountability. Sure, you could create your own financial plan — but will you?

What does a Certified Financial Planner do? 

CFPs work with individual clients in any number of areas related to personal finance advising and planning. To earn their certification, CFPs have to:

  • Complete extensive coursework in financial planning specialties
  • Pass a six-hour exam that tests them in eight core courses they are likely to come across in real-life planning situations
  • Complete at least three years of financial planning work with real clients
  • Comply with the CFP Board's Code of Ethics and Standards of Conduct    

CFPs may be sole practitioners who solely provide financial planning services, wealth management advice, analysis, or investment and portfolio management. Some are credentialed professionals in a field related to financial planning who choose to earn CFP certification to add to their main practice. You'll often find CPAs, attorneys, insurance agents, and other legal, financial, or business professionals with CFP certification. 

"Often questionnaires are sent to gather information and software is used for data aggregation and analysis. That said, every financial plan must start with a conversation, and then what the output looks like will carry from client to client depending on what type of information is most useful to them," says Wohlforth.

A CFP may provide one or more services related to any of the specialty areas they've studied. Some of these include saving for retirement or college, creating a trust or fund for charitable giving, helping develop financial plans to attain a short-term goal, guiding your investment strategies, assessing risks to your wealth, and other specialties they choose to focus on. 

Specifically, all CFPs have experience with each of the following:

  • Professional conduct and regulation: Consumer protection laws, fiduciary responsibilities, ethical obligations, how financial institutions work, and what regulations govern them
  • General principles of financial planning: The process of financial planning, cash flow management, working with financial statements, debt management, financial counseling, financing strategies, money concepts and calculations, financial values, attitudes, biases, and behaviors
  • Education planning: Analyzing needs, savings options, how financial aid works, strategies around gifts and income tax, and vehicles for financing education
  • Risk management and insurance planning: Risk and insurance principles, analysis, and evaluation; health, disability, long-term, life, property, and casualty insurance; annuities; and business insurance needs
  • Investment planning: Risk evaluation, investment concepts and measures of returns, asset allocation, portfolio development, diversification, and analysis, tax issues related to investments, valuation of stocks and bonds, and investment strategies (including alternative investments)
  • Tax planning: Basics of tax law and calculations, how taxes apply to businesses, trusts, property transactions, and estates, how to reduce and manage liabilities, and how to manage charitable giving
  • Retirement savings and income planning: Analyzing retirement needs and advising the best plans for clients, how entitlement programs impact retirement needs, regulatory and distribution considerations, selecting the right plan for a business, and planning to pass a business on
  • Estate planning: Tax implications and strategies for transferring property, estate liquidity and taxation, business transfers, how laws and regulations apply to marriages and non-traditional relationships, and trusts

CFP vs. CFA

In your search to find a financial advisor or planner, you will certainly come across many CFPs. You may also find financial pros who are Chartered Financial Analysts (CFAs). This is a certification similar to what CFPs earn. However, the CFA program focuses only on investment analysis, where CFPs have a much broader scope of experience.

CFP vs. Financial planner

Financial planners are financial experts who take your whole financial life into consideration when developing a financial plan and strategies for long-term and short-term goals. They often offer services for tax planning, retirement plans, budgeting, investment guidance, insurance, and more.

Regular financial planners aren't regulated by the CFP Board of Standards and don't have the same ethical and legal obligations that Certified Financial Planners do. In fact, financial planners don't technically need to be licensed to provide finanical planning services. Unlicensed planners must then work with other licensed advisors or consultants to coordinate specific transactions. 

CFPs, on the other hand, offer the same services as financial planners, but they also have the accreditation and ethical obligations to act in their client's best interest. If you want to ensure you're receiving the best advice, a CFP is the way to go. 

If you're mainly focused on investment strategies and portfolio advice, a financial advisor may be a better fit. 

"Investing can be a good way to grow wealth over the long term, and offers the potential for higher returns compared to a typical checking or savings account," says Gilberti. "It is important to consult with a CFP professional to ensure you are choosing investments that reflect your time horizon and risk tolerance."

How to find a CFP

One of the easiest ways to find a CFP in your area is to search on LetsMakeAPlan.org, which is the Certified Financial Planner Board of Standards' consumer site. There, you can input your location, the radius you'd like to search, and the planning services you're looking for. If you already know the name of a CFP and would like to find more information about them, you can search for their last name, as well. 

Search results will show an address, map, year of certification and their current certificate (if applicable), planning services offered, languages spoken, and any disclosures, disciplinary actions, or bankruptcies involving an individual CFP. If you want to verify the credentials of someone who says they are a CFP, you can do so at CFP.net. 

Once you find a CFP you might want to work with, plan on interviewing them to see if they are a good fit for your needs. Consider asking about:

  • Education and credentials
  • Specific services offered and their experience in these areas
  • Their approach/philosophy when it comes to financial planning
  • What types of clients they usually work with
  • Fee structure and fiduciary responsibilities; does commission play any role in their business?
  • Who will be working on your account and personally with you
  • Any disciplinary or legal actions associated with the CFP or their firm

Remember, a CFP works for you and you need to feel comfortable with them. Don't feel like you have to hire any one person over another. Go with whoever has the best qualifications to help achieve your goals and the right chemistry to build a long-term professional relationship.

CFP frequently asked questions (FAQs)

A Certified Financial Planner is a professional who has completed all requirements to earn certification from the CFP Board. A CFP can be an expert in one or more fields like retirement, college savings, financial planning, investing, wealth management, and more. 

You may need a financial planner if you're struggling to create a financial plan, don't know how to reach your financial goals, or are having trouble managing your money. Financial planners are great resources and can help with a wide range of courses including savings, wealth management, and investing. 

How much a financial planner costs varies for each individual planner. It also changes based on how they charge. Some financial planners earn commissions, while others are fee-only. Fee-only means they may charge a flat fee, hourly fee, or a percentage of the total assets they are managing for you. For example, it may cost anywhere from $100 to $300 an hour, or $1,000 to $3,000 a year. 

A financial planner helps clients with budgeting, financial planning, purchasing insurance, and reaching long-term and short-term financial goals. Financial advisors, on the other hand, often focus on helping clients reach investing goals, managing portfolios, and wealth-building strategies. 

The best way to find a financial planner is by searching online for one in your area. If you want to find a CFP, you can visit the Certified Financial Planner Board of Standards' consumer site, LetsMakeAPlan.org. You can also verify a CFP's credentials with CFP.net.

Should you hire a certified financial advisor?

If you're in the market for someone to help you with just about anything related to your financial health or future, looking into CFPs in your area might be a good place to start. These professionals are held to a very high standard of education, ethics, and experience that is ongoing to maintain certification. This may supply you some reassurance that your finances are in good hands. 

That doesn't mean financial planners who are not CFPs are any less qualified to meet your needs. It all comes down to what you want to get out of your relationship with your financial guide and what kind of experience you feel they should have. This is a very personal decision that only you can make. Remember that CFP certification is only one tool to use in researching financial professionals — not the only one.

Wed, 02 Aug 2023 12:00:00 -0500 en-US text/html https://www.businessinsider.com/personal-finance/cfp
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