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Exam Code: CFE-FP-D Practice test 2022 by team
Fraud Prevention and Deterrence
ACFE Prevention study
Killexams : ACFE Prevention study - BingNews Search results Killexams : ACFE Prevention study - BingNews Killexams : Prevention of Asthma

Phaedra Propp1,2 and Allan Becker*1–3

1The Manitoba Institute of Child Health, Winnipeg, MB R3E 3P4, Canada
2Allergy Genes and the Environment Network (AllerGen nce) of the Networks of Centres of Excellence, McMaster University, 1280 Main Street West, Hamilton, ON L8S 4K1, Canada
3Department of Pediatrics and Child Health, Section of Allergy and Clinical Immunology, University of Manitoba, Winnipeg, MB R3T 2N2, Canada

Financial & competing interests disclosure
A Becker is supported by CIHR, AllerGen NCE and NSERC-CHRP. The authors have no other relevant affiliations or financial involvement with any organization or entity with a financial interest in or financial conflict with the subject matter or materials discussed in the manuscript apart from those disclosed.

No writing assistance was utilized in the production of this manuscript.

*Author for correspondence
Tel.: +1 204 789 3755 Fax: +1 204 789 3986

Mon, 05 Dec 2022 10:00:00 -0600 en text/html
Killexams : Association of Certified Fraud Examiners

What Is the Association of Certified Fraud Examiners (ACFE)?

The term Association of Certified Fraud Examiners (ACFE) refers to an organization that was created to combat fraud and deception in business practices. The organization was founded in 1988 and is headquartered in Austin, Texas. It is the accrediting agency for professionals who have the Certified Fraud Examiner (CFE) designation.

The ACFE is also the governing body of the world's certified fraud examiners. The association provides its members with education, tools, and training geared toward aiding its members in their efforts.

Key Takeaways

  • The Association of Certified Fraud Examiners is an organization that was created to combat fraud and deception in business practices.
  • The ACFE is the accrediting agency for professionals with the Certified Fraud Examiners designation.
  • It is also the governing body of the world's certified fraud examiners.
  • The association provides its members with education, tools, and training geared toward aiding its members in their efforts.

Understanding the Association of Certified Fraud Examiners (ACFE)?

The Association of Certified Fraud Examiners was founded in 1988 and is based in Austin, Texas. The organization also has offices in London and Tokyo. With nearly 90,000 members with chapters around the world, the ACFE is the world's largest anti-fraud organization and premier provider of anti-fraud training and education.

ACFE members come from different professional backgrounds and have responsibilities, but they are generally interested in fraud detection and prevention. They work closely with different fraud and law enforcement agencies to reduce white-collar crime and other forms of business fraud. Membership gives individuals access to tools and career development, along with career support and networking opportunities. Professionals can also take the test to become a CFE.

The Certified Fraud Examiner (CFE) is a professional certification available to fraud examiners who conduct forensic audits and track down financial crimes, among other duties. CFEs have a unique set of skills that are not found in any other career field or discipline. They combine knowledge of complex financial transactions with an understanding of methods, law, as well as how to resolve allegations of fraud. CFEs are subject to periodic continuing professional education requirements in the same manner as certified public accountants (CPAs).

The CFE test tests professionals' knowledge in four different areas including financial transactions and fraud schemes, law, investigation, and fraud prevention and deterrence. The test is taken at a Test Center or at a private location using their online proctoring system and is closed-book. Test-takers are not allowed any notes and must enable a web camera during the exam. Participants have 60 days to complete the test and are allowed to take each section for a maximum of three tries until they pass. A score of 75% in each section is required to pass the exam.

Many professional industries employ CFEs—for instance, corporate accountant Cynthia Cooper was behind the team that discovered WorldCom's accounting fraud.

The association's goals are to do the following:

  • Provide members with proper certification by administering the CFE exam
  • Setting industry standards by requiring mandatory recertification and continuing education
  • Developing and administering a code of ethics and conduct
  • Acting as a CFE representative
  • Providing leadership in the industry

Special Considerations

According to the ACFE website, those with the CFE designation typically earn 34% more than their counterparts who have not received the certification. Although the U.S. Bureau of Labor Statistics (BLS) doesn't have a separate category for fraud examiners, it does have one for financial examiners.

According to the site, these professionals review documents to detect inaccuracies and ensure that financial statements are compliant as per financial and governmental guidelines. The median annual salary for a financial examiner was $81,430 in 2020 or $39.15 per hour. The outlook for the profession is expected to grow 18% in the 10-year period between 2020 and 2030—much faster than average compared to other professions.

Thu, 19 Aug 2021 17:54:00 -0500 en text/html
Killexams : Study Finds Dietary Supplements Ineffective at Lowering Cholesterol or Improving Heart Health
  • A new study shows that claimed “heart-healthy” supplements are not effective at improving cardiovascular health.
  • The study compared the impact of statins and various dietary supplements on “bad” cholesterol levels, or LDL levels.
  • Experts share insights into lowering cholesterol and improving heart health without supplements.

For years dietary supplements like fish oil, plant sterols, and even garlic and cinnamon have been touted (and marketed) as a method for helping lower “bad” cholesterol levels and boosting heart health. Now, a new study has found that these alleged “heart-healthy” supplements are ineffective at improving cardiovascular health.

The study was presented at the American Heart Association’s Scientific Sessions 2022 and published in the Journal of the American College of Cardiology. It compared the effect of these particular dietary supplements to the impact of a low dose of a statin—a cholesterol-lowering medication like Lipitor or Crestor.

The study involved 190 participants, aged 40-75, with no prior history of cardiovascular disease. Different groups received a low-dose statin called rosuvastatin, a placebo, fish oil, cinnamon, garlic, turmeric, plant sterols, or red yeast rice for 28 days. The study compared statins with supplements and a placebo.

The participants who took a kind of dietary supplement saw no significant decrease in LDL cholesterol, total cholesterol, or blood triglycerides (fat that circulates in your blood), and their results were similar to those of people who took a placebo.

Researchers found that those who took statins had the greatest impact and significantly lowered their low-density lipoproteins (LDL), or “bad cholesterol.” The average LDL fell nearly 40% after 28 days of statin use. The group taking statins also saw improved total cholesterol, which dropped on average 24% and saw the number of blood triglycerides drop by 19%.

Millions of Americans take statins such as Lipitor, Crestor, or generic formulations to lower their cholesterol. Too much “bad” cholesterol can lead to fatty deposits that can block the flow of oxygen and blood that the heart needs to work—which can cause a blockage that can lead to a heart attack or stroke. Statins are typically prescribed for people who have known heart disease, genetically high cholesterol, or are at high risk for heart attack and stroke, according to Eugene Yang, M.D., chair of the American College of Cardiology Prevention of Cardiovascular Diseases Council.

It’s important to note that while this study does provide evidence against the alleged benefits of dietary supplements, there are some important limitations to consider. With only 190 participants whose levels were recorded after 28 days, this study was very short and very small, says Dr. Yang. It is also important to have diversity in the sample size which allows for the results to be general to all, says Melissa Prest, D.C.N, R.D.N., spokesperson for the Academy of Nutrition and Dietetics. “This study was from one center and with 190 participants so the results may not be generalizable to different groups of people.”

Another key limitation is that the researchers don’t address all outcomes. Aside from lowering cholesterol and triglyceride levels, Dr. Yang explains that what we really want to know is “does the statin have a benefit in lowering the risk of heart attack and stroke that you would not see with these over-the-counter supplements?” For future studies, Dr. Yang says that researchers would ideally have a larger pool of participants, a longer study duration, and have the outcomes of heart attack and stroke risk addressed in order to determine if statins vs. supplements Boost clinical outcomes.

As a cardiologist, Dr. Yang notes that he often tries to explain that just because a supplement claims to be “heart healthy,” doesn’t mean that it is—or that there is research to back it up. “Even if I try my best to explain to them that we don’t really have a lot of scientific evidence that these things actually help,” he says, “now we’re armed with at least one study that randomized people to all these different over-the-counter, commonly used supplements and now we can say that at least based on this small study, that there is no evidence that these have any beneficial effect on lowering your cholesterol.”

Should I try a statin?

Statins are generally prescribed for people who have consistently high LDL cholesterol levels, says Prest. “Diet, exercise, and lifestyle factors can help to reduce LDL cholesterol before a statin is needed. If the LDL cholesterol levels remain elevated, statins are then prescribed,” Prest explains.

Folks who should be taking statins for prevention are people who have already had a heart attack or stroke, and people who are at higher risk of these, which is determined by LDL numbers as well as age, hypertension, as well as “good” cholesterol numbers, says Jennifer Wong, M.D., cardiologist and medical director of non-invasive cardiology at MemorialCare Heart and Vascular Institute at Orange Coast Medical Center.

What are some natural ways to Boost heart health?

The best way to Boost your heart health, according to Dr. Yang, is to “focus on the optimization of lifestyle behaviors: don’t smoke, exercise regularly, eat healthier. You don’t need to take a pill or a supplement, because they clearly have no benefit.”

The easiest way for people to Boost their heart health is to make dietary changes like incorporating fish two to three times per week, reducing the amount of saturated fat in the diet, and increasing fiber-rich grains and fruits and vegetables, says Prest. Eating these foods will help lower cholesterol levels.

Exercise is also important to strengthen the heart muscle and keep blood pressure in check. If you are more sedentary now, find ways to add more movement into your day like taking a movement break every 60 minutes, Prest suggests.

You should also look at ways to limit stress and get a consistent seven to nine hours of sleep each night, Prest adds. “If you need more help with diet and lifestyle goals, reach out to a registered dietitian nutritionist to help you create a plan for success.”

The bottom line

Don’t rely on supplements alone to reduce LDL cholesterol, says Prest. They are supplementary to an overall heart-healthy diet, exercise, and lifestyle plan, she says. “Many people see positive improvements in LDL cholesterol when they make changes to their overall diet and lifestyle, which is the first line of treatment for reducing LDL cholesterol before a statin is added.”

So before you go looking for a magic pill, consult a healthcare professional and start with a few lifestyle tweaks to get the ball rolling.

Dietary supplements are products intended to supplement the diet. They are not medicines and are not intended to treat, diagnose, mitigate, prevent, or cure diseases. Be cautious about taking dietary supplements if you are pregnant or nursing. Also, be careful about giving supplements to a child, unless recommended by their healthcare provider.

Wed, 09 Nov 2022 00:54:00 -0600 en-us text/html
Killexams : Study Abroad

An early leader in the field of international education, The New School continues to expand and Boost the quality of its study abroad offerings in an increasingly global world. As part of the university’s department of Global Engagement and International Support Services, the Study Abroad office seeks to promote education abroad opportunities that develop intercultural competence and globally-relevant leadership skills in cooperation with academic departments and student services both for current New School students to go abroad for study and for students from international institutions to study at The New School in NYC while completing degrees at their home institutions.

Go Abroad for Study

A wide variety of study abroad programs are available to you as a New School student while you earn your degree. By studying abroad, you embark on a life-changing journey, embracing the unfamiliar, gaining new perspectives on the world, and developing greater cultural sensitivity. When preparing to study abroad, there are many questions to consider, but we’re here to help you succeed on your journey. To get started: 

Students are strongly encouraged to attend the study abroad events, fairs, and info sessions starting in the first year to discover exciting study abroad programs and begin planning for their own experience.

Come Study Abroad at The New School

The New School’s NYC campus offers unique opportunities for students who are completing a degree program abroad to gain an international study experience while they complete their degrees. Each semester, our campus hosts students from Parsons Paris and other schools around the world. Learn more about these opportunities below and contact us with any questions.

Mon, 02 Aug 2021 06:39:00 -0500 en text/html
Killexams : Heart Disease Prevention: Study Finds Easy Way To Slash Risk By 20% © Provided by Fatherly

Heart disease needs no introduction. The disease, which encompasses heart attack, stroke, heart failure, and more, is the number one cause of death in adults, killing one person every 34 seconds in the U.S. But new research suggests a simple way to cut your individual risk of getting heart disease, and that making that one minor tweak can lessen your odds of developing cardiovascular-related medical problems by nearly 20%.

Researchers from Tulane University in New Orleans analyzed UK Biobank data from 176,570 adults. They found that those who reported adding salt to their food more frequently were more likely to suffer from a cardiovascular event — heart failure and ischemia were the most common — than those who reported less salt intake.

Of the 176,570 adults analyzed, 9,963 total cardiovascular events were noted. The most common was ischemic heart disease, also called coronary heart disease, the condition that leads to heart attack, with 6,993 cases, followed by 2,007 stroke cases, and 2,269 cases of heart failure.

Those who reported rarely or never adding salt to their food aside from what they used during preparation were 26% less likely to develop ischemic heart disease and 37% less likely to develop heart failure than those who reported always adding salt to meals.

The research team also noted that those whose diets closely resembled the DASH (Dietary Approaches to Stop Hypertension) diet, a diet that promotes the consumption of fruits and vegetables, whole grains, low-fat dairy, legumes, and nuts, and who reported rarely or never adding salt, experienced the fewest cardiovascular events.

"Our results indicate an additive role of lower salt preference and a healthier diet in cardiovascular disease prevention," the research team wrote. "Adding salt to foods (usually at the table) is a common behavior in the diet of some Western countries and is modifiable through health education," they noted. "Our findings also indicate that behavioral interventions to reduce adding salt to foods may Boost cardiovascular health, even in those with a DASH-style diet."

Although a common table-side addition, salt has long been associated with adverse health outcomes. Previous research has associated high salt intake with not only cardiovascular problems, but also with kidney dysfunction, cancer, and loss of bone density, especially in women.

Diets high in fruits and vegetables with little to no processed foods are ideal for managing sodium intake overall, but adding salt to foods at the table, regardless of what you’re eating, can lead to heart problems down the road. If you find yourself adding salt to your food frequently and not using salt as a flavor boost seems impossible, consider trying a non-sodium alternative like potassium chloride instead of table salt.

Thu, 01 Dec 2022 07:38:00 -0600 en-US text/html
Killexams : Study details rise of cervical cancer among millennial women, reversing historic declines
  • Rates of cervical cancer have increased among women aged 30 to 34 over the past two decades. 

  • However, rates for women in all other age groups have steadily declined or remained level. 

  • Previous research has shown a decline in cervical cancer screening rates among younger women.

Cervical cancer rates among millennial women rose by 2.5 percent each year from 2012 to 2019, reversing years of declining incidence in this age group, new data show. 

Following declines from 2001 to 2012, incidence of cervical cancer grew to 11.60 per 100,000 women aged 30 to 34 in 2019, according to study findings published in JAMA

“For the last two years, we have been trying to understand why the continuous decline in cervical cancer stopped in 2012 and why we have reached a critical turning point,” said co-author Ashish Deshmukh of the Medical University of South Carolina in a release.

Results are based on a dataset that covers more than 98 percent of the population in the United States. Only cases of hysterectomy-corrected cervical cancer were included in the study.

America is changing faster than ever! Add Changing America to your Facebook or Twitter feed to stay on top of the news.

Between 2001 and 2019, rates of cervical cancer continued to decline in younger and older age groups, and incidence declined overall. Rates remained relatively stable for women between ages 35 and 54. 

“What’s very surprising is that the [millennial] rates increased in non-Hispanic White women, Hispanic women and other ethnic groups but not in non-Hispanic Black women,” Deshmukh added.

The majority of cervical cancer cases are caused by human papillomavirus (HPV), the most common sexually transmitted infection. 

However, vaccines against the infection are effective in preventing cervical cancer. One study published in 2021 found cancer rates were 87 percent lower in women in their 20s who received the vaccine between ages 12 and 13, compared with those who were never vaccinated. 

“In the era of the overall decline in cancer incidence, cancers caused by HPV are unfortunately rising,” Deshmukh said.

Rates of HPV vaccine uptake were low prior to the COVID-19 pandemic, but they dropped further during the crisis as many Americans skipped routine medical care. 

The increase in cases among millennial women could be due to a true increase in incidence, or higher rates of early detection. Increases were recorded in rates of localized and regional disease, along with both squamous cell cervical carcinoma and cervical adenocarcinoma, researchers found. 

Squamous cell carcinoma is largely detected through screening,  Deshmukh said, and data show screening rates have drastically decreased in latest years, especially among those aged 21 to 29. 

“It is critically important to determine if the increase in cervical cancer incidence in young women is due to the decrease in screening rates in women aged 21 to 29 years or whether it is due to the introduction of more effective HPV testing in latest years. However, we do know that we need future research to understand this problem thoroughly,” said Deshmukh.

Sun, 20 Nov 2022 10:00:00 -0600 en-US text/html
Killexams : The Association of Certified Fraud Examiners and The Institute of Internal Auditors Announce Education Partnership

The partnership will elevate competency for fraud investigators and auditors.

AUSTIN, Texas, Nov. 30, 2022 /PRNewswire/ -- The Association of Certified Fraud Examiners (ACFE) – the world's largest organization of anti-fraud professionals – today announced a new partnership with The Institute of Internal Auditors (IIA) that will see both organizations collaborate on education initiatives that will serve the interests of both global memberships in fraud investigation and auditing.

Anti-fraud professionals and internal auditors both strive to protect the organizations they serve and, though the primary focus is different, the opportunities to collaborate are vast. ACFE and IIA members often have similar interests and perspectives on fraud investigation and auditing – in fact, some practitioners are members of both organizations – and this partnership is a natural evolution that will allow both organizations to formalize and recognize this shared interest.

"This partnership brings the power of fraud auditing, detection, and fraud investigation together in order to help businesses and organizations deal head-on with the risks and challenges of fraud," said Brad Monterio, Executive Vice President of Member Competency & Learning at The IIA. "With increasingly complex technologies comes potential for fraud – this partnership will help both professions learn how to audit and investigate for fraud within these complex technology environments, including cryptocurrency, blockchain, non-fungible tokens (NFTs), robotic process automation (RPA), and others."

"Audit and anti-fraud professionals must intentionally seek out new information and best practices to ensure they stay one step ahead of bad actors," said Andi McNeal, Vice President of Education for the ACFE. "This partnership brings the necessary resources and conversations to the forefront so that everyone charged with protecting organizations against fraud—whether in audit or in another anti-fraud role—is able to effectively carry out those responsibilities."

The partnership launches today with a series of webcasts, called "Fraud Perspectives," which will cover important fraud-related topics. Each webcast in the series will feature a CIA-credentialed fraud auditor and a CFE-credentialed fraud investigator, who will offer their unique perspectives on timely, relevant topics.

The first webcast in the series will be offered today from 12:00 p.m.–1:15 p.m. ET and is free for ACFE and IIA members. Six paid webcasts will follow in 2023.

  • January 11, 2023 – "Fraud Perspectives: Blockchain, Crypto, and KYC"

  • March 15, 2023 – "Fraud Perspectives: Virtual Remote Work Forever"

  • May 10, 2023 – "Fraud Perspectives: Nonfungible Tokens"

  • July 19, 2023 – "Fraud Perspectives: Deepfake Technologies"

  • September 13, 2023 – "Fraud Perspectives: ESG and Regulatory Reporting"

  • November 15, 2023 – "Fraud Perspectives: The Metaverse"

Although the partnership will start with collaboratively developed education, the ACFE and IIA will be exploring additional opportunities to work together, including joint research projects, impactful thought leadership, and working together on conference and event programs.

About The Association of Certified Fraud Examiners

Founded in 1988 by Dr. Joseph T. Wells, CFE, CPA, the ACFE is the world's largest anti-fraud organization. Together with more than 90,000 members, the ACFE works to reduce business fraud worldwide and inspire public confidence in the integrity and objectivity within the profession. For more information, visit

About The Institute of Internal Auditors

The Institute of Internal Auditors (IIA) is a nonprofit international professional association that serves more than 218,000 global members and has awarded 180,000 Certified Internal Auditor (CIA) certifications worldwide. Established in 1941, The IIA is recognized throughout the world as the internal audit profession's leader in standards, certification, education, research, and technical guidance. For more information, visit

Media Contacts:

Stefanie Hallgren
The Association of Certified Fraud Examiners 

Chris Almonte
The Institute of Internal Auditors 


View original content:

SOURCE Association of Certified Fraud Examiners, Inc.

Tue, 29 Nov 2022 23:46:00 -0600 en-US text/html
Killexams : University of Phoenix Highlights Ethics and Fraud Prevention Practices During Fraud Awareness Week

PHOENIX--()--University of Phoenix is committed to fraud prevention, detection, and awareness and is proud to be an official supporter of the Association of Certified Fraud Examiners (ACFE)’s 2022 International Fraud Awareness Week, Nov. 13-19, 2022. University of Phoenix’s approach to fraud prevention is grounded in its Code of Ethics and the University has established a robust system of internal controls, including embedding key departments within its finance and student service departments to prevent, detect, and generate awareness on fraud schemes.

According to the ACFE's 2022 Report to the Nations on Occupational Fraud, proactive efforts to reduce and detect fraud results in quicker detection and lower losses.

As one of its internal controls, the University’s Ethics, Compliance, and Data Privacy (ECDP) department maintains an “ambassador" program by which employees of all levels are selected to become Ethics and Compliance Liaisons (ECLs) and Anti-Fraud Taskforce members. Taskforce members are crucial to embedding ethical considerations into the University’s operational and decision-making processes and fostering the University’s ethical culture. In these programs, Taskforce members are provided professional development and networking opportunities and become a resource to engage with employees, garner feedback, and facilitate communication about fraud and other compliance-related matters.

“At University of Phoenix, we recognize that an organization’s ethical culture is not defined by what it says, but by what it does,” states Cheryl Naumann, SPHR, senior vice president and chief human resources officer. “Our ethics and compliance programs empower University employees to do the right thing, ask questions, and report concerns without fear, as evidenced by our significantly low anonymous reporting rate.”

To encourage employees to openly share concerns, the University provides an Ethics Helpline, available 24 hours a day, seven days a week, 365 days a year. Employees, students, or third-parties are welcome to submit concerns or questions and may do so anonymously if they choose. In keeping with its Code of Ethics and the University’s Core Values – Brave, Honest, Focused – the University prohibits retaliation against any individual who makes a report in good faith. The Code of Ethics guides university best practices from fraud prevention to ethics, and from sustainability to diversity, equity, inclusion and belonging.

The Unversity’s most latest ethics survey conducted in January 2022 found consistently high ratings from university employees and a low anonymous reporting rate. These responses demonstrate that the University has established a highly ethical working environment in comparison to other workplaces, according to Global Business Ethics Survey Reports published by the Ethics & Compliance Initiative (ECI), which measure the cultural and ethical climates of workplaces from the perspective of their employees.

About University of Phoenix

University of Phoenix is continually innovating to help working adults enhance their careers in a rapidly changing world. Flexible schedules, relevant courses, interactive learning, and Career Services for Life® help students more effectively pursue career and personal aspirations while balancing their busy lives. For more information, visit

Mon, 14 Nov 2022 07:22:00 -0600 en text/html
Killexams : Prevention of Asthma

Phaedra Propp1,2 and Allan Becker*1–3

1The Manitoba Institute of Child Health, Winnipeg, MB R3E 3P4, Canada
2Allergy Genes and the Environment Network (AllerGen nce) of the Networks of Centres of Excellence, McMaster University, 1280 Main Street West, Hamilton, ON L8S 4K1, Canada
3Department of Pediatrics and Child Health, Section of Allergy and Clinical Immunology, University of Manitoba, Winnipeg, MB R3T 2N2, Canada

Financial & competing interests disclosure
A Becker is supported by CIHR, AllerGen NCE and NSERC-CHRP. The authors have no other relevant affiliations or financial involvement with any organization or entity with a financial interest in or financial conflict with the subject matter or materials discussed in the manuscript apart from those disclosed.

No writing assistance was utilized in the production of this manuscript.

*Author for correspondence
Tel.: +1 204 789 3755 Fax: +1 204 789 3986

Sat, 03 Dec 2022 10:01:00 -0600 en text/html
CFE-FP-D exam dump and training guide direct download
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