Exam Code: CAT-220 Practice exam 2023 by Killexams.com team
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Killexams : CA-Technologies Professional thinking - BingNews https://killexams.com/pass4sure/exam-detail/CAT-220 Search results Killexams : CA-Technologies Professional thinking - BingNews https://killexams.com/pass4sure/exam-detail/CAT-220 https://killexams.com/exam_list/CA-Technologies Killexams : Owners of vacated CA Technologies’ campus paid pennies on the dollar No result found, try new keyword!A group of investors and developers purchased CA Technologies’ former office park at 1 Computer Associates Plaza in Islandia for $24.1 million, Newsday reported. The transaction took place in ... Mon, 23 Jan 2023 14:24:00 -0600 en text/html https://therealdeal.com/new-york/tristate/2023/01/23/owners-of-vacated-ca-technologies-campus-paid-pennies-on-the-dollar Killexams : Is ChatGPT coming for your job? Experts say the answer is complicated

With the advent of self-driving vehicles, social media algorithms, smart assistants and sophisticated chatbots, artificial intelligence (AI) is no longer just a science fiction theme, but a permanent fixture of the global economy.

Recent journal articles have even highlighted how ChatGPT, a chatbot launched by OpenAI in November, performed "at or near" the passing threshold for the U.S. Medical Licensing Exam, and scored a B on the final exam in an operations management course at the University of Pennsylvania's Wharton School of Business.

"ChatGPT has shown a remarkable ability to automate some of the skills of highly compensated knowledge workers in general and specifically the knowledge workers in the jobs held by MBA graduates," University of Pennsylvania professor Christian Terwiesch wrote in the latter whitepaper.

"ChatGPT has demonstrated the capability of performing professional tasks such as writing software code and preparing legal documents."

So is AI on track replace humans in a wide range of industries?

Experts say it might not change the net number of jobs available, but it could drive humans to shift toward more specialized knowledge industry roles.

Kiljon Shukullari is a human resources advisory manager at HR consulting firm Peninsula Canada who says AI has already begun to take on tasks formerly performed by humans in a number of industries.

"The fear out there is that AI will ultimately replace people. And it could be true for certain tasks, certain jobs, if they are repetitive in nature," he told CTVNews.ca in a telephone interview on Friday.

"There's a variety of areas where we have seen it already."

For example, Shukullari said, AI-driven programs excel at repetitive tasks that can be easily automated, like transcription, translation, scheduling, responding to basic queries and processing, analyzing and extrapolating data. For this reason, they're already being put to use in public health, robotics, customer service and e-commerce.

During the pandemic, Shukullari said, public health agencies used algorithmic programs to plan for and respond to the spread of COVID-19.

"The AI would allow them to extrapolate the data and provide some kind of a report on where we go next and what to expect," he said.

On the retail front, many brands have AI-powered chatbots available 24/7 to field basic customer service questions. Then, there's e-commerce and the world of social media and search engine algorithms.

"In e-commerce, a lot of big players have used AI to kind of understand individuals' habits of purchase and browsing, and how purchases or purchase decisions are made."

In the future, AI could assume a greater role in industries like trucking and logistics, banking and investment, industries with a lot of administrative work and those where the work is considered hazardous or dangerous, he said.

The degree to which AI takes over a given job will depend on factors like the number of tasks associated with that job that are well-suited to it, says University of Toronto professor Anil Verma.

Verma teaches industrial relations and human resources management at the Rotman School of Management, and specializes in the impact of AI and digital technologies on skills and jobs.

"AI is good for replacing tasks, not jobs," he told CTVNews.ca on Thursday. "A job consists of several tasks, and some jobs may be affected heavily, in the sense that 80, 90 or eventually 100 per cent of the tasks can be performed by a bot."

For example, he said it's not too far-fetched to think self-driving vehicles could eventually replace human drivers in industries like transportation and logistics. "Then there will be some jobs that will be affected to a smaller extent. So five, 10 or even 20 per cent of my job could be taken over by AI."

It might not outright replace humans in many roles, Verma said, but by taking on some of their more simple, repetitive tasks, AI will allow them to work more efficiently, reducing the need for as many workers on any given payroll.

Despite the inevitability of AI-driven job cuts, Verma doesn't believe the technology will result in a net loss of jobs. On the contrary, while the number of job openings in some sectors might shrink as companies increase their reliance on AI, the technology will generate new jobs in other sectors.

He gave the evolution of telecommunications as an example.

Telecommunications companies employ far fewer telephone operators now than they did before the advent of the internet and digital communication, but the evolution of telecommunications to include these new technologies has created a whole host of other jobs.

"As the industry expands, it wants more people," Verma said. "So we are gradually eliminating low-end jobs and creating high-end jobs, and that makes us more prosperous and increases the average income of people."

Not everyone will benefit from the rising tide of prosperity brought about by an AI revolution, warns Andrew Piper, professor in the Department of Languages, Literatures and Cultures at Montreal's McGill University.

Piper isn't thinking AI will replace humans on a large scale so much as that the technology's use in many industries will create more exclusive, higher-skilled opportunities for some, while leaving others behind.

"To think that this highly-centralized technology is suddenly going to have this democratizing effect has very little historical precedent," he told CTVNews.ca in a phone interview on Thursday.

"It's much more likely that it will concentrate power or concentrate wealth, concentrate expertise."

Those who can, he said, will earn an education in science, technology, engineering, math and computer science, or will otherwise adapt their skills later in life to evolve with their industries. Those who struggle to adapt will have fewer and poorer prospects.

"We know education is not equally distributed in all societies. And so it's clearly going to have a 'have and have not' effect, like past technologies. And that's something that that is worth thinking through."

In its 2016 World Development Report, the World Bank warned that technology plays a role in eroding income generation among lower income earners, while concentrating profits within the private sphere and into the hands of a privileged few.

"While digital technologies raise productivity and enhance overall welfare, labour market disruptions can be painful and can result in higher inequality," the report said.

It warned technological advancement had hollowed out labour markets in both advanced and emerging economies, leading to an increase in high-skilled and low-skilled jobs and a decrease in middle-skilled employment. In many emerging economies, it said, middle-skilled employment accounts for a large share of income distribution.

Further, the report said nearly 60 per cent of the world’s population was still offline and unable to participate in the digital economy in any meaningful way.

While Verma believes in the power of cutting-edge technologies like AI to drive economic progress, he agrees with Piper that progress will not be distributed evenly.

"Today, literacy means you know how to access email, how to use a smartphone, and things like that. So there is a group of people who are being left behind. And because of the acceleration in technology, there is a danger that this layer, the bottom layer will grow in size," Verma said.

"I believe we should push the technology envelope, we should push people to learn new skills, but we should have a bigger safety net for people who are not able to keep up on this learning curve."  

Sat, 11 Feb 2023 00:57:00 -0600 en text/html https://www.ctvnews.ca/sci-tech/is-chatgpt-coming-for-your-job-experts-say-the-answer-is-complicated-1.6269200
Killexams : How AlphaAI Capital Is Utilizing AI to Change the Future of the Average Investor

SAN FRANCISCO, CA / ACCESSWIRE / February 16, 2023 / Advanced AI-powered technologies, such as ChatGPT, have significant impacts across industries, and the financial sector is no exception. With these technological advancements, business operations become better, faster, and more accurate. AI enables businesses in general to collect, manage and analyze enormous volumes of data and formulate plans and strategies with a competitive edge. When it comes to the financial and investment management industries, AI-powered technological solutions offer a number of potential benefits. They help investors and asset managers in making prudent investment decisions and wisely diversify their investment portfolios based on data-driven inputs. AlphaAI, a California-based, investment management company, seeks to leverage the advantages of such robust technologies for the benefit of its clients. By utilizing AI-powered solutions, the company democratizes access to robust investment strategies for every average investor beyond the Wall Street club of elites.

The world of Wall Street is a very private club: Only the wealthiest people get access to the best strategies for hitting it big. Most financial advisors require a minimum of $100,000 in assets to be eligible for their services. Relying on these advisors can be beneficial only for those who have the money for it, but many Americans wishing to get consistently profitable returns are unable to access this expensive assistance. AlphaAI's aim is to make this opportunity available to every average investor in the country.

Automated investment advisors, or robo-advisors, with their official launch in 2008, changed the game with the automation of the portfolio construction process. Although this was a huge breakthrough in the field of investment, times and technology have changed. Robo-advisors aided investors by streamlining the passive investment process, but the average investor still didn't have access to the more sophisticated, actively managed strategies available on Wall Street. Therefore, with the advancement of AI technology, AlphaAI is focusing on enabling those who do not have Wall Street Knowledge to gain access to alternative investing strategies.

Several companies offer differing automated investment services, but AlphaAI Capital is relatively new on the scene but is making waves for its active management style and flexible options for customers.

AlphaAI Capital focuses on alternative investing strategies. Such strategies use long and short positions to reduce risk and limit potential losses. AlphaAI Capital combines alternative investing strategies with techniques such as automated risk management and downside protection to deliver consistent, risk-adjusted returns, regardless of market conditions.Since inception, AlphaAI Capital has outperformed the majority of similar strategies on Wall Street. In 2022 alone, AlphaAI's clients outperformed the S&P 500 by more than 5%, on average, with 30% less risk.

Advisors and investors alike will continue to have their opinions on what methods deliver the best results, but over time, as a society, we will see more solid data on what practices should be abandoned and which should be developed more. Technology isn't going away and it will continue to become smarter every day, so we must be open to thinking critically and adapting to the changes it brings.

The Founder of the company, Richard Sun worked in finance right out of college. He was an investment banker at Barclays, then worked as a hedge fund analyst investing in stocks. He eventually left his job on Wall Street and created AI technology that could do his previous work through automation.

Commenting on his inspiration to start the business, Richard says, "Friends and family were always asking me the same types of questions about investing. What should I invest in? What do you think the market is going to do? What stocks should I buy? I wanted to recommend a service to help them but the ones on the market were either not accessible due to funding issues or not relevant to their specific needs, which is the reason I created AlphaAI."

About AlphaAI Capital:

AlphaAI Capital is an investment management company that provides AI-powered alternative investing strategies. AlphaAI Capital was founded in 2021 by investment professional Richard Sun. The company's headquarters are in San Francisco, California, USA.

Media Contact:

Name: Richard Sun
Email: info@alphaai.capital

SOURCE: AlphaAI Capital

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Killexams : Thinking about buying stock in OraSure Technologies, Argo Blockchain, Pagaya Technologies, BioSig Technologies, or Roblox? Thinking about buying stock in OraSure Technologies, Argo Blockchain, Pagaya Technologies, BioSig Technologies, or Roblox?

PR Newswire

NEW YORK, Feb. 15, 2023

NEW YORK, Feb. 15, 2023 /PRNewswire/ -- InvestorsObserver issues critical PriceWatch Alerts for OSUR, ARBK, PGY, BSGM, and RBLX.

InvestorsObserver (PRNewsfoto/InvestorsObserver)

To see how InvestorsObserver's proprietary scoring system rates these stocks, view the InvestorsObserver's PriceWatch Alert by selecting the corresponding link.

(Note: You may have to copy this link into your browser then press the [ENTER] key.)

InvestorsObserver's PriceWatch Alerts are based on our proprietary scoring methodology. Each stock is evaluated based on short-term technical, long-term technical and fundamental factors. Each of those scores is then combined into an overall score that determines a stock's overall suitability for investment.

InvestorsObserver provides patented technology to some of the biggest names on Wall Street and creates world-class investing tools for the self-directed investor on Main Street. We have a wide range of tools to help investors make smarter decisions when investing in stocks or options.

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SOURCE InvestorsObserver

Wed, 15 Feb 2023 00:07:00 -0600 en text/html https://www.morningstar.com/news/pr-newswire/20230215cg15610/thinking-about-buying-stock-in-orasure-technologies-argo-blockchain-pagaya-technologies-biosig-technologies-or-roblox
Killexams : 'We were thinking about the future while we were still in school'

 Sales reps using Trax Mobile App to capture images at various points in an aisle using tablet. © (photo credit: Trax Mobile) Sales reps using Trax Mobile App to capture images at various points in an aisle using tablet.

Joel Bar-El, Co-Founder of Trax Retail and Tel Aviv University alumnus, talks about the company’s expansion in the global market, how TAU helped shape his personality and the fruitful collaboration that continues to this day.

“During my studies, we were already thinking about the future, even though we only realized it later. At the time, I didn’t realize it,” recalls Joel Bar-El, Tel Aviv University alumnus and one of the founders of Trax, the Israeli company that manages retail shelf-level data.

Bar-El was the CEO of Trax until a year and a half ago, and today he is the chairman of its board of directors. Trax is a global high-tech company, a unicorn, that uses image processing technology that helps manufacturers and retailers get real-time information about what’s happening on store shelves. The company was founded by Bar-El and Dror Feldheim. Trax today has hundreds of employees in twenty offices, and their products are deployed in more than 70 countries around the world. Trax enables major players in the consumer goods sector, such as Procter & Gamble, Coca-Cola, Unilever and others, to know what is happening in the stores where their products are sold at any given moment and in wide distribution.

“We developed an app called Trax, which installs on mobile phones. The field representatives go to the stores and take pictures of the shelf areas. We know how to translate the images in real-time, present a simulation of all the products on the shelf and provide insights such as statistics, analysis and recommendations about the position of their products on the shelf, and the state of their competitors. “It took a while for this technology to break through,” Bar-El recalls. “The company has been in existence for 12 years, and the technology we developed has assumed a leading role in this industry. Today, almost every international manufacturer uses our products. We are leaders in the global market, working in every corner of the globe, with the primary area being the United States. Every year, we have increased our product line and expanded.”

Bar-El graduated from Tel Aviv University in 1996. “I wasn’t a bad high school student,” he recalls, “I finished with a full matriculation certificate (bagrut), but I wasn’t one of the top achievers. I majored in the sciences, and I was always interested in astrophysics. It was also one of the classes in which the grade requirement for entry into the program was not high. I started at the Faculty of Physics for Exact Sciences at Tel Aviv University, but after the first year, I realized it was not for me. The studies were difficult. I went to the dean, and I told him I was really interested in astrophysics, but it was only available as a master’s degree program.  We came to an understanding that I could take master’s degree courses, even though I was studying for an undergraduate degree. Over the next three years, I studied subjects that interested me.”

He recalls that the school experience also shaped his business sense, not just his social one. “Like many other students, I had to support myself during my studies. I lived with my partner, who later became my wife, and we had to pay for rent, food and more. I was involved in all types of initiatives. For example, we imported toys from Czechoslovakia and sold them in stores in Tel Aviv. Even then, we had a very successful brand, and everyone was after us to buy these toys. “It was a learning experience,” he adds. “I wasn’t an average or regular student because I worked in many different areas. I worked a lot of jobs to support myself. The field I studied is also different. There were trips to Mitzpe Ramon in the curriculum, geological tours, and a stay at an observatory.”

One of the things that Bar-El remembers from his time at the university is his participation in the Perach program, the largest mentoring program in Israel, with students providing educational and emotional help to children and students from around the country in exchange for a scholarship. “You work with underprivileged populations or with children who need help with their studies, or social help, and half of your tuition fees are paid. For me, it was a very significant experience. I grew up in Tel Aviv, my father was a lifeguard, and I spent my childhood near the sea. Getting to know and being exposed to more disadvantaged populations was a kind of cultural marketplace for me, and I was happy to have the privilege of reaching out to these children who needed a lot of warmth and love. In this situation, you are also exposed to ethical and moral problems, angles that you did not think about as a child, about how a society should function – about socialism, capitalism and more. It was an experience that affected me for life.”

Bar-El, who is a member of the Tel Aviv University Alumni Organization, has remained in contact with the university since they approached him a few years ago to supply a lecture for graduate students at the Faculty of Business Administration. “There is fruitful cooperation, whether it involves donations or assistance and accompaniment through lectures and meetings, and I am always happy to contribute and help. It’s an institution that contributed to me personally, and helped me out. I think of Tel Aviv University as a positive place that contributed to my development as a human being and taught me how to relate to others.”

About the Tel Aviv University Alumni Organization

Tel Aviv University has over 200,000 alumni, many of whom are top players and leaders in all sectors of Israel’s economy and society, holding key positions in law, high-tech, hospitals, media, education, and of course, academia. TAU Alumni Organization’s goal is to leverage the influence of TAU alumni as a force contributing to Israeli society and to strengthen TAU’s global reputation. It strives to serve TAU Alumni by sharing knowledge, promoting professional networking, and creating inspiring, valuable opportunities. The mission of the Tel Aviv University Alumni Organization is to form and cultivate a world-changing community.

Translated by Alan Rosenbaum

Written in cooperation with Tel Aviv University. 

Wed, 28 Dec 2022 23:50:00 -0600 en-CA text/html https://www.msn.com/en-ca/money/topstories/we-were-thinking-about-the-future-while-we-were-still-in-school/ar-AA15Mi7Z
Killexams : Thinking about buying stock in AT&T, WiSA Technologies, PACCAR, Affirm, or General Electric? Thinking about buying stock in AT&T, WiSA Technologies, PACCAR, Affirm, or General Electric?

PR Newswire

NEW YORK, Jan. 25, 2023

NEW YORK, Jan. 25, 2023 /PRNewswire/ -- InvestorsObserver issues critical PriceWatch Alerts for T, WISA, PCAR, AFRM, and GE.

InvestorsObserver (PRNewsfoto/InvestorsObserver)

To see how InvestorsObserver's proprietary scoring system rates these stocks, view the InvestorsObserver's PriceWatch Alert by selecting the corresponding link.

(Note: You may have to copy this link into your browser then press the [ENTER] key.)

InvestorsObserver's PriceWatch Alerts are based on our proprietary scoring methodology. Each stock is evaluated based on short-term technical, long-term technical and fundamental factors. Each of those scores is then combined into an overall score that determines a stock's overall suitability for investment.

InvestorsObserver provides patented technology to some of the biggest names on Wall Street and creates world-class investing tools for the self-directed investor on Main Street. We have a wide range of tools to help investors make smarter decisions when investing in stocks or options.

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SOURCE InvestorsObserver

Wed, 25 Jan 2023 02:07:00 -0600 en text/html https://www.morningstar.com/news/pr-newswire/20230125cg96556/thinking-about-buying-stock-in-att-wisa-technologies-paccar-affirm-or-general-electric
Killexams : MULTI-STATE CANNABIS OPERATOR, SCHWAZZE, ANNOUNCES CHRISTINE JONES AS CHIEF LEGAL OFFICER

NEO: SHWZ
OTCQX: SHWZ

DENVER, Feb. 16, 2023 /CNW/ - Medicine Man Technologies operating as Schwazze, (OTCQX: SHWZ) (NEO: SHWZ) ("Schwazze" or the "Company"), announces a key addition to its executive leadership team as it pursues expansion of its footprint in Colorado and New Mexico.

SCHWAZZE LOGO (CNW Group/Schwazze)

Christine Jones joins the Company as Chief Legal Officer. Jones replaces Dan Pabon who in late 2022 moved into a newly created role at Schwazze as Chief Policy and Regulatory Affairs Officer.

Jones joins Schwazze with more than 25 years of experience as corporate counsel to several prominent companies and an extensive background in providing tactical and strategic advice to executive management and Boards of Directors. In her most accurate role, she served as the Senior Vice President, Legal and Corporate Secretary of Long Play, Inc. and its affiliates. Long Play is a vertically integrated cannabis company with cultivation, manufacturing, retail, and a portfolio of brands that includes Willie Nelson and the Grateful Dead.

In Jones' position with Long Play, she managed all of the company's legal affairs, including regulatory compliance, securities, licensing, litigation, employment, mergers and acquisitions, real estate, risk management, and intellectual property. Prior to joining Long Play, Jones delivered general counsel services to domestic and global companies of varying sizes. In addition, she also served as General Counsel of Jeppesen, which provides aeronautical navigational information, operations planning tools, flight planning products and software. Jones also served as Vice President and Assistant General Counsel to TTech Holding and Vice President and Assistant General Counsel of Archstone-Smith, where she managed both company's litigation and employment.

Jones received a BA from the University of Virginia and a JD from Washington College of Law at American University.

"We are excited to add a skilled cannabis legal professional to our Executive Leadership team as the Company positions itself for growth in both Colorado and New Mexico. Christine Jones' expertise in corporate governance, contract management, and mergers and acquisitions will benefit Schwazze immensely as we pursue our regional growth model," said Nirup Krishnamurthy, President of Schwazze.

Since April 2020, Schwazze has acquired, opened or announced the planned acquisition of 43 cannabis retail dispensaries (Star Buds, Emerald Fields and R,Greenleaf) as well as five cultivation facilities and two manufacturing plants in Colorado and New Mexico. In May 2021, Schwazze announced its Biosciences division, and in August 2021 it commenced home delivery services in Colorado.

About Schwazze

Schwazze (OTCQX: SHWZ;  NEO: SHWZ) is building a premier vertically integrated regional cannabis company with assets in Colorado and New Mexico and will continue to take its operating system to other states where it can develop a differentiated regional leadership position. Schwazze is the parent company of a portfolio of leading cannabis businesses and brands spanning seed to sale. The Company is committed to unlocking the full potential of the cannabis plant to Boost the human condition. Schwazze is anchored by a high-performance culture that combines customer-centric thinking and data science to test, measure, and drive decisions and outcomes. The Company's leadership team has deep expertise in retailing, wholesaling, and building consumer brands at Fortune 500 companies as well as in the cannabis sector. Schwazze is passionate about making a difference in our communities, promoting diversity and inclusion, and doing our part to incorporate climate-conscious best practices.

Medicine Man Technologies, Inc. was Schwazze's former operating trade name. The corporate entity continues to be named Medicine Man Technologies, Inc. Schwazze derives its name from the pruning technique of a cannabis plant to enhance plant structure and promote healthy growth. To learn more about Schwazze, visit www.Schwazze.com.

Forward-Looking Statements

This press release contains "forward-looking statements." Such statements may be preceded by the words "plan," "will," "may," "continue," "predicts," or similar words. Forward-looking statements are not guarantees of future events or performance, are based on certain assumptions, and are subject to various known and unknown risks and uncertainties, many of which are beyond the Company's control and cannot be predicted or quantified. Consequently, real events and results may differ materially from those expressed or implied by such forward-looking statements. Such risks and uncertainties include, without limitation, risks and uncertainties associated with (i) our inability to manufacture our products and product candidates on a commercial scale on our own or in collaboration with third parties; (ii) difficulties in obtaining financing on commercially reasonable terms; (iii) changes in the size and nature of our competition; (iv) loss of one or more key executives or scientists; (v) difficulties in securing regulatory approval to market our products and product candidates; (vi) our ability to successfully execute our growth strategy in Colorado and outside the state, (vii) our ability to consummate the acquisition described in this press release or to identify and consummate future acquisitions that meet our criteria, (viii) our ability to successfully integrate acquired businesses, including the acquisition described in this press release, and realize synergies therefrom, (ix) the ongoing COVID-19 pandemic, * the timing and extent of governmental stimulus programs, and (xi) the uncertainty in the application of federal, state and local laws to our business, and any changes in such laws. More detailed information about the Company and the risk factors that may affect the realization of forward-looking statements is set forth in the Company's filings with the Securities and Exchange Commission (SEC), including the Company's Annual Report on Form 10-K and its Quarterly Reports on Form 10-Q. Investors and security holders are urged to read these documents free of charge on the SEC's website at http://www.sec.gov. The Company assumes no obligation to publicly update or revise its forward-looking statements as a result of new information, future events or otherwise except as required by law.

Cision

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SOURCE Schwazze

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Killexams : Thinking about buying stock in Palantir Technologies, Fusion Pharmaceuticals, Rain Oncology, Iveda Solutions, or Opendoor Technologies?

NEW YORK, Feb. 14, 2023 /PRNewswire/ --, NY — InvestorsObserver issues critical PriceWatch Alerts for PLTR, FUSN, RAIN, IVDA, and OPEN.

To see how InvestorsObserver's proprietary scoring system rates these stocks, view the InvestorsObserver's PriceWatch Alert by selecting the corresponding link.

(Note: You may have to copy this link into your browser then press the [ENTER] key.)

InvestorsObserver's PriceWatch Alerts are based on our proprietary scoring methodology. Each stock is evaluated based on short-term technical, long-term technical and fundamental factors. Each of those scores is then combined into an overall score that determines a stock's overall suitability for investment.

InvestorsObserver provides patented technology to some of the biggest names on Wall Street and creates world-class investing tools for the self-directed investor on Main Street. We have a wide range of tools to help investors make smarter decisions when investing in stocks or options.

View original content to obtain multimedia:https://www.prnewswire.com/news-releases/thinking-about-buying-stock-in-palantir-technologies-fusion-pharmaceuticals-rain-oncology-iveda-solutions-or-opendoor-technologies-301746367.html

SOURCE InvestorsObserver

© 2023 Benzinga.com. Benzinga does not provide investment advice. All rights reserved.

Tue, 14 Feb 2023 00:09:00 -0600 en text/html https://www.benzinga.com/pressreleases/23/02/n30898367/thinking-about-buying-stock-in-palantir-technologies-fusion-pharmaceuticals-rain-oncology-iveda-so
Killexams : Thinking about doing a no-buy challenge? Here's what to consider © Provided by The Canadian Press

As inflation continues to weigh on Canadians' budgets, some may have entered the new year taking on a self-imposed "no-buy challenge."

A no-buy challenge, made increasingly popular by social media influencers, is often done over the span of a month or even a year and involves only buying goods the participant deems essential in the hopes of saving money and improving their spending habits.

And much like a crash diet or a six-week workout program, personal finance experts say those taking on such a financial challenge won't necessarily see long-term benefits. But that doesn't mean it won't help.

Charity Oisamoje, a money expert and founder of personal finance blog The Finance Key, did a month-long no-buy in 2019. At the time, she said she was buying too much stuff out of impulse, especially clothing, beauty products and things that were on sale.

She said she needed a big change so she told herself she could only buy the essentials for a month.

Afterward, Oisamoje said she felt like her brain had gone through a reset of sorts. She had realized that she had been going into stores just to look around and emerging with unplanned purchases, and learned to curb that habit while also feeling more resistant to impulse buys.

“That helped shift my mindset,” she said.

A spending challenge like a no-buy can be a good thing, but only if you set realistic rules and also investigate why you need a no-buy in the first place, said Jessica Moorhouse, financial educator and host of the More Money podcast.

If you don’t face the root of the problem then once the challenge ends you’ll probably just fall back into old habits, she said.

“Because once that shopping ban, the challenge is over, then what? You still have to face, well, why was I shopping a lot? Why was I spending?”

Moorhouse cautions against setting rules that are too strict, or a challenge that's too long — though no-buy years are popular, they might be too extreme for some.

Taken too seriously, a spending challenge could cause stress and weigh on your mental health if you don’t make room for things that make you happy, she said.

“You’re really just surviving for a year.”

While there are many people who may benefit from a no-buy challenge, the same spending rules won't work for everyone, Oisamoje said.

“What works for one person might not work for the other person,” she said.

Some people may opt for a “low-buy” instead, meaning their non-essential budget is significantly restricted, she said.

What’s important is that you look inward and be honest with yourself about what kind of challenge will actually work for you, Oisamoje said.

If you’ve got a specific area that’s a problem when it comes to spending, such as beauty products or clothing, you can do a no-buy for that category only, suggested Moorhouse. First, look at what you’re spending on a monthly or annual basis in that category, then make clear rules that still allow for breathing room.

An extreme spending challenge can be like a crash diet, said Moorhouse: done wrong, you’ll either break the rules, or fall back into old habits when it’s over, or both.

It’s a good idea to journal during the challenge, said Moorhouse, so you can work through what you’re feeling and figure out what to do when the challenge is over.

It might be easier to commit to a short and extreme challenge than a long-term change, but it’s long-term change that will make the biggest difference, she said.

This report by The Canadian Press was first published Jan. 24, 2023.

Rosa Saba, The Canadian Press

Tue, 24 Jan 2023 01:25:00 -0600 en-CA text/html https://www.msn.com/en-ca/lifestyle/smart-living/thinking-about-doing-a-no-buy-challenge-here-s-what-to-consider/ar-AA16GTj2
Killexams : Thinking About Buying Stock In AT&T, Wisa Technologies, PACCAR, Affirm, Or General Electric?
(MENAFN- PR Newswire)

NEW YORK, Jan. 25, 2023 /PRNewswire/ --
investorsobserver
issues critical PriceWatch Alerts for T, WISA, PCAR, AFRM, and GE.

To see how InvestorsObserver's proprietary scoring system rates these stocks, view the InvestorsObserver's PriceWatch Alert by selecting the corresponding link.

(Note: You may have to copy this link into your browser then press the [ENTER] key.)

InvestorsObserver's PriceWatch Alerts are based on our proprietary scoring methodology. Each stock is evaluated based on short-term technical, long-term technical and fundamental factors. Each of those scores is then combined into an overall score that determines a stock's overall suitability for investment.

InvestorsObserver provides patented technology to some of the biggest names on Wall Street and creates world-class investing tools for the self-directed investor on Main Street. We have a wide range of tools to help investors make smarter decisions when investing in stocks or options.

SOURCE InvestorsObserver

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Wed, 25 Jan 2023 02:46:00 -0600 Date text/html https://menafn.com/1105476544/Thinking-About-Buying-Stock-In-ATT-Wisa-Technologies-PACCAR-Affirm-Or-General-Electric
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