A testicular test is a check of the look and feel of your testicles, to see if there may be any problems. You or your doctor can do it.
Every man should have a testicular exam. There is no recommendation that a testicular test should be part of your annual physical exam. But your doctor may suggest that you do a self-exam on a regular basis. Some doctors recommend checking your testicles once a month. Others say it's fine to have your doctor check once a year.
If you are having problems, or notice a lump or other changes in how your testicles feel or look, tell your doctor.
Exams can be a good way to find lumps that could be cancer or another problem.
There’s no harm in a self-exam, and doctors say it’s good to know how your testicles look and feel so you can notice any changes.
A self-exam is quick and painless. It takes only a few simple steps:
Don’t worry if you feel a cordlike structure behind each testicle. It’s a normal part of the part of the scrotum that stores and moves sperm. It’s not a lump.
If there is a suspicious lump, your doctor might run a painless ultrasound to get a better look for signs of cancer. They might do a blood test to see if there’s an indication of cancer. If the doctor thinks it may be cancerous, they may decide to do surgery to remove the testicle and check for cancer. If it is cancerous, they can determine what kind.
Removing one testicle shouldn’t impact your sex life or your fertility, but having testicular cancer or its treatment could impact fertility. If you think you may want to have children, talk to your doctor about preserving sperm before treatment.
Here are some facts to know about testicular cancer:
It’s rare: Your chance of getting it is about 1 in 250.
It most often affects men ages 15 to 34: It’s the most common cancer in this group.
It’s highly curable: The risk of dying from it is 1 in 5,000.
Early identification is key: It’s more likely to be treated and cured if it’s found early.
Some things increase your risk: Testicular cancer generally can’t be prevented, but some things increase risk. Your risk is higher if you’re white and non-Hispanic or have an undescended testicle or a family history of testicular cancer.
Other symptoms of testicular cancer
A lump is the most common symptom, but others include:
A lump or other symptom doesn’t mean you have cancer or any other problem.
The Academic Calendar is the official College calendar that outlines semester start and end dates, official holidays, college breaks, mid-semester dates, quarter dates, student teaching timelines, study days, final test periods, and commencement dates. The Official Academic Calendar is determined by the Campus Calendar Committee, chaired by the President's Office. The calendars are approved by the Faculty Senate prior to publication.
The campus calendar provides for some specific times of religious observance, but is not an exhaustive representation of religious observances. New York State Education Law provides additional guidance and outlines additional obligations regarding religious observances.
Life insurance helps you provide for loved ones after your death. With life insurance policies, yourget a cash payment when you're gone, one they can then use toward .
Most insurance companiesbefore they approve you for life insurance coverage. You may be uncomfortable with this, or want to avoid it. Enter .
Many kinds of people may find no-exam life insurance appealing. No-exam policies can be smart if you have a pre-existing health condition, terminal illness, are a smoker or have a risky job (like fire fighting or construction).
Or, you may need life insurance as collateral for a loan or a sudden change in marital status like divorce.may bump up against age limits for some traditional kinds of policies and find no-medical test life insurance worthwhile.
If you think you would benefit from a no-exam life insurance policy then reach out to an insurance pro now. They can help you get started with a free price quote so you know exactly what to expect.
No medical test life insurance comes in bothpolicy forms. Though there's no medical exam, each insurance type may ask for some health information on the application. Premiums are often more expensive than traditional life insurance policies that require medical exams. They can also provide significantly lower coverage. Guaranteed life policies, for instance, are often $25,000 in coverage or less.
The first step in getting no-medical test insurance is deciding what kind is right for you. Here are four main types
If you think you would benefit from having a no-exam life insurance policy then reach out to a professional now or use the table below to start searching for providers.
Seek advice from an insurance agent, your financial adviser, or another expert before you apply in order to be certain that no-exam life insurance is the best option for you.
Once you've decided on a no-exam life insurance provider, you'll need to fill out an application. Depending on the policy type, you can expect:
Be honest with your answers. A life insurance company can deny coverage or payout if you aren't being truthful on your application, like if you lie about smoking.
Follow the instructions to submit your application. Once you've submitted, it can take just hours for accelerated underwriting approval to weeks depending on the type of no-exam policy you're seeking.
Get started now and see what you can qualify for!
Obtaining life insurance can help you pass money on to your family or otherafter your death. But not all life insurance policies are the same. Not only can there be differences in factors like monthly premiums and , but there can also be varying requirements to qualify for a life insurance policy.
One route that some people take is, meaning you don't have to visit a doctor to be eligible. If you don't want to make an extra trip to the doctor's office or you're concerned the test results could lead to even higher costs, then this may be a reasonable option.
Here's a look at some of the top life insurance providers available.
Before you make any final decisions, let's take a closer look at what no-exam life insurance policies are — and why you might consider going this route.
No-exam life insurance can include several different types of life insurance that do not require medical exams to initiate coverage. Here are two examples:
To get a no-exam life insurance policy, you can search online for simplified or guaranteed issue policies, which are relatively common. You can also dig into the offerings of different insurance companies, as even if an insurance provider uses different terminology, they might still allow for coverage without an exam.
To learn more about different types of life insurance policies and options, speak to an expert. Haven Life, a New York City-based life insurance agency, can walk you through the process. You just need to answer a few basic questions to get a free quote.
Don't assume that just because something isn't specifically called a "no-exam life insurance policy" you need an exam. Regardless of what the provider calls the policy, check the fine print to see if you need a medical test or not.
Some providers also offer options like being able to convert a term life insurance policy into a whole life insurance policy without needing a medical exam. That's not to say that you're always better off converting vs. taking out a new policy, but it could be worth considering.
No-exam life insurance policies typically cost much more than ones with medical exams. That's because the insurer needs to account for the extra risk that can come from not knowing enough about your medical situation.
For example, with one major life insurance provider, a simplified issue life insurance policy for a 20-year/$500,000 term for a 40-year-old, non-smoker woman in good health in California costs nearly $50 per month. In contrast, the same type of policy for regular term life insurance with a medical test only has an estimated cost of $30 in monthly payments.
You can also compare prices and plans by scouring life insurance providers online and getting free quotes.
There can be a cost to the convenience of no-exam life insurance policies. But it's also possible that the economics work out in your favor. It's possible that something would be discovered during a medical test that increases your risk to the insurer, thereby raising your rates or perhaps even making you ineligible altogether. No-exam life insurance policies can alsothose who don't qualify for typical life insurance due to factors such as age or medical history.
However, if you're in relatively good health, meet a prospective insurer's age requirements and are comfortable seeing a doctor, then this type of insurance may not be for you — as you maywith the medical exam.
Overall, a no-exam life insurance policy can offer a path for some higher-risk individuals to obtain life insurance or it could be a good way to quickly obtain coverage. However, you might be able to find lower rates if you go through with a medical exam, so it could be worth exploring your options to see what best fits your budget and goals.
A 14-year-old girl taking Primary Leaving Examinations (PLE) at Wakiso Junior School died on Wednesday after suddenly falling ill in the examination room. Winnie Nabukenya succumbed to a brain tumour.
On Wednesday, 27 pupils of St Christine Primary School in Kakumiro District missed the Maths paper after they arrived one hour and 16 minutes late. The pupils were forced to walk about 15km to Uneb centre after the school director failed to transport them to the venue. They pleaded with Uneb officials but the pleas fell on deaf ears.
Other pupils have for years been forced to write final exams from hospitals. Why subject candidates to this torture? Some have died in the process. There are also several cases involving unscrupulous head teachers but the board does not seem to care. The scourge of this scandal negates the maxim that the first rule of law is to protect the innocent.
Uneb was established by an Act of Parliament in 1983, Cap 137. Last year, a new law: The Uneb Act, 2021, repealed the old Act and introduced what they called “major reforms”. However, the so-called reforms did not address the plight of bedridden candidates and others denied exams on flimsy grounds.
The preoccupation was on broadening offences (7-13), penalties (six months in prison to five years) and changing executive secretary to executive director.
In the new law, Parliament empowered the board to conduct primary, secondary, and such other examinations as it may consider desirable in the public interest; make rules regulating the conduct of examinations and for all purposes incidental thereto and appoint supervisors and invigilators etc. to assist in the conduct of examinations.
Within the confines of these broad functions, there is nothing that stops Uneb from drafting reasonable test rules and regulations. There must be two or three sets of exams at all levels to cater for distressed candidates with exceptional circumstances. The board chairperson should task her executive and test directors to draft new rules and regulations.
Enforcing examinations rules in a mechanistic way disregards context and clutters the spirit of examinations policy which was never intended to punish wounded candidates. Ignoring or rejecting appeals of candidates with a good cause, is archaic and uncalled for. If the fear is about compromising integrity of exams, let the board in consultation with the minister and Parliament, ingrain the exceptional circumstances clause in the context of the prevailing societal condition.
It is wrong for Uneb officials to punish candidates and their parents for matters beyond their control. The laws don’t function in a vacuum. It is important to understand the fundamental purpose of these laws and how they impact the people. A robust legal system serves as the foundation of a happy and healthy society.
We scored companies based on these measurements:
Price (50% of score): We averaged the no-exam life insurance rates for males and females in excellent health at ages 30, 40 and 50 for $500,000 and $1 million and a term length of 20 years.
Maximum face amount for lowest eligible age (10% of score): Companies with higher no-exam life insurance coverage amounts for the lowest age earned more points. Note that maximum no-exam coverage can sometimes become lower if you apply at a higher age.
Age eligible for best length/amount (10% of score): Companies offering no-exam life insurance to folks over age 50 earned extra points.
Accelerated death benefit available (10% of score): This important feature lets you access part of your own death benefit in the event you develop a terminal illness
Option to convert to a permanent life insurance policy (10% of score): This is a good option to have in place if you decide you want a longer policy, especially if your health has declined and you don’t want to shop for new life insurance.
Guaranteed renewals (5% of score): This option lets you extend the coverage after your initial level term period has expired, such as at the end of 10, 20 or 30 years.
Renewal rates can be significantly higher, but renewing can provide extended coverage to someone who may no longer qualify for a new life insurance policy because of health.
Median time from application to approval (5% of score): We gave more points to companies with lower no-exam life insurance approval times.
The timeline for approval could be within seconds or a month, depending on the company and possibly even your health.
Sources: Bestow, Ethos, Fabric, Haven Life, Jenny Life, Ladder, Policygenius and Forbes Advisor research.
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Republished December 2, 2022
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An investigation has been launched into why more than half of those who took the Quebec nursing licence test earlier this year failed it, even as the province is struggling with a nursing shortage.
The commissioner for admissions to professions, André Gariépy, will take a look at the results of the exam, his office said in a news release on Monday evening.
Nursing students have told CBC Montreal that the exam, which is mandatory to obtain a nursing licence in Quebec, didn't reflect what they had been studying in school.
The nurses' order, known by its French acronym the OIIQ, said 54.6 per cent of students failed the licensing test written at the end of September. For those who took the test for the first time, the failure rate was 48.6 per cent — the highest rate recorded in four years.
Since 2018, the success rate for first-time test-takers has generally ranged from 71 to 96 per cent.
Gariépy's office said media coverage and a recent deluge of complaints prompted the investigation. The commissioner, who oversees admissions to professional orders (including nurses) in the province, received 27 complaints about the test in recent days.
The investigation will focus on the "various concerns that have been raised about the test itself and the status of the candidates."
The commissioner encouraged nursing candidates who failed the September test to sign up to rewrite it in March. They should also "review the feedback provided on individual performance at the September session," the commissioner wrote, and "review the guides and materials and participate in information activities to prepare for the exam."
Meanwhile, the OIIQ says it won't change its standards.
The nursing order issued a news release on Tuesday saying its test was not different from past years and it was developed by a panel of experts from clinical and university settings.
"Additional resources" would be put in place to support students, the order said.
"However, relaxing the criteria is not being considered from a public protection perspective," it added. "Instead, we will focus on targeted support to enable all candidates to pass the test in future rounds."
Nursing candidates have three attempts to pass the exam. The OIIQ said all candidates who failed the September test received a response detailing why they failed and that there were online tools available to pass it, including a guide and preparatory workshops.
"We are confident that a return to in-person teaching, as well as support for students, will be a factor in success," said Luc Mathieu, the president of the OIIQ.
In a previous interview with CBC Montreal, Chantal Lemay, a spokesperson for the order, blamed the pandemic's effects on the students' learning environment for the poor test performances.
Joseph Oujeil, a nursing professor at CÉGEP du Vieux Montréal and CÉGEP André-Laurendeau, said he was surprised so many of his students failed the exam.
He said the failure rate was not normal and comes at a terrible time, as Quebec faces a nursing shortage.
"I think the average results need to be looked at," Oujeil said, suggesting the order make the passing grade 50 per cent instead of the usual 55 per cent.
He said students told him the test "doesn't reflect the real reality of what we're teaching them in school or during their studies and it also doesn't reflect what they've seen in their clinical training."
Anyone with information about the test or the status of those who took it can communicate confidentially with the commissioner by emailing email@example.com.
IIM Bangalore will conduct the CAT 2022 test following the test day guidelines
With the beginning of the countdown the Indian Institute of Management (IIM), Bangalore has completed preparations to conduct the Common Admission Test (CAT) 2022 for around two lakh aspirants this year. The entrance test will be held tomorrow, November 27, in three sessions and candidates must have to report one and a half hours before the commencement of the CAT exam. The candidates will not be allowed to enter the management entrance test centre when only 15 minutes are left for the exam.
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IIM Bangalore has already issued the CAT admit card 2022, undertaking format on its official website -- iimcat.ac.in and asked candidates to download and print a hard copy of admit card on an A4 sheet by November 27. Candidates will not be allowed to enter the examination hall without CAT admit card, undertaking slip and a valid photo ID proof. Apparently, the Institutes hold the right to cancel the candidature of any candidate if s/he indulged in any inappropriate activities.
Also Read|| CAT 2022 Tomorrow; Important Things To Focus On Paper, Scoring Sections
The Institute has already mentioned all the exam day guidelines in its release 'Test Day Workflow for Candidates' for the smooth conduct of the CAT 2022 exam. Moreover, a test video guide on test day instructions, log in procedures and answering procedures for the CAT 2022 test is also available on the official website. For any help or assistance candidates may contact on the helpline number -- 18002108720 or may write to firstname.lastname@example.org.
Also Read|| How To Avoid Negative Marking In CAT 2022?
The following is a press release from the Professional Regulation Commission.
The Professional Regulation Commission (PRC) announces that 8,029 out of 20,407 passed the Civil Engineer Licensure Examination given by the Board of Civil Engineering in Manila, Baguio, Butuan, Cagayan de Oro, Cebu, Davao, Iloilo, Koronadal, Legazpi, Lucena, Pagadian, Pampanga, Rosales, Tacloban, Tuguegarao, and Zamboanga this November 2022.
The results were released in six working days after the last day of examination. The members of the Board of Civil Engineering who gave the licensure examination are Engr. Praxedes P. Bernardo, chairman; Engr. Pericles P. Dakay and Engr. Romeo A. Estañero, members.
On January 30-31, February 1-3, February 6-10, and February 13-15, 2023, registration for the issuance of Professional Identification Card (ID) and Certificate of Registration will be done online. Please go to www.prc.gov.ph and follow instructions for initial registration.
Those who will register are required to bring the following: downloaded duly accomplished Oath Form or Panunumpa ng Propesyonal, notice of admission (for identification only), 2 pieces passport sized pictures (colored with white background and complete name tag), 2 sets of documentary stamps and 1 piece short brown envelope.
Successful examinees should personally register and sign in the Roster of Registered Professionals.
The date and venue for the oathtaking ceremonies of the new successful examinees in the said examination will be announced later.
The top performing schools in the November 2022 Civil Engineer Licensure Examination as per Commission Resolution No. 2017-1058(C) series of 2017:
The successful examinees who garnered the ten highest places in the November 2022 Civil Engineer Licensure Examination are the following:
Here’s the full list of passers: