- State Bar has recommended not using the new national bar test under development
- California Supreme Court will make the final call
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AZ-204 Developing Solutions for Microsoft Azure EXAM CODE: AZ-204 EXAM NAME: Developing Solutions for Microsoft Azure PASSING SCORE: 700/1000 (70%) EXAM CONTENTS: Develop Azure compute solutions (25-30%) Develop for Azure storage (15-20%) Implement Azure security (20-25%) Monitor, troubleshoot, and optimize Azure solutions (15-20%) Connect to and consume Azure services and third-party services (15-20%) Develop Azure compute solutions ------------------------------- Implement IaaS solutions • Provision virtual machines (VMs) • Configure, validate, and deploy ARM templates • Configure container images for solutions • Publish an image to Azure Container Registry • Run containers by using Azure Container Instance Create Azure App Service Web Apps • Create an Azure App Service Web App • Enable diagnostics logging • Deploy code to a web app • Configure web app settings including SSL, API settings, and connection strings • Implement autoscaling rules including scheduled autoscaling and autoscaling by operational or system metrics Implement Azure Functions • Create and deploy Azure Functions apps • Implement input and output bindings for a function • Implement function triggers by using data operations, timers, and webhooks • Implement Azure Durable Functions Develop for Azure storage ------------------------- Develop solutions that use Azure Cosmos DB storage • Select the appropriate API and SDK for a solution • Implement partitioning schemes and partition keys • Perform operations on data and Cosmos DB containers • Set the appropriate consistency level for operations • Manage change feed notifications Develop solutions that use blob storage • Move items in Blob storage between storage accounts or containers • Set and retrieve properties and metadata • Perform operations on data by using the appropriate SDK • Implement storage policies, data archiving, and retention Implement Azure security ------------------------ Implement user authentication and authorization • Authenticate and authorize users by using the Microsoft Identity platform • Authenticate and authorize users and apps by using Azure Active Directory • Create and implement shared access signatures • Implement solutions that interact with Microsoft Graph Implement secure cloud solutions • Secure app configuration data by using App Configuration or Azure Key Vault • Develop code that uses keys, secrets, and certificates stored in Azure Key Vault • Implement Managed Identities for Azure resources Monitor, troubleshoot, and optimize Azure solutions --------------------------------------------------- Implement caching for solutions • Configure cache and expiration policies for Azure Cache for Redis • Implement secure and optimized application cache patterns including data sizing, connections, encryption, and expiration Troubleshoot solutions by using metrics and log data • Configure an app or service to use Application Insights • Review and analyze metrics and log data • Implement Application Insights web tests and alerts Connect to and consume Azure services and third-party services -------------------------------------------------------------- Implement API Management • Create an APIM instance • Create and document APIs • Configure authentication for APIs • Define policies for APIs Develop event-based solutions • Implement solutions that use Azure Event Grid • Implement solutions that use Azure Event Hub Develop message-based solutions • Implement solutions that use Azure Service Bus • Implement solutions that use Azure Queue Storage queues | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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Other Microsoft examsMOFF-EN Microsoft Operations Framework Foundation62-193 Technology Literacy for Educators AZ-400 Microsoft Azure DevOps Solutions DP-100 Designing and Implementing a Data Science Solution on Azure MD-100 Windows 10 MD-101 Managing Modern Desktops MS-100 Microsoft 365 Identity and Services MS-101 Microsoft 365 Mobility and Security MB-210 Microsoft Dynamics 365 for Sales MB-230 Microsoft Dynamics 365 for Customer Service MB-240 Microsoft Dynamics 365 for Field Service MB-310 Microsoft Dynamics 365 for Finance and Operations, Financials (2023) MB-320 Microsoft Dynamics 365 for Finance and Operations, Manufacturing MS-900 Microsoft Dynamics 365 Fundamentals MB-220 Microsoft Dynamics 365 for Marketing MB-300 Microsoft Dynamics 365 - Core Finance and Operations MB-330 Microsoft Dynamics 365 for Finance and Operations, Supply Chain Management AZ-500 Microsoft Azure Security Technologies 2023 MS-500 Microsoft 365 Security Administration AZ-204 Developing Solutions for Microsoft Azure MS-700 Managing Microsoft Teams AZ-120 Planning and Administering Microsoft Azure for SAP Workloads AZ-220 Microsoft Azure IoT Developer MB-700 Microsoft Dynamics 365: Finance and Operations Apps Solution Architect AZ-104 Microsoft Azure Administrator 2023 AZ-303 Microsoft Azure Architect Technologies AZ-304 Microsoft Azure Architect Design DA-100 Analyzing Data with Microsoft Power BI DP-300 Administering Relational Databases on Microsoft Azure DP-900 Microsoft Azure Data Fundamentals MS-203 Microsoft 365 Messaging MS-600 Building Applications and Solutions with Microsoft 365 Core Services PL-100 Microsoft Power Platform App Maker PL-200 Microsoft Power Platform Functional Consultant PL-400 Microsoft Power Platform Developer AI-900 Microsoft Azure AI Fundamentals MB-500 Microsoft Dynamics 365: Finance and Operations Apps Developer SC-400 Microsoft Information Protection Administrator MB-920 Microsoft Dynamics 365 Fundamentals Finance and Operations Apps (ERP) MB-800 Microsoft Dynamics 365 Business Central Functional Consultant PL-600 Microsoft Power Platform Solution Architect AZ-600 Configuring and Operating a Hybrid Cloud with Microsoft Azure Stack Hub SC-300 Microsoft Identity and Access Administrator SC-200 Microsoft Security Operations Analyst DP-203 Data Engineering on Microsoft Azure MB-910 Microsoft Dynamics 365 Fundamentals (CRM) AI-102 Designing and Implementing a Microsoft Azure AI Solution AZ-140 Configuring and Operating Windows Virtual Desktop on Microsoft Azure MB-340 Microsoft Dynamics 365 Commerce Functional Consultant MS-740 Troubleshooting Microsoft Teams SC-900 Microsoft Security, Compliance, and Identity Fundamentals AZ-800 Administering Windows Server Hybrid Core Infrastructure AZ-801 Configuring Windows Server Hybrid Advanced Services AZ-700 Designing and Implementing Microsoft Azure Networking Solutions AZ-305 Designing Microsoft Azure Infrastructure Solutions AZ-900 Microsoft Azure Fundamentals PL-300 Microsoft Power BI Data Analyst PL-900 Microsoft Power Platform Fundamentals MS-720 Microsoft Teams Voice Engineer DP-500 Designing and Implementing Enterprise-Scale Analytics Solutions Using Microsoft Azure and Microsoft Power BI PL-500 Microsoft Power Automate RPA Developer SC-100 Microsoft Cybersecurity Architect MO-201 Microsoft Excel Expert (Excel and Excel 2019) MO-100 Microsoft Word (Word and Word 2019) MS-220 Troubleshooting Microsoft Exchange Online | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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This time of year is always full of promise and new beginnings for me. It's university graduation time and bright minds are putting their hard-earned degrees and learnings into practice. It's also when business graduates think about the positive impact they would like to make on the working world. If my days at NYU Stern and my 38-year career at EY taught me anything, it's that you should never stop being a student and learn from everything – good and bad – that life throws at you. Here are three lessons that are never too late for anyone to put into practice no matter where you are in your career. 1. Don't be afraid to change pathsIn the classroom, you take the course. In life, you need to veer off course many times. Curriculum is just another word for plan. Graduates not only demonstrate an ability to stick to the plan but excel at it. They turn in every assignment, study for every test and fulfill every requirement. While that's an impressive achievement, in my experience, knowing when to adapt the plan, or move in another direction entirely, is just as important. A lot of people are surprised to learn that I didn't major in accounting or business. I majored in chemistry. When I was an undergraduate, I was convinced I wanted to be a doctor. I studied synthetic sequences in the library, and I ran titrations in the lab. By junior year, I was ready to put my new skills to the test: I scored an internship at a real hospital. Every day by 6 a.m., I was trailing attending physicians through their morning rounds. By lunchtime, I was scrubbed in to observe surgery. It was incredible. I learned a lot: First and foremost, that I'm not squeamish. I watched open heart surgeries, organ transplants and hip replacements — which, by the way, were done with a bone saw and mallet. Not for the faint of heart. But the most important thing I learned was that I didn't want to be a doctor. It took seeing medicine up close to realize it wasn't the life I wanted. After years of planning, I had to change course. Not everyone will have to alter their path completely, but I'm fairly confident that most will have to expand it. Technology is rapidly remaking the workplace. Some dream jobs may not exist today or may look completely different tomorrow. My advice is to be flexible, learn new skills and keep an open mind about the future. Which brings me to my second lesson. 2. Success will be as much — and maybe even more — about collaboration than it is about competitionBusiness schools often breed a competitive environment. But I've found that those who know how to collaborate, learn from others and contribute will better handle whatever challenge or opportunity comes next. Of course, you'll have to compete, but learning to successfully collaborate will help you succeed. Once I figured out that medicine wasn't right for me, I decided to pursue a career in business. There was only one problem: I had never taken a business, finance or accounting class. This led me to NYU and at the time, there was a program for liberal arts grads like me. By day, I worked at Arthur Young — one of predecessor member firms of the EY organization. By night, I took classes. Kind of like Batman, but with more spreadsheets. I learned a lot — both on the job and in the books. But really, I learned the most from my classmates. While most of us were all working for competing organizations during the day, in the evening we studied and produced projects together. We shared perspectives and helped each other out. This made each of us stronger and smarter. This has remained true throughout my career. Today, some of the most exciting work that we're doing at EY involves working with other organizations. We are collaborating with over 100 organizations in the EY alliance ecosystem to bring custom solutions and solve problems for clients and society. For example, we've teamed up with Microsoft to help remove barriers to employment for young people in underserved communities. We've even worked with the competition. We collaborated with the other Big Four organizations to develop environmental, social and governance metrics for the World Economic Forum to help organizations consistently measure their non-financial performance. The bottom line is you won't always have all the answers. Neither will your organization. 3. Don't ever stop asking bold questions and challenging the status quoRe-entering the working world with a business degree not only sets candidates apart but sets them up to see the world differently and create a better future. In business school you learn to ask tough questions of professors, business, society, fellow students and, of course, yourself. But to create a better future, you need to continue to ask bold questions throughout your career. You need to challenge the status quo. This of course comes with challenges and setbacks. But the lesson often is that real change doesn't always come when you want it or even how you foresaw it in your plan. I know this from experience. For the past year, EY had been working on a massive initiative: Project Everest. The idea was to split the EY organization into two separate organizations: to better serve EY clients in the long-term by providing more choice and removing conflicts and giving EY people new and more rewarding growth opportunities. This was a bold move that would challenge the status quo and redefine the industry — something the competition has publicly said they would never do. Recently the EY organization decided not to move forward with Project Everest. Let me tell you, this was disappointing to me. But what we can't lose sight of is that we have uncovered unexpected learnings. We have unlocked a huge amount of innovation, identified people strengths, and opened new and better conversations with EY clients and regulators. No great change has ever taken place by defending the status quo. And to succeed, you must be prepared to fail and learn. I still believe we will transform to better serve EY clients, people and society — just at a different time, and in a different way. Eventually, you'll attempt your own Everest. It won't be easy. The clue is in the name. Remember, be patient. Persevere. Learn. Even setbacks move the needle. A commitment to lifelong learning will set you up for success at work and in life. Remember to stay curious about new possibilities, collaborate with competitors and persevere when faced with challenges. Even when your plan doesn't go as expected, the best thing about being a student is that you never stop learning. Carmine Di Sibio is the global chairman and CEO of EY. The views reflected in this article are the views of the author and do not necessarily reflect the views of the global EY organization or its member firms.
While database platforms have come and gone through the decades, database technology is still critical for multiple applications and computing tasks. IT professionals often seek database certifications to demonstrate their knowledge and expertise as they navigate their career paths and pursue professional growth. While database certifications may not be as bleeding edge as Google cloud certifications, cybersecurity certifications, storage certifications or digital forensics certifications, database professionals at all levels possess in-demand career skills — and a plethora of database-related jobs are waiting to be filled. We’ll look at some of the most in-demand certifications for database administrators, database developers and anyone else who works with databases. What to know about database roles and certificationsTo get a better grasp of available database certifications, it’s helpful to group these certs around job responsibilities. This reflects the maturity of database technology and its integration into most aspects of commercial, scientific and academic computing. As you read about the various database certification programs, keep these job roles in mind:
These database job roles highlight two critical issues to consider if you want to be a database professional:
NoSQL databases — called “not only SQL” or “non-relational” databases — are increasingly used in big data applications associated with some of the best big data certifications for data scientists, data mining and warehousing, and business intelligence. Best database certificationsHere are details on our five best database certification picks for 2023. 1. IBM Certified Database Administrator — DB2 12IBM is one of the leaders in the worldwide database market by any objective measure. The company’s database portfolio includes industry-standard DB2, as well as the following:
IBM also has a long-standing and well-populated IT certification program that has been around for more than 30 years and encompasses hundreds of individual credentials. After redesigning its certification programs and categories, IBM now has a primary data-centric certification category called IBM Data and AI. It includes a range of database credentials:
IBM’s is a big and complex certification space, but one where particular platform allegiances are likely to guide readers toward the handful of items most relevant to their interests and needs. Database professionals who support DB2 (or aspire to) on IBM’s z/OS should check out the IBM Associate Certified DBA — Db2 12 certification. It’s an entry-level test that addresses routine planning, working with SQL and XML, security, operations, data concurrency, application design, and concepts around database objects. This certification requires candidates to pass one exam. Pre-exam training and familiarity with concepts, or hands-on experience, are recommended but not required. IBM Certified Database Administrator — DB2 facts and figures
Did you know? IBM’s certification offerings are among the best system administrator certifications IT professionals can achieve. 2. Microsoft AzureMicrosoft Azure offers a broad range of tools and add-ons for business intelligence. Azure is a cloud computing platform for application management and Microsoft-managed data centers. Microsoft certifications include various Azure offerings based on job role and experience level. Microsoft’s certification program is role-centric, centered on the skills you need to succeed in specific technology jobs. Because Azure has such a broad scope, Azure certifications span multiple job roles. However, specific certifications exist for the following positions:
There are also certifications for learners at different experience levels. For those looking to take their Azure knowledge to the next level, the Microsoft Certified: Azure Data Fundamentals certification is the perfect place to start. This certification is for beginner database administrators interested in using Azure and mastering data in the cloud. It offers foundational knowledge of core concepts while reinforcing concepts for later use in other Azure role-based certifications, such as those listed below:
Azure Data Fundamentals certification facts and figures
3. Oracle Certified Professional, MySQL 5.7 Database AdministratorOracle runs its certifications under the auspices of Oracle University. The Oracle Database Certifications page lists separate tracks depending on job role and product. MySQL is perhaps the leading open-source relational database management system (RDBMS). Since acquiring Sun Microsystems in 2010 (which had previously acquired MySQL AB), Oracle has rolled out a paid version of MySQL and developed certifications to support the product. If you’re interested in pursuing an Oracle MySQL certification, you can choose between MySQL Database Administration and MySQL Developer. The Oracle Certified Professional, MySQL 5.7 Database Administrator (OCP) credential recognizes professionals who can accomplish the following tasks:
The certification requires candidates to pass a single test (the same test can be taken to upgrade a prior certification). Oracle recommends training and on-the-job experience before taking the exam. Oracle Certified Professional, MySQL 5.7 Database Administrator facts and figuresDid you know? According to Oracle, approximately 1.8 million Oracle Certified professionals globally hold certifications to advance their networking careers and professions to validate their IT expertise. 4. Oracle Database SQL Certified Associate CertificationFor individuals interested in working in the Oracle environment who have the necessary experience to become a database administrator, Oracle’s Database SQL Certified Associate Certification is another top Oracle certification and an excellent starting point. This test encompasses an understanding of fundamental SQL concepts that individuals must grasp for database projects. By earning the certification, individuals demonstrate that they have a range of knowledge in core SQL concepts:
This certification also requires candidates to pass a single exam. While Oracle does not specify any prerequisites, the company does state candidates should have familiarity working with the command line. Oracle Database SQL Certified Associate Certification facts and figures5. SAP HANA: SAP Certified Technology Associate — SAP HANA 2.0 SPS05SAP SE has an extensive portfolio of business applications and analytics software, including cloud infrastructure, applications and storage. The SAP HANA platform’s foundation is an enterprise-grade relational database management system that can be run as an appliance on-premises or in the cloud. The cloud platform lets customers build and run applications and services based on SAP HANA. SAP offers a comprehensive certification program built to support its various platforms and products. We’re featuring the SAP Certified Technology Associate — SAP HANA cert because it aligns closely with other certifications we’ve highlighted and is in high demand among employers, according to job board surveys. This certification ensures database professionals can install, manage, monitor, migrate and troubleshoot SAP HANA systems. It covers the following skills:
SAP recommends that certification candidates get hands-on practice through formal training or on-the-job experience before attempting this exam. The SAP Learning Hub is a subscription service that gives certification candidates access to a library of learning materials, including e-learning courses and course handbooks. The annual subscription rate for individual users on the Professional certification track is $2,760. This online training program is designed for those who run, support, or implement SAP software solutions. Though this may seem like a steep price for online training, you will likely be able to pass any SAP certification exams you put your mind to by leveraging all the learning resources available to SAP Learning Hub Professional subscribers. Typically, SAP certifications achieved on one of the two most latest SAP solutions are considered current and valid. SAP contacts professionals whose certifications are nearing end-of-life status and provides information on maintaining their credentials. SAP Certified Technology Associate facts and figures
Tip: To broaden your skill set, consider pursuing the best sales certifications to better sell and implement various IT solutions, including databases. Beyond the top 5 database certificationsAdditional database certification programs can further the careers of IT professionals who work with database management systems. While most colleges with computer science programs offer database tracks at the undergraduate, master and Ph.D. levels, well-known vendor-neutral database certifications exist, including the following:
These are some additional certifications: These credentials represent opportunities for database professionals to expand their skill sets — and salaries. However, such niches in the database certification arena are generally only worth pursuing if you already work with these platforms or plan to work for an organization that uses them. Key takeaway: Pursuing additional database certifications can be helpful for professional development if you already work with these platforms or plan to work with them in the future. Job board search resultsBefore pursuing certifications, consider their popularity with employers to gain a helpful perspective on current database certification demand. Here’s a job board snapshot to give you an idea of what’s trending.
If the sheer number of available database-related positions isn’t enough motivation to pursue a certification, consider average salaries for database administrators. SimplyHired reports $91,949 as the national average in the U.S., ranging from $64,171 to over $131,753. Glassdoor’s reported average is somewhat lower at $84,161, with a top rung for experienced senior DBAs right around $134,000. Choosing the right certificationChoosing the best IT certifications to enhance your skills and boost your career can be overwhelming, especially as many available certifications are for proprietary technologies. While picking a database certification can feel like locking yourself into a single technology family, it is worth remembering that many database skills are transferable. Additionally, pursuing any certification shows your willingness to learn and demonstrates competence to current and future employers. Ultimately, choosing which certification to pursue depends on the technologies you use at work or would like to use at a future employer. Jeremy Bender contributed to the reporting and writing in this article. ChatGPT has made a name for itself these days, it’s seemingly everywhere. Google and Microsoft have released their own versions of large language models (LLMs), and a multitude of other chatbots and complementary technology are in active development. As a result of how much buzz generative AI has received from the media, organizations and people alike, it makes sense that IT security companies are also hoping to benefit from these technologies. And while this emerging technology has the potential to make software development more convenient, it’s equally as likely to become a source of potential threats and headaches for security-minded organizations. Here are four potential threats and headaches that security teams can expect from ChatGPT: 1. ChatGPT does not replace security expertsThe tool takes a massive amount of text and other data that it finds online and uses various mathematical models to create its responses. It isn’t a security expert, but it’s good at locating what human security experts have posted. However, ChatGPT lacks the ability to think for itself and it’s often influenced by user decisions, which can change everything related to remediation in security. And while the code generation features are tantalizing, ChatGPT does not code to the same level of sophistication as a seasoned security expert. 2. ChatGPT isn't very accurateDespite the fanfare over passing a law school bar test and other college tests, ChatGPT isn’t all that smart. Its database only dates back to 2021, although new data gets uploaded all the time. That’s a big issue for delivering up-to-the-minute vulnerabilities for example. But it doesn’t always offer up the right answers because it depends on how the users frame their questions or describes the context of the queries. Users have to take the time to refine their questions and experiment with the chatbots, which will require new skills in how we formulate our queries and develop our own expertise. 3. ChatGPT can cause extra work for codersIt cannot serve as a no-code solution or bridge the talent gap as non-experts put in charge of the tech cannot verify the generated recommendations ensuring they make sense. In the end, ChatGPT will create more technical debt as security experts will have to vet any AI-produced code to ensure its validity and security bona fides. 4. ChatGPT could potentially expose sensitive informationBy its very nature, the inputs to all chatbots are continuously used to retrain and Improve the models themselves. ChatGPT can potentially exploit an organization’s vulnerabilities and create a single place for hackers to access the data generated by a chatbot. We have already seen an early compromise where user chat histories were exposed. Given these issues, what should IT security managers do to protect their organizations and mitigate risks? Gartner has offered a few specific ways to become more familiar with the chatbots and recommended using Azure’s version for experimentation because it does not capture sensitive information. They also propose putting the right policies in place to prevent confidential data from being uploaded to the bots, such as the policies Walmart enacted earlier this year. IT managers should also work on better and more targeted awareness and training programs. One consultant suggests using the chatbots themselves to generate demo training messages. Another technique: generate reports and analysis of cybersecurity threats that security experts can rewrite for the general public. As ChatGPT continues to make headlines, we will need be careful with which technology we embrace. In the coming years, investment priorities will likely change so that privacy and compliance teams lean on security teams even more to ensure their privacy controls are compliant with new regulations. ChatGPT may or may not fit into this plan. Either way, security analysts need to weigh the pros and cons of the AI interface and determine if it’s truly worth the risk of integration. Ron Reiter, co-founder and CTO, Sentra
U.S. Sen. Elizabeth Warren popularized the 50/20/30 budget rule in her book, All Your Worth: The Ultimate Lifetime Money Plan. The rule is to split your after-tax income into three categories of spending: 50% on needs, 30% on wants, and 20% on savings. This intuitive and straightforward rule can help you draw up a reasonable budget that you can stick to over time in order to meet your financial goals. Key Takeaways
50%: NeedsNeeds are those bills that you absolutely must pay and are the things necessary for survival. Half of your after-tax income should be all that you need to cover your needs and obligations. If you are spending more than that on your needs, you will have to either cut down on wants or try to downsize your lifestyle, perhaps to a smaller home or more modest car. Maybe carpooling or taking public transportation to work is a solution, or cooking at home more often. Examples of "needs" include but aren't limited to: 30%: WantsWants are all the things you spend money on that are not absolutely essential. Anything in the "wants" bucket is optional if you boil it down. You can work out at home instead of going to the gym, cook instead of eating out, or watch sports on TV instead of getting tickets to the game. This category also includes those upgrade decisions you make, such as choosing a costlier steak instead of a less expensive hamburger, buying a Mercedes instead of a more economical Honda, or choosing between watching television using an antenna for free or spending money to watch cable TV. Basically, wants are all those little extras you spend money on that make life more enjoyable and entertaining. In general, examples of "wants" include but aren't limited to:
20%: SavingsFinally, try to allocate 20% of your net income to savings and investments. You should have at least three months of emergency savings on hand in case you lose your job or an unforeseen event occurs. After that, focus on retirement and meeting other financial goals down the road. Examples of savings could include:
If emergency funds are ever used, the first allocation of additional income should be to replenish the emergency fund account. Importance of SavingsAmericans are notoriously bad at saving, and the nation has extremely high levels of debt. As of April 2023, the average personal savings rate for individuals in the United States was just 4.1%. The 50-20-30 rule is intended to help individuals manage their after-tax income, primarily to have funds on hand for emergencies and savings for retirement. Every household should prioritize creating an emergency fund in case of job losses, unexpected medical expenses, or any other unforeseen monetary cost. If an emergency fund is used, then a household should focus on replenishing it. Saving for retirement is also a critical step as individuals are living longer. Calculating how much you will need for retirement and working towards that goal, beginning at a young age will ensure a comfortable retirement. Benefits of the 50/30/20 Budget RuleThe 50/30/20 rule can guide individuals to financial prosperity in a number of different ways. Potential benefits from these guidelines include:
The idea behind the 50/30/20 rule is that anyone can use these proportions, regardless of their income. However, be mindful how those with lower income or those living in higher cost of living areas may need to adjust these percentages. How to Adopt the 50/30/20 Budget RuleNo single way of tracking to a budget will work for everyone. However, here are some high-level tips on adopting a 50/30/20 budget relevant to all individuals. Track Your ExpensesTo better understand your spending habits, start by keeping track of your expenses for a month or two. Analyze your spending to determine how well it adheres to the 50/30/20 breakdown by classifying it into needs, wants, and savings. This will set the groundwork for better understanding how far off from budget you will be starting off at. Also, the only way you'll know you're being successful at adhering to this budget is by tracking your real spend. Most often, this can be done fairly easy using spreadsheet solutions such as Microsoft Excel. Understanding Your IncomeThe basis of the 50/30/20 budget is rooted in understanding what your income is. Take caution that your gross income may be vastly different from your net income as Federal income taxes reduce what you'll take home. By understanding what you earn and what actually hits your bank account each pay period, you'll be better positioned to establish the correct budget amounts for the three categories. Identify Your Critical CostsThis includes expenses such as rent or mortgage payments, utilities, groceries, transportation expenses, insurance premiums, and debt repayments. These costs are non-negotiable, and these must be expenses necessary for your daily living. Because these expenses may take up the largest portion of your budget, it's important to be most mindful with this group. In addition, these expenses must be incurred, so you likely have the least amount of flexibility once they are committed to. For example, locking into a rental agreement may require a 6-month or 12-month requirement. Automate Your SavingsBy automating the process, saving will be simpler. Set up monthly automated payments from your checking account to your investment or savings accounts. This guarantees that your funds increase steadily without requiring manual labor. This may also make it easier to regularly review your budget to make sure it is in line with your lifestyle and financial objectives as there is less of a burden to administratively manage your savings. Maintain ConsistencyAdopting the 50/30/20 budget guideline successfully requires maintaining consistency. Over time, stick to your spending strategy and resisted the want to go over budget or depart from your percentage allocations. Like any other form of budget, this plan is often most successful when there are clear guidelines that can leveraged every month. Be mindful to reset your spending limits each month, and strive to maintain consistency from one period to the next. Example of the 50/30/20 Budget RuleImagine a person recently graduated from college and started her first full-time job. She wants to develop good financial habits from the beginning and has heard about the 50/30/20 budget rule. Eager to take control of her finances, she decides to set up a 50/30/20 budget. To understand her spending patterns, the person starts tracking her expenses for a month. She uses a budgeting app that categorizes her expenses automatically into needs, wants, and savings. The person calculates her monthly after-tax income, which amounts to $3,500. This will be her basis for allocating her budget according to the 50/30/20 rule. After analyzing her tracked expenses, the person realizes that her essential expenses like rent, utilities, groceries, transportation, and student loan payments add up to approximately $1,750 per month. She allocates exactly 50% of her income, which is $1,750, to cover these needs. The person then allocates $1,050 to discretionary items and $700 each month to retirement and savings. The person sets up an automatic transfer from her checking account to her savings account on her payday. Six months later, the person is promoted. Because the person's income has changed, she reevaluates each budget amount. In addition, the person reviews her budget and adjusts as needed. She also realizes that her transportation expenses are higher than expected, so she decides to start carpooling with a colleague to reduce costs. The person remains disciplined and consistent with her budgeting practice. She prioritizes financial well-being and regularly evaluates her progress toward her goals. As she progresses in her career, she continues to adjust her budget to reflect changes in her income and priorities. In the long run, the person has taken steps to not only have their needs met but have sufficient funds available for their future. Frequently Asked QuestionsCan I Modify the Percentages in the 50/30/20 Rule to Fit My Circumstances? Yes, you can modify the percentages in the 50/30/20 rule based on your circumstances and priorities. Adjusting the percentages can help you tailor the rule to better suit your financial goals and needs. This is especially relevant for people living in places with higher cost of living or for people that have loftier, higher long-term retirement saving needs. Frequently Asked QuestionsShould I Include Taxes in the Calculation of the 50/30/20 Rule? Taxes are typically excluded from the calculation of the 50%, 30%, 20% rule since it focuses on allocating income after taxes. You should consider your after-tax income when applying the rule. If you do decide to factor in taxes, be mindful to use gross income and appropriately forecast what your taxes will be. Frequently Asked QuestionsHow Can I Budget Effectively Using the 50/30/20 Rule? To budget effectively using the 50%, 30%, 20% rule, track your expenses, prioritize essential needs, be mindful of wants, and consistently allocate savings or debt repayment within the designated percentage. Frequently Asked QuestionsCan I Use the 50/30/20 Rule to Save for Long-Term Goals? Yes, the 50/30/20 rule can be used to save for long-term goals. Allocate a portion of the 20% to savings specifically for your long-term goals, such as a down payment on a house, education funds, or investments. The rule is intentionally meant to bring focus to savings. The Bottom LineSaving is difficult, and life often throws unexpected expenses at us. By following the 50-20-30 rule, individuals have a plan with how they should manage their after-tax income. If they find that their expenditures on wants are more than 30%, they can find ways to reduce those expenses that will help direct funds to more important areas such as emergency money and retirement. Life should be enjoyed, and it is not recommended to live like a Spartan, but having a plan and sticking to it will allow you to cover your expenses, save for retirement, all at the same time doing the activities that make you happy. ISA offers a variety of resources to help you prepare for the Certified Automation Professional (CAP®) exam. Primary TextbookA Guide to the Automation Body of Knowledge is the primary text resource for the CAP test and provides a complete overview of all technical topics. Order the Guide to the Automation Body of Knowledge. Study GuideThe CAP Study Guide is a comprehensive self-study resource that contains a list of the CAP domains and tasks, 75 review Questions Answers complete with justifications. References that were used for each study guide question are also provided with the question. The Study Guide also includes a recommended list of publications that you can use to do further study on specific domains. Order the CAP Study Guide. Review CoursesA CAP review course is available in several formats as preparation for taking the certification exam. This course is offered by ISA and can also be offered at your location. ISA also has a variety of training courses that would be helpful in preparing for CAP. Visit the Automation Professional Training page for a complete list. Additional ResourcesExam Topics
CAP demo QuestionsQuestions on the test were derived from the real practice of automation professionals as outlined in the CAP Role Delineation Study and job task analysis. Using interviews, surveys, observation, and group discussions, ISA worked with automation professionals to delineate critical job components to develop test specifications to determine the number of questions related to each domain and task tested. This rigorous program development and ongoing maintenance process ensures that CAP certification accurately reflects the skills and knowledge needed to excel as an automation professional. The following six questions were taken from the CAP test question item bank and serve as examples of the question type and question content found on the CAP exam.
Sample Questions Answer Key
The correct answer is D, A/D converter. A digital controller requires a digital signal as its input. A 4-20 mA transmitter outputs an analog signal. Therefore, a device to convert an analog (A) signal to a digital (D) is required. This class of device is referred to as an A/D converter. An I/P transducer is used to convert an analog current (I) signal to a pneumatic (P) signal, as for actuation of final control elements. A P/I transducer is used to convert a pneumatic signal (P) to an analog current (I) signal, as for a pneumatic transmitter in a programmable logic controller loop. A DP transmitter is a differential pressure transmitter, which can output a pneumatic, an analog, or a digital signal, depending on the model of transmitter used. Reference: Goettsche, L.D. (Editor), Maintenance of Instruments and Systems, Second Edition, ISA, 2005. The correct answer is C, "sample conditioning system." Answers A and C are items not generally associated with extractive field analyzers. Capillary tubes are used for collecting small samples (water, for instance) from a larger container. There are special capillary tubes that can be used in the analyzer chamber of a gas chromatograph, but they are not constructed from glass. Smooth-walled pipe is important for reducing friction losses in piping systems. A demo probe calibration system is important to the overall function and maintenance of an extractive field analyzer. However, these systems are not used to prepare the demo for analysis, but rather to provide a mechanism to verify and maintain analyzer performance. A demo conditioning system can contain devices, such as filters, demisters, flow regulators, and heaters. demo conditioning systems are used to bring the demo to the ideal process conditions for accurate measurement in the analyzer itself. The demo conditioning system can be a key maintenance item in an analyzer system, since each device needs to be calibrated, cleaned, etc. Reference: Goettsche, L.D. (Editor), Maintenance of Instruments and Systems, Second Edition, ISA, 2005. The correct answer is B, "equal to." In order for air to be discharged from the end of a bubbler purge tube, the air pressure in the tube must be equal to (or higher than) the pressure exerted by the liquid head in the tank. As the tank level is decreased, the liquid head pressure at the tip of the purge tube decreases, and more bubbles per unit of time can escape. The corresponding reduction in pressure in the purge tube is proportional to the level in the tank. Therefore, the point at which the liquid head pressure and the purge tube pressure are equal is the highest level (URV = 100%) that the device will measure. Reference: Goettsche, L.D. (Editor), Maintenance of Instruments and Systems, Second Edition, ISA, 2005. The correct answer is A, "51 K ohms ± 5%." The four-color band coding is: So a resistor with four bands, green-brown-orange-gold, has a value of: 5 1 x 1000 ± 5% or 51 KΩ. Reference: Goettsche, L.D. (Editor), Maintenance of Instruments and Systems, Second Edition, ISA, 2005. The correct answer is D, series and energized. To measure current, you must connect the two leads of the ammeter in the circuit so that the current flows through the ammeter. In other words, the ammeter must become a part of the circuit itself. The only way to measure the current flowing through a simple circuit is to insert your ammeter into the circuit (in series) with the circuit energized. Reference: Goettsche, L.D. (Editor), Maintenance of Instruments and Systems, Second Edition, ISA, 2005. The correct answer is A; it prevents the formation of a second temperature measurement junction. A thermocouple measurement junction is formed wherever two dissimilar metals are joined. KX-type thermocouple extension wire is made of the same metals as the K-type thermocouple (chromel and alumel). When extending the thermocouple leads with an extension wire back to the control system input card, KX thermocouple extension wire must be used, and the chromel wire and the alumel wire must be joined to the wire of the same metal in the extension cable. If JX or another type of extension wire is used, another measurement junction is formed. For instance, if JX extension cable is used in the example in this problem, the point where the iron and chromel wires are joined would form another thermocouple. This will negatively affect the intended measurement signal. Proper installation of thermocouple extension wires also requires special terminal blocks to prevent additional junctions from being formed. Reference: Goettsche, L.D. (Editor), Maintenance of Instruments and Systems, Second Edition, ISA, 2005. The correct answer is B, "hydraulic actuation." Although many pneumatic actuators can provide a large force, they require either a large diaphragm area (in the case of a diaphragm actuator) or a large cylinder (in the case of a rack and pinion actuator). Hydraulic actuators are driven by a high-pressure fluid (up to 4,000 psig) that can be delivered to the actuator by a pump that is remote from the actuator itself. Hydraulic cylinders can deliver up to 25 times more force than a pneumatic cylinder of the same size. Manual actuation is accomplished by turning a valve handle, and is limited to the amount of force that an operator can exert on the lever or hand wheel. Electric actuation delivers high torques for rotary-style valves, but electric actuators tend to be large and heavy compared to hydraulic actuators. Reference: Goettsche, L.D. (Editor), Maintenance of Instruments and Systems, Second Edition, ISA, 2005. The correct answer is D; they measure pressure by sensing the deflection of the diaphragm. For most pressure applications, changes in pressure are detected by the change in deflection of a measuring diaphragm. The deflection is converted into an electrical signal (voltage) by a piezoelectric or capacitance device. The small electrical current is converted to a standard signal (e.g., 4-20 mA or a digital signal) by a transmitter. Therefore, answer B is not correct. Answer A is not correct, because pressure sensors can measure very small pressure changes (inches of water) and in some cases, millimeters of water. Pressure measurement devices are not affected by volume, since they are measuring force over an area only. Many pressure sensors are sensitive to temperature (capillary tubes are filled with fluids that can expand with temperature). Therefore, answer C is not correct. Reference: Goettsche, L.D. (Editor), Maintenance of Instruments and Systems, Second Edition, ISA, 2005. The correct answer is C, "Gather information about the problem." Once a problem is identified, data must be gathered and analyzed to determine a viable set of potential actions and solutions. The logical analysis troubleshooting method consists of (in order): Reference: Goettsche, L.D. (Editor), Maintenance of Instruments and Systems, Second Edition, ISA, 2005. The correct answer is B, “location, elevation, and tag number.” Instrument location plans are most often used to support new plant installations and give the installer information about the real physical location of the installation of an instrument, the elevation of installation (at grade, on a platform, at what height on a process line, etc.), and the tag number of the instrument to be installed. Specification numbers (part of answers C and D) are usually indicated on instrument lists and instrument installation details. Wiring plans (part of answer A) are typically shown on conduit and wiring schedules or cabling diagrams. Although these details are useful in the installation of a plant, they are not part of the instrument installation plans. Reference: Goettsche, L.D. (Editor), Maintenance of Instruments and Systems, Second Edition, ISA, 2005. May 19 (Reuters) - California could design its own bar exam—replacing the national lawyer licensing test it has used for years. The Board of Trustees of the State Bar of California on Friday endorsed a plan for the state to begin developing its own bar test to test federal and California law instead of using an overhauled version of the national bar test that is set to debut in 2026. The board voted to send that recommendation to the California Supreme Court, which has the final decision on which bar test to use. That recommendation comes from the Blue Ribbon Commission on the Future of the Bar test — a joint effort between the California Supreme Court and the state bar. The 19-member commission issued a series of attorney licensing recommendations in February after nearly two years of study. Developing its own bar test would give California more control over the test, such as whether to give it remotely or in person, the commission concluded. And it would give the state more flexibility in testing California-specific law, it found. Among the other recommendations is one pertaining to lawyers licensed in other states who are seeking admission in California. The commission suggested dropping the requirement that they sit and pass California's bar test provided they meet certain criteria such as having practiced for a minimum number of years. The commission was unable to reach a consensus on establishing an alternative pathway to licensure that does not involve a bar exam, such as requiring law graduates to practice under the supervision of an experienced lawyer or requiring specific coursework in law school. Several state bar board trustees and members of the public expressed disappointment during the meeting that the commission had not put forth an alternative pathway to licensure, and the board directed commission members who had worked on alternative pathways to reconvene and develop proposals for it to consider later this year. Read more: California panel wants state to keep bar test but design its own test Old bar test or new one? States will have a choice in 2026 Our Standards: The Thomson Reuters Trust Principles. Summary Co-developed English Skills for Youth’ programme aims to enhance employability skills of young people between 18-25 years of age across more than 17 Indian states Partnership to promote inclusivity, providing opportunities for socio-economically underserved youth, with special focus on English language skills for employability of women British Council, the UK’s international organisation for educational opportunities and cultural exchange and Microsoft India Signed a Memorandum of Understanding (MoU) for a co-developed three-year partnership programme, 'English Skills for Youth'. The programme aims to enhance the life opportunities of young people, aged 18-25, particularly women, in socio-economically marginalised communities across India. The primary objective of the 'English Skills for Youth' project is to enhance employability opportunities for the youth. Microsoft and the British Council have co-developed this programme to impart one of the most in-demand skills –English language– to the students. The beneficiaries will also be equipped with essential underpinning skills, including collaboration, critical thinking, soft skills, and leadership abilities, offering a holistic development plan for the youth. These skills are crucial for improving employment prospects and facilitating further education opportunities. The English Skills for Youth solution will be integrated into rural engineering colleges linked to Microsoft’s existing NGO/partner skilling projects for the underserved. By adopting this innovative approach, the project seeks to benefit 60,000 youth and 600 teachers during the initial three-year pilot phase, with a long-term goal of reaching 400,000 young people engaged in Microsoft Philanthropies funded projects. The programme will focus on building English communication skills and soft skills to equip students to present themselves confidently at job interviews and/or sustain their jobs in companies with a global customer base. The project has been designed to cover three key aspects:
Alison Barrett MBE, Director India, British Council, said, “Enabling young people, particularly women, with life and employment opportunities is at the core of all our work in culture, education and English so we are delighted to announce the 'English Skills for Youth' programme with Microsoft India. This partnership model brings together expertise in developing the range of skills such as working collaboratively, critical thinking, English communication and soft skills, and leadership skills that are crucial for the age group of 18-25 years to Improve their employability opportunities. We are very excited about the long-term positive impact that will be delivered at scale through the expansive network of Microsoft Philanthropies, preparing young women and students to take charge of their learning and livelihoods.” Present at the signing, Lord (Tariq) Ahmad, Minister of State for the Middle East and North Africa, South Asia, UN at the Foreign, Commonwealth & Development Office (FCDO) and the UK Prime Minister’s Special Representative on Preventing Sexual Violence in Conflict, said: "The UK-India relationship has flourished over many decades, expanding once again through our commitments in the 2030 Roadmap for India-UK’s future relations.” “India and the UK are united in valuing the importance of a good education, which is why we are launching a new ‘English Skills for Youth’ programme. We aim to equip India's younger generation with the right skills to increase their focused chances of employment and prosperity - of young women and girls in particular.” “I firmly believe that all young people, regardless of their background, should be able to access opportunities for a better future – and I commend the British Council and Microsoft India for their collaboration on this important initiative." Navtez Bal, Executive Director, Public Sector, Microsoft India, said,“Bridging the skills gap is foundational to building towards inclusive economic and societal progress in today’s digital economy. Beyond imparting digital skills, it is critical to provide holistic training content including soft skills to job seekers of tomorrow. We are excited to partner with the British Council and have a deep impact on the country’s youth with in-demand skills for future-ready jobs.” Last updated on 30 May 2023 Astrology has been practiced for centuries as a tool to understand our personalities, strengths, weaknesses, and potential. But did you know that it can also help guide you in choosing the right education stream? Yes, you read that right! Your zodiac sign can give insights into which field of study aligns with your natural abilities and interests. Read on to discover how astrology can assist you in selecting the perfect education path for your future success. ![]() Aries: You are known for your boldness, leadership skills, and competitive nature. Consider fields that allow you to take charge and showcase your individuality. With a natural talent for athletics and physical activities, you can excel in sports-related courses or degrees in kinesiology. You thrive on challenges and enjoy taking risks which makes you well-suited for studying subjects like law enforcement or military service. Taurus: You are known for practicality and determination, making you excellent candidates for careers in finance or business. However, you also have a creative side that can lead you to pursue subjects in the arts or design. Your attention to detail means you can excel at tasks requiring precision and accuracy. Your love for worldly pleasures makes you suited to study management or hospitality as well as fashion designing or interior decoration. Gemini: When it comes to choosing the right education stream, you should consider careers that allow you to use your natural talents. Your curiosity can make you great researcher or journalist while your strong communication skills make you well-equipped for studying sales, marketing and public speaking. However, you may struggle with sticking to one thing for too long as you tend to get bored easily. Therefore, choose subjects that allows room for growth and change. Cancer: You have a high sense of sensitivity and caring nature towards others. You are usually drawn to fields that involve helping people or working in creative industries. Due to your nurturing skills, you excel in fields such as nursing, teaching, social work or counselling. You have an innate ability to connect with people on an emotional level and offer comfort during difficult times. Leo: In terms of education streams, you would excel in fields that allow you to take charge such as business management or politics. You also have a flair for creativity and would do well in fields like fashion designing or acting. However, avoid subjects that require you to work behind-the-scenes or take orders from others. You thrive on attention and need recognition for hard work. Virgo: You have a natural ability to break down complex information into smaller parts and analyse them thoroughly. You should consider pursuing streams that require precision and attention to detail such as medicine, law or engineering. Your critical thinking skills will also make you an excellent researcher or analyst. You can also excel in creative subjects such as writing or graphic design where your eager eye for detail can be put into practice. Libra: When it comes to choosing an education stream, you should focus on subjects that allow you to use your communication skills and work with others. Some ideal education streams for you include law, public relations, marketing, psychology, counselling, or even event planning. These fields all require excellent communication skills and the ability to work well under pressure. Scorpio: As far as education streams go, you have varied interests ranging from science to psychology to law. Your analytical skills make you an excellent researcher while your curiosity makes you a great problem solver. You are drawn towards streams where you can use your investigative abilities such as criminology or forensic sciences. However, you also possess a creative streak which makes you excel in fields like art and music. Sagittarius: You are always looking for new experiences and learning opportunities, which makes you a perfect candidate for studying subjects related to travel or education. You have a passion for exploration and finding meaning in life. You often pursue higher education or seek out spiritual guidance to deepen understanding of the world around you. Look for careers in the field of teaching, spiritual learning or writing and study subjects related to them. Capricorn: When it comes to choosing the right education stream, you should consider programs in business administration, accounting or economics. These fields align with your natural abilities and will provide you with ample opportunities to climb the corporate ladder. Another area of interest for you can be law. Your logical thinking skills coupled with sense of responsibility can make you successful judge or lawyer. Additionally, engineering or medicine also suits you well. Aquarius: When it comes to choosing an education stream, you should consider pursuing degrees in fields that align with your values of innovation and social justice. Some examples include environmental studies, sociology, psychology, or any other discipline that promotes individuality while serving the community at large. Your innovative mindset also makes you a good fit for studying subjects related to technology, science, or research. Pisces: When it comes to choosing an education stream or field of study, you thrive in areas that allow you to express your imaginative and compassionate nature. Pursuing studies in fine arts, literature, theatre, music, or philosophy can provide an outlet for your creative expression and emotional depth. Further, studying sociology, anthropology, or political science can provide you with a deeper understanding of societal dynamics. Neeraj Dhankher (Vedic Astrologer, Founder - Astro Zindagi) Email: info@astrozindagi.in, neeraj@astrozindagi.in Url: www.astrozindagi.in Contact: Noida: +919910094779 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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