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Exam Code: 3M0-250 Practice test 2022 by Killexams.com team
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Killexams : 3COM Enterprise test syllabus - BingNews https://killexams.com/pass4sure/exam-detail/3M0-250 Search results Killexams : 3COM Enterprise test syllabus - BingNews https://killexams.com/pass4sure/exam-detail/3M0-250 https://killexams.com/exam_list/3COM Killexams : Testicular Exam

What Is a Testicular Exam?

A testicular test is a check of the look and feel of your testicles, to see if there may be any problems. You or your doctor can do it.

The testicles are part of a man’s sex organs. They’re in a pouch called the scrotum, located behind and below the penis. They make sperm and the male hormone testosterone.

Who Needs a Testicular test and How Often?

Every man should have a testicular exam. There is no recommendation that a testicular test should be part of your annual physical exam. But your doctor may suggest that you do a self-exam on a regular basis. Some doctors recommend checking your testicles once a month. Others say it's fine to have your doctor check once a year.

If you are having problems, or notice a lump or other changes in how your testicles feel or look, tell your doctor.

Exams can be a good way to find lumps that could be cancer or another problem.

How to Do a Testicular Exam

There’s no harm in a self-exam, and doctors say it’s good to know how your testicles look and feel so you can notice any changes.

A self-exam is quick and painless. It takes only a few simple steps:

  1. Take a warm shower or bath to allow the heat to relax the skin of your scrotum.
  2. Hold your penis out of the way.
  3. Examine one testicle at a time using both hands. Roll it between your thumb and fingers.
  4. Feel for a pea-sized lump. If you see or feel something like that, contact your doctor. It’s probably nothing to worry about, but it’s important you make note of it.
  5. Check for any changes in the size, shape, or feel of your testicles. One might be of a different shape or size than the other. That’s OK, but the shapes and sizes shouldn’t change. One might hang lower than the other. That’s normal, too.

Don’t worry if you feel a cordlike structure behind each testicle. It’s a normal part of the part of the scrotum that stores and moves sperm. It’s not a lump.

Is It Testicular Cancer?

If there is a suspicious lump, your doctor might run a painless ultrasound to get a better look for signs of cancer. They might do a blood test to see if there’s an indication of cancer. If the doctor thinks it may be cancerous, they may decide to do surgery to remove the testicle and check for cancer. If it is cancerous, they can determine what kind.

Removing one testicle shouldn’t impact your sex life or your fertility, but having testicular cancer or its treatment could impact fertility. If you think you may want to have children, talk to your doctor about preserving sperm before treatment.

Here are some facts to know about testicular cancer:

It’s rare: Your chance of getting it is about 1 in 250.

It most often affects men ages 15 to 34: It’s the most common cancer in this group.

It’s highly curable: The risk of dying from it is 1 in 5,000.

Early identification is key: It’s more likely to be treated and cured if it’s found early.

Some things increase your risk: Testicular cancer generally can’t be prevented, but some things increase risk. Your risk is higher if you’re white and non-Hispanic or have an undescended testicle or a family history of testicular cancer.

Other symptoms of testicular cancer

A lump is the most common symptom, but others include:

  • Firm testicle
  • Swelling or fluid buildup in the scrotum
  • Feeling of scrotal heaviness
  • Achiness in the lower belly, groin, or scrotum
  • Breast tenderness or growth
  • Pain or uncomfortable feelings in the testicle or scrotum
  • Back pain
  • Early puberty in boys

A lump or other symptom doesn’t mean you have cancer or any other problem.

Sat, 12 Nov 2022 10:00:00 -0600 en text/html https://www.webmd.com/men/testicular-exam
Killexams : How to get no-exam life insurance
Daughter on father's shoulders in front of suburban home
No-exam life insurance policies can be beneficial for a variety of policyholders.  Getty Images

Life insurance helps you provide for loved ones after your death. With life insurance policies, your beneficiaries get a cash payment when you're gone, one they can then use toward funeral expenses, unpaid bills or other expenses.

Most insurance companies require a medical exam before they approve you for life insurance coverage. You may be uncomfortable with this, or want to avoid it. Enter no-exam life insurance.

Many kinds of people may find no-exam life insurance appealing. No-exam policies can be smart if you have a pre-existing health condition, terminal illness, are a smoker or have a risky job (like fire fighting or construction). 

Or, you may need life insurance as collateral for a loan or a sudden change in marital status like divorce. Seniors may bump up against age limits for some traditional kinds of policies and find no-medical test life insurance worthwhile. 

If you think you would benefit from a no-exam life insurance policy then reach out to an insurance pro now. They can help you get started with a free price quote so you know exactly what to expect

No medical test life insurance comes in both whole life and term life policy forms. Though there's no medical exam, each insurance type may ask for some health information on the application. Premiums are often more expensive than traditional life insurance policies that require medical exams. They can also provide significantly lower coverage. Guaranteed life policies, for instance, are often $25,000 in coverage or less.

Types of no-exam life insurance policies to know

The first step in getting no-medical test insurance is deciding what kind is right for you. Here are four main types

  • Simplified issue: This insurance is often for people, including seniors, who are generally in good health but may have a few chronic health issues or medical conditions. The application typically includes a short health questionnaire.
  • Guaranteed issue: These life insurance policies are aimed at older seniors or those who are in poor health. They don't require a medical test and certain a comparatively small death benefit for your beneficiaries. A few medical questions may be required.
  • Accelerated underwriting: Sometimes called "instant" life insurance, this type uses artificial intelligence to gather and analyze data in lieu of a physical exam. Insurers may seek information like prescription history, driving records or previous medical exams to determine risk and cost. You may also be asked to fill out a detailed questionnaire or do a phone interview. The method can cut approval time from days or weeks to hours.
  • Group life insurance: If you're working, your employer may also offer group life insurance policies without requiring a medical exam, sometimes for free. The drawback? You likely lose coverage if you leave or lose your job.

If you think you would benefit from having a no-exam life insurance policy then reach out to a professional now or use the table below to start searching for providers.

Finding a provider for no-exam life insurance

Seek advice from an insurance agent, your financial adviser, or another expert before you apply in order to be certain that no-exam life insurance is the best option for you. 

From there: 

  • Shop around for several quotes. Coverage and premiums can vary widely. 
  • If you are a veteran, check the U.S. Veterans Administration for lower-cost providers.
  • If you are working, check to see if your employer is offering group life insurance.
  • Consider whether a whole life or term life type of policy is right for your circumstances.
  • Seek out customer reviews and complaints to review.  

Filling out the application

Once you've decided on a no-exam life insurance provider, you'll need to fill out an application. Depending on the policy type, you can expect:

  • Some basic questions, including those about your weight, date of birth, lifestyle habits such as smoking, drinking, recreational drug use, exercise and activities like extreme sports. 
  • Details of your health history and medication use (except with most guaranteed life insurance applications, which can be pricey). 
  • A request for financial information such as income and credit history.
  • A request letter from your primary care doctor about your health.

Be honest with your answers. A life insurance company can deny coverage or payout if you aren't being truthful on your application, like if you lie about smoking. 

Follow the instructions to submit your application. Once you've submitted, it can take just hours for accelerated underwriting approval to weeks depending on the type of no-exam policy you're seeking.

Get started now and see what you can qualify for!

Thu, 17 Nov 2022 07:58:00 -0600 en-US text/html https://www.cbsnews.com/news/how-to-get-no-exam-life-insurance/
Killexams : BSSC CGL 2022: Check Syllabus and Latest test Pattern Prelims & Mains

BSSC CGL 2022 test Pattern & Syllabus: Check the Bihar CGL test pattern on this page. Also, check out the marking scheme, test duration, subjects, and official syllabus PDF released by the commission.  

BSSC CGL 2022: Check Syllabus and Latest test Pattern Prelims & Mains

BSSC CGL Syllabus 2022: Bihar Staff Selection Commission will be conducting the 3rd Graduate Level Combined Competitive test 2022 (BSSC CGL 2022) on 23rd and 24th December 2022. Candidates should go through the Topics important for the examination. Candidates can know the details of both levels of the BSSC CGL test pattern before commencing the preparations.

The BSSC CGL has announced 2187 vacancies for different posts like Planning Assistant, Malaria Inspector, Data Entry Operator Grade C and Secretariat Assistant. Candidates who are going to write the examination should know that the preliminary and mains examination are going to be held in offline i.e. pen and paper mode.

Bihar CGL 2022 Important Dates

BSSC CGL Events

Important Dates

BSSC CGL Notification Available on 

14th April 2022

Application Form Filling Commences On

14th April 2022

Application Form Filling Ends on

1st June 2022

BSSC CGL Admit Card Release date

To be Notified Soon

BSSC CGL test Date

23rd and 24th December 2022

BSSC CGL Result

To be Notified Soon

BSSC CGL test Pattern

BSSC CGL Prelims test Pattern

  • The questions in the test are going to be MCQ format
  • The candidates will be required to attempt all the questions
  • A negative marking of 1 mark is applicable for all the wrong answers

Subject

No. of Questions

Marks

Duration

General Studies

50

200

2 Hours 15 minutes

General Science and Mathematics

50

200

Comprehension/ Logical Reasoning/ Mental Ability

50

200

Total

150

600

BSSC CGL Mains test Pattern

  • The questions in the BSSC CGL test is going to be multiple choice based
  • There are going to be two papers and both will be held for a duration of 2 hours and 15 minutes
  • A negative marking of 1 mark is applicable for wrong answers

Subject

No. of Questions

Marks

Duration

Paper-1 Hindi Language

100

400

2 hours and 15 minutes

Paper 2

2 hours and 15 minutes

Section A-General Studies

50

200

Section B- General Science and Maths

50

200

Section C-Reasoning Ability

50

200

Also Read: BSSC CGL 2022: Check Revised test Dates, test Pattern

BSSC CGL Syllabus 2022

Candidates going to attempt the BSSC CGL test can check out the phase-wise syllabus for all the subjects in the section below.

BSSC CGL Prelims Syllabus

Subject

BSSC CGL Syllabus

General Studies

Five-year plans

Panchayati Raj

Contribution of Bihar in National Movement

Indian Languages

Books & Authors

Capital

Currency

Sports

Important Events

India and Neighbouring countries

History of India and its adjacent Countries

Culture

Current Affairs

Scientific Progress

National/International Awards

Geography

Questions related to Bihar, India, and its adjacent countries

Economical Scenario

Indian Constitution and State Administration

Political Series of Country

Indian Independence Movement

General Science and Mathematics

Physics

Chemistry

Biology

Geography

Comprehension/ Logical Reasoning/ Mental Ability

Average

Percentage

Time & Work

Area

Profit & Loss

Simple & Compound Interest

Time & Distance

HCF & LCM

Problem On Ages Etc.

Bar, Graph

Pictorial Graph

Pie Chart 

BSSC CGL Mains Syllabus

Subject

BSSC CGL Syllabus

Hindi Language

समास 

संधि    

अलंकार

तत्सम एवं तदभव    

वर्तनी  

विलोम

पर्यायवाची      

मुहावरे एवं लोकोक्तियाँ       

कारक

लिंग    

वचन     

वाक्य संशोधन, आदि

General Studies

Five-year plans

Panchayati Raj

Contribution of Bihar in National Movement

Indian Languages

Books & Authors

Capital

Currency

Sports

Important Events

India and Neighbouring countries

History of India and its adjacent Countries

Culture

Current Affairs

Scientific Progress

National/International Awards

Geography

Questions related to Bihar, India, and its adjacent countries

Economical Scenario

Indian Constitution and State Administration

Political Series of Country

Indian Independence Movement

General Science and Maths

Physics

Chemistry

Biology

Geography

Average

Percentage

Time & Work

Area

Profit & Loss

Simple & Compound Interest

Time & Distance

HCF & LCM

Problem On Ages Etc.

Bar, Graph

Pictorial Graph

Pie Chart 

Reasoning Ability

Similarities & Differences    

Arithmetic Number Series

Spatial Visualization

Analogies

Non-Verbal Series    

Blood Relation and Ranking

Arithmetic Reasoning          

Odd man out

Coding & Decoding  

Visual Memory Observation

BSSC CGL Admit Card 2022

FAQ

Q1: What is the BSSC CGL test pattern?

As per the BSSC CGL test pattern, the examination will have two phases, preliminary and mains exam. The first phase is going to be held for 600 marks having 150 questions from three subjects. Whereas, phase 2 will be held for 1000 marks having two papers, Hindi and General Aptitude.

Q2: Is there any negative marking in the BSSC CGL exam?

Yes, as per the BSSC CGL test pattern, a negative marking of 1 mark is applicable for wrong answers. Hence, the candidates are advised to keep a track of their speed and accuracy in the written exam.

Q3: Has the commission released the BSSC CGL syllabus?

Yes, the Bihar Staff Selection Commission has released the BSSC CGL syllabus for both the preliminary and mains exam. Candidates can check the same and prepare accordingly.

Fri, 18 Nov 2022 01:24:00 -0600 text/html https://www.jagranjosh.com/articles/bssc-cgl-2022-syllabus-and-latest-exam-pattern-prelims-and-mains-1668765208-1
Killexams : Kerala TET 2022: Check Syllabus and Latest test Pattern obtain PDF

Kerala TET test Date 2022 Announced. Check Detailed Syllabus & Latest test Pattern for KTET-I, II, III, IV papers. Know subject-wise topics, number of questions, and marking scheme.

KTET Syllabus 2022: The Pareeksha Bhavan, Kerala will be conducting the Kerala Teacher Eligibility Test (KTET 2022) on 3rd and 4th December 2022 for the selection of eligible candidates as Teachers for Lower Primary, Upper Primary and High School Classes in the state of Kerala. The KTET Application Form 2022 was open from 25th October to 11th November 2022.

All the eligible candidates who aspire to be Teachers in Lower Primary, Upper Primary, High school classes, and Language subjects in the schools in Kerala should go through the KTET syllabus and latest test pattern. This will provide them with insights into the marking scheme prescribed by the Board. The Kerala TET test includes four categories i.e Category I (Lower Primary Classes), Category II (Upper Primary classes), Category III (High School Classes), and Category IV (Language Teachers, Specialist Teachers, etc). 

KTET 2022 Calendar

Events

Dates

KTET Application Start Date

25th October 2022

Last Date to Submit KTET Application

11th November 2022

KTET 2022 Dates

3rd & 4th December 2022

KTET Exam Pattern 2022

As per the KTET test pattern, there are four categories as follows: Category-I (for classes I to V), Category-II (for classes VI to VIII), Category-III (for classes VIII to X), and Category-IV (for Language Teachers).

The KTET test consists of objective-type questions with multiple-choice answers. Each category carries a total of 150 MCQs for a total of 150 marks. As per the KTET marking scheme, one mark is awarded for every correct response and there are no negative markings in the exam.. Apart from that, candidates should obtain the official Kerala TET syllabus PDF to get insights into the Topics usually asked in the TET exam. They should adhere to the test preparation strategy based on the latest syllabus and test trends to obtain the desired marks in the exam.

KTET Paper Pattern for Category I 

Subject

Questions

Marks

Child Development and Pedagogy

30

30

Language I- Malayalam/Kannada/Tamil

30

30

Language II- Arabic/English

30

30

Environmental Science

30

30

Mathematics

30

30

Total

150

150

KTET test Pattern for Category II

Subject

Questions

Marks

Child Development and Pedagogy

30

30

Language I: Kannada/Malayalam/Tamil/English

30

30

Language II: Malayalam/English/Hindi/ Arabic/Urdu/Sanskrit

30

30

Mathematics and Science Or Social science

60

60

Total

150

150

KTET test Pattern for Category III

Subject

Questions

Marks

Adolescent Psychology, Theories of Learning and Teaching Aptitude

40

40

Malayalam/English/Tamil/Kannada

30

30

Subject-specific areas (Content & Pedagogy)

80

80

Total

150

150

KTET test Pattern for Category IV

Subject

Questions

Marks

Child Development/Cognitive Science

30

30

Malayalam/English/Tamil/Kannada

40

40

Subjects specific paper (Content & Pedagogy)

80

80

Total

150

150

KTET Syllabus 2022

Candidates who are going to write the Kerala Teacher Eligibility Test must obtain the official syllabus PDF. This will help them to focus on the important Topics that can be asked in the upcoming exam. Check out the Kerala TET Syllabus given below for reference purposes.

KTET Syllabus for Category I

Subject

Syllabus

Child Development and Pedagogy

Child Development and Learning

Concepts of Inclusive Education and understanding children with special needs

Learning Pedagogy

Language I-Malayalam/Kannada/Tamil practicing Comprehension

Prose and Poem

History of Language

Pedagogical Aspects of Kannada Language

Literature and Culture.

Language II- English /Arabic

Language Comprehension

Comprehension Passage

Grammar

Pedagogy of Language Development.

Verbal Ability

Mathematics

Number

Pedagogy nature of Mathematics

Geometry

Measurements

Approach to Mathematics Learning

Teaching of Mathematics

Place of Mathematics in Curriculum

Trends and Developments

Learning Materials in Mathematics

Learning Mathematics: Evaluation.

Environmental Science

Water

Diseases

Agriculture

Energy

Food

Public Institutes

Animal Worlds

Plants

First Aid

Aims of Learning Science

Characteristics of Scientific Teaching

Scientific Process

Solar System

Air

Light

Pedagogy

Learning Aids

Pedagogic analysis

Evaluation System

Evaluation Strategy

Action Research

KTET Syllabus for Category II

Subject

Syllabus

Child Development and Pedagogy

The concept of Development and its relation to learning

Cognitive Process and Emotions

Socialization Process

Nature of Prior Learning

Motivation and Learning

Inclusive Education

Critical Perspective of the Construct of Intelligence

The individual differences among Learners

The Concept of Child Centred and Progressive Education

Learning and Pedagogy

Personality and Adjustment.

Malayalam/English Language

Comprehension

Pedagogy of Language Development

Kannada

Reading Comprehension

Prose and Poem

Language Literature and Culture.

Pedagogical Aspects of Kannada

Tamil

Reading Comprehension 

Prose and Poem

Language Literature and Culture

Pedagogical Aspects of Mother tongue education

Arabic/Urdu/Sanskrit

Pedagogy of Language Development

Verbal Ability

Language Comprehension

Grammar

Science

Germination of Seed

Plant Reproduction

Animal Nutrition

Pollution

Chemical Reactions

Cell

Disease

Cardiovascular system

Cellular Equilibrium

Transparent Objects

Energy

Human Nervous System

Agriculture and Ecosystem

Biodiversity

Magnetism

Cosmetics

Basic conception of Force

Metals

Pedagogy.

Mathematics

Average

Algebra

Percentage

Pedagogy

Mathematics-Trends and Developments

Geometry

Teaching of Mathematics

Quadrilateral

Learning Materials in Mathematics

Social Science

History

Social Science

Political Science

Economics

Geography

Pedagogy.

KTET Syllabus for Category III

Subject

Syllabus

Adolescent Psychology, Theories of Learning and Teaching Aptitude

Adolescent Psychology

Theories of Learning

Teaching Aptitude.

Malayalam/English/Tamil/Kannada

Comprehension

Grammar

Vocabulary

Communicative Functions.

Kannada/Hindi/Tamil

Pedagogical Understanding

Concepts and Ideas.

Subject Specific Areas: Malayalam/English/Arabic/Urdu

Pedagogical Understanding

Grammar

Concepts and Ideas

Content

Vocabulary

Physical Science

Wave Motion

Electricity and Magnetism

Force and Pressure

Light

Electronics

Gravitation

Motion, etc

Mathematics

Arithmetic

Trigonometry

Geometry

Algebra

Pedagogy, etc.

Chemistry

Atoms and Molecules

Solutions

Metals

Physical and Chemical Changes

Colloids

Nature of Matter

Chemical Bonding

Non-Metals

Pedagogy.

KTET Syllabus for Category IV

  • Arabic
  • Child Pedagogy and Teacher Aptitude
  • Physical Education
  • Drawing
  • Sanskrit 
  • Urdu 
  • Sewing 
  • Music
  • Hindi
  • Content-Specific Paper

KTET Syllabus 2022: obtain PDF

We hope this article on the test pattern and syllabus for the KTET test was informative for our readers. Candidates must adhere to the best preparation techniques to ace the upcoming Kerala TET exam. Solve old test papers and attempt mock tests to assess your preparation level. 

Kerala TET Admit Card 2022

Mon, 14 Nov 2022 22:19:00 -0600 text/html https://www.jagranjosh.com/articles/kerala-tet-2022-syllabus-and-latest-exam-pattern-download-pdf-1668510391-1
Killexams : Best No-Medical-Exam Life Insurance

Final Verdict

All of the companies on this list represent good options for getting life insurance without a medical exam. All are A+ rated or better for financial strength and have received fewer complaints than expected when averaged over a three-year period. If you don’t need more than $3 million in coverage and are 50 or younger, any company on this list could be a good fit. But if you’re over 50 and looking for a death benefit of more than $1 million, you can rule out Nationwide. If you’re over 60, your only option for high-coverage no-medical-exam life insurance is Penn Mutual. And regardless of your age, Penn Mutual is your only option if you need a death benefit greater than $5 million and don’t want to take an exam.

If you’re looking for term coverage, try Penn Mutual or Pacific Life; for dividends, Penn Mutual or Guardian. If you want free living benefits, look to Nationwide. And if you’d like a wellness plan with your life insurance, John Hancock delivers.

A number of companies offer life insurance policies without requiring a medical exam, but you’ll generally be eligible for the lowest premiums with those that ask thorough health questions on the application. 

What type of life insurance does not require a medical exam?

Most any type of policy is eligible for no-exam underwriting. It used to be that if you wanted to skip the exam, only low-coverage insurance policies were available to you. These are still available and sold as burial or funeral insurance, or guaranteed-issue policies. But now, insurers have a number of sophisticated means by which to collect health and other information, so they don’t need to rely on your exam. Plus, it costs them money to administer it and time to receive and review the results. No-exam underwriting allows insurance carriers to issue life policies faster, which is often good for both the customer and the insurer.

So whether you’re looking for term or permanent coverage, a whole life policy or an indexed universal life policy, it’s available somewhere without a medical exam. But not all companies offer no-exam life insurance on all or even any of their policies, so you’ll need to do some research to find one that does. (The companies in the list above are an excellent start.) The one caveat is that not everyone is eligible for no-exam underwriting. If you have health issues that raise red flags for the insurance company, you may be required to undergo a medical screening to complete your application.

Can you borrow money from a no-exam life insurance policy?

Yes, if it's a policy with a cash value. No-exam life insurance policies are just like regular life insurance policies. The only difference is that a medical screening is not required during the application process. Once approved, the policy functions just as it would had you taken an exam. So if you’ve purchased a permanent life insurance policy that builds a cash value, that cash value will be available to you, subject to any surrender period or other standard policy conditions.

How do I choose the best life insurance policy?

Choosing the best life insurance policy for you depends on your life insurance needs. How much coverage do you need? (Ideally, you’ll get enough to pay off your debts and replace your income, at the very least.) How long do you need it for? Your needs may change once your kids are grown and your home is paid off, for instance. The next question to ask is, how much premium can you afford?

The answers to these questions will help you narrow down whether you need term or permanent life insurance coverage. Term life insurance is designed to last for a specific number of years, such as 30, and then expire. Permanent life insurance is designed to last your entire lifetime, and is therefore more expensive than term. You may also want to combine term and permanent policies to have a higher-coverage term policy during your working years or while you’re raising a family, and then a lower-coverage permanent policy that will kick in once the term coverage expires.

Term policies let you choose the length of the term (a 40-year term is the longest we’ve seen), and often provide the option to convert your term coverage to permanent. Permanent policies have a cash value, which may be accessed via withdrawals and loans.

Once you’ve figured out your budget and the general type of coverage you need, you should begin to get quotes from financially stable companies with track records of good customer satisfaction. 

If you want a no-exam life insurance policy, it may be helpful to know that most of the 91 companies we reviewed offer some sort of policy that doesn’t require an exam. You’re best off first finding a good company (or a few you like), and then seeing what kind of policy you can get without an exam. This review and our review of the best life insurance companies of 2022 are both good places to start. And be sure to compare multiple quotes for no-exam life insurance because some policies are cheaper than others (depending on the type of no-exam underwriting used).

How We Chose the Best Life Insurance Companies

In order to compile our list of the best no-medical-exam life insurance companies, we developed a comprehensive life insurance methodology. We started off by researching what consumers want from life insurance companies, and for that, we looked to third-party consumer studies, including J.D. Power’s 2021 U.S. Life Insurance New Business Study and the 2021 Insurance Barometer Study, by Life Happens and LIMRA.

With those findings in mind, we gathered more than 50 data points on 91 life insurance companies, including ratings for financial strength, customer satisfaction, and customer complaints, as well as information about years in business, online tools, no-exam options, dividends, maximum issue ages, and available riders. 

Our review process gave preference to companies with solid financials, few customer complaints, high no-exam coverage amounts available, high-issue ages for no-exam coverage, and a broad product portfolio. Companies received ratings boosts for online resources, including online quotes and live chat, and included living benefit riders. We ranked each company according to the following categories and weights.

  • 28%: No-med-exam availability and features
  • 20% Policy types and features
  • 15%: Financial stability 
  • 15%: Customer satisfaction
  • 13%: Ease of application
  • 9%: Online resources

To finalize our list, we compared individual offerings between top companies by considering ratings from third parties such as AM Best and J.D. Power, and delving deeper into product specifics—including cost and the availability of dividends. We used this research to determine the best no-medical-exam life insurance companies.

Mon, 12 Oct 2020 06:49:00 -0500 en text/html https://www.investopedia.com/best-no-medical-exam-life-insurance-5078737
Killexams : JEE Mains 2023 test Dates soon: Check test pattern, syllabus, how to apply & more

JEE Mains 2023 test Dates: The wait for the release of JEE Mains 2023 test notification may be over soon. It is expected that the National Testing Agency, NTA may soon announce the test and notification dates for Joint Entrance Examination, JEE Main 2023.

According to media reports, the test dates can be announced in the first week of December 2022. However, the apex agency has yet not given any confirmation in this regard. Once the dates are announced, the candidates will be able to register themselves for the test through the web portal of NTA –  jeemain.nta.nic.in 2023

Twitter is flooded with the students’ demands for conducting JEE mains 2023 in April under the hashtag #jeemaininapril. Earlier, the fact checking team of the Press Information Bureau (PIB) Verified on November 17 that a notice circulating on the internet regarding the online registration process was a scam. 

Prior to the NTA announcing the official registration details, we have made a list of frequently asked questions that may solve all of your queries.

Also Read| DU UG Admission 2022: List of vacant seats round 2 spot allotment out at du.ac.in, application begins from today onwards

JEE Mains 2023 Exam: Eligibility

To appear in this exam,  the candidate must be at least 12th passed or equivalent. There is no age limit for the candidate to appear in this exam. The candidate should note that they would have to fulfill the eligibility criteria for the institute they are taking admission to. 

How to register for the JEE Mains 2023 Exam?

To register for the above exam, the candidate will have to follow the easy steps given below.

  • Visit the official website of NTA –  jeemain.nta.nic.in.
  • Click on the notification link that reads ‘ JEE Main 2023’, and enter your details and register
  • While registering for the exam, the candidates will receive an OTP on their mobile number
  • Fill up the application form carefully and remit the application fee
  • Take a printout of the application form after final online submission of application

How many times will the NTA conduct the JEE Mains test in 2023?

As of now, the National Testing Agency has not confirmed the details on JEE Mains test 2023. 

In 2022, the apex agency conducted the test two times to avoid the number of dropouts. This year, the agency gave students a chance to Boost their marks. For example – if a candidate was unhappy with his marks in his first attempt, then, he was eligible to appear in the second test of JEE mains 2022. Also, if a candidate missed a chance to appear in the test for the first time, then, they were allowed to appear in the second attempt without waiting for the whole year. 

What is the test pattern for the JEE Mains test in 2023?

According to the previous year’s notification, there were two papers – Paper – 1, and 2 and questions were asked in Multiple Choice Questions format. 

Paper 1 for B.E. and B.Arch – It was a computer based test based on Physics, Chemistry, Mathematics subjects.  

Paper 2 for B.Arch – this paper had three parts – Mathematics, Aptitude and Drawing. Mathematics and Aptitude were conducted in CBT mode while drawing was conducted in offline mode. 

Paper 2 B for Planning- it also had three sections – Mathematics, Aptitude and Planning based questions. 

Also Read| Delhi University releases PG admission 2022 dates, detailed schedule here

What is the marking scheme for the JEE Mains test in 2023?

For Paper 1, there are 90 questions for 300 marks while paper 2 (a) will have 82 questions for 400 marks. Paper 2 (B) will have 105 questions for 400 marks. 

The candidate will receive +4 marks for each accurate response, but 1 mark will be deducted for each incorrect response. For the questions that are not attempted, no marks will be awarded.

Mon, 28 Nov 2022 20:43:00 -0600 en text/html https://www.financialexpress.com/education-2/jee-mains-2023-exam-dates-soon-check-exam-pattern-syllabus-how-to-apply-amp-more/2895674/
Killexams : No-exam life insurance policies: Everything to know
Prepare today for a secure tomorrow
To get a no-exam life insurance policy, you can search online for simplified or guaranteed issue policies, which are relatively common.  KATLEHO SEISA / Getty Images

Obtaining life insurance can help you pass money on to your family or other beneficiaries after your death. But not all life insurance policies are the same. Not only can there be differences in factors like monthly premiums and policy limits, but there can also be varying requirements to qualify for a life insurance policy.

One route that some people take is obtaining a no-exam life insurance policy, meaning you don't have to visit a doctor to be eligible. If you don't want to make an extra trip to the doctor's office or you're concerned the test results could lead to even higher costs, then this may be a reasonable option. 

Here's a look at some of the top life insurance providers available. 

Before you make any final decisions, let's take a closer look at what no-exam life insurance policies are — and why you might consider going this route.

What is no-exam life insurance?

No-exam life insurance can include several different types of life insurance that do not require medical exams to initiate coverage. Here are two examples:

How to get a no-exam life insurance policy

To get a no-exam life insurance policy, you can search online for simplified or guaranteed issue policies, which are relatively common. You can also dig into the offerings of different insurance companies, as even if an insurance provider uses different terminology, they might still allow for coverage without an exam.

To learn more about different types of life insurance policies and options, speak to an expert. Haven Life, a New York City-based life insurance agency, can walk you through the process. You just need to answer a few basic questions to get a free quote.


Don't assume that just because something isn't specifically called a "no-exam life insurance policy" you need an exam. Regardless of what the provider calls the policy, check the fine print to see if you need a medical test or not.

Some providers also offer options like being able to convert a term life insurance policy into a whole life insurance policy without needing a medical exam. That's not to say that you're always better off converting vs. taking out a new policy, but it could be worth considering.

How much does no-exam life insurance cost?

No-exam life insurance policies typically cost much more than ones with medical exams. That's because the insurer needs to account for the extra risk that can come from not knowing enough about your medical situation.

For example, with one major life insurance provider, a simplified issue life insurance policy for a 20-year/$500,000 term for a 40-year-old, non-smoker woman in good health in California costs nearly $50 per month. In contrast, the same type of policy for regular term life insurance with a medical test only has an estimated cost of $30 in monthly payments.

You can also compare prices and plans by scouring life insurance providers online and getting free quotes.

Is no-exam life insurance worth it?

There can be a cost to the convenience of no-exam life insurance policies. But it's also possible that the economics work out in your favor. It's possible that something would be discovered during a medical test that increases your risk to the insurer, thereby raising your rates or perhaps even making you ineligible altogether. No-exam life insurance policies can also benefit those who don't qualify for typical life insurance due to factors such as age or medical history. 

However, if you're in relatively good health, meet a prospective insurer's age requirements and are comfortable seeing a doctor, then this type of insurance may not be for you — as you may secure a lower price with the medical exam.

Bottom line

Overall, a no-exam life insurance policy can offer a path for some higher-risk individuals to obtain life insurance or it could be a good way to quickly obtain coverage. However, you might be able to find lower rates if you go through with a medical exam, so it could be worth exploring your options to see what best fits your budget and goals.

Wed, 30 Nov 2022 15:13:00 -0600 en-US text/html https://www.cbsnews.com/news/what-is-no-exam-life-insurance-policy/ Killexams : JEE Main 2023 Dates Expected Soon; Check Registration Process, Syllabus Here

JEE Main 2023 Registration Latest Update: Once the JEE Main 2023 registration portal is open, engineering aspirants can fill up the JEE MAIN 2023 application form by visiting the official website at jeemain.nta.nic.in 2023.

#jeemainsinapril started trending on Twitter as several students used the hashtag to press forth their demand on social media.

JEE Main 2023 Registration Latest Update: The National Testing Agency (NTA), the administering body of the Joint Entrance Examinations (JEE) will announce the JEE Main dates for the 2023 examination. Once the JEE Main 2023 registration portal is open, engineering aspirants can fill up the JEE MAIN 2023 application form by visiting the official website at jeemain.nta.nic.in 2023. The JEE Main 2023 application process will comprise steps including registration, application, image upload, and payment. NTA is expected to release the JEE Main 2023 registration in November 2022.

As per reports, the JEE Main 2023 is likely to be conducted twice this year – January and April 2023. Reports suggest the JEE Main 2023 registration will commence in the third week of November. The entrance examination is likely to be conducted in January and April. One can check the important dates and other details here.

JEE MAIN 2023 Registration EXPLAINED

The JEE Main 2023 application process includes five steps:

  1. Basic Registrations
  2. Application Form Filling
  3. Document Uploading
  4. Fee Payment
  5. Submission of the application form.

JEE Main 2023 Registration: Step By Step Guide to Fill Application Form 

  1. Visit the official website of Joint Entrance Examinations at jeemain.nta.nic.in.
  2. Look for the JEE Main 2023 registration link.
  3. Register yourself by providing the necessary details.
  4. Fill up the online application. Upload the essential documents.
  5. Upload scanned images of the photograph and signature in the format specified.
  6. Pay the application fee. Submit the application form
  7. Download the application form and take a printout of it for future reference.

JEE MAIN 2023 TENTATIVE SCHEDULE

JEE Main 2023 Notification Likely between November 15 to 20, 2022.
JEE Main 2023 Registrations Third week of November
JEE Main 2023 Examination Session 1: January 2023
Session 2: April 2023

JEE MAIN 2023 Eligibility Criteria

  • Candidates with a 10+2 pass certificate or pursuing this year can apply for JEE Main examination.
  • Candidates who have passed the 10+2 (Class 12) board examination or pursuing this year with Physics and Mathematics as mandatory subjects along with Chemistry and Biology are eligible to appear for the JEE Main test 2023.
  • Students aspiring to appear in JEE Main 2023 must ensure their eligibility before filling up the JEE Main application form. The detailed Information Bulletin containing details of the examination, syllabus, languages, eligibility criteria, examination fee, examination cities, and important dates will be available on JEE Main’s official website soon.

JEE Main 2023 Registration: All You Need to Know

Name of the Event

Important Dates 

JEE Main 2023 test conducting authority

National Testing Agency (NTA)

NTA JEE Main 2023 official website

jeemain.nta.nic.in 2023

National Testing Agency(NTA) Official website

nta.ac.in

JEE Main test date 2023

January and April (Tentative)

JEE Main 2023 registration date

November (Tentative)

WHY IS JEE MAIN 2023 EXAMINATION CONDUCTED?

  • The National Testing Agency (NTA) administers the JEE Main examination to candidates seeking admission to BTech and BArch programmes at Indian Institutes of Technology (IITs), National Institutes of Technology (NITs), Indian Institutes of Engineering Science and Technology (IIEST), Indian Institutes of Information Technology (IIITs), and Other-Government Funded Technical Institutes (Other-GFTIs).

JEE MAIN 2022 Exam: Check Details Here

Last year, NTA conducted the JEE Main test in two sessions. The first session was held from June 20 till June 29, 2022. Meanwhile, the second session test was held between July 21 to July 30, 2022. Please keep a note that the dates as mentioned above are tentative, therefore, and eligible JEE candidates are advised to keep an eye on the official website of NTA, nta.ac.in, jeemain.nta.nic.in for all the latest updates regarding JEE Main 2023.

Published Date: November 18, 2022 3:59 PM IST

Updated Date: November 18, 2022 4:53 PM IST

Thu, 17 Nov 2022 23:50:00 -0600 en text/html https://www.india.com/education/jee-main-2023-registration-latest-news-18-november-2022-nta-iit-jee-main-2023-dates-expected-soon-check-jee-main-application-process-syllabus-tentative-schedule-at-jeemain-nta-nic-in-2023-5750718/
Killexams : Best No-Exam Life Insurance Of December 2022

We scored companies based on these measurements:

Price (50% of score): We averaged the no-exam life insurance rates for males and females in excellent health at ages 30, 40 and 50 for $500,000 and $1 million and a term length of 20 years.

Maximum face amount for lowest eligible age (10% of score): Companies with higher no-exam life insurance coverage amounts for the lowest age earned more points. Note that maximum no-exam coverage can sometimes become lower if you apply at a higher age.

Age eligible for best length/amount (10% of score): Companies offering no-exam life insurance to folks over age 50 earned extra points.

Accelerated death benefit available (10% of score): This important feature lets you access part of your own death benefit in the event you develop a terminal illness

Option to convert to a permanent life insurance policy (10% of score): This is a good option to have in place if you decide you want a longer policy, especially if your health has declined and you don’t want to shop for new life insurance.

Guaranteed renewals (5% of score): This option lets you extend the coverage after your initial level term period has expired, such as at the end of 10, 20 or 30 years.

Renewal rates can be significantly higher, but renewing can provide extended coverage to someone who may no longer qualify for a new life insurance policy because of health.

Median time from application to approval (5% of score): We gave more points to companies with lower no-exam life insurance approval times.

The timeline for approval could be within seconds or a month, depending on the company and possibly even your health.

Sources: Bestow, Ethos, Fabric, Haven Life, Jenny Life, Ladder, Policygenius and Forbes Advisor research.

Looking For Life Insurance?

Compare Policies With Leading Life Insurance Companies

Mon, 05 Dec 2022 20:26:00 -0600 Ashlee Tilford en-US text/html https://www.forbes.com/advisor/life-insurance/best-no-exam-life-insurance/
Killexams : JEE Main 2023: Are you eligible for exam? Check out age limit, syllabus, test date and more

JEE Main 2023: Zeal can be seen in the science students who are waiting for the Joint Entrance Examination 2023 to conduct. JEE Main organized by National Testing Agency is one of the most famous but arduous exams in India. Every year, nearly 10 lakh students apply and appear for this examination. For the upcoming year, NTA may soon announce the schedule for this test. It is expected that NTA can make a big announcement regarding JEE Main 2023 by the end of this month. Students who want to pursue B.Tech, B.E, B. Arch and B.Plan courses can apply for this test on the official website of NTA i,e. jeemain.nta.nic.in. 

As per the reports, NTA can conduct this examination in two sessions. The first session can be conducted in the month of January before the board exams and the second session can be held in April 2023 after the board exams. 

Who can apply for JEE Main 2023?

According to past trends, JEE Main preparation needs a lot of hard work. Students who qualified for the 12th standard last year and this year can apply for the examination. The students who are in class 12th this year are also eligible to appear for this examination. According to the reports, there is no age limit for the students to apply and appear for the examination. 

What will be the mode for JEE Main 2023?

For the past few years, the JEE Main and Advance examinations are held in Computer-based test (CBT)mode. 

Syllabus for JEE Main 2023:

For Paper- 1 which is for B.E and B.tech courses, questions from physics, chemistry and mathematics are asked. For B.Arch and B.Plan, students should prepare for mathematics, aptitude and drawing/planning. For more clarity, NTA will release the syllabus as per new trends. 

Session 1 or Session 2, what marks will be considered?

Don't get confused between session 1 and 2 examinations. Your highest marks in either of the two sessions will be considered for the next round. 

Also Read: HTET 2022 Admit Card is soon to release, know how to check and obtain it here

Also Read: DU Admissions 2022: Round 2 Allotment List out, know how to check and download

Mon, 28 Nov 2022 22:32:00 -0600 en text/html https://www.indiatvnews.com/education/news/jee-main-2023-eligibility-criteria-educational-qualification-age-limit-syllabus-exam-date-time-admit-card-latest-updates-2022-11-26-826735
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