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Exam Code: 1D0-437 Practice exam 2022 by Killexams.com team
1D0-437 CIW Perl Fundamentals

Exam Title : CIW Perl Specialist
Exam ID : 1D0-437
Exam Center Fee : $150 (USD)
Exam Duration : 75 mins
Questions in exam : 50
Passing Score : 75%
Exam Center : Pearson VUE
Real Questions : CIW Perl Specialist Real Questions
VCE VCE exam : CIW 1D0-437 Certification VCE Practice Test

Perl Fundamentals
- Define uses and operation of the Perl interpreter, including but not limited to: basic scripting, print function, variables.
- Direct program flow using statements, loops and Boolean expressions.
- Use regular expressions to search and manipulate strings.
- Use arrays to store and manipulate program data.
- Use hashes to organize and manipulate program data with keys.
- Use subroutines to make code more logical and easier to debug.
- Use files to store, read and write data.
- Process command line and external data using environment variables and arguments.
- Use packages and modules to organize, reuse and export program code.
- Implement and create object-oriented programming techniques in Perl.
- Define database programming, including but not limited to: use of modules and SQL to access external data.
- Use Perl debugging features to identify programming errors.
CIW Perl Fundamentals
CIW Fundamentals basics
Killexams : CIW Fundamentals basics - BingNews https://killexams.com/pass4sure/exam-detail/1D0-437 Search results Killexams : CIW Fundamentals basics - BingNews https://killexams.com/pass4sure/exam-detail/1D0-437 https://killexams.com/exam_list/CIW Killexams : Trading Basic Education No result found, try new keyword!Trading Platforms & Tools Trading Orders Trading Instruments Risk Management Trading Psychology By clicking “Accept All Cookies”, you agree to the storing of cookies on your device to enhance ... Thu, 01 Oct 2015 07:31:00 -0500 en text/html https://www.investopedia.com/trading-basic-education-4689651 Killexams : Cloud computing gets back to basics

There seems to be a clear trend in the world of cloud computing to return to IT fundamentals—the core problems that IT was set up to solve, such as data management, security, operations, governance, and development. All these things have been practiced for many decades and should be practiced now.

The issue is not that IT is ignoring the fundamentals as they build and deploy major business systems in the cloud. But sometimes people get distracted by shiny new technologies, or more often, older technology made to look shiny and new.

Yes, hyped technologies are valuable. New, innovative trends such as artificial intelligence, serverless, and containers are having a positive impact on business. I’m talking about focusing on the basics of technology and getting the foundation of everything right. I know it’s a tired analogy, but it’s much the same as building any structure. You can’t Strengthen the building unless the foundation is solid. If you don’t, it will be harder to fix in the future.

Data is the best example of this. We’ve been doing data since the 60s. However, most enterprises are quick to admit that they are not doing data well in 2023, and their enterprise data is only providing a fraction of the value to the business that it could.

Why have we not fixed this? Data management systems are complex and overly heterogeneous for most enterprises, and as they added new ways to store and manage data over the years, the problem only became worse. Many IT shops view their data situation as “unfixable,” as far as taking it to a level of optimization where the business can leverage their data as a key strategic differentiator. 

Instead, we focus on other things, such as data warehouses and data marts, some ad hoc data integration, even half-hearted attempts to build data lakes. Most of this work made things worse, as data storage and management systems became more complex and difficult to leverage holistically.

Copyright © 2022 IDG Communications, Inc.

Sat, 10 Dec 2022 04:38:00 -0600 en text/html https://www.infoworld.com/article/3681989/cloud-computing-gets-back-to-basics.html
Killexams : A Modern, Upgraded BASIC Stamp

Back in the Before Times, when microcontroller development required ultraviolet light, building anything was a pain. You probably had to burn a ROM onto a chip with a parallel programmer, there was no in-circuit programming, and who knows what would happen if you needed a serial port.

This changed in the early 90s with the introduction of the BASIC Stamp from Parallax. This was a simple microcontroller development board using Microchip PIC. With a little bit of clever firmware developed by Parallax, you could write code in BASIC, upload your code over a serial or parallel port (which every computer had), and blink a LED with just a few lines of code. All microcontroller development boards — including the Arduino — owe a debt to the BASIC Stamp. It is the grandfather to the Arduino, and it is very, very old.

Microchip didn’t update the BASIC Stamp, but that doesn’t mean someone else can’t handle that. [Bruce Eisenhard] is crowdfunding an improved, updated version of the famous 24-pin BASIC Stamp. It’s got modern parts, runs seven hundred times faster than the original, and is still chock full of BASIC interpretation.

This upgraded Stamp is built around NXP’s LPC11U3 micrcontroller, an ARM Cortex-M0 part with about a hundred times more Flash than the chip in the original Stamp. Programming is done through modern IDEs, and yes, there’s a USB port. This project is pin-compatible with the original BASIC Stamp, so if your microcontroller project from twenty years ago is dying, this is the replacement for you.

The BASIC Stamp was an awesome device for its time, even though it cost more than two hundred dollars in today’s money. [Bruce]’s campaign is offering one of these for $25, which is pretty reasonable for what it is.

Sun, 04 Dec 2022 10:00:00 -0600 Brian Benchoff en-US text/html https://hackaday.com/2017/10/28/a-modern-upgraded-basic-stamp/
Killexams : Can a universal basic income help address homelessness?

Homelessness is an increasing problem across the developed world, and existing policy responses are failing to make an impact. In Australia, for instance, homelessness has increased despite growing investment in (predominantly crisis-oriented) specialist homelessness services.

Employment insecurity and the rising cost of living are also taking a toll and expanding the profile of those at risk of homelessness. Anglicare's Rental Affordability Snapshot 2022 shows that people on low incomes and single parents are especially struggling to meet their .

In a paper published in the Journal of Sociology, Dr. Andrew Clarke, at the School of Social Sciences at UNSW Arts, Design & Architecture, considers whether a (UBI) could help address the shortcomings of existing policy responses to homelessness. The paper synthesizes existing research on homelessness in Australia, highlighting the limitations of current policies and how a UBI can help address them.

"Evidence shows our current responses to homelessness are failing. We put more and more money into homelessness services and yet, overall, homelessness continues to rise," says Dr. Clarke.

"This is a sign we have to do something different in our approach to homelessness. A universal basic income policy could be part of a new and more effective solution, which could help address some of the structural issues that lead to homelessness."

A UBI is a periodic cash payment unconditionally delivered to everyone in society without a means test or work requirements, and regardless of their circumstances, says Dr. Clarke. It's a policy idea that is gaining traction internationally in response to worsening socioeconomic insecurity and in the last five years, various UBI pilots have taken place in Scotland, Netherlands and Finland.

"A UBI is an opportunity to transform the logic of our welfare system and begin addressing the structural causes of poverty and homelessness. Implementing a UBI could help address the 'income side' of the driving homelessness. But it would need to be coupled with other policies such as rent controls and increases to social supply," Dr. Clarke says.

Why our current policy approach can't address homelessness

The OECD reported in 2020 that around 1.9 million people are homeless across the developed world, causing profound impacts on individuals, communities and placing burdens on our health, justice and social service systems. Australia's current policy responses are failing to address homelessness because they're too concerned with providing targeted support and ignore structural factors, says Dr. Clarke.

"Our current policies provide a temporary safety net that only steps in when housing and labor markets don't work out for people. They're highly targeted and conditional, which is the opposite of a universal, unconditional provision proposed by UBI policy.

"Current policies only really provide targeted support to people once they're already experiencing homelessness or are at imminent risk of homelessness. This is the opposite of universal measures, like a UBI, which ensure that everyone's are met, thus helping prevent homelessness risks from emerging," says Dr. Clarke.

"The problem with an approach that only provides targeted support is that it treats homelessness as purely the result of the personal circumstances of support recipients—the fact that they have chronic health issues, are fleeing a violent relationship, lack financial or domestic skills, etc. However, these circumstances only result in homelessness because people's incomes are inadequate or insecure and housing is so unaffordable. Homelessness is first and foremost a housing problem."

Dr. Clarke says we have to pair existing targeted measures with universal policies that address the structural causes of homelessness—a shortage of affordable housing options and people's ability to pay for the housing they require.

Stigma and social insecurity of targeted welfare

Relying too heavily on targeted homeless and welfare programs also creates stigma and shame for those who need to access support. By focusing on fixing people's personal problems and circumstances, targeted homelessness services can inadvertently imply that individuals are themselves to blame for their situation.

"If a person seeks support from a homelessness service because their rent's gone up, but all that service can offer is financial counseling or mental health support, that person will likely feel like they're the problem," says Dr. Clarke.

"This can be a really stigmatizing experience and can lead to people avoiding reaching out for support.

"Society currently thinks of people experiencing homelessness as 'deficient' individuals and that if you need welfare, you have failed as a person. Naturally, many who are experiencing homelessness don't want to be identified that way."

How can a UBI help address homelessness?

Dr. Clarke says a UBI can help address homelessness because it will circumvent stigma associated with needs-based welfare. But most importantly, it will help address structural issues that drive homelessness—the lack of and inability to pay for affordable housing.

"Receiving UBI payments won't be a stigmatizing experience because payments are offered to all," says Dr. Clarke. "If everyone is receiving a basic income, then no one can be marked out as different or deficient.

"Also, if payments are universal, then there's no need for a massive, inefficient bureaucracy that only exists to monitor people in order to make sure they only receive what they are entitled to."

What a basic income can do is certain a way of addressing the income side of the homelessness equation, Dr. Clarke says.

"It can bolster low incomes and address the income insecurity that comes with intermittent, casualised work—a growing reality for many individuals."

How else can we tackle homelessness?

While a UBI can contribute to addressing the income side of homelessness, it can't address the other structural driver which is a lack of affordable housing—the supply side.

"There are two more things required to make a UBI work in addressing homelessness. One is we need to boost affordable housing stock outside of the private market. This means more social housing," Dr. Clarke says.

"We would also need to control market fluctuations and prevent a UBI from being absorbed by rising rents. Without rent controls, a UBI would potentially be soaked up by further rent increases.

"Overall, a UBI should be a serious consideration when it comes to addressing homelessness, especially as our current approach is increasingly costing more and not working."

More information: Andrew Clarke, Can a basic income help address homelessness? A Titmussian perspective, Journal of Sociology (2022). DOI: 10.1177/14407833221135986

Citation: Can a universal basic income help address homelessness? (2022, November 18) retrieved 14 December 2022 from https://phys.org/news/2022-11-universal-basic-income-homelessness.html

This document is subject to copyright. Apart from any fair dealing for the purpose of private study or research, no part may be reproduced without the written permission. The content is provided for information purposes only.

Thu, 17 Nov 2022 10:00:00 -0600 en text/html https://phys.org/news/2022-11-universal-basic-income-homelessness.html
Killexams : Alibaba Vs. Amazon: Fundamentals Still Matter
Text BACK TO BASICS on keboard with magnifier , glasses and pen on beige background

Iryna Drozd/iStock via Getty Images

Thesis

The stock market habitually ignores fundamentals completely when the mood is at either the greed or fear extreme. And Alibaba (NYSE:BABA) and Amazon (NASDAQ:AMZN) as simply the latest examples as you can see from the following chart. Not that long ago (around 2021), both stocks had been trading at immense valuation premiums. To wit, BABA demanded a P/S multiple of around 10x and AMZN around 5.0x. Then the bubbles burst quickly and now BABA is trading only at 1.73x P/S ratio and AMZN at 1.97x, both at only a fraction of the market average of 4.61x represented by the NASDAQ 100 index.

Chart, line chart, histogram Description automatically generated

Source: Seeking Alpha data.

Thus, it is the thesis of this article to examine if the above valuation correction is overdone (an almost 6x P/S ratio contraction for BABA and almost 3x contraction for AMZN). And you will see that my conclusion is yes.

It is true that both businesses have faced strong headwinds (some common and some unique to each of them) as you can clearly see from the following chart. BABA suffered a large decline in EBIT profit margin since 2021 both due to the macroeconomic slowdown of China's economy and also the tightened regulations. Its EBIT margin dropped from an average of 24% to a bottom of around 0% in the first half of 2022. Its margin has recovered to a healthy 13.5% in the most recent quarter, but still a far cry from its long-term average (only about ½ of its long-term average). The picture of AMZN is quite similar, although less dramatic. Its EBIT margin has been in a nosedive since ~2021 too. Its EBIT margin has been consistently above its average of 5.25% (except for two quarters) before 2021. However, it dropped to below 0% in the first of 2022. Its margin has recovered to a positive 2.8% in the most recent quarter, but still only ½ of its long-term average.

However, in the remainder of this article, I will argue that despite such profitability headwinds, the overvaluation correction is overblown. The current valuations in both stocks have ignored the growth curve from the secular e-commerce penetration and also their various high-growth initiatives. Their current profitability headwinds could persist but are ultimately temporary the way I see things. And furthermore, I see the price volatilities created thy such headwinds to be entry opportunities for long-term investors. To wit, for AMZN, near-term headwinds such as shipping congestion and inflation persisting could cause its prices to be stuck in a $90~$95 trading range, providing a reasonable entry point. For Alibaba, its current valuation is already very attractive, and China's ongoing protest and Zero COVID policy could create an even better entry point for long-term holdings.

Chart, line chart Description automatically generated

Source: Seeking Alpha data.

The "China Risk"

First, let me start with what's comparable and what's not between these two businesses. I view BABA and AMZN as the bellwether stocks in the e-commerce sector - that is why this article picked them to gain a more vantage view of the current status of the e-commerce sector. And both stocks are comparable, or even identical, in many of their operation details and initiatives (e.g., both are leaders in the cloud space).

However, the elephant in the room is that BABA faces a "China risk" that AMZN does not. I won't dive too much into the "China risk". It is a broad and vague concept. Different readers and authors seem to interpret it differently. As the title of this article suggests, I will focus more on business fundamentals rather than geopolitics.

For the "China risk", I would refer readers to Ray Dalio and his writing. In particular, I highly recommend his book, The Changing World Order (a few quotes are provided below from this book). I read all of his books (not that many anyway) and follow his writings closely. And I view him as a leading expert on both China and the U.S., and especially their interplays.

  • "I urge those of you who have not spent considerable time in China to look past the caricatured pictures that are often painted by biased parties and rid yourself of any stereotypes you might have that are based on what you thought you knew about the old "communist China" - because they are wrong."
  • "Triangulate whatever you are hearing or studying with people who have spent a lot of time in China working with Chinese people."
  • "As an aside, I think the widespread medium distortions and the blind and the near-violent loyalties that stand in the way of the thoughtful exploration of our different perspectives are a frightening sign of our times."

BABA and AMZN's R&D sustainability

As detailed in my earlier writings, for "new-economy" stocks like BABA and AMZN, a key business fundamental aspect I always check is their R&D: especially the sustainability and yield.

Therefore, let's first see how sustainable BABA and AMZN have been funding their new R&D efforts. The chart below displays their R&D expenditures in the past 10 years as a fraction of their total sales. As you can see, both BABA and AMZN have been consistently and also aggressively investing in R&D. In AMZN's case, it has been only spending a minimal amount on R&D before 2016 (less than 1% of its revenues). But after 2016, it cranked up its R&D substantially to a level of 12.0% of its total sales and has maintained it at this level since then. In BABA's case, it has been spending on average 10.0% of total revenues on R&D efforts systematically.

Chart, bar chart Description automatically generated

Source: Author based on Seeking Alpha data.

After establishing their R&D sustainability, let's examine how effective their R&D processes have been. The examination in this article follows a method detailed in my earlier article. The essential idea is to apply Buffett's $1 test on R&D expenditures. More specifically:

  • The purpose of any corporate R&D is obviously to generate profit. Therefore, this analysis quantifies the yield by taking the ratio between profit and R&D expenditures. We used the operating cash flow as the measure of profit.
  • Also, most R&D investments do not produce any results in the same year. They typically have a lifetime of a few years. Therefore, this analysis assumes a 3-year average investment cycle for both BABA and AMZN's R&D expenses. As a result, we used the 3-year moving average of operating cash flow to represent this 3-year cycle.

And the results are shown in the chart below for BABA and AMZN. As you can see, their R&D yields are different qualitatively, with BABA's yielding about $3.31 per $1 of R&D expenses and AMZN yielding only about $0.90. However, note that despite the qualitative differences, both BABA and AMZN have been demonstrating consistency in their R&D yield, signaling an efficient and sustainable process.

Also, to put things under a broader perspective, the next chart compares BABA and AMZN against the rest of the FAAMG stocks. As seen, the FAAMG stocks as a group feature an average R&D yield of $2.94. And BABA's $3.13 is only behind Apple and Facebook (or Meta Platforms).

Chart, bar chart Description automatically generated

Source: Author based on Seeking Alpha data.

Chart, bar chart Description automatically generated

Source: Author based on Seeking Alpha data.

BABA vs. AMZN: profitability issues and potentials

We've examined their profitability above by the EBIT margin. Here, I will use ROCE (return on capital employed) as the main metric to take a closer look. As detailed in my blog article, ROCE is the most fundamental metric because:

ROCE considers the return of capital ACTUALLY employed and therefore provides insight into how much additional capital a business needs to invest to earn a given extra amount of income - a key to estimating the long-term growth rate. Because when we think as long-term business owners, the growth rate is "simply" the product of ROCE and reinvestment rate, i.e.,

Long-Term Growth Rate = ROCE * Reinvestment Rate

The ROCE results for BABA and AMZN are shown in the chart below. It is no secret that BABA's profitability has suffered tremendously in the past few years, and this is clearly shown in its ROCE data. Even just a few years back in 2019~2020, its ROCE has been astronomical, exceeding 100% (rivaling that of AAPL, the one with the highest ROCE in the FAAMG pack). But as aforementioned, due to the slowdown of China's macroeconomic growth and also the tightened regulation controls since 2021, its ROCE has suffered immensely. To wit, its ROCE has been on average 79.5% since 2020. And it currently hovers around 62.4% based on its most recent 2022 Q3 TTM financials as shown in the 2nd chart below.

AMZN's ROCE in recent years has unfortunately followed a similar trend as seen, except with a less dramatic decline. AMZN boasted a superb ROCE in the earlier part of the decade too, between 50% and 100%. In recent years since 2020, AMZN's ROCE has contracted substantially to an average of 29.0%. And its most recent 2022 Q3 TTM ROCE is even below this average as seen.

However, when we broaden our view a bit wider, both AMZN and BABA still enjoy robust ROCE. As a reference point, the overall economy's ROCE is around 20%. And as I will argue next, AMZN and BABA enjoy far better growth potential than the overall economy thanks to the secular shift towards e-commerce.

Chart, bar chart Description automatically generated

Source: Author based on Seeking Alpha data.

Chart Description automatically generated

Source: Author based on Seeking Alpha data.

BABA vs. AMZN: secular trend and growth prospects

As aforementioned, I see BABA and AMZN as the bellwether stocks in the e-commerce space, and I also see both of the best-positioned stocks to capitalize on the secular growth of e-commerce. With all the online shopping apps installed on our smartphones, it is sometimes easy to form the misconception that e-commerce penetration is already toward an end. But the reality is nothing but. The global e-commerce penetration is at ~20%. Thus, the majority (80% of it) of commerce is still offline. Global retail e-commerce sales only reached $4.2 trillion in 2020. The bulk of the growth curve is still yet to come, with retail e-commerce projected to double in size by 2026, hitting $7.4 trillion.

Chart of Global Ecommerce Sales (2019 to 2025)

Source: Oberlo data

Another key growth area for both BABA and AMZN is could. AMZN is the leading cloud provider in the U.S., with a market share far higher than MSFT and GOOG as seen from the following IOT report. In particular,

The cloud market has seen revenues grow at high double digits for years according to the report. The global public cloud market reached $157 billion in 2021and is expected to grow into a $2 to $10 trillion industry in a few years according to another.

And just AMZN is the dominant cloud provider in the U.S., BABA is the dominant player in China and other overseas markets. With the rapid growth potential in the could space, I anticipate AMZN and BABA to enjoy the support of this secular trend for many years to come.

IOT

Source: IOT report

Risks and final verdict

As aforementioned, there are definitely headwinds for both stocks in the near term. For BABA, China's COVID-19 restrictions are still impacting many parts of the country's economy (with ripple effects to other countries). Customer growth in its China Commerce division (TaoBao and Tmall in particular) could take time to recover depending on the macroeconomic conditions. AMZN faces a range of near-term uncertainties such as inflation, supply chain pressures, and also currency exchange rates. The profitability of AMZN has been pressured by these headwinds in recent years as mentioned above and I see them persisting into 2023. These headwinds have created a challenging environment for its retail operations, which reported operating losses in recent quarters (as seen from the EBIT margin earlier). In response, AMZN has been dealing with cost control issues. For example, it had to shut down its subsidiary, fabric.com (which sold fabrics for almost 30 years), as a way to slash costs.

All told, I see the market sentiment toward the eCommerce sector has shifted from extreme greed to extreme fear in the past 2 years, as represented by the tremendous valuation contraction in BABA and AZMN stocks. However, business fundamentals still matter and will always matter. As you can see from the table below (which summarizes the key fundamentals and valuation metrics discussed throughout the article), both are still excellent businesses if you just look past the immediate headwinds. In particular, the PE of BABA (around 10x) is so low that it implies a permanently stagnating business despite the tremendous growth opportunities mentioned above. In particular, its cloud segment and International Commerce Retail segment, including Lazada and AliExpress, offer plenty of growth potential.

Table Description automatically generated

Source: Author based on Seeking Alpha data.

Thu, 01 Dec 2022 20:27:00 -0600 en text/html https://seekingalpha.com/article/4561913-alibaba-vs-amazon-fundamentals-still-matter
Killexams : Basic Apple Guy

Design virtuoso Basic Apple Guy launched incredibly detailed, layered iPhone 14 schematic wallpapers in a variety of colors yesterday. Today, he has followed up by releasing his beautiful iPhone 14 Pro and Pro Max wallpapers. Read on to obtain the new wallpapers for your iPhone plus insights on his creative process, tips for designers and artists, and more in a short interview with us.

expand full story

Tue, 22 Nov 2022 01:56:00 -0600 en-US text/html https://9to5mac.com/guides/basic-apple-guy/
Killexams : Raiders coordinators stressing fundamentals after latest loss

As one of only two teams in the league with two or fewer wins entering Week 11, it’s fair to say the Raiders are performing severely below expectations.

After finishing 10-7 with a Wild Card berth in 2021 and making significant offseason additions like Davante Adams and Chandler Jones, the Raiders are 14th in points scored and 17th in total yards. Defensively, they’re 28th in points allowed and yards allowed.

So as the 2-7 club prepares for a matchup against the division-rival Broncos — one of two teams Las Vegas has defeated this season — offensive coordinator Mick Lombardi and defensive coordinator Patrick Graham both put an emphasis on one word in their Tuesday press conferences:

Fundamentals.

“I keep saying it over and over again, but we’ve strung good days together on the practice field,” Lombardi said. “And I think the belief from the players and from the coaching staff and everybody, is that stringing good days together on the practice field is going to result in opportunities on Sunday to produce some plays. … We’ve just got to keep putting positive days together and focus on the fundamentals to reduce the negative plays.”

“Just in terms of when you’re not getting the results, the process is the process in terms of what we’re trying to build here, and what we’re going to build here,” Graham said. “The thing you got to stick to is just the fundamentals of the game. It comes down to running, tackling, block destruction, trying to cause turnovers. There’s a lot of stuff to Strengthen upon right now. But the focus has to be on, defensively, tackling, defeating blocks, defending the deep part of the field. Nothing new there because if we just have incremental improvement there, then the results change.

“So, that’s a big focus for us and then just getting better at that. That’s how I know how to go through the process. In my 14 years in the league and my 21 years coaching, that’s really been a good guideline for me and the teams I’ve been a part of.”

When a team is struggling as much as the Raiders have, there isn’t much else to fall back on. We’ll see if the Raiders look more like the team that beat the Broncos 32-23 back in Week Four or the one that has collapsed in losses to the Jaguars and Colts in the last two weeks on Sunday.

Wed, 16 Nov 2022 02:18:00 -0600 en-US text/html https://profootballtalk.nbcsports.com/2022/11/16/raiders-coordinators-stressing-fundamentals-after-latest-loss/
Killexams : Basic Economy vs. Main Cabin: Cheap or Convenient But Not Both

The main difference between main cabin and basic economy is cost. For cheaper airfare and more money in your pocket, you trade flexibility for flight changes and/or cancellations, seat selection options and the ability to earn miles at a high rate.

Love them or hate them, basic economy fares are here to stay. These fares, which major airlines introduced to compete with low-cost airlines like Spirit and Frontier, carry significant limitations to flexibility and creature comforts.

On the other hand, they’re cheap.

Beyond this simple tradeoff, each airline handles its basic economy fares differently. Some even have different names for them, such as “Saver” fares. A few airlines let flyers earn miles on these low-cost fares, while others don’t, and some charge far more than others for the price markup between its basic economy and main cabin seats.

Price differences between basic economy and economy tickets

Is it worth it to pay for the price difference between basic economy and main cabin fares? That depends on a bunch of factors, including whatever is important to you for a given flight experience. It also depends on the cost difference between the two.

Airlines don’t charge the same amount for the markup between its basic economy and main cabin tickets. We compared data for 19 similar round-trip routes for each of the following airlines to determine an average price difference between the two fares.

Average difference in cost between main cabin and basic economy round-trip fares

Overall, Alaska Airlines charged the lowest average markup for a round-trip ticket ($60), while JetBlue charged the most ($93). That might not seem like a big difference at first glance, but these fees add up.

Interestingly, American Airlines was offering almost no basic economy fares on any routes when we searched in June 2021. So we were unable to determine an average price on AA routes that were comparable to other airlines.

Basic economy rules by airline

Seeing an overview of the restrictions and allowances that differ between airlines can help paint a picture of the varied landscape of basic economy tickets. We’ll dive deeper into these differences in the next section.

  • No changes or cancellations.

  • Redeemable and elite qualifying miles earned at full rate.

  • No changes or cancellations.

  • No elite qualifying miles, dollars or segments earned.

  • Seat selection allowed (for a fee).

  • Redeemable miles earned at reduced rate.

  • Elites eligible for upgrades.

  • No changes/cancellations.

  • Does not earn SkyMiles or credit toward Medallion elite status.

  • No changes or cancellations.

  • No bonus miles for elites.

  • Redeemable and elite qualifying miles earned at full rate.

  • $100 fee for changes/cancellations.

  • No overhead carry-on bag.

  • Redeemable and elite qualifying miles earned at reduced rate.

  • No changes or cancellations.

  • No overhead carry-on bag.

  • Elite and redeemable miles earned at reduced rate.

Major differences between basic economy and economy inclusions

Let's look closer at the differences related to changes and cancellations, seat selection, carry-on bag allowance, and the ability for travelers to earn miles or qualify for elite status.

Trip modifications

Among U.S. airlines, only JetBlue and Delta allow any changes or cancellations on basic economy fares, though both charge a fee to make these adjustments. Other airlines simply do not allow changes on these fares, which means you’ll have to buy a completely new ticket if your plans change.

Ability to change or cancel ticket

Yes, for $100 on routes in North America, Central America, and the Caribbean. Or, $200 for all other routes.

Seat selection

All U.S. airlines, except American Airlines, have strict restrictions on seat selection for basic economy fares. The rules and wording of these restrictions differ from airline to airline, but amount to the same thing: You can’t choose your seat ahead of time, and you will get your seat assigned at check-in.

This indicates two realities for basic economy tickets:

  • You are more likely to get stuck in a middle seat, near the back of the plane.

  • It might be difficult to sit with other members of your party (though gate agents are sometimes accommodating for families).

American Airlines does allow seat selection ahead of time on basic economy fares, but it charges a fee. If you’re going to pay that fee, you may as well upgrade to the main cabin, since they roughly amount to the same thing.

Carry-on bags

This is where many travelers get confused, since airlines have such inconsistent policies. Many have changed their rules since rolling out basic economy fares.

JetBlue and United don’t allow overhead carry-on bags for basic economy passengers and could charge a hefty fee if you try to bring one. When you fly either airline, you can still bring a bag that fits underneath the seat, but you will not have access to the overhead bin.

All other airlines allow overhead carry-on bags for basic economy fares.

Overhead carry-on allowance

Earning miles

This is yet another area where airline rules differ significantly and where some airlines have changed their own rules in recent years.

This differentiator breaks down to two key questions:

  1. Do these flights count toward earning elite status?

Within these, some airlines offer the same rate of earning miles and elite status for both basic economy and main cabin fares, while others offer lower earning rates for basic economy.

Which airline offers the best basic economy ticket?

Winner: American Airlines

After reviewing the full breakdown of restrictions and allowances, we’ve determined that American Airlines offers the best basic economy tickets for travelers. We compared all of the full-service U.S.-based airlines across the basic economy-related categories outlined above and created a five-point score for each.

Although American doesn’t offer elite qualifying miles for basic economy fares, it does allow seat selection (for a fee), elite upgrades and standby travel. This is more generous than any other airline, though Alaska’s Saver fares are a close second.

JetBlue and United Airlines trail the pack, in large part due to their restrictions on carry-on bags for basic economy passengers. Both of these airlines also offer reduced mile earning for basic economy fares.

When to choose basic economy

The logic of basic economy is simple from the airlines’ perspective: They want to entice you with low fares in search results and then bump up the price by making basic economy seem very unappealing.

Some airlines even make it quite difficult to book a basic economy fare at all.

This creates an opportunity — and dilemma — for any budget-conscious traveler. Should you save the money on the raw airfare cost and lose some privileges, like seat selection? Or pony up the cost to “upgrade” your ticket to the main cabin?

Here’s a good rule of thumb for when to choose basic economy:

  • Your plans are absolutely firm.

If that doesn’t sound like you, consider booking a main cabin fare.

The bottom line

Overwhelmed yet? Don’t be. Airlines have made the world of basic economy a complicated mess, but the logic is fairly straightforward: You should choose these ultracheap tickets when the benefits outweigh the costs. If you don’t care about seat selection, earning miles and bringing an overhead carry-on (in some cases), you can truly take advantage of basic economy fares.

“Basic economy” does not mean the same thing across all airlines. American and Alaska Airlines offer comparatively generous basic economy fares, while United and JetBlue are more like budget airlines in this regard.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2022, including those best for:

Sat, 17 Jul 2021 14:53:00 -0500 en-US text/html https://www.nerdwallet.com/article/travel/basic-economy-vs-main-cabin
Killexams : The 8 Best Front-Loading Washers of 2022 for Quick and Easy—and Incredibly Clean—Laundry

We recommend the LG Electronics Smart Front-Load Washer for its smart capabilities and convenient 15-minute cycle.

Best Buy © Provided by Better Homes and Gardens Best Buy

Front-loading washers are the most common type of washing machine; however, some people still opt for top-loading washers for the simple reason that you don’t need to bend down in order to deal with the loads. That being said, front-loading washers have an advantage over their top-loading counterparts because they can save space since many are stackable, and they tend to be more energy efficient, too.

“Most users find that front-loading washers can help decrease not only water bills, but energy as well,” says Caroline Dutka, brand manager at CD One Price Cleaners. “With a typical faster dry cycle due to a more efficient spin cycle, the amount of time clothes spend drying in a front-load washer lessens the load on bills.”

When shopping for the best front-loading washer for the home, Dutka recommends that, in order to determine if this type of washer is for them, shoppers should first decide whether they’re okay with the less comfortable position for use (as opposed to a top-loading model) and how many loads of laundry they currently have on a weekly basis.

“Front-load washers are known to vibrate during wash cycles because of the way the drum lays,” she says. “This can cause some additional noise in the home that isn’t typically heard with its counterpart and is something to keep in mind.”

Ron Shimek, president at Mr. Appliance a Neighborly company, suggests considering how big your laundry room is, and how “dirty” your family’s clothes tend to get to find the best front-loading washer for you. “A bigger machine could mean you run less loads, but if there are only two of you in the family, you likely won’t need a super capacity machine,” he says.

Our top pick for the best front-loading washer is the LG Electronics Smart Front-Load Washer. This machine has a speedy 15-minute cycle for one or two items of clothing that you need immediately, and also a setting for allergy-sufferers. It can also be operated and monitored via an app on your phone or tablet. 

Here’s our full list of the best front-loading washers.

LG 4.5-Cu. Ft. Stackable Smart Front-Load Washer

Best Overall

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Buy at Bestbuy.com

Buy at Hsn.com

Why You Should Get It: It’s an Energy Star-certified appliance that has handy cycles for allergy sufferers, and even a 15-minute quick cycle for laundry emergencies.

Keep in Mind: At 4.5 cubic feet capacity, it doesn't have the largest capacity available on the market.

There’s much to love about our top pick for the best front-load washer. The LG Electronics Smart Front-Load Washer in black steel has a sleek dark look (although it is available in white too), and a 4.5 cubic foot capacity that allows for up to 20 pounds of laundry to be washed at a time. This means you can easily fit a king-sized comforter, too.

This washing machine features five powerful jets that spray water from all directions to ensure thorough cleaning each time. There are also 12 cycles, including a quick one that can wash smaller loads in under 30 minutes, and a 15-minute quick cycle for that dirty item of clothing you need urgently. It features an internal water heater, and a cycle to clean the inside of the washer, eliminating any musty smells. 

This intelligent machine can sense the type of washing you load in it and automatically sets the most appropriate cycle, and it has an allergy cycle that makes sure clothes come out fresh and clean for those with allergies. The machine can also be linked to the Wi-Fi so you can monitor and operate it via an app on your phone. It’s also compatible with the older LG pedestals (the WDP3 was replaced with the WDP4, but they’re both suitable) meaning you won’t have to buy a new one. 

Price at time of publish: $1,250

Product Details:

  • Dimensions: 31.5 x 42 x 29 inches
  • Capacity: 4.5 cubic feet
  • Number of Wash Cycles: 12
  • Smart Features: Yes

LG 4.5 cu. ft. Large Capacity High Efficiency Stackable Front Load Washer

Best Budget

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Buy at Bestbuy.com

Buy at Lowes.com

Why You Should Get It: It’s a great basic washer without unnecessary frills at a good price.

Keep in Mind: There are only eight cycles.

The LG Electronics Front-Load Washer is a high-efficiency washer that powerfully yet gently washes clothes. At 4.5 cubic feet load capacity, it’s ideal for smaller households. 

Although the eight settings may seem weak compared to other similar models, they’re all you really need if you’re not washing muddy items every day. As our pick for the best front-loading washer for those on a budget, it’s a simple to use yet extremely effective machine with plenty of useful features.

This Energy Star-certified machine has a stainless steel tub for maximum durability and longevity, and it has anti-vibration technology to help the washer perform quietly. In addition, the machine can sense the size of the load you put in and automatically set the water level and wash time for you. 

It features a quick cycle for 15-minute cleans, and there’s also a cold wash option to save electricity. There are six wash motions that clean the clothes gently to keep them in their best condition. The washing machine is also stackable with your dryer for space-saving efficiency, but you’ll have to buy the necessary installation hardware (like the KSTK1 stacking kit). 

Price at time of publish: $949

Product Details:

  • Dimensions: 31.3 x 38.4 x 27 inches
  • Capacity: 4.5 cubic feet
  • Number of Wash Cycles: Eight
  • Smart Features: No

Whirlpool WFW9620HC 5.0 cu. ft. High Efficiency Smart Stackable Front Load Washing Machine

Best Splurge

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Buy at Ajmadison.com

Buy at Homedepot.com

Why You Should Get It: You can customize up to 35 wash cycles. 

Keep in Mind: It might not be worth the price if you’re only planning on using the basic features.

As is typical of most Whirlpool washers, the Smart Front-Load Washing Machine is appliance eye candy that will instantly upgrade the look of any laundry room, or even the kitchen if your home layout means the washer is on display. There’s even a sleek touchscreen on the door to operate it so no more having to clean around button nooks and crannies.

Download the Whirlpool app to stay connected to your washer remotely, so you can set programs, and monitor it from wherever you are. What’s more, you only need to fill the detergent and fabric softener once every 40 loads, so all you have to do manually is load and unload the washer. When the cleaning products run out, you’ll receive a notification to your phone to let you know it’s time to top up again.

Though it’s not a washer-dryer combo, there is a function with a fan that can get an outfit washed and dried for you in emergencies. There’s a plethora of settings that can provide up to 35 cycles for any laundry situation you need, and the machine will automatically set them for you, so you won’t have to figure it out each time on your own.

It’s a bit of a splurge, but it does have an array of convenient and advanced functions that justify its higher price tag, making it our best front-loading washer for anyone who’s able to invest in a high-quality machine.

Price at time of publish: $1,699

Product Details:

  • Dimensions: 33.3 x 38.6 x 27 inches
  • Capacity: Five cubic feet
  • Number of Wash Cycles: 37
  • Smart Features: Yes

:

GE GFW850SSNWW 5.0 cu. ft. Smart Front Load Steam Washer

Best with Smart Features

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Buy at Homedepot.com

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Why You Should Get It: It’s an advanced smart machine that you can monitor and operate via your smartphone or tablet.

Keep in Mind: There might be a bit of a learning curve if this is your first smart-operated home appliance.

Available in a stunning sapphire blue or a traditional white, our top choice for the best front-loading washer with smart capabilities is the GE Smart Front-Load Washer. It allows you to start and stop the machine, as well as monitor its progress via your phone or tablet, and you’ll get real-time notifications when the machine is in progress and when the load is done.

The controls on this washer are digital and intuitive, and there are many convenient cycles for all your laundering needs. Like the more expensive Whirlpool WFW9620HC option above, this machine can also hold a bulk load of detergent at a time, meaning that you only have to fill it up once every 32 washes or so. It can also both wash and dry small loads at a time, saving you the hassle of transferring one or two items to the dryer. 

This washing machine also features a stain removal cycle and a sanitizing cycle that can eliminate bacteria and dust mites from your clothes. The machine has antimicrobial technology built into all its major components, and there’s a vent system to reduce mold build-up and odors. In addition, the door is reversible meaning you can customize the washer to your space, instead of the other way around.

Price at time of publish: $1,249

Product Details:

  • Dimensions: 34 x 39.8 x 28 inches
  • Capacity: Five cubic feet
  • Number of Wash Cycles: 12
  • Smart Features: Yes

Samsung 6.0 Cu. Ft. High Efficiency Smart Front Load Washer

Best Large Capacity

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Why You Should Get It: It has a large capacity, making it perfect for multi-person households. 

Keep in Mind: It’s not stackable.

If you’re after the best front-loading washer for large families, or those who have a lot of laundry to get through on a weekly basis, the Samsung Smart Front-Load Washer has a whopping capacity of 6 cubic feet. This means that the washer is rather tall (around 7–10 inches taller than your regular washer), so make sure to measure your space properly before buying.

Essentially two washing machines in one—one small top-loading washer with a 1 cubic-foot capacity, and one front-loading washer with a 5 cubic-foot capacity drum—this machine can wash two different types of laundry at the same time, saving both time and effort. It also has smart capabilities meaning you can spend even more time doing anything else but manual laundry.

There’s a speed cycle that can get a full load clean in just 30 minutes, vibration reducing technology, a steam cycle to tackle stains and get rid of them in one wash, and a feature that delivers the correct amount of detergent depending on how dirty your laundry is. You also won’t have to worry about cleaning your washing machine—this machine can clean itself to stay mold and odor-free. It’s available in black stainless steel, plain black, or white.

Price at time of publish: $2,374

Product Details:

  • Dimensions: 34 x 47 x 27 inches
  • Capacity: 6 cubic feet
  • Number of Wash Cycles: 12
  • Smart Features: Yes

Samsung Large Capacity Smart Front Load Washer & Dryer

Best Washer/Dryer Set

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Buy at Samsung.com

Why You Should Get It: The washer/dryer set looks sleek and modern, and both machines have smart functioning so you can operate them remotely.

Keep in Mind: There’s no bulk detergent capability.

If you’re after a top washing and drying duo that’s space-savingly stackable too, consider the Samsung Laundry Set Bundle consisting of the Super Speed Wash Front-Load Washer and Smart Dryer. You’ll need to purchase the stacking kit separately in order to get one machine on top of the other. 

The washing machine features smart functioning which allows you to start, stop, and schedule loads via your smartphone. It also has a quick cycle that can wash a load of laundry in just 28 minutes, and there’s also a steam clean for stain removal. It also has a function to get your clothes out with fewer wrinkles and no musty smell. The dryer is ideal for families or those who launder frequently since it can fit 7.5 cubic feet of clothes at once. 

Both machines have a sleek platinum finish that’s easy to keep clean, and they undeniably look cohesive together, whether you have them side by side, or stacked. If you opt for this bundle, the price of each machine works out to around the same price as our best budget pick. But with the addition of smart capabilities, as well as four more cycles, it’s quite the deal and well worth the investment.

Price at time of publish: $2,298

Product Details:

  • Dimensions: 31 x 39 x 27 inches
  • Capacity: 4.5 cubic feet
  • Number of Wash Cycles: 12
  • Smart Features: Yes

:

GE Profile 5.3 cu. ft. Smart Front Load Washer

Best Wash Cycles

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Buy at Bestbuy.com

Buy at Homedepot.com

Why You Should Get It: It features adaptive settings that learn your preferences to automatically personalize future cycles.

Keep in Mind: It’s a smart machine, making it slightly more expensive than your average washer.

Keeping in line with the modern aesthetics of the latest GE Profile machines, this front-loading washer comes in a dark carbon graphite finish. Its 12 wash cycles include the convenient one-step wash and dry for small loads, a sanitize cycle to eliminate bacteria and allergens like dust mites, and a steam cycle for tougher stains. 

The washer has five temperature settings and five spin speeds. However, to save you the hassle of setting everything manually each time you load a wash, its adaptive settings memorize your preferences and automatically sets cycles depending on the load.

This high-efficiency washing machine is Energy Star certified and has features including reduced vibration technology, out-of-balance detection, antimicrobial protection, and a reversible door for right or left-handed users.

It’s also a smart machine that can be controlled and monitored via an app on your phone. The unit is stackable with a dryer using the compatible GFA28KITN stacking kit, and there’s also a matching dryer that features steam and sanitize cycles. You can also opt to add a pedestal to raise the washer a little higher for less bending down while doing the laundry.

Price at time of publish: $1,395

Product Details:

  • Dimensions: 34 x 40 x 28 inches
  • Capacity: 5.3 cubic feet
  • Number of Wash Cycles: 12
  • Smart Features: Yes

Maytag MHW6630HW 4.8 cu. ft. Stackable White Front Load Washing Machine with Steam

Best Stackable

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Buy at Ajmadison.com

Buy at Bestbuy.com

Why You Should Get It: This stackable washer has a modern large square door, just like the matching dryer model. 

Keep in Mind: There's no pre-soak option.

Maytag has come a long way from its rather bland stylistic offerings of old. The MHW6630HC Stackable Front-Load Washing Machine is easy on the eyes and is aesthetically pleasing when paired along with the matching dryer. If you have both and want to stack them, you can use the easy-to-install stacking kit. Both washer and dryer are also available in white, too. 

This heavy-duty washing machine with a 4.8-cubic-foot capacity delivers plenty of washing power, but if you want more, there is an additional feature to help eliminate tough stains. The machine has the ability to keep clothes fresh for up to 16 hours with its internal fan, in case life gets in the way and you’re unable to remove your wet clothes in a timely manner.

There’s a quick wash cycle that can clean a few clothes in just 15 minutes, and also a sanitizing cycle that removes bacteria from clothes. The washer features cycle memory which stores your preferred settings, and there’s also wrinkle control for when you don’t want to iron. The drum is made from durable stainless steel to ensure longevity, but the manufacturer offers a 10-year limited parts warranty, too, for ease of mind. 

Price at time of publish: $990

Product Details:

  • Dimensions: 33 x 39 x 27 inches
  • Capacity: 4.8 cubic feet
  • Number of Wash Cycles: 12
  • Smart Features: No

The Bottom Line

With five spin speeds, and 12 handy cycles, including a 15-minute super quick cycle, and a hypoallergenic setting to remove all allergens from your laundry, the sleek LG Electronics Smart Front-Load Washer is our top pick for the best front-loading washer. Providing even more convenience, it’s also a smart machine that can be monitored and operated via your smart devices.

What to Know About Front-Loading Washers Before Shopping

Dimensions

The typical size of a front-loading washer is (W x H x D) 27 x 39 x 32–34 inches. When choosing the best sized washer for your needs, Shimek says that you measure the space in the laundry room or the designated washer spot in your kitchen.

“You need to know what the outside dimensions of the washer are that you are looking at,” Shimek says. “Will it fit in your laundry room, and will it fit through your front door and into the laundry room?” 

If you have minimal space and want a dryer too, a front-loading washer is your best bet. “One of the best features of front-loading washers is their ability to be stacked with a dryer, saving space in the home,” Dutka says.

Capacity

Front-loading washing machines generally come with capacities from 3.5–6 cubic feet. Once you’ve had a look at the outside dimensions of the washer you’re interested in, and have found that it does indeed fit in your space, you’ll have to next look at its capacity.

When trying to find the best front-loading washer for your needs, Shimek says to first determine how many loads of laundry you will be doing. “Just because you can fit a larger machine in your laundry room, it does not mean you need a bigger machine,” he says. Washing machines with larger capacities consume more water and energy, and might not be necessary for smaller families. They’re also more expensive. 

“Some key things to note regarding front-loading washers include the drums typically being slightly smaller than top-loading washers,” Dutka says. This means that you’ll need to put in smaller loads in order to ensure a satisfactory clean on each load and to avoid damaging your clothes or linens.

Number of Wash Cycles

When it comes to the number of wash cycles, front-loading washers can have anywhere from 10-30 or more. These include normal, quick, heavy-duty, bulky, rinse and spin, delicates, and permanent press cycles. However, again, if you’ve got a small family, and none of the members of the household play football or jump around in muddy puddles, opting for too many cycles might be a bit of an overkill.

“If everyone in the family stays relatively clean, then you need a machine with a good permanent press cycle, and won’t need to worry so much about a heavy-duty cycle,” Shimek says. The permanent press cycle is great for synthetics and gets clothes out relatively wrinkle free as it uses warm water and a lower spin speed, in many cases eliminating the need for ironing.

Smart Features

A front-loading washer with smart features is handy if you’d like to operate the machine remotely via an app on your smartphone or tablet. They’re typically more expensive than their non-smart counterparts, they need Wi-Fi connectivity to work, and you do have to be at least somewhat technologically savvy to use them to their full capabilities.

Features on these washers include being able to turn the machine on or off, choosing cycles, monitoring the cycles, and setting schedules and timers via the app. A smart washer can also determine what the best cycle is once you put the load in.

Your Questions, Answered

What are the benefits of a front-load washer?

Two of the biggest benefits that front-load washers have are their water efficiency and that they take less time drying. “The average front-load washer uses about five gallons less water per load,” Dutka says. “Depending on how many loads your household does, that could save you about 1,500 gallons of water per year.”

In relation to reduced drying time, compared to the vertical drum of a top-load washer, the way a drum sits in a front-load washer enables the spin cycle to drain more water from each load. Shimek says that, in addition to front-loading washers using less water and saving you money on your water bill, they also reduce the expense of heating the water for washing. 

Also, the fact that front-loading washers are stackable is another perk, and it’s especially appealing to those who may have limited space.

What size washer will wash a king-size comforter?

“To efficiently wash a king-size comforter without risking damage to the comforter, we recommend a washer with at least 4.2 cubic feet of drum space,” Dutka says. You’ll also want to make sure to read the care label to use the correct wash cycle, as well as the washer’s manual.

If you’re ever in doubt about washing a comforter in the washing machine, to be on the safe side, both Dutka and Shimek recommend taking it to a dry cleaners to be taken care of professionally, or even a laundromat. “As a rule of thumb, all comforters, quilts, and large blankets should be taken to a laundromat where they have large-capacity commercial washers and dryers,” Shimek says.

Do front-load washers mold?

“Some older front-load models did have a problem with a musty smell coming from the washer,” Shimek says. “Newer machines have an anti-bacterial door boot and vented doors to help control that issue.”

Dutka confirms, “Front-load washers can see some mold or mildew. Many times, it is caused by letting the drum and gaskets remain wet.”

Thankfully, there are some things that can be done to help prevent mold from forming. Shimek recommends leaving the door of the washer open between cycles, and wiping the door boot gasket with a damp cloth that contains a water and bleach solution.

Dutka advises using a rag to dry the door and gaskets in between loads. “You can also run an empty self-clean cycle once every few weeks,” she says.

Who We Are

This article was written by Kat de Naoum, who has more than 10 years of commerce writing experience. Kat is also the commerce editor-at-large at Thomas-Xometry, the leading U.S. online platform for supplier discovery and product sourcing. For this article, Kat reviewed multiple front-loading washers, researching factors such as each washer's size, capacity, number of cycles, and value for money. She also spoke to Ron Shimek, president at Mr. Appliance a Neighborly company, and Caroline Dutka, brand manager at CD One Price Cleaners.

We independently research, test, review, and recommend the best products. If you buy something through our links, we may earn a commission.

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