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Killexams : RSA Administrator test - BingNews Search results Killexams : RSA Administrator test - BingNews Killexams : Understanding the Retirement Savings Account Transfer Process


The National Pension Commission (PenCom) will commemorate the second anniversary of the rollout of the RSA Transfer, also known as the RSA Transfer Window, on November 16, 2022. The main goal of the RSA Transfer Window is to allow RSA holders the right to transfer their accounts from their existing Pension Fund Administrators (PFAs) to other PFAs of their choosing as provided by Section 13 of the Pension Reform Act (PRA) 2014, “an RSA holder may transfer his RSA from one PFA to another not more than once a year.”.

PenCom had developed and deployed the RSA Transfer System (RTS) to facilitate the RSA Transfer. The RTS is a computer-based application designed to initiate, process and monitor the RSA Transfer process. The RTS is automated, practical, free of charge, and transparent. Since the introduction of the RSA Transfer process, it has received accolades from RSA holders who yearn for improved service and better returns on their pension investments. Accordingly, PenCom has ensured that the requirements for initiating RSA transfers are minimal but with adequate regulatory oversight. 

Given the above, it is appropriate for RSA holders to know how to start an RSA Transfer.

Pre-requisite for the RSA Transfer

Before starting the RSA Transfer process, RSA holders must confirm that the PFAs managing their RSAs have migrated their personal details (biometrics and biodata) to the Enhanced Contributor Registration System (ECRS) platform. If the PFAs have not done that, then the RSA holder must participate in the Data Recapture Exercise (DRE), especially if the RSA holder registered before July 1, 2019. PenCom initiated the DRE to update RSA holders’ data, remove duplicate registrations and use the National Identity Number (NIN) as a unique identifier. Also, the DRE complies with the Federal Government’s order that all data-generating organisations must harmonise their databases with NIMC.

Process of RSA Transfer

RSA holders who opened their RSAs after July 1, 2019, are exempt from the DRE and may begin the RSA transfer process by contacting the PFA they want to transfer to (also known as Receiving PFA). The next step is to submit the following information; Surname, Current Phone Number, RSA PIN, and Email to the Receiving PFA. The Receiving PFA will request the RSA holders’ fingerprints and validate the fingerprints with the NIMC database to establish the identity of the person making the RSA transfer request. Once the Receiving PFA has satisfactorily established the person’s identity, it would print a confirmation slip, which the RSA holder would sign as evidence that their transfer request has been completed. The RSA holder is informed of the transfer request status through an email or an SMS to the address or phone number provided when the transfer request was initiated.

Subsequently, the current PFA (Transferring PFA) will transfer all the funds in the RSA to the Receiving PFA under the supervision of PenCom. After the RSA had been transferred, PenCom and the Receiving PFA will notify the RSA holder. Please note that RSA holders on Voluntary Contribution (VC) and Retirees on Programmed Withdrawal (PW) can also transfer their RSAs.

Transfer requests are batched and processed at the end of every quarter (March, June, September and December). However, only transfer requests received latest by the second month of a transfer quarter (February, May, August and November) are processed within the quarter. Accordingly, all transfer requests go through the RTS to the Transferring PFA, who must determine the value of the RSA and transfer it to the Receiving PFA at the end of the transfer quarter.

Upon completing the RSA transfer process, RSA holders should advise their employers of their new PFA for subsequent remittance of their monthly pension contributions. RSA holders should also contact their new PFAs to ensure that the RSA balances transferred by their former PFAs are accurate.

It should, however, be noted that the RSA Transfer process may be unsuccessful due to the following circumstances: the RSA holder has initiated a transfer request within the last 365 days; the data (biometrics and biodata) of the RSA holder have not been recaptured on the ECRS; the receiving PFA is not eligible to administer the RSA; and the verification of the RSA holder’s fingerprint/iris at NIMC fails.


It is anticipated that RSA holders will continue to enjoy a smooth transfer of their RSAs to the PFAs of their choosing as PenCom marks the second anniversary of introducing the Transfer Window. The process has enhanced service delivery and promoted healthy competition among the PFAs. PenCom, Pension Operators, and other essential stakeholders in the pension industry deserve warm congratulations for this outstanding achievement.

Fri, 09 Dec 2022 09:59:00 -0600 en-US text/html
Killexams : The Significance of Data Recapture Exercise

The National Pension Commission (Commission) initiated the Data Recapture Exercise (DRE) in 2019 in compliance with Section 23(e) of the PRA 2014 to update the data of Retirement Savings Accounts (RSA) holders who opened their RSA before 1 July 2019.

Retirement Savings Account (RSA) holders were registered using the Contributors Registration System (CRS) Application when the Contributory Pension Scheme was launched in 2004. The inability to change contributor information and enrol physically incapacitated contributors were a few issues that the CRS application developed over time. To address the shortcomings of the CRS and update contributor data, the Commission developed the Enhanced Contributors Registration System (ECRS). Consequently, all RSA holders who enrolled before the ECRS went live on 1 July 2019 must complete the DRE to migrate their information from the CRS to the ECRS.

The Objectives of DRE

 The need for DRE was given further impetus by the directive of the Federal Government that all data-generating agencies should align their data with the National Identity Management Commission’s (NIMC). Accordingly, synchronizing and aligning RSA holders’ data with the NIMC’s database using the National Identity Number (NIN) as a unique identifier is one of the primary goals of the DRE. The DRE also aims to accomplish the following:

  1. To guarantee that all Pension Fund Administrators (PFAs) follow the Commission’s rules and requirements for enrolling contributors and moving their data from the CRS database to the ECRS.
  2. Ensuring that the Commission keeps up-to-date records on every RSA holder in Nigeria.
  3. Find and eliminate duplicate RSA registrations from the CRS Database.

Eligibility for the DRE

Every RSA holder who enrolled before 1 July 2019 must participate in the DRE. Whether the RSA holder is a retiree or an active contributor, they must update their data through the DRE. The procedure is simple. To participate, an RSA holder should present the following identification and documents to their PFA:

  1. National Driver’s License, Permanent Voter’s Card, Staff Identity Card, or International Passport (mandatory for non-Nigerians).
  2. NIMC’s enrollment confirmation slip.
  3. Birth certificate or affidavit of age declaration.
  4. A letter of retirement from the employer in the case of retirees.
  5. Marriage Certificate (only applicable in the case of marriage)
  6. A newspaper publication (for change of name)

To expedite the procedure, the Commission authorized a Share Service Initiative (SSI) proposed by the Pension Fund Operators Association of Nigeria (penOp). Two agents, PAY-ONE Solution Limited and Afritech Multi Concept Limited, were designated and assigned to organizations under the SSI to conduct the DRE. The two agents have the approval of NIMC to operate as NIN registration agents. In addition, to ensure the confidentiality of information, the Commission implemented a robust data security architecture.

The Commission monitors and regulates the activities of the agents by ensuring that:

  • The agents’  DRE processes are in tune with validation rules stipulated in the commission-working guide for registering the contributors.
  • The agents Provide a complaints resolution channel,, to enable the Commission quickly track and resolve complaints from RSA holders.
  • PFAs issue acknowledgement slips to RSA holders after successfully submitting their   request for recapturing along with the corresponding documents (where necessary).
  • PFAs provide feedback to RSA holders within five working days.

Benefits of DRE

In light of the foregoing, it is crucial to highlight that the DRE enables the RSA holders to enjoy the following benefits in addition to fulfilling the Commission’s responsibility to maintain a clean database and complying with Federal Government policy to meet NIMC standards:

  1. Enables RSA holders’ to update their information and migrate to the Enhanced Contributors Registration System (ECRS).
  2. Enables RSA holders to update their records relating to a name change resulting from a marriage, a job change, or even the Next of Kin (NOK).
  3. Enables eligible RSA holders to participate in the enrollment and verification exercise.
  4. Enables retired RSA holders to process their retirement benefits.
  5. Enables eligible RSA holders to use 25% of their RSA balance for a residential mortgage.
  6. Enables RSA holders that lose their job to apply for 25% of their RSA balance after four months without securing new employment. 
  7. Enables RSA holders to transfer their RSA from one PFA to another once a year.
  8. Enables an eligible retiree under the program withdrawal option to get pension enhancement.

RSA holders that are yet to participate in the DRE are enjoined to approach their PFAs and participate immediately so as to benefit from the services provided by the pension industry.

If you have any enquiry or require further information regarding the Data Recapture Exercise, kindly get in touch with National Pension Commission on the following phone numbers: 094603930, and 07066924512 or by email:

Mon, 05 Dec 2022 10:00:00 -0600 en-US text/html
Killexams : Developer juggles modern conversion with RSA history


An impression of the revamped RSA building now owned by Amherst Properties. The company says a local street artist will paint a better poppy mural than its computerised impression.

A property developer who bought the central Christchurch clubrooms of the Returned and Services Association (RSA) has retained some memorial features while converting it to an office building.

Developer and investor Lindsay O’Donnell’s company Amherst Properties paid $3.4 million for the building last year after the troubled RSA sold it in the face of financial losses and mounting debts.

Amherst is now nearing the end of the $1m-plus conversion. The work has included stripping out and refurbishing the interior, and cutting new windows in the eastern facade.

O’Donnell said they will add a poppy mural to the eastern facade and are hiring a local street artist to paint it.

* How a grand new building and swanky restaurant became a financial disaster for the Christchurch RSA
* Contest for RSA president brings back bad memories
* Commemorative wall of plaques taken down by Christchurch RSA

John Kirk-Anderson/Stuff

The Christchurch RSA was the site of the failed Trenches restaurant, bar and events business.

“I didn’t want it to be just another office building. We wanted it recognised for what it stood for,” he​ said.

“It’s always a balance, but we’ve tried to keep bits that are significant. We didn’t want to step on the toes of the RSA – it’s their history”.

The association’s connection with the site dates back a century to when it first built clubrooms there after World War I.

After the 1920s rooms were demolished following the earthquakes, the RSA purpose built a replacement designed by Christchurch architects Warren and Mahoney, costing $6.5m.

John Kirk-Anderson/Stuff

The RSA building pictured before it was sold.

The new building opened in 2015 featuring the Trenches restaurant, bar and function area, which was intended to bring in revenue. However, the business failed and Trenches was closed in late 2019.

Amherst has removed five of the 11 distinctive metal-clad pillars out front, which are inscribed with the names of overseas battles in which Kiwi service personnel lost their lives. The five are still owned by the RSA and have been removed and stored.

Three of the other pillars are still in place and the other three will be re-installed on the eastern side of the building.

John Kirk-Anderson/Stuff

Some memorial items have been retained, while others have been kept by the RSA or lost in the conversion process.

Also retained are exterior engravings in the marble walls, including one reading “We Will Remember Them”.

Attempts by the RSA to have stonemasons salvage memorials which honoured individual soldiers failed, and they were lost, O’Donnell said.

The RSA took digital copies of the memorials, which had been paid for by families and built into an interior concrete wall, in the hope it might later recreate them.

Dean Kozanic/Stuff

A detail of one of eight mural panels of a mural depicting New Zealanders at war by William Sutton that previously hung in the RSA building.

Other memorial items, including murals depicting war scenes by Christchurch painter William Sutton, were removed by the RSA and auctioned off to raise money.

O’Donnell said deconstructing the building’s interior had required considerable effort because it was designed with an emphasis on hospitality.

Amherst has also bought a site alongside the building for car parking. It previously bought and redeveloped land behind the clubrooms which the RSA sold to fund the building’s construction.


RSA poppies are made at a factory in Christchurch which is staffed by volunteers and can produce 2000 to 2500 poppies each day.

Thu, 17 Nov 2022 10:00:00 -0600 en text/html
Killexams : Better lab test standards can ensure precision medicine is truly precise

Cancer is becoming less deadly in America.

According to the recently released Annual Report to the Nation on the Status of Cancer, overall cancer death rates have continued to decline by about 2% per year over the last several years for Americans of all ages, races, and genders. The decline in cancer death rates is clearly welcome news and coincides with a significant shift in cancer treatment through the development of new targeted therapies and accompanying diagnostic tests that guide their use.

For decades, most cancers have been treated with toxic, cell-killing treatments that had limited ability to distinguish between cancerous and normal cells. While this approach often worked, it came with significant side effects and made treatment difficult to tolerate.


A growing number of new cancer therapies, however, use precision medicine to tailor treatment to the patient and target only cancer cells. But these targeted treatments must be matched to specific genetic markers, which can be detected only with lab tests known as biomarker tests.

Biomarker tests can help determine what an individual’s prognosis might be and which drugs would work best to treat their disease. For example, tests that detect certain genetic characteristics in breast, lung, and skin cancer can indicate who should — or should not — be treated with specialized classes of targeted drugs.


With the advent of targeted therapies, the accuracy of a diagnostic test is critical. Yet oversight of such tests has not kept pace with innovation.

The Food and Drug Administration currently regulates and ensures only the accuracy of tests used in multiple laboratories or health care facilities. Those designed for only a single laboratory, known as laboratory-developed tests (LDTs), are left to meet less-stringent standards. That means a growing number of lab tests, including those used to determine cancer treatment for a specific patient, are offered without assurances that they work.

An example of the potential damage of faulty and poorly regulated LDTs is the stunning case of Theranos, a consumer health care startup that claimed to be able to diagnose countless ailments with a single drop of blood. The company’s touted technology never worked, thousands of people received faulty test results for a number of serious conditions. The company’s founder, Elizabeth Holmes, was recently sentenced to more than 11 years in prison for fraud.

In an earlier example, from 2008, a company claimed a lab test could detect 99% of early-stage ovarian cancers but could, in fact, detect only 1 in 15 (7%) of cases. The remaining 14 women received false positive results and may have pursued unnecessary, invasive, and even dangerous surgeries to remove healthy uteruses, fallopian tubes, and ovaries, which could affect their ability to have children and send them into early menopause.

A recent study published in the American Journal of Clinical Pathology reported that LDTs offered for the same intended use as an FDA-approved test had significant variability in their results. Errors in tests, including false negatives (when the test inaccurately states the genetic marker is not present) may impede patients’ access to safe and effective treatments for their cancers.

The VALID Act (S. 2209 and H.R. 4128), currently before Congress, provides an opportunity to set a clear, modernized regulatory framework to ensure that any test, no matter where it is developed, meets the same quality and performance standards. It also allows for continued innovation by providing detailed flexibilities that will ensure labs can still meet individual patient needs without delaying patient care.

VALID is a flexible, bipartisan bill that is the result of years of collaborative work between various stakeholders. The bill is good for industry, laboratories, providers and, most importantly, patients. An individual’s best chance to fight cancer should never be affected by something as easily preventable as a faulty diagnostic test. Congress has the opportunity today to do what is right for patients.

Jeff Allen is the president & CEO of Friends of Cancer Research. Lisa Lacasse is the president of the American Cancer Society Cancer Action Network.

First Opinion newsletter: If you enjoy reading opinion and perspective essays, get a roundup of each week’s First Opinions delivered to your inbox every Sunday. Sign up here.

Tue, 29 Nov 2022 19:50:00 -0600 en-US text/html
Killexams : RSA scooter donation gets Allan up to speed

Allan Carlson test drives his new wheels.

Five years ago the Waipukurau and Districts RSA bought a mobility scooter for a veteran who had mobility issues.

The family of the veteran returned the scooter to the RSA when he no longer had use for it and the search began for a new user.

The RSA’s president Janet Castell said the organisation was reluctant to put “a well-maintained machine into storage” so she approached the Pakeke Centre to see if it could identify a potential recipient. Manager Janette Birdsall recommended a man from Otane with mobility issues.

“The RSA was very happy to be able to offer the scooter to Boost his quality of life.”

Janette said scooter recipient Allan Carlson was delighted to be mobile again, declaring he could now go to the Otane Dairy to get the bread and milk, which he hadn’t been able to do in a long time.

Mon, 05 Dec 2022 10:16:00 -0600 en text/html
Killexams : RSA quickens the pace of race to net-zero

RSA has launched a low-carbon underwriting policy and committed to achieving an underwriting portfolio for energy production that is over 75% low carbon by 2030.

The move marks a leap forward from the 2019 goals the insurer set itself, when it aimed to target an underwriting portfolio for energy production that was over 50% low carbon.

Ken Norgrove, RSA’s CEO

Sun, 04 Dec 2022 18:04:00 -0600 en text/html
Killexams : RSA set to launch low-carbon underwriting policy

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Sun, 04 Dec 2022 23:25:00 -0600 en text/html
Killexams : St. Louis City, County and RSA reach agreement on splitting Rams settlement funds

ST. LOUIS, Mo. (KMOV) - St. Louis City, St. Louis County and the Regional Sports Authority (RSA) have agreed how to split the money that was gained from a lawsuit settlement pertaining to the Rams relocation.

In 2017 the city, county and RSA sued over the Rams’ relocation. Stan Kroenke and the NFL opted to avoid going to trial and settled in November 2021 for $790 million. After lawyer fees, the St. Louis region was left with around $513 million.

For months News 4 Investigates has been trying to get answers from St. Louis Mayor Tishaura Jones, St. Louis County Executive Dr. Sam Page, and RSA leaders regarding the money’s status. Earlier this year, the St. Louis Board of Aldermen called for an investigation into the rams settlement money to ensure the funds would serve the citizens of St. Louis best.

Tuesday night, Jones’ office announced that as of January 2023, St. Louis City would receive $250 million plus an additional $30 million on contingency, St. Louis County would receive $169 million and the RSA would receive $70 million.

The St. Louis Board of Aldermen will have until June 30 to decide whether to appropriate the $30 million contingency funds to the convention center expansion project. If the Board of Aldermen does not appropriate those funds to the expansion project in time, the city would then agree that the RSA is entitled to receive the money no later than July 31.

The full board of the RSA still must approve the deal.

Following the announcement from Mayor Jones’ office, Greater St. Louis, Inc. CEO Jason Hall issued the following statement:

“On behalf of businesses, organizations, and institutions that employ more than 200,000 people in the St. Louis metro area, we urge the City, County, and RSA to steward and invest these once-in-a-lifetime funds to grow the St. Louis economy for generations to come with a boldness that transcends jurisdictional boundaries and drives inclusive growth across the metro.

“We continue to believe that the three national models outlined in our accurate white paper offer the best potential pathways to maximize the transformative potential of these one-time settlement proceeds. These funds should be deployed in an intentional and strategic manner to drive inclusive and catalytic growth in the metro. Based on national best practices, the use of one-time settlement funds should be based on a transparent process, clear and specific goals, sound fiduciary governance, accountability, and oversight.”

Earl E. Nance Jr., the chairman for the RSA, told News 4 they are thrilled to reach a decision after months of negotiations with the city and county.

“Of course we asked for more, we would’ve liked more, but it turned out 70 million dollars and we will make the best use of it that we can. The dome that we’re responsible for, needs some repairs, need some maintenance, may need a new roof, so we’ll be ready for that. We have to get everything ready for the Battlehawks football team coming in, so this money is a big help in helping to get that done.”

correction: A previous version of this story stated the settlement had just been reached between the parties and the NFL.

Tue, 22 Nov 2022 14:48:00 -0600 en text/html
Killexams : RSA announces nine 2022 Royal Designers for Industry

Among the nine designers who have been recognised are Superflux founders Anab Jain and Jon Ardern and furniture designer Sebastian Cox.

The Royal Society for Arts (RSA) has unveiled the nine recipients of the 2022 Royal Designers for Industry (RDI) title as it overhauls its structure to recognise speculative design, regenerative design and design research.

Every year, the RSA award the RDI title to individuals who exhibit “sustained design excellence” and produce “work of aesthetic value and significant benefit to society”, according to the RSA.

Superflux founders Anab Jain and Jon Ardern and Munich-based industrial designer Stephan Diez are among the new inductees, who were announced by Master of the RDI Faculty Tom Lloyd during a ceremony at RSA House.

Only 200 designers can be part of the group at any one time, and it has a legacy stretching back to its foundation in 1936. Non-UK designers can win the title as honorary Royal Designers. Current RDI include illustrator Quentin Blake, who has held the title since 1981, and graphic designer Michael Wolff, who was awarded the title in 2011.

Sebastian Cox

Sebastian Cox was awarded an RDI for his work in regenerative design. He is a designer, maker and environmental campaigner who adopts a nature-first approach in his work at his zero-waste workshop in London.

Cox uses only UK harvested woods, including from his own woodland in Kent. He practices coppicing, which is a woodland management technique involving repeatedly felling trees at the base (or stool) and allowing them to regrow to provide a sustainable supply of timber. This means that the raw materials Cox uses are net positive.

As well as modern digital fabrication methods, Cox designs and makes furniture pieces using traditional crafts and greenwood working techniques, such as weaving steaming and cleaving. His design style brings “the softness of nature into modern spaces”, said Lloyd, adding that the furniture pieces clearly communicate the origins of the materials and act as “vectors of education on subjects of bio-diversity and climate breakdown”.

Anab Jain and Jon Ardern

Anab Jain. Credit: Mark Cocksedge

Superflux founders Anab Jain and Jon Ardern were recognised for innovation in speculative design and handed RDI titles. Founded in 2009, Superflux is both a design and experiential futures company and a research and art practice.

Addressing syllabus such as climate change and algorithmic autonomy, Jain and Ardern seek to present the complex and interconnected nature of present-day challenges to diverse audiences. Their approach is a unique strategy for business that works by inviting people into hypothetical worlds to expand their imagination.

Jon Ardern. Credit: Mark Cocksedge

Lloyd described Superflux as “one of the first studios to pioneer a practice with speculative design, critical foresight, design fiction and experiential futures in business”. Jain and Ardern’s work takes the form of client projects, cautionary tales, super-fictions and immersive simulations which test new ideas and themes, ultimately helping to identify blind spots and enable strategic, informed and long-term decision making.

Product design – Stefan Diez

Credit: Christian Geisselmann

Stefan Diez attained an Honorary RDI title for his work in the product design space, where he focusses on designing furniture lighting and accessories for the circular economy. He founded Diez office in 2002 forefront of transforming the ways that products are developed and manufactured.

Growing up in a household of fourth generation carpenters inspired Diez’s “hands-on experimental approach” to his designs, said Lloyd. This concept is at the heart of his studio space formed in 2008, which is joinery-turned-atelier workshop in the centre of Munich.

The space aims to encourage crosspollination, creative experimentation and working analytically. According to Lloyd, Diez believes a good product “offers a tangible advantage to the user and is something they become attached to and want to preserve”.

Diez has also been head of the industrial design program at the University of Applied Arts Vienna since 2018.

Andrea Trimarchi and Simone Farresin

Andrea Trimarchi. Credit: Reneede Groot

Andrea Trimarchi and Simone Farresin received an Honorary RDI for innovation in design research. The pair founded research-based design studio Formafantasma in 2009 to drive projects that investigate the ecological, historical, political and social powers that influence contemporary design. They carry out similar research as co-leaders of the geo-design department at the Design Academy Einthoven.

Working from their studios in Milan and Rotterdam across multiple disciplines, – such as product design, spatial design, strategic planning design and consultancy – Trimarchi and Farresin take on both client briefs and self-initiated projects. Lloyd explained how their portfolio exemplifies “coherent visual language and meticulously research outcomes”.

Simone Farresin. Credit: Reneede Groot

He adds that Trimarchi and Farresin have advocated the need for “value-laden advocacy merged with holistic design thinking” in a bid to facilitate better knowledge of our natural and built environments and how it can be transformed through design.

Other winners

Professor in Graphic Design at The University of Melbourne and a visiting Professor at Tokyo Zokei University John Warwicker achieved the RDI honour for his work in new media design. Lloyd said that Warwicker “never stood still”, adding that his work across media, performance, commerce and art practices is “progressive exploratory and innovative”. Warwicker co-founded the multi-disciplinary design collective Tomato and received TTDC special prize for the curatorship and design of the O tomato Parco exhibition in Tokyo, which celebrated Tomato’s 25th anniversary in 2016.

Renowned west-African Burkinabè architect Diébédo Francis Kéré was accorded an Honorary RDI award. Lloyd described Kéré’s vision as both “utopian and pragmatic” as he focusses largely on utilising local materials, community engagement and sustainable modes of design to construction. Jenny Bevan (OBE) received the honour of becoming a RDI for her innovation in costume design. She has designed clothes for 49 films, 16 TV productions and 30 theatre productions and won three Oscars, three Baftas and two Primetime Emmys.

Lloyd also announced that Charlie Paton, who has been a RDI since 2012 for his work in engineering design, will replace him as Master of the faculty. Paton is best known for inventing the Seawater Greenhouse, which combines seawater and sunlight to generate ideal growing conditions for crops in hot, dry environments.

Sun, 20 Nov 2022 19:24:00 -0600 Abbey Bamford en-UK text/html
Killexams : Covea, Hiscox and RSA commit to Build Back Better

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Sun, 13 Nov 2022 23:34:00 -0600 en text/html
050-v5x-CAARCHER01 exam dump and training guide direct download
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